HSBC Balanced Advantage Fund Direct Growth

Hybrid
Dynamic Asset Allocation
Moderately High Risk
+13.67%
3Y annualised
0.00% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 03 Oct 2025
₹50.50
Rating
3
Min. SIP amount
₹500
Fund size
₹1,554.28Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (84)

NameSectorInstrumentAssets
FinancialEquity6.61%
FinancialEquity6.58%
TechnologyEquity4.44%
SovereignGOI Sec3.25%
FinancialEquity2.93%
GOI
SovereignGOI Sec2.73%
SovereignGOI Sec2.66%
GOI
SovereignGOI Sec2.58%
EnergyEquity2.50%
HealthcareEquity2.44%
Consumer StaplesEquity2.41%
EnergyEquity2.18%
FinancialEquity2.07%
ConstructionEquity1.84%
FinancialNCD1.70%
India Universal Trust AL1
OthersSec. Debt1.70%
National Bank For Agriculture & Rural Development
FinancialDebenture1.69%
LIC Housing Finance Ltd.
FinancialDebenture1.68%
National Bank For Agriculture & Rural Development
FinancialDebenture1.68%
Capital GoodsEquity1.67%
FinancialDebenture1.67%
Small Industries Devp. Bank of India Ltd.
FinancialBonds1.66%
REC Ltd.
FinancialDebenture1.64%
ServicesEquity1.51%
ConstructionEquity1.51%
FinancialEquity1.49%
Consumer StaplesEquity1.38%
GOI
SovereignGOI Sec1.36%
GOI
SovereignGOI Sec1.33%
FinancialDebenture1.30%
HealthcareEquity1.28%
FinancialEquity1.24%
FinancialEquity1.22%
ChemicalsEquity1.18%
ConstructionEquity1.17%
HealthcareEquity1.11%
HealthcareEquity1.08%
ServicesEquity1.05%
Consumer StaplesEquity1.02%
HealthcareEquity1.01%
TechnologyEquity0.99%
Consumer StaplesEquity0.97%
Kotak Mahindra Prime Ltd.
FinancialDebenture0.93%
FinancialEquity0.86%
ServicesEquity0.81%
Capital GoodsEquity0.80%
Consumer StaplesEquity0.76%
Small Industries Devp. Bank of India Ltd.
FinancialBonds/NCD0.67%
SovereignGOI Sec0.67%
EnergyEquity0.63%
ServicesEquity0.61%
AutomobileEquity0.59%
ServicesEquity0.57%
ChemicalsEquity0.55%
Consumer DiscretionaryEquity0.48%
Capital GoodsEquity0.48%
FinancialEquity0.48%
Metals & MiningEquity0.48%
ServicesEquity0.45%
TechnologyEquity0.43%
Capital GoodsEquity0.43%
HealthcareEquity0.42%
Consumer StaplesEquity0.40%
GOI
SovereignGOI Sec0.34%
LIC Housing Finance Ltd.
FinancialCP0.32%
Capital GoodsEquity0.28%
Capital GoodsEquity0.18%
Exide Industries Ltd.
Capital GoodsFutures-0.18%
Bharat Electronics Ltd.
Capital GoodsFutures-0.29%
Godrej Consumer Products Ltd.
Consumer StaplesFutures-0.40%
Hindalco Industries Ltd.
Metals & MiningFutures-0.48%
Polycab India Ltd.
Capital GoodsFutures-0.53%
United Spirits Ltd.
Consumer StaplesFutures-0.97%
Tata Consultancy Services Ltd.
TechnologyFutures-0.99%
State Bank of India
FinancialFutures-1.22%
DLF Ltd.
ConstructionFutures-1.86%
Kotak Mahindra Bank Ltd.
FinancialFutures-2.08%
Infosys Ltd.
TechnologyFutures-2.09%
ITC Ltd.
Consumer StaplesFutures-2.42%
Aurobindo Pharma Ltd.
HealthcareFutures-2.46%
Tata Power Company Ltd.
EnergyFutures-2.50%
HDFC Bank Ltd.
FinancialFutures-2.92%
Axis Bank Ltd.
FinancialFutures-2.95%
ICICI Bank Ltd.
FinancialFutures-3.03%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500

Returns and rankings

Category: Hybrid Dynamic Asset Allocation
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns3.9%13.7%11.5%11.9%
Category average0.6%12.4%12.5%NA
Rank with in category121619NA
Understand terms

Peer Comparison

Hybrid, Dynamic Asset Allocation fundsRating1Y3YFund Size(Cr)
5
2.6%20.6%1,01,079.60
5
4.3%15.3%36,673.43
4
6.9%14.3%65,710.61
4
4.2%14.1%9,317.08
4
5.7%13.2%3,488.52

Expense ratio, exit load and tax

Expense ratio: 0.86%

Inclusive of GST

Exit load

Exit load of 1% if units in excess of 10% are redeemed or switched-out within 1 year

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.

Understand terms
Check past data

Fund management

Prakriti Banka
Oct 2025 - Present
View details

Education
BE (Electronics and Telecom, Mumbai University), MBA (IMT, Ghaziabad), CFA (CFA Institute)
Experience
Prior joining the HSBC AMC, she was associated with PGIM AMC, Avendus Securities Ltd, Yes Bank Ltd.
Also manages these schemes

Mayank Chaturvedi
Oct 2025 - Present
View details

Education
Chartered Accountant (ICAI) CFA Level 2 (Charlottsville, USA) B.Com (Ahmedabad University)
Experience
Prior joining the HSBC AMC, he was associated with Equirus Securities Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
9-11th Floor,NESCO - IT Park Bldg. 3,Western Express Highway, Goregaon East, Mumbai 400063
Phone
NA
Launch Date
27 May 2002
HSBC Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Hybrid Dynamic Asset Allocation

Pros

Consistently higher annualised returns than category average for the past 1Y and 3Y
Lower expense ratio: 0.86%
Higher alpha: 2.65 The fund has generated returns higher than benchmark - NIFTY 50 Hybrid Composite Debt 50:50 Index - in the last 3Y

Cons

5Y and 10Y annualised returns lower than category average

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