HSBC Gilt Fund Direct Growth

Debt
Gilt
Moderate Risk
+7.05%
3Y annualised
-0.15% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 21 Nov 2025
₹75.73
Rating
3
Min. SIP amount
₹1,000
Fund size
₹292.51Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (12)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec20.56%
GOI
SovereignGOI Sec15.41%
GOI
SovereignGOI Sec14.95%
GOI
SovereignGOI Sec10.75%
GOI
SovereignGOI Sec8.35%
Gujarat State
ConstructionSDL5.37%
GOI
SovereignGOI Sec5.32%
GOI
SovereignGOI Sec5.12%
GOI
SovereignGOI Sec4.32%
Gujarat State
ConstructionSDL4.17%
Karnataka State
OthersSDL3.54%
GOI
SovereignCGL0.07%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹1,000

Returns and rankings

Category: Debt Gilt
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns5.2%7.0%5.2%8.4%
Category average5.6%6.9%4.9%NA
Rank with in category141618NA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.48%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Shriram Ramanathan
Apr 2017 - Present
View details

Education
Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.
Experience
Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
9-11th Floor,NESCO - IT Park Bldg. 3,Western Express Highway, Goregaon East, Mumbai 400063
Phone
NA
Launch Date
27 May 2002
HSBC Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Debt Gilt

Pros

3Y, 5Y and 10Y annualised returns higher than category average
Exit load is zero
Lower expense ratio: 0.48%

Cons

1Y annualised returns lower than category average by 0.32%

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