Axis Bank Neo Credit Card
Axis Bank Neo Credit Card is a great credit card that lets one save money while shopping and dining. It comes with tons of perks, offers and discounts across various categories.
If you apply for this Axis card, you must pay Rs. 250 joining fee. The membership charge serves as the first-year cost and is waived if you spend Rs. 2,500 or more within 45 days of card acceptance.
The annual fee is Rs. 250 beginning with the second year. The annual interest rate for any outstanding amount is 46.78%.
Key Highlights
The major highlights of the credit card are listed below:
|
Suitability |
Online shopping |
|
Joining Fees |
Rs. 250 |
|
Reward |
10% off on grocery shopping |
Axis Bank Neo Credit Card Benefits and Features
There are several features and benefits of using this Credit card, and some of the details of the card are listed below in detail:
- As a welcome bonus, you will receive Rs. 250 in Amazon gift vouchers, a 3-month subscription to Zomato Pro, a 6-month subscription to Grofers, and a 6-month subscription to 1mg.
- Every Rs. 200 spent on this card earns you one EDGE REWARD point.
- You can save 10% on Grofers, Myntra, and movies.
- Paytm offers 5% cash back on utility bill payments.
- Reward Points can be redeemed for over 500 different items.
- With this credit card, you may save 40% on Zomato orders.
- Receive a 15% discount at participating restaurants.
- Waiver of 1% gasoline levy at all Indian petrol stations.
Axis Bank Neo Credit Card Charges and Fees
The following table details the fees and charges associated-
|
Joining Charges |
Rs. 250 |
|
Annual Charges |
Rs. 250 |
|
Interest Rate |
49.36% p.a. |
|
Late Payment Charges |
|
Axis Bank Neo Credit Card Eligibility
The applicant must meet the following eligibility requirements:
|
Age |
18 - 70 Years of age |
|
Occupation |
Salaried or self-employed |
|
Residence |
NRI or Indian |
Required Documents for Application
In order to apply for this Credit Card, you will need the following documents:
- Aadhar Card, PAN Card, Passport, Driving Licence, Picture, and so forth.
- Form 16, most recent salary slip, most recent ITR, etc.
- Evidence of residence - Aadhar Card, Electricity bills, Passport, etc.
How Can You Apply?
You could apply for it both online and offline at your leisure:
Offline Mode
To apply offline, bring all essential documents to your nearest Axis Bank branch and complete the physical application form.
Online Mode
To apply online, you must first complete the following simple steps:
Step 1: Visit Axis Bank's official website.
Step 2: Choose the 'Credit Cards' option.
Step 3: Go to the bottom to locate the desired card’s name.
Step 4: Click 'Apply Now' under that.
Step 5: Fill out and submit the online application form.
Similar Credit Card
The following credit cards are examples of similar ones:
|
Credit Card Name |
Feature |
|
SBI FBB StyleUP Credit Card |
FBB and Big Bazaar retailers provide a flat 10% discount. |
|
Kotak PVR Gold Credit Card |
You can get up to two complimentary PVR movie tickets in a month. |
Other Axis Bank Credit Cards
