Axis Retirement Fund Dynamic Plan Direct Growth

Hybrid
Dynamic Asset Allocation
Moderately High Risk
5Y Lock In
18.12%
3Y annualised
+0.60% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 15 Jul 2025₹21.68
Min. SIP amount₹1,000
Rating2
Fund size₹334.14Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (92)

NameSectorInstrumentAssets
FinancialEquity6.20%
FinancialEquity5.89%
EnergyEquity5.21%
SovereignGOI Sec4.63%
TechnologyEquity3.82%
FinancialEquity3.07%
CommunicationEquity2.68%
ConstructionEquity2.48%
ChemicalsEquity2.45%
SovereignGOI Sec2.44%
AutomobileEquity2.20%
FinancialEquity2.19%
HealthcareEquity1.78%
TechnologyEquity1.64%
EnergyEquity1.62%
GOI
SovereignGOI Sec1.56%
SovereignGOI Sec1.56%
HealthcareEquity1.36%
FinancialEquity1.35%
InsuranceEquity1.32%
FinancialEquity1.25%
ServicesEquity1.17%
HealthcareEquity1.16%
Capital GoodsEquity1.15%
ConstructionEquity1.15%
Capital GoodsEquity1.14%
HealthcareEquity1.07%
AutomobileEquity0.99%
Capital GoodsEquity0.97%
DiversifiedEquity0.96%
ChemicalsEquity0.91%
ServicesEquity0.90%
FinancialEquity0.88%
HealthcareEquity0.86%
EnergyEquity0.83%
ConstructionEquity0.83%
HealthcareEquity0.83%
HealthcareEquity0.82%
ServicesEquity0.82%
ConstructionEquity0.76%
Capital GoodsEquity0.75%
Consumer StaplesEquity0.75%
InsuranceEquity0.74%
FinancialEquity0.72%
Capital GoodsEquity0.71%
Consumer StaplesEquity0.71%
ServicesEquity0.71%
Capital GoodsEquity0.70%
ConstructionEquity0.70%
ServicesEquity0.66%
HealthcareEquity0.66%
Consumer DiscretionaryEquity0.66%
AutomobileEquity0.66%
FinancialEquity0.65%
NA
NAEquity0.65%
FinancialEquity0.64%
Capital GoodsEquity0.64%
TextilesEquity0.62%
Consumer StaplesEquity0.61%
AutomobileEquity0.58%
AutomobileEquity0.52%
AutomobileEquity0.51%
ServicesEquity0.51%
FinancialEquity0.49%
Consumer DiscretionaryEquity0.49%
HealthcareEquity0.49%
FinancialEquity0.48%
Metals & MiningEquity0.46%
TechnologyEquity0.45%
Capital GoodsEquity0.43%
AutomobileEquity0.42%
Consumer StaplesEquity0.41%
FinancialEquity0.40%
ConstructionEquity0.36%
HealthcareEquity0.35%
Capital GoodsEquity0.35%
EnergyEquity0.33%
TechnologyEquity0.30%
Capital GoodsEquity0.30%
EnergyEquity0.29%
InsuranceEquity0.29%
AutomobileEquity0.27%
Capital GoodsEquity0.24%
EnergyEquity0.23%
Consumer StaplesEquity0.22%
ConstructionEquity0.21%
Consumer StaplesEquity0.19%
AutomobileEquity0.11%
EnergyEquity0.09%
EnergyEquity0.06%
Consumer StaplesEquity0.04%
ConstructionEquity0.00%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹1,000

Returns and rankings

Category: Hybrid Dynamic Asset Allocation
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns5.3%18.1%17.1%14.9%
Category average3.6%14.0%13.4%NA
Rank with in category2434NA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 1.28%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.

Understand terms
Check past data

Fund management

Devang Shah
Apr 2024 - Present
View details

Education
Mr. Shah is B.Com and ACA.
Experience
Prior to joining Axis AMC he has worked with ICICI Prudential AMC, Deutsche Asset Management (India) Pvt. Ltd. and Pricewaterhouse Coopers.
Also manages these schemes

Jayesh Sundar
Jan 2024 - Present
View details

Education
Mr. Sundar is a Chartered Accountant
Experience
Prior to joining Axis MF, he has worked with Aviva Life Insurance Company, Tata Securities Ltd., Collins Stewart India Pvt. Ltd., IL&FS Investsmart and CRISIL
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
23rd Floor, One Lodha Place,S. B. Road, Lower Parel. Mumbai 400013
Phone
022-24255161
Launch Date
04 Sep 2009
E-mail
NA
Axis Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

Pros and cons

Category: Hybrid Dynamic Asset Allocation

Pros

Exit load is zero
Lower expense ratio: 1.28%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y

Cons

Lock-in period: 5Y
Low rating: 2

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