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Kotak Medium Term Fund Direct Growth
Debt
Medium Duration
Moderately High Risk
+8.97%
3Y annualised
+0.05% 1D
NAV: 09 Jan '26
₹26.40
Min. SIP amount
₹100
Fund size
₹2,014.86 Cr
Expense ratio
0.67%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹62,339 | +3.90% | |
| 3 years | ₹1,80,000 | ₹2,05,868 | +14.37% | |
| 5 years | ₹3,00,000 | ₹3,68,820 | +22.94% | |
| 10 years | ₹6,00,000 | ₹8,93,152 | +48.86% |
Holdings (57)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| JTPM Metal Traders Ltd. | Metals & Mining | Debenture | 5.12% |
| L&T Metro Rail (Hyderabad) Ltd. | Construction | NCD | 4.92% |
| Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A | Services | Debenture | 4.52% |
| Embassy Office Parks REIT | Construction | REITs | 4.32% |
| Tata Steel Ltd. | Metals & Mining | Bonds/Deb | 3.76% |
| Pipeline Infrastructure (India) Pvt. Ltd. | Construction | Debenture | 3.20% |
| Aditya Birla Renewables Ltd. | Energy | Bonds/NCD | 3.01% |
| Aditya Birla Real Estate Ltd. | Consumer Staples | NCD | 2.78% |
| GOI | Sovereign | GOI Sec | 2.67% |
| GOI | Sovereign | GOI Sec | 2.55% |
| Power Finance Corporation Ltd. | Financial | Debenture | 2.54% |
| IndiGrid Infrastructure Trust | Capital Goods | Debenture | 2.54% |
| Embassy Office Parks REIT | Construction | Bonds | 2.53% |
| Godrej Properties Ltd. | Construction | Debenture | 2.52% |
| Vedanta Ltd. | Metals & Mining | Debenture | 2.50% |
| Vedanta Ltd - Pref. Shares 7.50 | Metals & Mining | Debenture | 2.50% |
| JM Financial Credit Solutions Ltd. | Financial | Debenture | 2.49% |
| Gujarat State | Construction | SDL | 2.46% |
| Power Finance Corporation Ltd. | Financial | Debenture | 2.44% |
| GOI | Sovereign | GOI Sec | 2.33% |
| JM Financial Asset Reconstruction Company Ltd | Financial | Debenture | 2.14% |
| Brookfield India Real Estate Trust REIT | Construction | REITs | 2.06% |
| Siddhivinayak Securitisation Trust | Others | Sec. Debt | 1.99% |
| Tamilnadu State | Others | SDL | 1.98% |
| Aadhar Housing Finance Ltd | Financial | Debenture | 1.76% |
| Shivshakti Securitisation Trust | Others | Sec. Debt | 1.74% |
| Aadhar Housing Finance Ltd | Financial | Debenture | 1.51% |
| Sansar Trust | Others | Sec. Debt | 1.48% |
| Indus Infra Trust | Construction | InvITs | 1.32% |
| Muthoot Finance Ltd. | Financial | Debenture | 1.28% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 1.25% |
| Piramal Finance Ltd. | Financial | Debenture | 1.25% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 1.24% |
| REC Ltd. | Financial | Debenture | 1.23% |
| Capital Infra Trust | Construction | InvITs | 1.21% |
| GOI | Sovereign | GOI Sec | 0.99% |
| Sansar Trust | Others | Sec. Debt | 0.94% |
| Dhruva Trust | Others | Sec. Debt | 0.85% |
| Maharashtra State | Others | SDL | 0.82% |
| Bharti Telecom Ltd. | Communication | Debenture | 0.76% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.62% |
| Bahadur Chand Investments Pvt. Ltd. | Financial | Debenture | 0.62% |
| Nexus Select Trust | Construction | REITs | 0.55% |
| GOI | Sovereign | GOI Sec | 0.49% |
| Tata Projects Ltd. | Construction | Debenture | 0.35% |
| Uttar Pradesh Power Corporation Ltd | Capital Goods | Debenture | 0.21% |
| Uttar Pradesh Power Corporation Ltd | Capital Goods | Debenture | 0.20% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.18% |
| Tamilnadu State | Others | SDL | 0.14% |
| Uttar Pradesh Power Corporation Ltd | Capital Goods | Bonds | 0.13% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | Debenture | 0.10% |
| REC Ltd. | Financial | NCD | 0.10% |
| Uttar Pradesh Power Corporation Ltd | Capital Goods | Debenture | 0.05% |
| IOT Utkal Energy Services Ltd. | Energy | Debenture | 0.00% |
| IOT Utkal Energy Services Ltd. | Energy | Debenture | 0.00% |
| IOT Utkal Energy Services Ltd. | Energy | Debenture | 0.00% |
| Yes Bank Ltd. | Financial | Add. Tier 1 Bond | NA |
See All
Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +9.0% | +7.3% | +8.0% | +8.6% |
| Category average (Debt Medium Duration) | +7.6% | +6.6% | +7.0% | -- |
| Rank (Debt Medium Duration) | 2 | 4 | 5 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Aditya Birla Sun Life Medium Term Plan Direct Growth | +13.47% | +10.80% | 2,904.91 | |
HDFC Medium Term Debt Fund Direct Growth | +8.14% | +8.13% | 3,842.12 | |
DSP Bond Direct Growth | +7.90% | +7.79% | 319.74 | |
Invesco India Medium Duration Fund Direct Growth | +7.29% | +7.63% | 175.91 | |
Bandhan Medium Duration Fund Direct Growth | +7.17% | +7.53% | 1,393.38 | |
| Compare | ||||
Fund management
DADeepak AgrawalFeb 2014 - PresentView details
DA
Deepak Agrawal
Feb 2014 - Present
View details
VMVihag MishraJun 2025 - PresentView details
VM
Vihag Mishra
Jun 2025 - Present
View details
About Kotak Medium Term Fund Direct Growth
Kotak Medium Term Fund Direct Growth is a Debt Mutual Fund Scheme launched by Kotak Mahindra Mutual Fund. This scheme was made available to investors on 05 Aug 1994. Deepak Agrawal is the Current Fund Manager of Kotak Medium Term Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹5,69,913 Cr and the Latest NAV as of 09 Jan 2026 is ₹26.40.
The Kotak Medium Term Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100.
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Investment Objective
The scheme seeks to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments.
Fund benchmarkCRISIL Medium Duration Debt A-III Index
Fund house
Rank (total assets)#5 in India
Total AUM₹5,69,913.46 Cr
Date of Incorporation05 Aug 1994
Launch Date05 Aug 1994
AddressThe Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,