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UTI ELSS Tax Saver Fund Direct Growth
ELSS • 3Y Lock-in
Equity
ELSS
Very High Risk
+15.53%
3Y annualised
-1.15% 1D
NAV: 27 Feb '26
₹229.27
Min. for SIP
₹500
Fund size
₹3,613.07 Cr
Expense ratio
0.94%
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹55,835 | -6.94% | |
| 3 years | ₹1,80,000 | ₹2,07,065 | +15.04% | |
| 5 years | ₹3,00,000 | ₹4,18,902 | +39.63% | |
| 10 years | ₹6,00,000 | ₹11,93,100 | +98.85% |
Holdings (59)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC Bank Ltd. | Financial | Equity | 9.13% |
| ICICI Bank Ltd. | Financial | Equity | 6.38% |
| Infosys Ltd. | Technology | Equity | 4.84% |
| Bharti Airtel Ltd. | Communication | Equity | 4.60% |
| Axis Bank Ltd. | Financial | Equity | 4.46% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 3.95% |
| Reliance Industries Ltd. | Energy | Equity | 2.99% |
| Tech Mahindra Ltd. | Technology | Equity | 2.85% |
| Bajaj Finance Ltd. | Financial | Equity | 2.57% |
| Tata Steel Ltd. | Metals & Mining | Equity | 2.41% |
| State Bank of India | Financial | Equity | 2.31% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 2.14% |
| HCL Technologies Ltd. | Technology | Equity | 2.11% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 1.94% |
| Ajanta Pharma Ltd. | Healthcare | Equity | 1.66% |
| The Phoenix Mills Ltd. | Construction | Equity | 1.62% |
| Jubilant FoodWorks Ltd. | Services | Equity | 1.51% |
| Info Edge (India) Ltd. | Services | Equity | 1.47% |
| Bajaj Auto Ltd. | Automobile | Equity | 1.46% |
| ICICI Lombard General Insurance Company Ltd. | Insurance | Equity | 1.43% |
| Avenue Supermarts Ltd. | Services | Equity | 1.43% |
| Eicher Motors Ltd. | Automobile | Equity | 1.38% |
| Mphasis Ltd. | Technology | Equity | 1.37% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | Equity | 1.35% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | Equity | 1.35% |
| Coal India Ltd. | Energy | Equity | 1.34% |
| Bharat Electronics Ltd. | Capital Goods | Equity | 1.30% |
| Cipla Ltd. | Healthcare | Equity | 1.28% |
| Havells India Ltd. | Capital Goods | Equity | 1.24% |
| Aster DM Healthcare Ltd. | Healthcare | Equity | 1.22% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | Equity | 1.21% |
| HDFC Life Insurance Co Ltd. | Insurance | Equity | 1.21% |
| NTPC Ltd. | Energy | Equity | 1.18% |
| Polycab India Ltd. | Capital Goods | Equity | 1.16% |
| Mahanagar Gas Ltd. | Energy | Equity | 1.16% |
| Godrej Consumer Products Ltd. | Consumer Staples | Equity | 1.12% |
| Tata Consumer Products Ltd. | Consumer Staples | Equity | 1.10% |
| Bharat Petroleum Corporation Ltd. | Energy | Equity | 1.05% |
| Tube Investments Of India Ltd. | Automobile | Equity | 1.03% |
| AIA Engineering Ltd. | Metals & Mining | Equity | 1.03% |
| Endurance Technologies Ltd. | Automobile | Equity | 1.01% |
| Power Grid Corporation Of India Ltd. | Energy | Equity | 0.99% |
| Varun Beverages Ltd. | Consumer Staples | Equity | 0.98% |
| Brigade Enterprises Ltd. | Construction | Equity | 0.92% |
| Samvardhana Motherson International Ltd. | Automobile | Equity | 0.87% |
| Swiggy Ltd. | Services | Equity | 0.86% |
| The Federal Bank Ltd. | Financial | Equity | 0.84% |
| Cera Sanitaryware Ltd. | Construction | Equity | 0.78% |
| Kajaria Ceramics Ltd. | Construction | Equity | 0.77% |
| Emami Ltd. | Consumer Staples | Equity | 0.77% |
| PI Industries Ltd. | Chemicals | Equity | 0.77% |
| Dalmia Bharat Ltd. | Construction | Equity | 0.71% |
| Bank Of Baroda | Financial | Equity | 0.70% |
| Indiamart Intermesh Ltd. | Services | Equity | 0.69% |
| Metropolis Healthcare Ltd. | Healthcare | Equity | 0.65% |
| JK Paper Ltd. | Consumer Staples | Equity | 0.44% |
| PNC Infratech Ltd. | Construction | Equity | 0.41% |
| United Foodbrands Ltd. | Services | Equity | 0.18% |
| Meesho Ltd. | Services | Equity | 0.13% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +15.5% | +12.8% | +14.9% | +13.7% |
| Category average (Equity ELSS) | +16.4% | +16.5% | +14.0% | -- |
| Rank (Equity ELSS) | 31 | 30 | 23 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
SBI ELSS Tax Saver Fund Direct Growth | +16.17% | +25.03% | 31,861.52 | |
WhiteOak Capital ELSS Tax Saver Fund Direct Growth | +15.33% | +22.40% | 437.94 | |
HDFC ELSS Tax Saver Fund Direct Plan Growth | +16.77% | +22.33% | 16,749.21 | |
Quantum ELSS Tax Saver Fund Direct Growth | +9.21% | +17.83% | 221.03 | |
Parag Parikh ELSS Tax Saver Fund Direct Growth | +7.71% | +16.59% | 5,768.08 | |
| Compare | ||||
Fund management
AKPAmit Kumar PremchandaniJun 2025 - PresentView details
AKP
Amit Kumar Premchandani
Jun 2025 - Present
View details
About UTI ELSS Tax Saver Fund Direct Growth
UTI ELSS Tax Saver Fund Direct Growth is a Equity Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Amit Kumar Premchandani is the Current Fund Manager of UTI ELSS Tax Saver Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹3,93,335 Cr and the Latest NAV as of 27 Feb 2026 is ₹229.27.
The UTI ELSS Tax Saver Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
;
Investment Objective
An open-ended equity fund investing a minimum of 80% in equity related instruments. It Aims at enabling members to avail tax rebate under Section 80C of the IT Act and provide them with the benefits of growth.
Fund benchmarkNIFTY 500 Total Return Index
Fund house
Rank (total assets)#8 in India
Total AUM₹3,93,334.93 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,