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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
HSBC Banking and PSU Debt Fund Direct Growth
+7.07%
3Y annualised
-0.03% 1D
NAV: 20 Jul '26
₹27.09
Min. for SIP
₹1,000
Fund size (AUM)
₹3,977.60 Cr
Expense ratio
0.24%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,592 | +2.65% | |
| 3 years | ₹1,80,000 | ₹1,98,699 | +10.39% | |
| 5 years | ₹3,00,000 | ₹3,52,965 | +17.66% | |
| 10 years | ₹6,00,000 | ₹8,36,090 | +39.35% |
Holdings (80)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| INDIAN OIL CORPORATION LIMITED SR XXVI 7.36 NCD 16JL29 FVRS1LAC | Energy & Utilities | Debenture | 3.40% |
| EXPORT IMPORT BANK OF INDIA SR AA02 7.35 BD 27JL28 FVRS1LAC | Financial | Bonds | 3.26% |
| Net Current Assets | Unspecified | Net Current Assets | 2.99% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 134 8.30 LOA 25MR29 FVRS10LAC | Financial | Debenture | 2.74% |
| BHARTI TELECOM LIMITED SR XXVIII 7.40 NCD 01FB29 FVRS1LAC | Technology | Debenture | 2.55% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 2.53% |
| HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR C 6.52 NCD 06JU28 FVRS1LAC | Financial | Debenture | 2.50% |
| EXPORT IMPORT BANK OF INDIA CD 01MAR27 | Financial | Certificate of Deposit | 2.41% |
| SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 2.10% |
| POWER FINANCE CORPORATION LIMITED SR 246A 7.42 BD 15AP28 FVRS1LAC | Financial | Bonds | 2.07% |
| HDFC BANK LIMITED CD 12MAR27 | Financial | Certificate of Deposit | 2.04% |
| HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR D 6.64 NCD 17JL28 FVRS1LAC | Financial | Non Convertible Debenture | 1.99% |
| NATIONAL HOUSING BANK 7.29 BD 04JL31 FVRS1LAC | Financial | Bonds | 1.96% |
| EXPORT IMPORT BANK OF INDIA SR Z02 7.40 BD 14MR29 FVRS1LAC | Financial | Non Convertible Debenture | 1.95% |
| POWER FINANCE CORPORATION LIMITED SR 258B 7.24 BD 17FB31 FVRS1LAC | Financial | Bonds | 1.94% |
| GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100 | Entities | GOI Securities | 1.93% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 1.93% |
| BAJAJ FINANCE LIMITED 7.3763 NCD 26JU28 FVRS1LAC | Financial | Debenture | 1.88% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26F 7.44 BD 17JL29 FVRS1LAC | Financial | Bonds | 1.81% |
| CANARA BANK CD 12FEB27 | Financial | Certificate of Deposit | 1.81% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 130 8.40 LOA 08JN29 FVRS10LAC | Financial | Debenture | 1.78% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 1.74% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.47 BD 05SP29 FVRS1LAC | Financial | Bonds/NCDs | 1.61% |
| ICICI BANK LIMITED CD 12FEB27 | Financial | Certificate of Deposit | 1.57% |
| RELIANCE INDUSTRIES LIMITED SR IA 8.70 NCD 11DC28 FVRS10LAC | Energy & Utilities | Non Convertible Debenture | 1.36% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 175 7.57 BD 18AP29 FVRS1LAC | Financial | Non Convertible Debenture | 1.34% |
| HDFC Bank Limited ** | Financial | Debenture | 1.34% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.44 BD 10AP28 FVRS1LAC | Financial | Bonds/NCDs | 1.33% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.51 BD 12JU28 FVRS1LAC | Financial | Bonds | 1.32% |
| STATE DEVELOPMENT LOAN 31864 GUJ 03AG32 7.61 FV RS 100 | Industrials | State Development Loan | 1.32% |
| NATIONAL HOUSING BANK 7.14 BD 17NV34 FVRS1LAC | Financial | Bonds | 1.30% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26A 6.66 BD 12OT28 FVRS1LAC | Financial | Debenture | 1.30% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 172B 7.45 BD 13OT28 FVRS1LAC | Financial | Bonds/NCDs | 1.29% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.04 BD 09FB29 FVRS1LAC | Financial | Bonds | 1.29% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26D 7.01 BD 16MR29 FVRS1LAC | Financial | Bonds | 1.28% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25D 7.40 BD 29AP30 FVRS1LAC | Financial | Bonds | 1.28% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.22 BD 10AP29 FVRS1LAC | Financial | Debenture | 1.28% |
| BAJAJ FINANCE LIMITED 7.77 NCD 17AP29 FVRS1LAC | Financial | Non Convertible Debenture | 1.28% |
| TATA CAPITAL LIMITED SR B RR NCD 21FB29 FVRS1LAC | Financial | Non Convertible Debenture | 1.27% |
| 7.23% Housing & Urban Development Corporation Limited (18/07/2029) | Financial | Debenture | 1.26% |
| EMBASSY OFFICE PARKS REIT SR XIII B 7.22 NCD 16MY28 FVRS1LAC | Real Estate | Debenture | 1.25% |
| STATE DEVELOPMENT LOAN 30426 MH 25MY31 6.78 FV RS 100 | Unspecified | State Development Loan | 1.25% |
| INDIAN BANK CD 09FEB27 | Financial | Certificate of Deposit | 1.21% |
| CANARA BANK CD 02MAR27 | Financial | Certificate of Deposit | 1.20% |
| POWER FINANCE CORPORATION LIMITED SR 247A 7.44 BD 15JN30 FVRS1LAC | Financial | Bonds | 1.17% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 180 7.39 BD 15JL34 FVRS1LAC | Financial | Debenture | 1.15% |
| STATE DEVELOPMENT LOAN 32839 MH 12AP30 7.49 FV RS 100 | Unspecified | State Development Loan | 1.04% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IX 7.39 BD 21MR30 FVRS1LAC | Financial | Bonds | 1.03% |
| REC LIMITED SR 250A 6.60 BD 30JU27 FVRS1LAC | Financial | Debenture | 1.00% |
| SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 0.99% |
| STATE DEVELOPMENT LOAN 37348 MH 08AP39 7.91 FV RS 100 | Unspecified | State Development Loan | 0.93% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 0.88% |
| POWER GRID CORPORATION OF INDIA LIMITED SR LXIV STRP B 7.49 LOA 25OT29 FVRS3LAC | Energy & Utilities | Debenture | 0.80% |
| Repo | Unspecified | Repo | 0.79% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 140 7.48 LOA 13AG29 FVRS10LAC | Financial | Non Convertible Debenture | 0.78% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 131 8.55 LOA 21FB29 FVRS10LAC | Financial | Non Convertible Debenture | 0.69% |
| NATIONAL HIGHWAYS AUTHORITY OF INDIA SERIES V 8.49 BD 05FB29 FVRS10LAC | Industrials | Non Convertible Debenture | 0.67% |
| NATIONAL HIGHWAYS AUTHORITY OF INDIA SERIES IV 8.37 BD 21JN29 FVRS10LAC | Industrials | Debenture | 0.67% |
| BAJAJ FINANCE LIMITED 7.7951 NCD 10DC27 FVRS1LAC | Financial | Debenture | 0.66% |
| STATE DEVELOPMENT LOAN 22695 KAR 05FB31 7.2 FV RS 100 | Unspecified | State Development Loan | 0.65% |
| POWER FINANCE CORPORATION LTD. SR 196 7.41 BD 25FB30 FVRS10LAC | Financial | Debenture | 0.65% |
| MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AC2026 RR NCD 18MY29 FVRS1LAC | Financial | Debenture | 0.64% |
| GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 | Entities | GOI Securities | 0.64% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC | Financial | Bonds | 0.64% |
| 7.34% REC Ltd. ** | Financial | Debenture | 0.64% |
| REC LIMITED SR 254 7.46 BD 01JL36 FVRS1LAC | Financial | Non Convertible Debenture | 0.63% |
| EMBASSY OFFICE PARKS REIT SR XIII A 7.21 NCD 17MR28 FVRS1LAC | Real Estate | Debenture | 0.63% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.40 BD 18JU31 FVRS1LAC | Financial | Bonds/NCDs | 0.63% |
| KOTAK MAHINDRA PRIME LIMITED 7.74 NCD 09JL29 FVRS1LAC | Financial | Debenture | 0.53% |
| EMBASSY OFFICE PARKS REIT SR XIV 6.9650 NCD 19MR27 FVRS1LAC | Real Estate | Debenture | 0.45% |
| STATE DEVELOPMENT LOAN 37207 TN 11MR29 6.64 FV RS 100 | Unspecified | State Development Loan | 0.38% |
| STATE DEVELOPMENT LOAN 37131 MH 25FB30 6.77 FV RS 100 | Unspecified | State Development Loan | 0.38% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.35% |
| POWER GRID CORPORATION OF INDIA LIMITED STRPP-C 8.7 LOA 15JL28 FVRS10LAC | Energy & Utilities | Bonds | 0.28% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR PC1POB1 7.43 LOA 31JN30 FVRS10LAC | Financial | Debenture | 0.26% |
| REC LIMITED SR 245A 7.44 BD 29FB28 FVRS1LAC | Financial | Bonds | 0.13% |
| PAY_OIS% &REC_6.69%_20/02/29 | Financial | Interest Rate Swap | 0.02% |
| PAY_OIS% &REC_6.64%_15/05/29 | Financial | Interest Rate Swap | 0.02% |
| PAY_6.5225% &REC_OIS_22/05/28 | Financial | Interest Rate Swap | -0.02% |
| PAY_6.3450% &REC_OIS_02/06/28 | Financial | Interest Rate Swap | -0.02% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.1% | +5.7% | +7.0% | +7.4% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 16 | 18 | -- | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +6.11% | +7.53% | 583.95 | |
 | +5.59% | +7.48% | 8,823.38 | |
 | +5.66% | +7.28% | 1,100.58 | |
 | +4.85% | +7.19% | 8,963.04 | |
 | +5.56% | +7.18% | 12,172.21 | |
| Compare | ||||
Fund management
ARAsif RizwiMay 2024 - PresentView details
AR
Asif Rizwi
May 2024 - Present
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MACMahesh A ChhabriaNov 2022 - PresentView details
MAC
Mahesh A Chhabria
Nov 2022 - Present
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About HSBC Banking and PSU Debt Fund Direct Growth
HSBC Banking and PSU Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by HSBC Mutual Fund. This scheme was made available to investors on 27 May 2002. Asif Rizwi is the Current Fund Manager of HSBC Banking and PSU Debt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,48,094 Cr and the Latest NAV as of 20 Jul 2026 is ₹27.09.
The HSBC Banking and PSU Debt Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The scheme aims to generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings and Public Financial Institutions in India.
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#21 in India
Total AUM₹1,48,093.96 Cr
Date of Incorporation27 May 2002
Launch Date27 May 2002
Address9-11th Floor,NESCO - IT Park Bldg. 3,Western Express Highway, Goregaon East, Mumbai 400063
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,