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| NAV: 14 Feb 2025 | ₹43.58 |
| Min. SIP amount | ₹100 |
| Rating | 2 |
| Fund size | ₹13,150.62Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Returns and rankings
Category: Debt Ultra Short Duration
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 7.7% | 6.7% | 6.0% | 7.4% |
| Category average | 7.1% | 6.1% | 5.4% | NA |
| Rank with in category | 15 | 14 | 9 | NA |
Understand terms
Peer Comparison
| Debt, Ultra Short Duration funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Nippon India Ultra Short Duration Fund Direct Growth | 5 | 8.0% | 7.1% | 7,666.37 |
Axis Ultra Short Duration Fund Direct Growth | 4 | 7.9% | 6.9% | 5,681.17 |
ICICI Prudential Ultra Short Term Fund Direct Growth | 5 | 7.8% | 6.9% | 13,813.18 |
Tata Ultra Short Term Fund Direct Growth | 4 | 7.8% | 6.9% | 4,964.54 |
Mahindra Manulife Ultra Short Duration Fund Direct Growth | 4 | 7.8% | 6.8% | 229.86 |
Holdings (83)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
Reserve Bank of India | Financial | T-Bills | 3.73% |
Small Industries Devp. Bank of India Ltd. | Financial | CD | 3.57% |
Indian Bank | Financial | CD | 3.54% |
Bharti Telecom Ltd. | Communication | CP | 3.23% |
Reserve Bank of India | Financial | T-Bills | 3.04% |
REC Ltd. | Financial | Debenture | 2.85% |
Union Bank of India | Financial | CD | 2.50% |
Mankind Pharma Ltd. | Healthcare | Debenture | 2.29% |
Axis Bank Ltd. | Financial | CD | 2.23% |
Nirma Ltd. | Consumer Staples | NCD | 1.90% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 1.90% |
The Federal Bank Ltd. | Financial | CD | 1.89% |
IDFC First Bank Ltd. | Financial | CD | 1.89% |
Axis Bank Ltd. | Financial | CD | 1.85% |
Axis Bank Ltd. | Financial | CD | 1.82% |
HDFC Bank Ltd. | Financial | CD | 1.79% |
Indusind Bank Ltd. | Financial | CD | 1.79% |
Punjab National Bank | Financial | CD | 1.79% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 1.74% |
Bharti Telecom Ltd. | Communication | Debenture | 1.72% |
Small Industries Devp. Bank of India Ltd. | Financial | CD | 1.51% |
Punjab National Bank | Financial | CD | 1.50% |
HDFC Bank Ltd. | Financial | CD | 1.48% |
Punjab National Bank | Financial | CD | 1.42% |
Panatone Finvest Ltd | Financial | CP | 1.41% |
Reserve Bank of India | Financial | T-Bills | 1.38% |
India Universal Trust AL1 | Others | Securitised Debt | 1.35% |
National Bank For Agriculture & Rural Development | Financial | CD | 1.32% |
Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 1.14% |
LIC Housing Finance Ltd. | Financial | Debenture | 1.14% |
Reserve Bank of India | Financial | T-Bills | 1.14% |
Bharti Telecom Ltd. | Communication | Debenture | 1.14% |
Tamilnadu State | Others | SDL | 1.14% |
Axis Bank Ltd. | Financial | CD | 1.06% |
Union Bank of India | Financial | CD | 1.06% |
National Bank For Agriculture & Rural Development | Financial | CD | 1.06% |
Indusind Bank Ltd. | Financial | CD | 1.06% |
Embassy Office Parks REIT | Construction | Debenture | 0.95% |
Cholamandalam Investment and Finance Company Ltd. | Financial | Debenture | 0.92% |
Maharashtra State | Others | SDL | 0.77% |
Titan Company Ltd. | Consumer Discretionary | Debenture | 0.76% |
HDB Financial Services Ltd. | Financial | Debenture | 0.76% |
LIC Housing Finance Ltd. | Financial | NCD | 0.76% |
Poonawalla Housing Finance Ltd. | Financial | FRB | 0.76% |
Hero FinCorp Ltd. | Financial | CP | 0.76% |
Gujarat State | Construction | SDL | 0.75% |
John Deere Financial India Pvt. Ltd. | Financial | Debenture | 0.75% |
Bahadur Chand Investments Pvt. Ltd. | Financial | CP | 0.73% |
Indusind Bank Ltd. | Financial | CD | 0.73% |
Reserve Bank of India | Financial | T-Bills | 0.72% |
IDFC First Bank Ltd. | Financial | CD | 0.71% |
ICICI Securities Ltd. | Financial | CP | 0.71% |
Reserve Bank of India | Financial | T-Bills | 0.71% |
HDFC Bank Ltd. | Financial | CD | 0.71% |
Muthoot Finance Ltd. | Financial | CP | 0.71% |
Embassy Office Parks REIT | Construction | FRB | 0.69% |
National Bank For Agriculture & Rural Development | Financial | CD | 0.57% |
Tamilnadu State | Others | SDL | 0.57% |
Union Bank of India | Financial | CD | 0.57% |
Canara Bank | Financial | CD | 0.57% |
Barclays Investments & Loans Ltd. | Financial | CP | 0.57% |
Small Industries Devp. Bank of India Ltd. | Financial | CP | 0.57% |
Bharti Telecom Ltd. | Communication | Debenture | 0.57% |
Bajaj Housing Finance Ltd. | Financial | NCD | 0.57% |
National Bank For Agriculture & Rural Development | Financial | FRB | 0.42% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.38% |
Indian Bank | Financial | CD | 0.38% |
Kotak Mahindra Prime Ltd. | Financial | Debenture | 0.38% |
HDB Financial Services Ltd. | Financial | Debenture | 0.38% |
Bajaj Housing Finance Ltd. | Financial | Bonds/NCD | 0.38% |
Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.36% |
Gujarat State | Construction | SDL | 0.35% |
Muthoot Finance Ltd. | Financial | CP | 0.35% |
LIC Housing Finance Ltd. | Financial | Debenture | 0.27% |
Shriram Finance Ltd | Financial | Securitised Debt | 0.25% |
Tamilnadu State | Others | SDL | 0.19% |
Muthoot Finance Ltd. | Financial | Debenture | 0.19% |
Sikka Ports and Terminals Ltd. | Energy | Debenture | 0.19% |
Godrej Industries Ltd. | Consumer Staples | NCD | 0.19% |
GOI | Sovereign | GOI Sec | 0.18% |
GOI | Sovereign | GOI Sec | 0.17% |
ONGC Petro Additions Ltd. | Energy | NCD | 0.11% |
PNB Housing Finance Ltd. | Financial | Fixed Deposits | 0.10% |
See All
Pros and cons
Category: Debt Ultra Short Duration
Pros
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher alpha: 2.46
The fund has generated returns higher than benchmark - NIFTY Ultra Short Duration Debt Index A-I - in the last 3Y
Exit load is zero
Lower expense ratio: 0.37%
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Cons
Low rating: 2
Expense ratio, exit load and tax
Expense ratio: 0.37%
Inclusive of GST
Exit load
Nil
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Minimum investment amounts
| Min. for 1st investment | ₹100 |
| Min. for 2nd investment onwards | ₹100 |
| Min. for SIP | ₹100 |
Fund management
Deepak AgrawalJan 2013 - PresentView details
Deepak Agrawal
Jan 2013 - Present
View details
Education
Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.
Experience
He has been associated with Kotak AMC since 2002.
Also manages these schemes
Manu SharmaNov 2022 - PresentView details
Manu Sharma
Nov 2022 - Present
View details
Education
Mr. Sharma has done M.Com and CA.
Experience
He has over 17 years of experience in fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Phone
022-61152100 / 1800-22-2626
Launch Date
05 Aug 1994
Kotak Mahindra Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]Website
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