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HSBC Banking and PSU Debt Fund Direct Growth
Debt
Banking and PSU
Moderate Risk
+7.29%
3Y annualised
-0.15% 1D
NAV: 06 Feb '26
₹26.36
Min. SIP amount
₹1,000
Fund size
₹4,338.06 Cr
Expense ratio
0.24%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,415 | +2.36% | |
| 3 years | ₹1,80,000 | ₹1,99,400 | +10.78% | |
| 5 years | ₹3,00,000 | ₹3,52,053 | +17.35% |
Holdings (60)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| REC Ltd. | Financial | Bonds | 4.30% |
| Export-Import Bank Of India | Financial | Bonds | 3.72% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 3.69% |
| GOI | Sovereign | GOI Sec | 3.47% |
| Power Finance Corporation Ltd. | Financial | Bonds | 3.21% |
| National Housing Bank | Financial | Bonds | 3.09% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 3.09% |
| Power Finance Corporation Ltd. | Financial | Bonds | 3.07% |
| Bajaj Finance Ltd. | Financial | Debenture | 2.56% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 2.42% |
| Bajaj Finance Ltd. | Financial | Debenture | 2.42% |
| Housing & Urban Development Corporation Ltd. | Financial | Debenture | 2.36% |
| Housing & Urban Development Corporation Ltd. | Financial | NCD | 2.35% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 2.34% |
| Bharti Telecom Ltd. | Communication | Debenture | 2.30% |
| GOI | Sovereign | GOI Sec | 2.26% |
| HDFC Bank Ltd. | Financial | CD | 2.23% |
| Export-Import Bank Of India | Financial | CD | 2.23% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 2.21% |
| Bank Of Baroda | Financial | CD | 2.16% |
| Shivshakti Securitisation Trust | Others | Sec. Debt | 1.96% |
| LIC Housing Finance Ltd. | Financial | Debenture | 1.88% |
| Indian Oil Corporation Ltd. | Energy | NCD | 1.87% |
| Export-Import Bank Of India | Financial | NCD | 1.85% |
| Indian Oil Corporation Ltd. | Energy | Debenture | 1.81% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 1.78% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 1.58% |
| Indian Oil Corporation Ltd. | Energy | Debenture | 1.44% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 1.43% |
| Export-Import Bank Of India | Financial | Debenture | 1.24% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds/NCD | 1.23% |
| Power Finance Corporation Ltd. | Financial | Bonds | 1.23% |
| GOI | Sovereign | GOI Sec | 1.22% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.22% |
| REC Ltd. | Financial | Debenture | 1.22% |
| Bajaj Housing Finance Ltd. | Financial | NCD | 1.20% |
| HDFC Bank Ltd. | Financial | Debenture | 1.19% |
| REC Ltd. | Financial | Debenture | 1.19% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 1.18% |
| GOI | Sovereign | GOI Sec | 1.17% |
| GOI | Sovereign | GOI Sec | 1.16% |
| Embassy Office Parks REIT | Construction | Debenture | 1.15% |
| National Housing Bank | Financial | Bonds | 1.15% |
| Gujarat State | Construction | SDL | 1.14% |
| Axis Bank Ltd. | Financial | CD | 1.08% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 1.06% |
| Siddhivinayak Securitisation Trust | Others | Sec. Debt | 0.92% |
| GOI | Sovereign | GOI Sec | 0.76% |
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 0.74% |
| Power Grid Corporation Of India Ltd. | Energy | Debenture | 0.71% |
| Power Finance Corporation Ltd. | Financial | Debenture | 0.62% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.61% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 0.59% |
| Embassy Office Parks REIT | Construction | Debenture | 0.57% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.56% |
| Embassy Office Parks REIT | Construction | Debenture | 0.41% |
| Export-Import Bank Of India | Financial | Bonds | 0.36% |
| Power Grid Corporation Of India Ltd. | Energy | Bonds | 0.25% |
| Axis Bank Ltd. | Financial | CD | 0.22% |
| Kotak Mahindra Bank Ltd. | Financial | Bonds | 0.12% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.3% | +5.7% | +7.1% | +7.5% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 19 | 19 | -- | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ICICI Prudential Banking & PSU Debt Direct Growth | +7.28% | +7.83% | 9,583.50 | |
UTI Banking & PSU Fund Direct Growth | +7.42% | +7.53% | 1,101.43 | |
TRUSTMF Banking & PSU Fund Direct Growth | +7.12% | +7.51% | 130.72 | |
Axis Banking & PSU Debt Direct Plan Growth | +7.06% | +7.34% | 13,573.62 | |
Bandhan Banking and PSU Fund Direct Growth | +6.78% | +7.31% | 12,553.48 | |
| Compare | ||||
Fund management
MACMahesh A ChhabriaNov 2022 - PresentView details
MAC
Mahesh A Chhabria
Nov 2022 - Present
View details
ARAsif RizwiMay 2024 - PresentView details
AR
Asif Rizwi
May 2024 - Present
View details
About HSBC Banking and PSU Debt Fund Direct Growth
HSBC Banking and PSU Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by HSBC Mutual Fund. This scheme was made available to investors on 27 May 2002. Mahesh A Chhabria is the Current Fund Manager of HSBC Banking and PSU Debt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,36,937 Cr and the Latest NAV as of 06 Feb 2026 is ₹26.36.
The HSBC Banking and PSU Debt Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The scheme aims to generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings and Public Financial Institutions in India.
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#21 in India
Total AUM₹1,36,936.80 Cr
Date of Incorporation27 May 2002
Launch Date27 May 2002
Address9-11th Floor,NESCO - IT Park Bldg. 3,Western Express Highway, Goregaon East, Mumbai 400063
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,