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Kotak Liquid Direct Growth
+6.93%
3Y annualised
+0.02% 1D
NAV: 06 Oct '26
₹5,762.31
Min. for SIP
₹500
Fund size (AUM)
₹42,047.28 Cr
Expense ratio
0.15%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,813 | +3.02% | |
| 3 years | ₹1,80,000 | ₹1,98,222 | +10.12% | |
| 5 years | ₹3,00,000 | ₹3,53,996 | +18.00% | |
| 10 years | ₹6,00,000 | ₹8,16,130 | +36.02% |
Holdings (137)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 09NOV26 | Financial | Commercial Paper | 4.13% |
| GOVERNMENT OF INDIA 37830 091 DAYS TBILL 12NV26 FV RS 100 | Financial | Treasury Bills | 3.55% |
| GOVERNMENT OF INDIA 37861 091 DAYS TBILL 27NV26 FV RS 100 | Financial | Treasury Bills | 3.43% |
| Reliance Retail Ventures Ltd. | Diversified | Commercial Paper | 2.96% |
| 91 Days Treasury Bill 03-Dec-2026 | Financial | Treasury Bills | 2.95% |
| GOVERNMENT OF INDIA 37642 091 DAYS TBILL 08OT26 FV RS 100 | Financial | Treasury Bills | 2.38% |
| GOVERNMENT OF INDIA 37693 091 DAYS TBILL 22OT26 FV RS 100 | Financial | Treasury Bills | 2.37% |
| HDFC BANK LIMITED CD 11NOV26 | Financial | Certificate of Deposit | 2.36% |
| IndusInd Bank Limited (11/12/2026) ** # | Financial | Certificate of Deposit | 2.35% |
| Reliance Retail Ventures Limited (27/11/2026) ** | Diversified | Commercial Paper | 2.35% |
| BANK OF INDIA CD RED 03-12-2026#** | Financial | Certificate of Deposit | 2.35% |
| HDFC Bank Ltd.** | Financial | Certificate of Deposit | 2.35% |
| GOVERNMENT OF INDIA 37846 091 DAYS TBILL 19NV26 FV RS 100 | Financial | Treasury Bills | 2.29% |
| HDFC BANK LIMITED CD 14DEC26 | Financial | Certificate of Deposit | 1.94% |
| INDIAN OVERSEAS BANK CD 01OCT26 | Financial | Certificate of Deposit | 1.78% |
| HDFC BANK LIMITED CD 19NOV26 | Financial | Certificate of Deposit | 1.77% |
| National Bank For Agriculture & Rural Development** | Financial | Commercial Paper | 1.77% |
| 91 DTB (24-DEC-2026) | Financial | Treasury Bills | 1.64% |
| Hindustan Petroleum Corporation Ltd (03-Dec-2026) **@ | Energy & Utilities | Commercial Paper | 1.47% |
| India Infoline Ltd. CP ** | Financial | Commercial Paper | 1.35% |
| UNION BANK OF INDIA CD 14OCT26 | Financial | Certificate of Deposit | 1.19% |
| UNION BANK OF INDIA CD 01OCT26 | Financial | Certificate of Deposit | 1.19% |
| UNION BANK OF INDIA CD 19OCT26 | Financial | Certificate of Deposit | 1.19% |
| PUNJAB NATIONAL BANK CD 01OCT26 | Financial | Certificate of Deposit | 1.19% |
| Indian Overseas Bank CD | Financial | Certificate of Deposit | 1.18% |
| 182 Days Tbill (MD 17/12/2026) | Financial | Treasury Bills | 1.18% |
| CENTRAL BANK OF INDIA CD 13NOV26 | Financial | Certificate of Deposit | 1.18% |
| CITY UNION BANK LIMITED CD 12NOV26 | Financial | Certificate of Deposit | 1.18% |
| HDFC SECURITIES LIMITED 91D CP 04NOV26 | Financial | Commercial Paper | 1.18% |
| POWER FINANCE CORPORATION LIMITED 91D CP 18NOV26 | Financial | Commercial Paper | 1.18% |
| THE JAMMU AND KASHMIR BANK LIMITED CD 20NOV26 | Financial | Certificate of Deposit | 1.18% |
| CANARA BANK CD 23NOV26 | Financial | Certificate of Deposit | 1.18% |
| CENTRAL BANK OF INDIA CD 23NOV26 | Financial | Certificate of Deposit | 1.18% |
| RELIANCE RETAIL VENTURES CP RED 02-12-26** | Diversified | Commercial Paper | 1.18% |
| Small Industries Development Bank Of India** | Financial | Commercial Paper | 1.18% |
| Union Bank of India | Financial | Certificate of Deposit | 1.18% |
| Canara Bank (06/11/2026) ** # | Financial | Certificate of Deposit | 1.18% |
| NTPC Limited 2026 ** | Energy & Utilities | Commercial Paper | 1.18% |
| Canara Bank** | Financial | Certificate of Deposit | 1.18% |
| Punjab & Sind Bank 10-DEC-2026**# | Financial | Certificate of Deposit | 1.17% |
| ** - BAJAJ FINANCE LTD - CP - 04/12/2026 | Financial | Commercial Paper | 1.17% |
| ICICI Securities Ltd^ | Financial | Commercial Paper | 1.17% |
| BANK OF INDIA CD 11-12-26#** | Financial | Certificate of Deposit | 1.17% |
| Export-Import Bank Of India (10-Dec-2026) ** | Financial | Commercial Paper | 1.06% |
| PNB HOUSING FINANCE LIMITED 91D CP 05NOV26 | Financial | Commercial Paper | 0.95% |
| DSP FINANCE PRIVATE LIMITED 91D CP 19NOV26 | Financial | Commercial Paper | 0.82% |
| BAJAJ FINANCIAL SECURITIES LIMITED** | Financial | Commercial Paper | 0.82% |
| BAJAJ FINANCIAL SECURITIES LIMITED 91D CP 19OCT26 | Financial | Commercial Paper | 0.71% |
| CESC Ltd.** | Energy & Utilities | Commercial Paper | 0.70% |
| MOTILAL OSWAL FINVEST LTD.** | Financial | Commercial Paper | 0.70% |
| JSW ENERGY LTD.** | Energy & Utilities | Commercial Paper | 0.70% |
| BIRLA GROUP HOLDING PRIVATE LIMITED** | Financial | Commercial Paper | 0.65% |
| AXIS BANK LIMITED CD 27NOV26 | Financial | Certificate of Deposit | 0.59% |
| ASEEM INFRASTRUCTURE FINANCE LIMITED 365D CP 04DEC26 | Financial | Commercial Paper | 0.59% |
| HDFC BANK LIMITED CD 01OCT26 | Financial | Certificate of Deposit | 0.59% |
| THE FEDERAL BANK LIMITED CD 12OCT26 | Financial | Certificate of Deposit | 0.59% |
| BANK OF BARODA CD 11NOV26 | Financial | Certificate of Deposit | 0.59% |
| ADANI PORTS AND SPECIAL ECONOMIC ZONE LIMITED 91D CP 06NOV26 | Industrials | Commercial Paper | 0.59% |
| HINDUSTAN PETROLEUM CORPORATION LIMITED 91D CP 12NOV26 | Energy & Utilities | Commercial Paper | 0.59% |
| TATA CAPITAL HOUSING FINANCE LIMITED 91D CP 04NOV26 | Financial | Commercial Paper | 0.59% |
| HDFC SECURITIES LIMITED 91D CP 20NOV26 | Financial | Commercial Paper | 0.59% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 90D CP 23NOV26 | Financial | Commercial Paper | 0.59% |
| DCB BANK LIMITED CD 17NOV26 | Financial | Certificate of Deposit | 0.59% |
| Yes Bank Limited** | Financial | Certificate of Deposit | 0.59% |
| National Bank For Agriculture and Rural Development (02/12/2026) ** | Financial | Commercial Paper | 0.59% |
| Reliance Industries Ltd. (MD 09/12/2026)** | Energy & Utilities | Commercial Paper | 0.59% |
| PNB HOUSING FINANCE LTD.** | Financial | Commercial Paper | 0.59% |
| IGH HOLDINGS PRIVATE LIMITED** | Technology | Commercial Paper | 0.59% |
| JULIUS BAER CAPITAL (INDIA) PVT. LTD** | Financial | Commercial Paper | 0.59% |
| CAN FIN HOMES LTD.** | Financial | Commercial Paper | 0.59% |
| BAJAJ HOUSING FINANCE LIMITED 91D CP 26NOV26 | Financial | Commercial Paper | 0.55% |
| BHARTI TELECOM LIMITED SR XVII 8.95 NCD 04DC26 FVRS1LAC | Technology | Debenture | 0.54% |
| BANK OF BARODA CD 25NOV26 | Financial | Certificate of Deposit | 0.53% |
| TORRENT PHARMACEUTICALS LTD 337D CP 22DEC26 | Healthcare | Commercial Paper | 0.53% |
| ADANI PORTS AND SPECIAL ECONOMIC ZONE LIMITED 91D CP 13OCT26 | Industrials | Commercial Paper | 0.47% |
| REC LIMITED 91D CP 22OCT26 | Financial | Commercial Paper | 0.47% |
| REC LIMITED 90D CP 23NOV26 | Financial | Commercial Paper | 0.47% |
| ICICI SECURITIES LIMITED 91D CP 26NOV26 | Financial | Commercial Paper | 0.47% |
| ICICI SECURITIES CP 04-12-26** | Financial | Commercial Paper | 0.47% |
| Axis Securities Ltd (01-Dec-2026) ** | Unspecified | Commercial Paper | 0.47% |
| Reliance Retail Ventures Ltd - 08/12/2026** | Diversified | Commercial Paper | 0.47% |
| Bharat Petroleum Corporation Ltd. | Energy & Utilities | Commercial Paper | 0.47% |
| BIRLA GROUP HOLDING PRIVATE LIMITED** | Financial | Commercial Paper | 0.47% |
| FED BANK FINANCIAL SERVICES LIMITED** | Financial | Commercial Paper | 0.47% |
| Manappuram Finance Ltd.** | Financial | Commercial Paper | 0.47% |
| SBICAP SECURITIES LIMITED** | Financial | Commercial Paper | 0.47% |
| 360 ONE Prime Limited** | Financial | Commercial Paper | 0.47% |
| SBICAP SECURITIES LIMITED** | Financial | Commercial Paper | 0.47% |
| SBICAP SECURITIES LIMITED** | Financial | Commercial Paper | 0.47% |
| MOTILAL OSWAL FINANCIAL SERVICES LIMITED** | Financial | Commercial Paper | 0.47% |
| ICICI SECURITIES LIMITED 91D CP 04NOV26 | Financial | Commercial Paper | 0.41% |
| CTBC BANKCO., LTD. CD 26NOV26 | Financial | Certificate of Deposit | 0.35% |
| BAHADUR CHAND INVESTMENTS PRIVATE LIMITED 362D CP 18NOV26 | Financial | Commercial Paper | 0.35% |
| NUVAMA WEALTH AND INVESTMENT LIMITED 91D CP 20NOV26 | Financial | Commercial Paper | 0.35% |
| AXIS SECURITIES LIMITED 113D CP 10DEC26 | Unspecified | Commercial Paper | 0.35% |
| MOTILAL OSWAL FINANCIAL SERVICES LIMITED 91D CP 26NOV26 | Financial | Commercial Paper | 0.35% |
| ** - IIFL FINANCE LTD - CP - 08/12/2026 | Financial | Commercial Paper | 0.35% |
| ADITYA BIRLA MONEY LTD** | Financial | Commercial Paper | 0.35% |
| ADITYA BIRLA MONEY LTD** | Financial | Commercial Paper | 0.35% |
| IIFL FINANCE LIMITED 180D CP 03NOV26 | Financial | Commercial Paper | 0.30% |
| MUTHOOT FINCORP LIMITED 363D CP 16DEC26 | Financial | Commercial Paper | 0.29% |
| NETWORK18 MED&INV CP R 10-12-26** | Consumer Discretionary | Commercial Paper | 0.29% |
| IIFL CAPITAL SERVICES LTD.** | Financial | Commercial Paper | 0.29% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.27% |
| AU SMALL FINANCE BANK LIMITED CD 13NOV26 | Financial | Certificate of Deposit | 0.24% |
| AXIS SECURITIES LIMITED 91D CP 23NOV26 | Unspecified | Commercial Paper | 0.24% |
| AXIS SECURITIES LIMITED 91D CP 20NOV26 | Unspecified | Commercial Paper | 0.24% |
| JULIUS BAER CAPITAL (INDIA) PRIVATE LIMITED 91D CP 26NOV26 | Financial | Commercial Paper | 0.24% |
| Pilani Investment and Industries Corporation Ltd. - 03/12/2026** | Financial | Commercial Paper | 0.23% |
| IGH Holdings Private Ltd. ** | Technology | Commercial Paper | 0.23% |
| JM Financial Services Limited 2026 ** | Financial | Commercial Paper | 0.23% |
| Nuvama Wealth And Investment Ltd 2026 ** | Financial | Commercial Paper | 0.23% |
| Manappuram Finance Ltd. (16/12/2026) ** | Financial | Commercial Paper | 0.23% |
| Reserve Bank of India 91-D | Financial | Treasury Bills | 0.20% |
| Reverse Repo | Unspecified | Reverse Repo | 0.19% |
| HDFC BANK LIMITED CD 21DEC26 | Financial | Certificate of Deposit | 0.19% |
| AXIS BANK LIMITED CD 16DEC26 | Financial | Certificate of Deposit | 0.18% |
| GODREJ INDUSTRIES LIMITED 91D CP 11NOV26 | Diversified | Commercial Paper | 0.18% |
| ** - IIFL CAPITAL SERVICES LTD - CP - 11/12/2026 | Financial | Commercial Paper | 0.18% |
| GODREJ INDUSTRIES LTD** | Diversified | Commercial Paper | 0.18% |
| GODREJ INDUSTRIES LTD** | Diversified | Commercial Paper | 0.18% |
| LIC HOUSING FINANCE LTD TR 449 7.69 NCD 11DC26 FVRS1LAC | Financial | Non Convertible Debenture | 0.12% |
| HDFC BANK LIMITED CD 13NOV26 | Financial | Certificate of Deposit | 0.12% |
| THE FEDERAL BANK LIMITED CD 10DEC26 | Financial | Certificate of Deposit | 0.12% |
| NJ CAPITAL PRIVATE LIMITED** | Financial | Commercial Paper | 0.12% |
| DSP FINANCE PRIVATE LIMITED** | Financial | Commercial Paper | 0.12% |
| NJ CAPITAL PRIVATE LIMITED** | Financial | Commercial Paper | 0.12% |
| Nuvama Wealth And Investment Ltd (23/11/2026) ** | Financial | Commercial Paper | 0.12% |
| TATA CAPITAL LIMITED SR B STRPP-I 7.905 NCD 03DC26 FVRS1LAC | Financial | Debenture | 0.06% |
| REC LIMITED SR 237 7.55 BD 31OT26 FVRS1LAC | Financial | Debenture | 0.06% |
| BAJAJ FINANCE LIMITED 365D CP 06NOV26 | Financial | Commercial Paper | 0.06% |
| MUTHOOT FINANCE LIMITED 365D CP 03DEC26 | Financial | Commercial Paper | 0.06% |
| BANK OF BARODA CD 11DEC26 | Financial | Certificate of Deposit | 0.06% |
| SUNDARAM FINANCE LIMITED SR Y4 7.75 NCD 11DC26 FVRS1LAC | Financial | Debenture | 0.04% |
| INDIAN BANK CD 04DEC26 | Financial | Certificate of Deposit | 0.04% |
| BAJAJ FINANCE LIMITED 91D CP 11NOV26 | Financial | Commercial Paper | 0.04% |
| Net Payables | Unspecified | Net Payables | -11.58% |
See All
Minimum investments
Min. for 1st investment
₹1,000
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +6.9% | +6.4% | +6.1% | +6.8% |
| Category average (Debt Liquid) | +6.8% | +6.3% | +6.0% | +6.9% |
| Rank (Debt Liquid) | 18 | 19 | 20 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +6.57% | +7.00% | 61,166.54 | |
 | +6.57% | +6.99% | 53,470.17 | |
 | +6.54% | +6.99% | 11,740.87 | |
 | +6.53% | +6.97% | 6,082.10 | |
 | +6.51% | +6.96% | 1,437.98 | |
| Compare | ||||
Fund management
SPSunil PandeyJun 2025 - PresentView details
SP
Sunil Pandey
Jun 2025 - Present
View details
DADeepak AgrawalJan 2013 - PresentView details
DA
Deepak Agrawal
Jan 2013 - Present
View details
About Kotak Liquid Direct Growth
Kotak Liquid Direct Growth is a Debt Mutual Fund Scheme launched by Kotak Mahindra Mutual Fund. This scheme was made available to investors on 05 Aug 1994. Sunil Pandey is the Current Fund Manager of Kotak Liquid Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹6,19,695 Cr and the Latest NAV as of 06 Oct 2026 is ₹5,762.31.
The Kotak Liquid Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹1,000. Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
;
Investment Objective
The scheme seeks to provide a high level of liquidity along with reasonable returns through investments in money and other short-term debt instruments.
Fund benchmarkNIFTY Liquid Index A-I
Fund house
Rank (total assets)#5 in India
Total AUM₹6,19,695.24 Cr
Date of Incorporation05 Aug 1994
Launch Date05 Aug 1994
AddressThe Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,