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NAV: 28 Nov 2025
₹228.33
Rating
3
Min. SIP amount
₹500
Fund size
₹1,346.79Cr
Returns calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (32)
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Minimum investment amounts
| Min. for 1st investment | ₹5,000 |
| Min. for 2nd investment onwards | ₹1,000 |
| Min. for SIP | ₹500 |
Returns and rankings
Category: Equity Sectoral
Annualised returns
Absolute returns
| 3Y | 5Y | 10Y | All | |
|---|---|---|---|---|
| Fund returns | 16.7% | 18.1% | 13.4% | 12.5% |
| Category average | 15.1% | 17.9% | 13.4% | NA |
| Rank with in category | 11 | 7 | 9 | NA |
Understand terms
Expense ratio, exit load and tax
Expense ratio: 1.09%
Inclusive of GST
Exit load
Exit load of 1%, if redeemed within 30 days.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Understand terms
Check past data
Fund management
Amit Kumar PremchandaniJun 2025 - PresentView details
Amit Kumar Premchandani
Jun 2025 - Present
View details
Education
Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.
Experience
Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NAWebsite
www.utimf.com
UTI Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comPros and cons
Category: Equity Sectoral
Pros
Lower expense ratio: 1.09%
3Y, 5Y and 10Y annualised returns higher than category average
Higher alpha: 5.35
The fund has generated returns higher than benchmark - NIFTY Financial Services Total Return Index - in the last 3Y
Cons
1Y annualised returns lower than category average by 0.64%
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