Stocks
Invest in Stocks
Invest in stocks, ETFs, IPOs with fast orders. Track returns on your stock holdings and view real-time P&L on your positions.
F&O
Mutual Funds
Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
Kotak Liquid Direct Growth
Debt
Liquid
Moderate Risk
+7.01%
3Y annualised
+0.01% 1D
NAV: 10 Jan '26
₹5,492.87
Min. SIP amount
Not Supported
Fund size
₹29,817.08 Cr
Expense ratio
0.20%
Return calculator
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,673 | +2.79% | |
| 3 years | ₹1,80,000 | ₹1,98,599 | +10.33% | |
| 5 years | ₹3,00,000 | ₹3,52,352 | +17.45% | |
| 10 years | ₹6,00,000 | ₹8,12,877 | +35.48% |
Holdings (96)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Reserve Bank of India | Financial | T-Bills | 5.00% |
| Reserve Bank of India | Financial | T-Bills | 4.09% |
| Reserve Bank of India | Financial | T-Bills | 3.33% |
| Bank Of Baroda | Financial | CD | 3.32% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 3.32% |
| Canara Bank | Financial | CD | 3.32% |
| HDFC Bank Ltd. | Financial | CD | 3.31% |
| PNB Housing Finance Ltd. | Financial | CP | 2.66% |
| Punjab National Bank | Financial | CD | 2.50% |
| Punjab National Bank | Financial | CD | 2.16% |
| Indusind Bank Ltd. | Financial | CD | 2.16% |
| ICICI Securities Ltd. | Financial | CP | 1.99% |
| Indusind Bank Ltd. | Financial | CD | 1.83% |
| Reserve Bank of India | Financial | T-Bills | 1.78% |
| GOI | Sovereign | GOI Sec | 1.68% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 1.67% |
| National Bank For Agriculture & Rural Development | Financial | CP | 1.67% |
| Karur Vysya Bank Ltd. | Financial | CD | 1.67% |
| The Federal Bank Ltd. | Financial | CD | 1.66% |
| HDFC Bank Ltd. | Financial | CD | 1.66% |
| Reserve Bank of India | Financial | T-Bills | 1.66% |
| RBL Bank Ltd. | Financial | CD | 1.66% |
| Reliance Retail Ventures Ltd. | Services | CP | 1.66% |
| Indian Bank | Financial | CD | 1.66% |
| Karur Vysya Bank Ltd. | Financial | CD | 1.66% |
| ICICI Securities Ltd. | Financial | CP | 1.65% |
| Indian Overseas Bank | Financial | CD | 1.65% |
| HDB Financial Services Ltd. | Financial | Debenture | 1.63% |
| ICICI Securities Ltd. | Financial | CP | 1.50% |
| Reserve Bank of India | Financial | T-Bills | 1.50% |
| National Bank For Agriculture & Rural Development | Financial | CD | 1.42% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 1.33% |
| HDFC Securities Ltd. | Financial | CP | 1.32% |
| Punjab National Bank | Financial | CD | 1.16% |
| Reserve Bank of India | Financial | T-Bills | 1.14% |
| Aditya Birla Housing Finance Ltd. | Financial | CP | 1.00% |
| Indusind Bank Ltd. | Financial | CD | 1.00% |
| Network 18 Media & Investments Ltd. | Services | CP | 1.00% |
| HDFC Securities Ltd. | Financial | CP | 0.99% |
| Bajaj Financial Securities Ltd. | Financial | CP | 0.99% |
| SBICAP Securities Ltd. | Financial | CP | 0.99% |
| Bank Of Baroda | Financial | CD | 0.84% |
| National Bank For Agriculture & Rural Development | Financial | CD | 0.84% |
| Punjab National Bank | Financial | CD | 0.83% |
| Punjab & Sind Bank | Financial | CD | 0.83% |
| Karur Vysya Bank Ltd. | Financial | CD | 0.83% |
| Tata Capital Housing Finance Ltd. | Financial | CP | 0.83% |
| Julius Baer Capital India Pvt Ltd. | Financial | CP | 0.83% |
| UCO Bank | Financial | CD | 0.83% |
| Bajaj Financial Securities Ltd. | Financial | CP | 0.83% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.83% |
| Reserve Bank of India | Financial | T-Bills | 0.80% |
| DCB Bank Ltd. | Financial | CD | 0.75% |
| Axis Securities Ltd. | Others | CP | 0.74% |
| Indusind Bank Ltd. | Financial | CD | 0.67% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.67% |
| HDFC Bank Ltd. | Financial | CD | 0.66% |
| Bajaj Financial Securities Ltd. | Financial | CP | 0.66% |
| Angel One Ltd. | Financial | CP | 0.66% |
| Axis Securities Ltd. | Others | CP | 0.66% |
| Export-Import Bank Of India | Financial | CD | 0.66% |
| Punjab National Bank | Financial | CD | 0.66% |
| Indusind Bank Ltd. | Financial | CD | 0.66% |
| Tata Teleservices Ltd. | Communication | CP | 0.58% |
| Reserve Bank of India | Financial | T-Bills | 0.54% |
| Nuvama Wealth Finance Ltd. | Financial | CP | 0.50% |
| Fedbank Financial Services Ltd. | Financial | CP | 0.50% |
| Bank Of Baroda | Financial | CD | 0.50% |
| Birla Group Holdings Pvt. Ltd. | Financial | CP | 0.50% |
| ICICI Securities Ltd. | Financial | CP | 0.50% |
| Julius Baer Capital India Pvt Ltd. | Financial | CP | 0.50% |
| Bajaj Finance Ltd. | Financial | CP | 0.50% |
| Godrej Consumer Products Ltd. | Consumer Staples | CP | 0.50% |
| Axis Bank Ltd. | Financial | CD | 0.50% |
| Indian Bank | Financial | CD | 0.50% |
| 360 One Wam Ltd. | Financial | CP | 0.42% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 0.33% |
| Punjab National Bank | Financial | CD | 0.33% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | CP | 0.33% |
| HDFC Securities Ltd. | Financial | CP | 0.33% |
| Indusind Bank Ltd. | Financial | CD | 0.33% |
| IGH Holdings Pvt. Ltd. | Communication | CP | 0.33% |
| National Bank For Agriculture & Rural Development | Financial | CD | 0.33% |
| ICICI Securities Ltd. | Financial | CP | 0.33% |
| Hero FinCorp Ltd. | Financial | CP | 0.33% |
| SBICAP Securities Ltd. | Financial | CP | 0.33% |
| Aditya Birla Capital Ltd. | Financial | CP | 0.33% |
| Aditya Birla Money Ltd. | Financial | CP | 0.33% |
| Cholamandalam Securities Ltd. | Financial | CP | 0.30% |
| Godrej Industries Ltd. | Consumer Staples | CP | 0.25% |
| Fedbank Financial Services Ltd. | Financial | CP | 0.17% |
| Indusind Bank Ltd. | Financial | CD | 0.17% |
| DSP Finance Pvt Ltd. | Financial | CP | 0.17% |
| Reserve Bank of India | Financial | T-Bills | 0.13% |
| Bajaj Housing Finance Ltd. | Financial | NCD | 0.13% |
| Bank Of Baroda | Financial | CD | 0.08% |
See All
Minimum investments
Min. for 1st investment
₹1,000
Min. for 2nd investment
₹500
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.0% | +5.9% | +6.2% | +6.8% |
| Category average (Debt Liquid) | +6.8% | +5.7% | +6.0% | -- |
| Rank (Debt Liquid) | 20 | 20 | 19 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Edelweiss Liquid Direct Growth | +6.58% | +7.07% | 10,414.02 | |
PGIM India Liquid Fund Direct Plan Growth | +6.58% | +7.05% | 504.53 | |
Nippon India Liquid Fund Direct Growth | +6.58% | +7.04% | 27,591.03 | |
Mirae Asset Liquid Fund Direct Growth | +6.55% | +7.04% | 15,756.80 | |
Franklin India Liquid Fund Super Institutional Plan Direct Growth | +6.62% | +7.03% | 2,640.35 | |
| Compare | ||||
Fund management
DADeepak AgrawalJan 2013 - PresentView details
DA
Deepak Agrawal
Jan 2013 - Present
View details
SPSunil PandeyJun 2025 - PresentView details
SP
Sunil Pandey
Jun 2025 - Present
View details
About Kotak Liquid Direct Growth
Kotak Liquid Direct Growth is a Debt Mutual Fund Scheme launched by Kotak Mahindra Mutual Fund. This scheme was made available to investors on 05 Aug 1994. Deepak Agrawal is the Current Fund Manager of Kotak Liquid Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹5,69,913 Cr and the Latest NAV as of 10 Jan 2026 is ₹5,492.87.
The Kotak Liquid Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹1,000. Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
;
Investment Objective
The scheme seeks to provide a high level of liquidity along with reasonable returns through investments in money and other short-term debt instruments.
Fund benchmarkNIFTY Liquid Index A-I
Fund house
Rank (total assets)#5 in India
Total AUM₹5,69,913.46 Cr
Date of Incorporation05 Aug 1994
Launch Date05 Aug 1994
AddressThe Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,