BOB SELECT Credit Card

The Select credit card from the Bank of Baroda carries various characteristics and benefits for the user, and they have been explained below:

1. Reward Points

• The card user can earn five reward points for every 100 Rupees spent on online and dining spending. 
• You can redeem the reward points as cashback and other exciting options.

2. Fuel Transaction Benefits

• There is a 1% fuel surcharge waiver in all gas stations across the country on transactions in the range of Rs. 400 and Rs. 5,000 (a maximum of Rs. 250 for a statement cycle)
• There are no reward points for the transactions made on fuel. 

3. Annual Charges Reversal

There is a reversal or waiver on the spend of Rs. 7,500 in 60 days and Rs. 70,000 in a year.

4. EMI Option

The cardholder can convert purchases of more than Rs. 2,500 on the card. The EMI can range between a period of 6 months to 36. 

5. Add-On Credit Cards

The primary cardholder can opt for up to 3-lifetime free add-on cards for spouses, parents, siblings, or kids above 18.

6. Built-In Insurance

You can get free personal accidental death coverage to ensure financial protection for the family.

7. Zero Liability of the Lost Card

Loss of the card reported will ensure zero liability for fraudulent activity.

8. Revolving Credit Facility

With a minimum due-paying system, card users can finance spending on convenience.

9. Interest-free Option

Up to 50 days of interest-free credit facility from the spend date is available.

The fees and charges for this credit card are as follows:

The eligibility criteria to avail of this credit card are as follows:

To get the Select credit card of BoB, you will need the following documents:

• PAN (Mandatory)
• Passport Size Photos
• Address Proof
• Income Proof
• ID Proof

There are two ways to apply for a card, and they are:

• Offline Method - By visiting a branch of the Bank of Baroda
• Online Method - By visiting the official website of the Bank of Baroda

a) Offline Method

You sould visit the nearest Bank of Baroda branch with the documents mentioned earlier and apply for the card with a representative directly.

b) Online Method

To apply for the card online, you will have to follow the steps listed here:

Step 1: Visit www.bobfinancial.com/select-card.jsp

Step 2: Click on ‘Apply now’.

Step 3: Fill in all the fields.

Step 4: Complete the Video KYC and E-sign the application form.

Step 5: Click on submit. 

The bank will reach out to you within a few working days.

Cards similar to the Select card are-