HSBC Banking and PSU Debt Fund Direct Growth

Debt
Banking and PSU
Moderate Risk
7.19%
3Y annualised
+0.01% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 02 Sep 2025
₹25.78
Rating
3
Min. SIP amount
₹1,000
Fund size
₹4,675.91Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (58)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec4.76%
NTPC Ltd.
EnergyNCD4.40%
LIC Housing Finance Ltd.
FinancialDebenture4.01%
REC Ltd.
FinancialBonds3.92%
Export-Import Bank Of India
FinancialBonds3.40%
National Bank For Agriculture & Rural Development
FinancialBonds3.36%
GOI
SovereignGOI Sec3.25%
Small Industries Devp. Bank of India Ltd.
FinancialBonds3.14%
National Bank For Agriculture & Rural Development
FinancialBonds3.01%
Power Finance Corporation Ltd.
FinancialBonds2.92%
National Housing Bank
FinancialBonds2.83%
Bajaj Finance Ltd.
FinancialDebenture2.75%
Bajaj Finance Ltd.
FinancialDebenture2.51%
LIC Housing Finance Ltd.
FinancialBonds2.27%
FinancialNCD2.25%
Housing & Urban Development Corporation Ltd.
FinancialDebenture2.15%
GOI
SovereignGOI Sec2.07%
Export-Import Bank Of India
FinancialCD2.03%
HDFC Bank Ltd.
FinancialCD2.03%
Small Industries Devp. Bank of India Ltd.
FinancialBonds/NCD1.87%
Indian Oil Corporation Ltd.
EnergyNCD1.71%
FinancialNCD1.71%
Export-Import Bank Of India
FinancialNCD1.69%
Power Finance Corporation Ltd.
FinancialBonds1.69%
Power Finance Corporation Ltd.
FinancialBonds1.68%
FinancialBonds1.68%
Indian Oil Corporation Ltd.
EnergyDebenture1.65%
Small Industries Devp. Bank of India Ltd.
FinancialCD1.53%
EnergyDebenture1.49%
EnergyDebenture1.31%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture1.28%
REC Ltd.
FinancialDebenture1.18%
Indian Railway Finance Corporation Ltd.
FinancialNCD1.17%
SovereignGOI Sec1.16%
Small Industries Devp. Bank of India Ltd.
FinancialBonds1.15%
National Housing Bank
FinancialBonds1.14%
Power Finance Corporation Ltd.
FinancialBonds1.13%
Export-Import Bank Of India
FinancialDebenture1.13%
GOI
SovereignGOI Sec1.12%
REC Ltd.
FinancialDebenture1.11%
Bajaj Housing Finance Ltd.
FinancialNCD1.09%
Embassy Office Parks REIT
ConstructionDebenture1.08%
REC Ltd.
FinancialDebenture1.08%
Bajaj Finance Ltd.
FinancialDebenture0.88%
GOI
SovereignGOI Sec0.73%
EnergyDebenture0.70%
FinancialNCD0.67%
National Bank For Agriculture & Rural Development
FinancialBonds0.58%
National Bank For Agriculture & Rural Development
FinancialDebenture0.56%
FinancialDebenture0.56%
FinancialNCD0.55%
National Housing Bank
FinancialNCD0.55%
Embassy Office Parks REIT
ConstructionDebenture0.54%
Embassy Office Parks REIT
ConstructionDebenture0.39%
Export-Import Bank Of India
FinancialBonds0.33%
EnergyBonds0.23%
Export-Import Bank Of India
FinancialBonds0.23%
FinancialBonds0.11%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹1,000

Returns and rankings

Category: Debt Banking and PSU
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns8.2%7.2%5.6%7.5%
Category average7.7%7.1%5.8%NA
Rank with in category82016NA
Understand terms

Expense ratio, exit load and tax

Expense ratio: 0.23%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Mahesh A Chhabria
Nov 2022 - Present
View details

Education
Mr. Chhabria is a Commerce Graduate and has also pursued FCA and CFA.
Experience
Prior to joining HSBC MF, he has worked with L&T AMC, Edelweiss Securities Ltd, Darivium Traditions Pvt. Ltd. and FIL Fund Management Pvt. Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
9-11th Floor,NESCO - IT Park Bldg. 3,Western Express Highway, Goregaon East, Mumbai 400063
Phone
NA
Launch Date
27 May 2002
HSBC Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Debt Banking and PSU

Pros

Exit load is zero
Lower expense ratio: 0.23%
Consistently higher annualised returns than category average for the past 1Y and 3Y

Cons

5Y annualised returns lower than category average by 0.17%

Compare funds

HSBC Banking and PSU Debt Fund Direct Growth
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