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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
1M
6M
1Y
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NAV: 26 Dec 2025
₹55.58
Rating
2
Min. SIP amount
₹500
Fund size
₹3,784.72Cr
Returns calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (61)
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Minimum investment amounts
| Min. for 1st investment | ₹500 |
| Min. for 2nd investment onwards | ₹500 |
| Min. for SIP | ₹500 |
Returns and rankings
Category: Equity ELSS
Annualised returns
Absolute returns
| 3Y | 5Y | 10Y | All | |
|---|---|---|---|---|
| Fund returns | 15.2% | 15.2% | 13.6% | 14.1% |
| Category average | 17.1% | 16.8% | 14.0% | NA |
| Rank with in category | 32 | 29 | 22 | NA |
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Peer Comparison
| Equity, ELSS funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
SBI ELSS Tax Saver Fund Direct Plan IDCW | 5 | 6.3% | 24.9% | 32,326.50 |
HDFC ELSS Tax Saver Fund Direct Plan IDCW | 5 | 10.1% | 21.9% | 17,241.17 |
JM ELSS Tax Saver Fund Direct Plan IDCW | 4 | 3.6% | 21.6% | 228.21 |
DSP ELSS Tax Saver Fund Direct Plan IDCW | 4 | 7.8% | 21.3% | 17,241.31 |
Bandhan ELSS Tax Saver Fund Direct Plan IDCW | 4 | 8.6% | 17.9% | 7,214.53 |
Expense ratio, exit load and tax
Expense ratio: 0.92%
Inclusive of GST
Exit load
Nil
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
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Check past data
Fund management
Amit Kumar PremchandaniJun 2025 - PresentView details
Amit Kumar Premchandani
Jun 2025 - Present
View details
Education
Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.
Experience
Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NAWebsite
www.utimf.com
UTI Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comPros and cons
Category: Equity ELSS
Pros
1Y annualised returns higher than category average by 1.76%
Exit load is zero
Lower expense ratio: 0.92%
Cons
3Y, 5Y and 10Y annualised returns lower than category average
Lock-in period: 3Y
Low rating: 2
Compare funds
UTI ELSS Tax Saver Fund Direct IDCW
VS
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