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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
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NAV: 10 Dec 2025
₹70.17
Rating
3
Min. SIP amount
₹100
Fund size
₹5,701.42Cr
Returns calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (63)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
Power Finance Corporation Ltd. | Financial | NCD | 5.94% |
GOI | Sovereign | GOI Sec | 4.15% |
National Housing Bank | Financial | Bonds | 3.92% |
GOI | Sovereign | GOI Sec | 3.52% |
Indian Oil Corporation Ltd. | Energy | Debenture | 3.42% |
Gujarat State | Construction | SDL | 3.01% |
Power Grid Corporation Of India Ltd. | Energy | Bonds | 2.88% |
HDFC Bank Ltd. | Financial | Debenture | 2.76% |
REC Ltd. | Financial | FRB | 2.72% |
State Bank of India | Financial | Ad.Tier 2 Bnd | 2.53% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 2.44% |
REC Ltd. | Financial | NCD | 2.33% |
GOI | Sovereign | GOI Sec | 2.32% |
LIC Housing Finance Ltd. | Financial | Debenture | 2.24% |
National Bank For Agriculture & Rural Development | Financial | Bonds | 2.23% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 2.23% |
National Bank For Agriculture & Rural Development | Financial | Bonds | 1.96% |
Power Finance Corporation Ltd. | Financial | NCD | 1.82% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 1.80% |
Export-Import Bank Of India | Financial | NCD | 1.79% |
Power Finance Corporation Ltd. | Financial | Debenture | 1.79% |
ICICI Bank Ltd. | Financial | Debenture | 1.75% |
National Bank For Financing Infrastructure And Development | Financial | Debenture | 1.74% |
Union Bank of India | Financial | Add. Tier 1 Bond | 1.71% |
GOI | Sovereign | GOI Sec | 1.61% |
HDFC Bank Ltd. | Financial | Debenture | 1.44% |
National Housing Bank | Financial | Bonds | 1.41% |
HDFC Bank Ltd. | Financial | Debenture | 1.36% |
GOI | Sovereign | GOI FRB | 1.35% |
Nuclear Power Corpn. Of India Ltd. | Energy | NCD | 1.35% |
Food Corporation of India | Consumer Staples | Bonds | 1.35% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 1.35% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 1.34% |
Power Grid Corporation Of India Ltd. | Energy | Debenture | 1.30% |
HDFC Bank Ltd. | Financial | Debenture | 1.27% |
REC Ltd. | Financial | Debenture | 1.10% |
REC Ltd. | Financial | Debenture | 1.04% |
HDFC Bank Ltd. | Financial | Debenture | 0.93% |
GOI | Sovereign | GOI Sec | 0.91% |
Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.90% |
Food Corporation of India | Consumer Staples | NCD | 0.90% |
HDFC Bank Ltd. | Financial | Debenture | 0.90% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 0.89% |
Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.89% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.88% |
ONGC Petro Additions Ltd. | Energy | Debenture | 0.88% |
Madhya Pradesh State | Others | SDL | 0.88% |
Mahanagar Telephone Nigam Ltd. | Communication | Debenture | 0.86% |
HDFC Bank Ltd. | Financial | Debenture | 0.82% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.81% |
Tamilnadu State | Others | SDL | 0.71% |
Maharashtra State | Others | SDL | 0.70% |
Gujarat State | Construction | SDL | 0.54% |
REC Ltd. | Financial | NCD | 0.45% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 0.45% |
HDFC Bank Ltd. | Financial | Debenture | 0.45% |
REC Ltd. | Financial | Debenture | 0.44% |
Maharashtra State | Others | SDL | 0.29% |
GOI | Sovereign | GOI Sec | 0.18% |
Mahanagar Telephone Nigam Ltd. | Communication | NCD | 0.09% |
Power Finance Corporation Ltd. | Financial | NCD | 0.05% |
Power Finance Corporation Ltd. | Financial | Debenture | 0.02% |
Gujarat State | Construction | SDL | 0.01% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹100 |
| Min. for 2nd investment onwards | ₹100 |
| Min. for SIP | ₹100 |
Returns and rankings
Category: Debt Banking and PSU
Annualised returns
Absolute returns
| 3Y | 5Y | 10Y | All | |
|---|---|---|---|---|
| Fund returns | 7.9% | 6.4% | 7.8% | 8.2% |
| Category average | 7.3% | 5.7% | 7.1% | NA |
| Rank with in category | 2 | 3 | 2 | NA |
Understand terms
Peer Comparison
| Debt, Banking and PSU funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
ICICI Prudential Banking & PSU Debt Direct Growth | 5 | 8.0% | 8.0% | 9,720.73 |
HDFC Banking and PSU Debt Fund Direct Growth | 4 | 7.8% | 7.8% | 5,834.90 |
Aditya Birla Sun Life Banking & PSU Debt Fund Direct Growth | 4 | 7.7% | 7.7% | 9,235.30 |
Bandhan Banking and PSU Fund Direct Growth | 4 | 7.4% | 7.5% | 12,818.07 |
Axis Banking & PSU Debt Direct Plan Growth | 4 | 7.8% | 7.5% | 13,711.73 |
Expense ratio, exit load and tax
Expense ratio: 0.40%
Inclusive of GST
Exit load
Nil
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Dharmesh ThakarJun 2025 - PresentView details
Dharmesh Thakar
Jun 2025 - Present
View details
Education
PGeMBA in Finance
Experience
Prior to joining the Kotak AMC, he was associated with Trust Financial Consultancy Services Pvt Ltd.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Phone
022-61152100 / 1800-22-2626
Launch Date
05 Aug 1994
Kotak Mahindra Mutual Fund
Asset Management Company
Custodian
Stock Holding Corp. of India Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]Website
www.camsonline.comCompare funds
Kotak Banking and PSU Debt Fund Direct Growth
VS
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