How to Invest in Kotak Savings Fund Direct Growth?

You can easily invest in Kotak Savings Fund Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for Kotak Savings Fund Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in Kotak Savings Fund Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does Kotak Savings Fund Direct Growth provide?

The Kotak Savings Fund Direct Growth has been there from 31 Dec 2012 and the average annual returns provided by this fund is 7.33% since its inception.

How much expense ratio is charged by Kotak Savings Fund Direct Growth?

The term Expense Ratio used for Kotak Savings Fund Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Kotak Savings Fund Direct Growth is 0.36% as of 13 Dec 2025...

What is the AUM of Kotak Savings Fund Direct Growth?

The AUM, short for Assets Under Management of Kotak Savings Fund Direct Growth is ₹16,007.83Cr as of 13 Dec 2025.

How to Redeem Kotak Savings Fund Direct Growth?

If you want to sell your Kotak Savings Fund Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of Kotak Savings Fund Direct Growth?

You can select either SIP or Lumpsum investment of Kotak Savings Fund Direct Growth based on your investment objective and risk tolerance.

What is the NAV of Kotak Savings Fund Direct Growth?

The NAV of Kotak Savings Fund Direct Growth is ₹46.21 as of 12 Dec 2025.

What is the PE and PB ratio of Kotak Savings Fund Direct Growth?

The PE ratio ratio of Kotak Savings Fund Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

Name	Sector	Instrument	Assets
Bajaj Housing Finance Ltd.	Financial	NCD	4.03%
National Bank For Agriculture & Rural Development	Financial	Debenture	3.64%
National Bank For Agriculture & Rural Development	Financial	Debenture	3.57%
REC Ltd.	Financial	Debenture	2.98%
Small Industries Devp. Bank of India Ltd.	Financial	CD	2.46%
IIFL Finance Ltd.	Financial	CP	2.46%
Canara Bank	Financial	CD	2.16%
Reserve Bank of India	Financial	T-Bills	1.98%
Reserve Bank of India	Financial	T-Bills	1.91%
Mankind Pharma Ltd.	Healthcare	Debenture	1.89%
HDFC Bank Ltd.	Financial	CD	1.82%
Punjab National Bank	Financial	CD	1.69%
Bank Of Baroda	Financial	CD	1.52%
Small Industries Devp. Bank of India Ltd.	Financial	CD	1.52%
Reserve Bank of India	Financial	T-Bills	1.52%
Bajaj Housing Finance Ltd.	Financial	CP	1.51%
Bank Of Baroda	Financial	CD	1.47%
GOI	Sovereign	GOI Sec	1.42%
Radhakrishna Securitisation Trust	Others	Sec. Debt	1.33%
National Bank For Agriculture & Rural Development	Financial	Bonds	1.27%
Vedanta Ltd.	Metals & Mining	Debenture	1.26%
Tamilnadu State	Others	SDL	1.26%
Poonawalla Fincorp Ltd.	Financial	NCD	1.25%
Panatone Finvest Ltd	Financial	CP	1.24%
Axis Bank Ltd.	Financial	CD	1.23%
Reserve Bank of India	Financial	T-Bills	1.23%
Credila Financial Services Ltd.	Financial	CP	1.23%
Export-Import Bank Of India	Financial	CP	1.21%
Piramal Finance Ltd.	Financial	Debenture	1.10%
LIC Housing Finance Ltd.	Financial	NCD	0.94%
Citi Corp Finance Ltd	Financial	Debenture	0.94%
Nuvama Wealth Finance Ltd.	Financial	Debenture	0.94%
Small Industries Devp. Bank of India Ltd.	Financial	CD	0.93%
Jamnagar Utilities and Power Pvt. Ltd.	Capital Goods	NCD	0.93%
Indusind Bank Ltd.	Financial	CD	0.92%
Canara Bank	Financial	CD	0.92%
Reserve Bank of India	Financial	T-Bills	0.92%
UCO Bank	Financial	CD	0.91%
Small Industries Devp. Bank of India Ltd.	Financial	CD	0.89%
Axis Bank Ltd.	Financial	CD	0.88%
Small Industries Devp. Bank of India Ltd.	Financial	Debenture	0.88%
Tata Teleservices Ltd.	Communication	CP	0.88%
Mankind Pharma Ltd.	Healthcare	Bonds/Deb	0.79%
Bharti Telecom Ltd.	Communication	Debenture	0.78%
Liquid Gold Series 14	Others	SO	0.74%
Liquid Gold Series 9	Financial	SO	0.69%
Jubilant Bevco Ltd.	Consumer Staples	Debenture	0.67%
Can Fin Homes Ltd.	Financial	FRB	0.63%
GOI	Sovereign	GOI Sec	0.63%
Gujarat State	Construction	SDL	0.63%
Muthoot Finance Ltd.	Financial	Debenture	0.63%
Embassy Office Parks REIT	Construction	NCD	0.63%
Indusind Bank Ltd.	Financial	CD	0.62%
Small Industries Devp. Bank of India Ltd.	Financial	CP	0.62%
Canara Bank	Financial	CD	0.62%
Muthoot Finance Ltd.	Financial	CP	0.62%
ICICI Securities Ltd.	Financial	CP	0.62%
Reserve Bank of India	Financial	T-Bills	0.62%
IDFC First Bank Ltd.	Financial	CD	0.62%
360 ONE Wealth Ltd.	Financial	Debenture	0.62%
Bank Of Baroda	Financial	CD	0.61%
Bank of India	Financial	CD	0.61%
Canara Bank	Financial	CD	0.61%
Barclays Investments & Loans Ltd.	Financial	CP	0.61%
Reserve Bank of India	Financial	T-Bills	0.61%
Bank Of Baroda	Financial	CD	0.59%
Manappuram Finance Ltd.	Financial	CP	0.59%
Bahadur Chand Investments Pvt. Ltd.	Financial	CP	0.58%
Bharti Telecom Ltd.	Communication	Debenture	0.48%
Nirma Ltd.	Consumer Staples	Debenture	0.47%
Tamilnadu State	Others	SDL	0.47%
Muthoot Finance Ltd.	Financial	NCD	0.47%
IDBI Bank Ltd.	Financial	CD	0.46%
Indian Bank	Financial	CD	0.46%
Small Industries Devp. Bank of India Ltd.	Financial	CD	0.46%
Union Bank of India	Financial	CD	0.46%
Bahadur Chand Investments Pvt. Ltd.	Financial	CP	0.46%
India Universal Trust AL1	Others	Sec. Debt	0.42%
Vedanta Ltd.	Metals & Mining	Debenture	0.38%
National Bank For Agriculture & Rural Development	Financial	FRB	0.38%
HDFC Bank Ltd.	Financial	CD	0.31%
Hindustan Zinc Ltd.	Metals & Mining	Debenture	0.31%
LIC Housing Finance Ltd.	Financial	Bonds/NCD	0.31%
Samvardhana Motherson International Ltd.	Automobile	Debenture	0.31%
Indian Bank	Financial	CD	0.31%
Small Industries Devp. Bank of India Ltd.	Financial	CP	0.31%
Union Bank of India	Financial	CD	0.31%
Muthoot Finance Ltd.	Financial	CP	0.31%
Tata Capital Housing Finance Ltd.	Financial	NCD	0.31%
Bajaj Housing Finance Ltd.	Financial	NCD	0.31%
Godrej Seeds & Genetics Ltd.	Consumer Staples	NCD	0.31%
Gujarat State	Construction	SDL	0.29%
Godrej Seeds & Genetics Ltd.	Consumer Staples	NCD	0.28%
Indian Bank	Financial	CD	0.19%
Sikka Ports and Terminals Ltd.	Energy	Debenture	0.16%
Godrej Properties Ltd.	Construction	Debenture	0.16%
GOI	Sovereign	GOI Sec	0.15%
Canara Bank	Financial	CD	0.15%
Export-Import Bank Of India	Financial	CD	0.15%
Standard Chartered Investment & Loan India Ltd.	Financial	CP	0.15%
Tata Capital Housing Finance Ltd.	Financial	Bonds/NCD	0.15%
Bank Of Baroda	Financial	CD	0.12%
HDFC Bank Ltd.	Financial	CD	0.06%
Tamilnadu State	Others	SDL	0.06%
L&T Finance Ltd.	Financial	Bonds	0.06%
National Bank For Agriculture & Rural Development	Financial	Debenture	0.04%
Shriram Finance Ltd	Financial	Sec. Debt	0.04%
Canara Bank	Financial	CD	0.03%
Andhra Pradesh State	Financial	SDL	0.03%
Punjab National Bank	Financial	CD	0.03%
Reserve Bank of India	Financial	T-Bills	0.03%
Bank Of Baroda	Financial	CD	0.03%
Tata Capital Financial Services Ltd.	Financial	Debenture	0.03%
Madhya Pradesh State	Others	SDL	0.03%
LIC Housing Finance Ltd.	Financial	Debenture	0.02%
Maharashtra State	Others	SDL	0.02%
Rajasthan State	Others	SDL	0.01%

Min. for 1st investment	₹100
Min. for 2nd investment onwards	₹100

	3Y	5Y	10Y	All
Fund returns	7.4%	6.1%	6.9%	7.4%
Category average	6.8%	5.6%	6.0%	NA
Rank with in category	13	14	3	NA

Debt, Ultra Short Duration funds	Rating	1Y	3Y	Fund Size(Cr)
Nippon India Ultra Short Duration Fund Direct Growth	4	7.6%	7.7%	13,682.19
Tata Ultra Short Term Fund Direct Growth	5	7.5%	7.6%	6,030.76
Baroda BNP Paribas Ultra Short Duration Fund Direct Growth	4	7.2%	7.4%	1,070.84
PGIM India Ultra Short Duration Direct Growth	5	7.1%	7.3%	209.43
LIC MF Ultra Short Duration Fund Direct Growth	5	7.2%	7.2%	195.36

Rank (total assets)	#5 in India
Total AUM	₹5,78,901.39Cr

Kotak Savings Fund Direct Growth

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Expense ratio: 0.36%

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Deepak AgrawalJan 2013 - PresentView details

Manu SharmaNov 2022 - PresentView details

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Deepak Agrawal
Jan 2013 - Present
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Manu Sharma
Nov 2022 - Present
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