1M
6M
1Y
3Y
5Y
All
| NAV: 12 Sep 2024 | ₹196.01 |
| Min. SIP amount | ₹500 |
| Rating | 2 |
| Fund size | ₹1,150.06Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Returns and rankings
Category: Equity Sectoral
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 24.8% | 15.0% | 14.8% | 12.4% |
| Category average | 22.7% | 15.5% | 15.4% | NA |
| Rank with in category | 11 | 8 | 10 | NA |
Understand terms
Holdings (33)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
HDFC Bank Ltd. | Financial | Equity | 21.16% |
ICICI Bank Ltd. | Financial | Equity | 13.62% |
Axis Bank Ltd. | Financial | Equity | 7.87% |
Bajaj Finance Ltd. | Financial | Equity | 5.88% |
Shriram Finance Ltd | Financial | Equity | 4.44% |
State Bank of India | Financial | Equity | 3.57% |
Indian Bank | Financial | Equity | 3.30% |
Karur Vysya Bank Ltd. | Financial | Equity | 3.28% |
REC Ltd. | Financial | Equity | 3.14% |
India Shelter Finance Corporation Ltd. | Financial | Equity | 2.93% |
See All
Pros and cons
Category: Equity Sectoral
Pros
Lower expense ratio: 1.25%
1Y and 10Y annualised returns higher than category average
Higher alpha: 2.66
The fund has generated returns higher than benchmark - NIFTY Financial Services Total Return Index - in the last 3Y
Cons
3Y and 5Y annualised returns lower than category average
Low rating: 2
Expense ratio, exit load and tax
Expense ratio: 1.25%
Inclusive of GST
Exit load
Exit load of 1%, if redeemed within 30 days.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Understand terms
Check past data
Minimum investment amounts
| Min. for 1st investment | ₹5,000 |
| Min. for 2nd investment onwards | ₹1,000 |
| Min. for SIP | ₹500 |
Fund management
Preethi R SMay 2022 - PresentView details
Preethi R S
May 2022 - Present
View details
Education
Ms. R S is B.E and MBA (Finance).
Experience
Prior to joining UTI Mutual Fund, she has worked with PwC India.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NAWebsite
www.utimf.com
UTI Mutual Fund
Asset Management Company
Custodian
Stock Holding Corp. of India Ltd.
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comCompare funds
UTI Banking and Financial Services Fund Direct Plan Growth
VS
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