Section 184 of the Motor Vehicle Act

Section 184 of the Motor Vehicles Act pertains to the penalties for dangerous driving. It states that whoever drives a motor vehicle in such a manner that is dangerous to the public shall be punishable with imprisonment for a term period that may extend to one year or with a fine/penalty which may extend to one thousand rupees or both. Also, repeat offenders may face imprisonment for a term that may extend to two years, along with a penalty that may extend up to Rs. 10,000.

The offences under Section 184 aim to deter individuals from engaging in reckless driving behaviours that endanger the lives and safety of others on the road. By holding drivers accountable for their actions and imposing appropriate penalties, the law emphasises the importance of responsible and safe driving practices. Mentioned below are the offences that come under dangerous driving:

• Jumping a red light
• Violating a stop sign
• Using phones and other devices while driving.
• Driving against the flow of traffic
• Overtaking or passing other vehicles in a wrongful manner
• Dangerous driving causing grievous hurt to any person

The penalties under Section 184 vary depending on the severity of the offence and the harm caused. 

The details of the Section 184 MV Act fine are listed below:

• For the first offence, the 184 MV Act imposes imprisonment for up to six months, which can be extended to a year, and a fine of up to Rs. 5,000  or both.

• A second or subsequent offence committed within three years of the conduct of a previous similar offence will result in up to two years in prison, a heavy 10,000 fine, or both.

• Sec 184 of the Motor Vehicle Act is applied only after specific conditions have been considered. Speeding, breaching a stop sign, overtaking a vehicle, jumping red lights, and other offences carry a 10,000 fine.

A third-party car insurance policy is required to drive on public highways under the Motor Vehicle Act of 1988. Sections 145 - 164 of the Motor Vehicle Act are associated with the insurance provisions, which state that no one should drive a motor vehicle in a public area unless they have third-party liability insurance.

Third-Party Motor Insurance

Third-party motor insurance refers to an insurance policy that provides coverage for liability towards third parties in the occurrence of an accident involving a motor vehicle. The term "third-party" refers to any individual, property, or vehicle other than the insured and the insurer. It includes pedestrians, passengers, drivers of other vehicles, or the public who may be affected by the insured vehicle. 

Importance of Getting a Third-Party Insurance

Motor vehicle owners will require third-party insurance in order to safeguard themselves from legal liabilities, property damage, and accidental liability damage that they have caused to third parties. Through third-party insurance, the policyholder does not have to be concerned about paying for the medical expenses or other damages incurred during the accident of the third party. 

The advantages of availing a third-party insurance policy:

• It compensates for the legal liabilities if the policyholder damages or injures a third person.
• It is a cost-effective resource in terms of premium and emergency.
• Since it is legally mandatory, it ensures the legal mandate for motor vehicle owners.
• It is a source of financial assistance and helps to pay off third-party liabilities without debt or saving utilisation.