Kotak Medium Term Fund Direct Growth

Debt
Medium Duration
Moderately High Risk
8.82%
3Y annualised
+0.02% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 09 Jul 2025₹25.42
Min. SIP amount₹100
Rating3
Fund size₹1,900.68Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (48)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec8.25%
SovereignGOI Sec7.75%
Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A
ServicesDebenture4.77%
Tata Steel Ltd.
Metals & MiningBonds/Deb4.06%
Pipeline Infrastructure (India) Pvt. Ltd.
ConstructionDebenture3.42%
Aditya Birla Renewables Ltd.
EnergyBonds/NCD3.23%
FinancialDebenture3.16%
ConstructionREITs3.07%
Aditya Birla Real Estate Ltd.
Consumer StaplesNCD2.96%
Sansar Trust
OthersSec. Debt2.75%
IndiGrid Infrastructure Trust
Capital GoodsDebenture2.70%
Godrej Properties Ltd.
ConstructionDebenture2.69%
Embassy Office Parks REIT
ConstructionBonds2.69%
Vedanta Ltd - Pref. Shares 7.50
Metals & MiningDebenture2.65%
L&T Metro Rail (Hyderabad) Ltd.
ConstructionNCD2.64%
FinancialDebenture2.64%
Axis Bank Ltd.
FinancialCD2.56%
FinancialDebenture2.28%
ConstructionREITs2.07%
Aadhar Housing Finance Ltd
FinancialDebenture1.87%
Sansar Trust
OthersSec. Debt1.73%
Aadhar Housing Finance Ltd
FinancialDebenture1.60%
Prestige Projects Private Ltd.
ConstructionDebenture1.58%
Vedanta Ltd.
Metals & MiningDebenture1.58%
Muthoot Finance Ltd.
FinancialDebenture1.36%
Piramal Finance Ltd.
FinancialDebenture1.32%
ConstructionInvITs1.30%
SovereignGOI Sec1.08%
Dhruva Trust
OthersSec. Debt1.06%
Bharti Telecom Ltd.
CommunicationDebenture0.81%
Bahadur Chand Investments Pvt. Ltd.
FinancialDebenture0.66%
ConstructionREITs0.53%
DME Development Ltd.
ConstructionDebenture0.42%
DME Development Ltd.
ConstructionDebenture0.41%
Tata Projects Ltd.
ConstructionDebenture0.37%
Capital GoodsDebenture0.22%
Capital GoodsDebenture0.21%
National Bank For Agriculture & Rural Development
FinancialDebenture0.19%
Capital GoodsDebenture0.16%
ConstructionInvITs0.16%
OthersSDL0.15%
Capital GoodsBonds0.13%
Mahindra & Mahindra Financial Services Ltd.
FinancialDebenture0.11%
FinancialNCD0.11%
EnergyDebenture0.01%
EnergyDebenture0.00%
EnergyDebenture0.00%
FinancialAdd. Tier 1 Bond0.00%
See All

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Returns and rankings

Category: Debt Medium Duration
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns10.8%8.8%7.7%8.6%
Category average9.7%8.1%6.8%NA
Rank with in category345NA
Understand terms

Peer Comparison

Debt, Medium Duration fundsRating1Y3YFund Size(Cr)
4
10.3%8.9%1,945.01
4
10.2%8.7%654.65
5
10.3%8.6%5,700.65
3
9.8%8.4%3,870.84
3
10.1%8.2%314.71

Expense ratio, exit load and tax

Expense ratio: 0.67%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Vihag Mishra
Jun 2025 - Present
View details

Education
Rank Holder MBA in Finance from XLRI
Experience
Prior to joining Kotak AMC, he was working as a senior credit analyst at French Bank, BNP Paribas.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Phone
022-61152100 / 1800-22-2626
Launch Date
05 Aug 1994
E-mail
NA
Website
Kotak Mahindra Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Debt Medium Duration

Pros

Consistently top ranked fund
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Exit load is zero

Cons

Higher expense ratio: 0.67%

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