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6M
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| NAV: 13 Dec 2024 | ₹72.55 |
| Min. SIP amount | ₹500 |
| Rating | 3 |
| Fund size | ₹1,665.27Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Returns and rankings
Category: Hybrid Conservative Hybrid
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 15.1% | 9.7% | 11.0% | 10.0% |
| Category average | 12.7% | 8.6% | 9.2% | NA |
| Rank with in category | 6 | 14 | 6 | NA |
Understand terms
Peer Comparison
| Hybrid, Conservative Hybrid funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Kotak Debt Hybrid Fund Direct Growth | 4 | 15.4% | 11.4% | 2,885.62 |
Parag Parikh Conservative Hybrid Fund Direct Growth | 5 | 14.3% | 11.3% | 2,250.10 |
HDFC Hybrid Debt Fund Direct Growth | 4 | 13.3% | 10.8% | 3,342.03 |
SBI Conservative Hybrid Fund Direct Growth | 4 | 14.0% | 10.0% | 10,030.40 |
Canara Robeco Conservative Hybrid Fund Direct Growth | 4 | 13.7% | 9.1% | 978.94 |
Holdings (85)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
GOI | Sovereign | GOI Sec | 13.99% |
GOI | Sovereign | GOI Sec | 12.41% |
GOI | Sovereign | GOI Sec | 9.29% |
REC Ltd. | Financial | FRB | 4.65% |
Power Finance Corporation Ltd. | Financial | Debenture | 4.64% |
GOI | Sovereign | GOI Sec | 4.42% |
GOI | Sovereign | GOI Sec | 3.13% |
HDFC Bank Ltd. | Financial | Debenture | 3.12% |
LIC Housing Finance Ltd. | Financial | Debenture | 3.07% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 3.04% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 3.04% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 3.02% |
GOI | Sovereign | GOI Sec | 2.44% |
HDFC Bank Ltd. | Financial | Equity | 2.34% |
LIC Housing Finance Ltd. | Financial | NCD | 1.54% |
Tata Projects Ltd. | Construction | Debenture | 1.52% |
ICICI Bank Ltd. | Financial | Equity | 1.38% |
Infosys Ltd. | Technology | Equity | 1.27% |
Bharti Airtel Ltd. | Communication | Equity | 0.89% |
Axis Bank Ltd. | Financial | Equity | 0.76% |
State Bank of India | Financial | Equity | 0.73% |
Tech Mahindra Ltd. | Technology | Equity | 0.73% |
Kotak Mahindra Bank Ltd. | Financial | Equity | 0.71% |
Reliance Industries Ltd. | Energy | Equity | 0.67% |
Mahindra & Mahindra Ltd. | Automobile | Equity | 0.56% |
Cipla Ltd. | Healthcare | Equity | 0.46% |
Hindalco Industries Ltd. | Metals & Mining | Equity | 0.46% |
Mphasis Ltd. | Technology | Equity | 0.41% |
Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | Equity | 0.39% |
ICICI Lombard General Insurance Company Ltd. | Insurance | Equity | 0.38% |
Indusind Bank Ltd. | Financial | Equity | 0.37% |
Sun Pharmaceutical Industries Ltd. | Healthcare | Equity | 0.37% |
Eicher Motors Ltd. | Automobile | Equity | 0.37% |
HCL Technologies Ltd. | Technology | Equity | 0.36% |
Coal India Ltd. | Energy | Equity | 0.35% |
Aditya Birla Sun Life AMC Ltd. | Financial | Equity | 0.35% |
The Phoenix Mills Ltd. | Construction | Equity | 0.35% |
Mahindra & Mahindra Financial Services Ltd. | Financial | Equity | 0.34% |
Info Edge (India) Ltd. | Services | Equity | 0.33% |
Dalmia Bharat Ltd. | Construction | Equity | 0.32% |
Shree Cement Ltd. | Construction | Equity | 0.32% |
Fortis Healthcare Ltd. | Healthcare | Equity | 0.32% |
ICICI Prudential Life Insurance Company Ltd. | Insurance | Equity | 0.31% |
Aditya Birla Fashion and Retail Ltd. | Services | Equity | 0.30% |
Eris Lifesciences Ltd. | Healthcare | Equity | 0.30% |
The Great Eastern Shipping Company Ltd. | Energy | Equity | 0.30% |
Power Grid Corporation Of India Ltd. | Energy | Equity | 0.30% |
Coromandel International Ltd. | Chemicals | Equity | 0.30% |
Samvardhana Motherson International Ltd. | Automobile | Equity | 0.29% |
Tata Steel Ltd. | Metals & Mining | Equity | 0.28% |
PVR Inox Ltd. | Services | Equity | 0.28% |
Suven Pharmaceuticals Ltd. | Healthcare | Equity | 0.27% |
JSW Steel Ltd. | Metals & Mining | Equity | 0.26% |
Dabur India Ltd. | Consumer Staples | Equity | 0.26% |
Glenmark Pharmaceuticals Ltd. | Healthcare | Equity | 0.26% |
Bharat Electronics Ltd. | Capital Goods | Equity | 0.25% |
NMDC Ltd. | Metals & Mining | Equity | 0.25% |
ITC Ltd. | Consumer Staples | Equity | 0.25% |
Sapphire Foods India Ltd. | Services | Equity | 0.24% |
CESC Ltd. | Energy | Equity | 0.24% |
Greenpanel Industries Ltd. | Consumer Staples | Equity | 0.23% |
Metropolis Healthcare Ltd. | Healthcare | Equity | 0.23% |
Emami Ltd. | Consumer Staples | Equity | 0.23% |
Marico Ltd. | Consumer Staples | Equity | 0.22% |
JSW Infrastructure Ltd. | Services | Equity | 0.22% |
Mahanagar Gas Ltd. | Energy | Equity | 0.19% |
AIA Engineering Ltd. | Metals & Mining | Equity | 0.17% |
Bajaj Auto Ltd. | Automobile | Equity | 0.16% |
PNC Infratech Ltd. | Construction | Equity | 0.16% |
Raymond Lifestyle Ltd. | Consumer Staples | Equity | 0.16% |
Reserve Bank of India | Financial | T-Bills | 0.15% |
Whirlpool Of India Ltd. | Consumer Discretionary | Equity | 0.15% |
UTI Nifty 10 yr Benchmark G-Sec ETF - Growth | NA | Mutual Fund | 0.11% |
UTI Nifty 5 yr Benchmark G-Sec ETF - Growth | NA | Mutual Fund | 0.11% |
Symphony Ltd. | Consumer Discretionary | Equity | 0.10% |
Stock Holding Corpn. Of India Ltd. | Financial | CP | 0.06% |
Punjab State | Others | SDL | 0.04% |
Clearing Corporation of India | Others | CP | 0.02% |
Waaree Energies Ltd. | Energy | Equity | 0.01% |
Mahindra & Mahindra Financial Services Ltd. | Financial | Futures | 0.01% |
Telephone Cables Ltd. | Capital Goods | Equity | 0.00% |
Modern Denim Ltd. | Textiles | Equity | 0.00% |
Geekay Exim (India) Ltd. | Services | Equity | 0.00% |
Filaments India Ltd. | Textiles | Equity | 0.00% |
Damania Capital Markets Ltd. | Financial | Equity | 0.00% |
See All
Pros and cons
Category: Hybrid Conservative Hybrid
Pros
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher alpha: 1.28
The fund has generated returns higher than benchmark - NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index - in the last 3Y
Cons
Higher expense ratio: 1.18%
Expense ratio, exit load and tax
Expense ratio: 1.18%
Inclusive of GST
Exit load
Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 12 months.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Minimum investment amounts
| Min. for 1st investment | ₹5,000 |
| Min. for 2nd investment onwards | ₹1,000 |
| Min. for SIP | ₹500 |
Fund management
Amit Kumar PremchandaniJan 2022 - PresentView details
Amit Kumar Premchandani
Jan 2022 - Present
View details
Education
Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.
Experience
Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.
Also manages these schemes
Jaydeep BhowalApr 2023 - PresentView details
Jaydeep Bhowal
Apr 2023 - Present
View details
Education
He has done B.Com, CA from ICAI and PGDFM from Welingkar Institute of Management, Mumbai
Experience
He began his career with UTI Mutual Fund in November 2009. He has more than 10 years of experience and had been involved in various roles at UTI. Presently he is working as Dealer in Department of Fund Management - Fixed Income. Prior to joining the AMC he was associated with SJ & A.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NAWebsite
www.utimf.com
UTI Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
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