Stocks
Invest in Stocks
Invest in stocks, ETFs, IPOs with fast orders. Track returns on your stock holdings and view real-time P&L on your positions.
F&O
Mutual Funds
Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
Kotak Liquid Direct Growth
+6.95%
3Y annualised
+0.01% 1D
NAV: 16 Sep '26
₹5,743.61
Min. for SIP
₹500
Fund size (AUM)
₹49,073.09 Cr
Expense ratio
0.15%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,821 | +3.03% | |
| 3 years | ₹1,80,000 | ₹1,98,309 | +10.17% | |
| 5 years | ₹3,00,000 | ₹3,53,974 | +17.99% | |
| 10 years | ₹6,00,000 | ₹8,16,156 | +36.03% |
Holdings (134)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Small Industries Development Bank Of India (21/09/2026) ** | Financial | Commercial Paper | 4.06% |
| HDFC BANK LIMITED CD 01OCT26 | Financial | Certificate of Deposit | 3.85% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 09NOV26 | Financial | Commercial Paper | 3.52% |
| GOVERNMENT OF INDIA 37830 091 DAYS TBILL 12NV26 FV RS 100 | Financial | Treasury Bills | 3.03% |
| GOVERNMENT OF INDIA 37861 091 DAYS TBILL 27NV26 FV RS 100 | Financial | Treasury Bills | 2.92% |
| 91 DAYS T-BILL - 24SEP2026 | Financial | Treasury Bills | 2.52% |
| GOVERNMENT OF INDIA 37477 091 DAYS TBILL 03SP26 FV RS 100 | Financial | Treasury Bills | 2.04% |
| Union Bank of India CD | Financial | Certificate of Deposit | 2.03% |
| HDFC Bank Limited (16/09/2026) ** | Financial | Certificate of Deposit | 2.03% |
| GOVERNMENT OF INDIA 37642 091 DAYS TBILL 08OT26 FV RS 100 | Financial | Treasury Bills | 2.03% |
| GOVERNMENT OF INDIA 37693 091 DAYS TBILL 22OT26 FV RS 100 | Financial | Treasury Bills | 2.02% |
| HDFC BANK LIMITED CD 11NOV26 | Financial | Certificate of Deposit | 2.01% |
| GOVERNMENT OF INDIA 37846 091 DAYS TBILL 19NV26 FV RS 100 | Financial | Treasury Bills | 1.95% |
| Repo | Unspecified | Repo | 1.73% |
| INDIAN OVERSEAS BANK CD 01OCT26 | Financial | Certificate of Deposit | 1.52% |
| National Bank For Agriculture & Rural Development** | Financial | Commercial Paper | 1.51% |
| ICICI SECURITIES LIMITED** | Financial | Commercial Paper | 1.42% |
| GOVERNMENT OF INDIA 37176 182 DAYS TBILL 03SP26 FV RS 100 | Financial | Treasury Bills | 1.27% |
| INDIAN OIL CORPORATION LIMITED 60D CP 08SEP26 | Energy & Utilities | Commercial Paper | 1.22% |
| GOVERNMENT OF INDIA 37490 091 DAYS TBILL 10SP26 FV RS 100 | Financial | Treasury Bills | 1.17% |
| India Infoline Ltd. CP ** | Financial | Commercial Paper | 1.15% |
| EXPORT IMPORT BANK OF INDIA 91D CP 22SEP26 | Financial | Certificate of Deposit | 1.12% |
| PNB HOUSING FINANCE LIMITED 91D CP 03SEP26 | Financial | Commercial Paper | 1.02% |
| Punjab National Bank (17/09/2026) ** | Financial | Certificate of Deposit | 1.02% |
| ICICI Securities Limited (15/09/2026) ** | Financial | Commercial Paper | 1.02% |
| Union Bank of India (18/09/2026) | Financial | Certificate of Deposit | 1.02% |
| UNION BANK OF INDIA CD 21SEP26 | Financial | Certificate of Deposit | 1.02% |
| Reliance Retail Ventures Ltd** | Diversified | Commercial Paper | 1.02% |
| UNION BANK OF INDIA CD 14OCT26 | Financial | Certificate of Deposit | 1.01% |
| IDBI BANK LIMITED CD 28SEP26 | Financial | Certificate of Deposit | 1.01% |
| UNION BANK OF INDIA CD 01OCT26 | Financial | Certificate of Deposit | 1.01% |
| UNION BANK OF INDIA CD 19OCT26 | Financial | Certificate of Deposit | 1.01% |
| PUNJAB NATIONAL BANK CD 01OCT26 | Financial | Certificate of Deposit | 1.01% |
| CENTRAL BANK OF INDIA CD 13NOV26 | Financial | Certificate of Deposit | 1.01% |
| HDFC SECURITIES LIMITED 91D CP 04NOV26 | Financial | Commercial Paper | 1.01% |
| POWER FINANCE CORPORATION LIMITED 91D CP 18NOV26 | Financial | Commercial Paper | 1.01% |
| Indian Overseas Bank CD | Financial | Certificate of Deposit | 1.00% |
| CITY UNION BANK LIMITED CD 12NOV26 | Financial | Certificate of Deposit | 1.00% |
| THE JAMMU AND KASHMIR BANK LIMITED CD 20NOV26 | Financial | Certificate of Deposit | 1.00% |
| CANARA BANK CD 23NOV26 | Financial | Certificate of Deposit | 1.00% |
| CENTRAL BANK OF INDIA CD 23NOV26 | Financial | Certificate of Deposit | 1.00% |
| ICICI SECURITIES LIMITED 91D CP 03SEP26 | Financial | Commercial Paper | 0.81% |
| Small Industries Development Bank Of India (15-Sep-2026) ** | Financial | Commercial Paper | 0.81% |
| PNB HOUSING FINANCE LIMITED 91D CP 05NOV26 | Financial | Commercial Paper | 0.81% |
| TITAN COMPANY LIMITED 90D CP 10SEP26 | Consumer Discretionary | Commercial Paper | 0.76% |
| HDFC BANK LIMITED CD 21SEP26 | Financial | Certificate of Deposit | 0.71% |
| NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** | Financial | Commercial Paper | 0.71% |
| DSP FINANCE PRIVATE LIMITED 91D CP 19NOV26 | Financial | Commercial Paper | 0.70% |
| GOI Sec 6.97 06/09/2026 | Entities | GOI Securities | 0.61% |
| NETWORK18 MEDIA & INVESTMENTS LIMITED 91D CP 03SEP26 | Consumer Discretionary | Commercial Paper | 0.61% |
| BAJAJ FINANCIAL SECURITIES LIMITED 91D CP 19OCT26 | Financial | Commercial Paper | 0.61% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 91D CP 11SEP26 | Financial | Commercial Paper | 0.56% |
| BIRLA GROUP HOLDINGS PRIVATE LIMITED 91D CP 09SEP26 | Financial | Commercial Paper | 0.56% |
| THE KARUR VYSYA BANK LIMITED CD 18SEP26 | Financial | Certificate of Deposit | 0.51% |
| BANK OF BARODA CD 15SEP26 | Financial | Certificate of Deposit | 0.51% |
| GRASIM INDUSTRIES LTD 91D CP 11SEP26 | Materials | Commercial Paper | 0.51% |
| SHAREKHAN LIMITED 91D CP 09SEP26 | Financial | Commercial Paper | 0.51% |
| JULIUS BAER CAPITAL (INDIA) PRIVATE LIMITED 91D CP 09SEP26 | Financial | Commercial Paper | 0.51% |
| MASHREQBANK PSC CD 09SEP26 | Financial | Certificate of Deposit | 0.51% |
| REC LIMITED 91D CP 21SEP26 | Financial | Commercial Paper | 0.51% |
| BANK OF INDIA** | Financial | Certificate of Deposit | 0.51% |
| ANGEL ONE LIMITED** | Financial | Commercial Paper | 0.51% |
| DBS BANK INDIA LIMITED CD 28SEP26 | Financial | Certificate of Deposit | 0.51% |
| THE FEDERAL BANK LIMITED CD 12OCT26 | Financial | Certificate of Deposit | 0.51% |
| BANK OF BARODA CD 11NOV26 | Financial | Certificate of Deposit | 0.50% |
| ADANI PORTS AND SPECIAL ECONOMIC ZONE LIMITED 91D CP 06NOV26 | Industrials | Commercial Paper | 0.50% |
| HINDUSTAN PETROLEUM CORPORATION LIMITED 91D CP 12NOV26 | Energy & Utilities | Commercial Paper | 0.50% |
| TATA CAPITAL HOUSING FINANCE LIMITED 91D CP 04NOV26 | Financial | Commercial Paper | 0.50% |
| HDFC SECURITIES LIMITED 91D CP 20NOV26 | Financial | Commercial Paper | 0.50% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 90D CP 23NOV26 | Financial | Commercial Paper | 0.50% |
| DCB BANK LIMITED CD 17NOV26 | Financial | Certificate of Deposit | 0.50% |
| BAJAJ HOUSING FINANCE LIMITED 91D CP 26NOV26 | Financial | Commercial Paper | 0.50% |
| LIC HOUSING FINANCE LTD 91D CP 09SEP26 | Financial | Commercial Paper | 0.41% |
| ICICI SECURITIES LIMITED 91D CP 07SEP26 | Financial | Commercial Paper | 0.41% |
| BAJAJ FINANCIAL SECURITIES LIMITED 91D CP 11SEP26 | Financial | Commercial Paper | 0.41% |
| PUNJAB & SIND BANK CD 11SEP26 | Financial | Certificate of Deposit | 0.41% |
| HDFC SECURITIES LIMITED 91D CP 02SEP26 | Financial | Commercial Paper | 0.41% |
| JULIUS BAER CAPITAL (INDIA) PRIVATE LIMITED 91D CP 02SEP26 | Financial | Commercial Paper | 0.41% |
| IGH HOLDINGS PRIVATE LIMITED 91D CP 03SEP26 | Technology | Commercial Paper | 0.41% |
| NIRMA LIMITED 90D CP 10SEP26 | Consumer Staples | Commercial Paper | 0.41% |
| NUVOCO VISTAS CORPORATION LIMITED 90D CP 08SEP26 | Materials | Commercial Paper | 0.41% |
| IIFL CAPITAL SERVICES LIMITED 91D CP 10SEP26 | Financial | Commercial Paper | 0.41% |
| PUNJAB & SIND BANK** | Financial | Certificate of Deposit | 0.41% |
| JIO CREDIT LIMITED** | Financial | Commercial Paper | 0.41% |
| MOTILAL OSWAL FINANCIAL SERVICES LIMITED** | Financial | Commercial Paper | 0.41% |
| MOTILAL OSWAL FINVEST LTD.** | Financial | Commercial Paper | 0.41% |
| ADANI PORTS AND SPECIAL ECONOMIC ZONE LIMITED 91D CP 13OCT26 | Industrials | Commercial Paper | 0.40% |
| REC LIMITED 91D CP 22OCT26 | Financial | Commercial Paper | 0.40% |
| IDFC FIRST BANK LIMITED CD 22OCT26 | Financial | Certificate of Deposit | 0.40% |
| REC LIMITED 90D CP 23NOV26 | Financial | Commercial Paper | 0.40% |
| ICICI SECURITIES LIMITED 91D CP 26NOV26 | Financial | Commercial Paper | 0.40% |
| MANAPPURAM FINANCE LIMITED 91D CP 02SEP26 | Financial | Commercial Paper | 0.36% |
| ICICI SECURITIES LIMITED 91D CP 04NOV26 | Financial | Commercial Paper | 0.35% |
| HDFC BANK LIMITED CD 11SEP26 | Financial | Certificate of Deposit | 0.31% |
| BIRLA GROUP HOLDINGS PRIVATE LIMITED 91D CP 03SEP26 | Financial | Commercial Paper | 0.31% |
| HDFC SECURITIES LIMITED 91D CP 07SEP26 | Financial | Commercial Paper | 0.31% |
| NUVAMA WEALTH FINANCE LIMITED 91D CP 09SEP26 | Financial | Commercial Paper | 0.31% |
| IIFL FINANCE LIMITED 91D CP 08SEP26 | Financial | Commercial Paper | 0.31% |
| FEDBANK FINANCIAL SERVICES LIMITED 42D CP 04SEP26 | Financial | Commercial Paper | 0.31% |
| THE KARUR VYSYA BANK LIMITED CD 15SEP26 | Financial | Certificate of Deposit | 0.30% |
| ICICI Securities Ltd (16/09/2026) ** | Financial | Commercial Paper | 0.30% |
| ICICI SECURITIES LIMITED** | Financial | Commercial Paper | 0.30% |
| NUVAMA WEALTH AND INVESTMENT LIMITED 91D CP 20NOV26 | Financial | Commercial Paper | 0.30% |
| MOTILAL OSWAL FINANCIAL SERVICES LIMITED 91D CP 26NOV26 | Financial | Commercial Paper | 0.30% |
| TITAN COMPANY LIMITED 88D CP 04SEP26 | Consumer Discretionary | Commercial Paper | 0.25% |
| MANAPPURAM FINANCE LIMITED 91D CP 11SEP26 | Financial | Commercial Paper | 0.25% |
| IIFL FINANCE LIMITED 180D CP 03NOV26 | Financial | Commercial Paper | 0.25% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.23% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.44 BD 04SP26 FVRS1LAC | Financial | Debenture | 0.20% |
| MANAPPURAM FINANCE LIMITED 313D CP 21SEP26 | Financial | Commercial Paper | 0.20% |
| GOVERNMENT OF INDIA 37222 182 DAYS TBILL 18SP26 FV RS 100 | Financial | Treasury Bills | 0.20% |
| CANARA BANK CD 15SEP26 | Financial | Certificate of Deposit | 0.20% |
| ADITYA BIRLA MONEY LIMITED 91D CP 01SEP26 | Financial | Commercial Paper | 0.20% |
| SBICAP SECURITIES LIMITED 91D CP 11SEP26 | Financial | Commercial Paper | 0.20% |
| AXIS SECURITIES LIMITED 91D CP 01SEP26 | Unspecified | Commercial Paper | 0.20% |
| SBICAP SECURITIES LIMITED 91D CP 10SEP26 | Financial | Commercial Paper | 0.20% |
| ADITYA BIRLA MONEY LIMITED 91D CP 09SEP26 | Financial | Commercial Paper | 0.20% |
| MOTILAL OSWAL FINVEST LIMITED 91D CP 15SEP26 | Financial | Commercial Paper | 0.20% |
| ADITYA BIRLA MONEY LTD** | Financial | Commercial Paper | 0.20% |
| TVS CREDIT SERVICES LIMITED** | Financial | Commercial Paper | 0.20% |
| AXIS SECURITIES LIMITED 91D CP 23NOV26 | Unspecified | Commercial Paper | 0.20% |
| JULIUS BAER CAPITAL (INDIA) PRIVATE LIMITED 91D CP 26NOV26 | Financial | Commercial Paper | 0.20% |
| Reserve Bank of India 91-D | Financial | Treasury Bills | 0.17% |
| GIC HOUSING FINANCE LIMITED 91D CP 10SEP26 | Financial | Commercial Paper | 0.15% |
| GODREJ FINANCE LTD** | Financial | Commercial Paper | 0.15% |
| GODREJ INDUSTRIES LIMITED 91D CP 11NOV26 | Diversified | Commercial Paper | 0.15% |
| HDFC BANK LIMITED CD 13NOV26 | Financial | Certificate of Deposit | 0.10% |
| GOVERNMENT OF INDIA 37185 182 DAYS TBILL 10SP26 FV RS 100 | Financial | Treasury Bills | 0.10% |
| DSP FINANCE PRIVATE LIMITED 140D CP 02SEP26 | Financial | Commercial Paper | 0.10% |
| CANARA BANK CD 09SEP26 | Financial | Certificate of Deposit | 0.10% |
| NJ CAPITAL PRIVATE LIMITED 91D CP 09SEP26 | Financial | Commercial Paper | 0.10% |
| CHOLAMANDALAM SECURITIES LIMITED 91D CP 11SEP26 | Financial | Commercial Paper | 0.05% |
| Net Current Assets | Unspecified | Net Current Assets | 0.04% |
| INDIAN BANK CD 17SEP26 | Financial | Certificate of Deposit | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹1,000
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.0% | +6.3% | +6.1% | +6.8% |
| Category average (Debt Liquid) | +6.8% | +5.7% | +6.0% | -- |
| Rank (Debt Liquid) | 18 | 19 | 20 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +6.58% | +7.01% | 69,830.17 | |
 | +6.59% | +7.01% | 63,342.66 | |
 | +6.55% | +7.01% | 13,272.23 | |
 | +6.53% | +6.99% | 1,030.92 | |
 | +6.54% | +6.99% | 6,082.10 | |
| Compare | ||||
Fund management
SPSunil PandeyJun 2025 - PresentView details
SP
Sunil Pandey
Jun 2025 - Present
View details
DADeepak AgrawalJan 2013 - PresentView details
DA
Deepak Agrawal
Jan 2013 - Present
View details
About Kotak Liquid Direct Growth
Kotak Liquid Direct Growth is a Debt Mutual Fund Scheme launched by Kotak Mahindra Mutual Fund. This scheme was made available to investors on 05 Aug 1994. Sunil Pandey is the Current Fund Manager of Kotak Liquid Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹6,19,695 Cr and the Latest NAV as of 16 Sep 2026 is ₹5,743.61.
The Kotak Liquid Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹1,000. Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
;
Investment Objective
The scheme seeks to provide a high level of liquidity along with reasonable returns through investments in money and other short-term debt instruments.
Fund benchmarkNIFTY Liquid Index A-I
Fund house
Rank (total assets)#5 in India
Total AUM₹6,19,695.24 Cr
Date of Incorporation05 Aug 1994
Launch Date05 Aug 1994
AddressThe Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,