1M
6M
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All
| NAV: 10 Jan 2025 | ₹220.05 |
| Min. SIP amount | ₹500 |
| Rating | 1 |
| Fund size | ₹4,182.70Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Returns and rankings
Category: Equity ELSS
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 13.0% | 10.3% | 17.4% | 14.7% |
| Category average | 15.7% | 14.0% | 18.4% | NA |
| Rank with in category | 30 | 31 | 27 | NA |
Understand terms
Peer Comparison
| Equity, ELSS funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Motilal Oswal ELSS Tax Saver Fund Direct Growth | 5 | 36.7% | 25.0% | 4,194.64 |
SBI Long Term Equity Fund Direct Plan Growth | 5 | 24.1% | 22.9% | 28,732.52 |
Parag Parikh ELSS Tax Saver Fund Direct Growth | 5 | 19.1% | 17.2% | 4,362.18 |
Quant ELSS Tax Saver Fund Direct Growth | 5 | 5.6% | 15.6% | 11,560.66 |
Bandhan ELSS Tax Saver Fund Direct Plan Growth | 4 | 11.2% | 13.9% | 7,353.93 |
Holdings (60)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
HDFC Bank Ltd. | Financial | Equity | 8.35% |
ICICI Bank Ltd. | Financial | Equity | 8.07% |
Infosys Ltd. | Technology | Equity | 5.88% |
Bharti Airtel Ltd. | Communication | Equity | 4.70% |
Axis Bank Ltd. | Financial | Equity | 3.03% |
Ultratech Cement Ltd. | Construction | Equity | 2.25% |
Godrej Consumer Products Ltd. | Consumer Staples | Equity | 2.18% |
Avenue Supermarts Ltd. | Services | Equity | 2.14% |
Whirlpool Of India Ltd. | Consumer Discretionary | Equity | 2.10% |
Bajaj Finance Ltd. | Financial | Equity | 2.10% |
Tech Mahindra Ltd. | Technology | Equity | 1.97% |
Maruti Suzuki India Ltd. | Automobile | Equity | 1.95% |
Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | Equity | 1.91% |
Reliance Industries Ltd. | Energy | Equity | 1.90% |
Jubilant FoodWorks Ltd. | Services | Equity | 1.81% |
Cholamandalam Investment and Finance Company Ltd. | Financial | Equity | 1.76% |
Indusind Bank Ltd. | Financial | Equity | 1.75% |
Tube Investments Of India Ltd. | Automobile | Equity | 1.68% |
Trent Ltd. | Services | Equity | 1.65% |
LTIMindtree Ltd. | Technology | Equity | 1.59% |
ICICI Lombard General Insurance Company Ltd. | Insurance | Equity | 1.59% |
Ajanta Pharma Ltd. | Healthcare | Equity | 1.56% |
Coforge Ltd. | Technology | Equity | 1.54% |
The Phoenix Mills Ltd. | Construction | Equity | 1.52% |
NTPC Ltd. | Energy | Equity | 1.50% |
Bharat Electronics Ltd. | Capital Goods | Equity | 1.46% |
Tata Steel Ltd. | Metals & Mining | Equity | 1.46% |
Voltas Ltd. | Consumer Discretionary | Equity | 1.45% |
Info Edge (India) Ltd. | Services | Equity | 1.42% |
Coromandel International Ltd. | Chemicals | Equity | 1.40% |
Oberoi Realty Ltd. | Construction | Equity | 1.40% |
Gujarat Gas Ltd. | Energy | Equity | 1.34% |
CESC Ltd. | Energy | Equity | 1.28% |
Syngene International Ltd. | Healthcare | Equity | 1.28% |
Cipla Ltd. | Healthcare | Equity | 1.28% |
Metro Brands Ltd. | Consumer Staples | Equity | 1.24% |
Endurance Technologies Ltd. | Automobile | Equity | 1.19% |
Nestle India Ltd. | Consumer Staples | Equity | 1.15% |
Metropolis Healthcare Ltd. | Healthcare | Equity | 1.13% |
Polycab India Ltd. | Capital Goods | Equity | 1.10% |
HDFC Life Insurance Co Ltd. | Insurance | Equity | 1.10% |
Hero Motocorp Ltd. | Automobile | Equity | 1.08% |
Timken India Ltd. | Capital Goods | Equity | 1.03% |
ISGEC Heavy Engineering Ltd. | Capital Goods | Equity | 1.00% |
PI Industries Ltd. | Chemicals | Equity | 0.96% |
PB Fintech Ltd. | Services | Equity | 0.95% |
Astral Ltd. | Chemicals | Equity | 0.93% |
Tata Consumer Products Ltd. | Consumer Staples | Equity | 0.89% |
Bharat Petroleum Corporation Ltd. | Energy | Equity | 0.67% |
Samvardhana Motherson International Ltd. | Automobile | Equity | 0.63% |
KEC International Ltd. | Capital Goods | Equity | 0.61% |
Swiggy Ltd. | Services | Equity | 0.53% |
Zomato Ltd. | Services | Equity | 0.52% |
Eicher Motors Ltd. | Automobile | Equity | 0.51% |
Global Health Ltd. | Healthcare | Equity | 0.50% |
Barbeque-Nation Hospitality Ltd. | Services | Equity | 0.45% |
Aster DM Healthcare Ltd. | Healthcare | Equity | 0.19% |
Reserve Bank of India | Financial | T-Bills | 0.09% |
Waaree Energies Ltd. | Energy | Equity | 0.05% |
Clearing Corporation of India | Others | CP | 0.01% |
See All
Pros and cons
Category: Equity ELSS
Pros
Exit load is zero
Lower expense ratio: 0.91%
Cons
Consistently lower annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Lock-in period: 3Y
Low rating: 1
Expense ratio, exit load and tax
Expense ratio: 0.91%
Inclusive of GST
Exit load
Nil
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Understand terms
Check past data
Minimum investment amounts
| Min. for 1st investment | ₹500 |
| Min. for 2nd investment onwards | ₹500 |
| Min. for SIP | ₹500 |
Fund management
Vishal ChopdaAug 2019 - PresentView details
Vishal Chopda
Aug 2019 - Present
View details
Education
Mr. Chopda is BE, PGDM & CFA
Experience
He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NAWebsite
www.utimf.com
UTI Mutual Fund
Asset Management Company
Custodian
Stock Holding Corp. of India Ltd.
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
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