1M
6M
1Y
3Y
5Y
All
| NAV: 14 Jan 2025 | ₹71.06 |
| Min. SIP amount | ₹500 |
| Rating | 3 |
| Fund size | ₹1,665.27Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Returns and rankings
Category: Hybrid Conservative Hybrid
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 10.8% | 8.7% | 10.1% | 9.8% |
| Category average | 8.6% | 7.6% | 8.5% | NA |
| Rank with in category | 6 | 14 | 9 | NA |
Understand terms
Peer Comparison
| Hybrid, Conservative Hybrid funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Parag Parikh Conservative Hybrid Fund Direct Growth | 5 | 11.6% | 11.3% | 2,250.10 |
Kotak Debt Hybrid Fund Direct Growth | 4 | 10.9% | 10.4% | 2,885.62 |
HDFC Hybrid Debt Fund Direct Growth | 4 | 9.3% | 9.8% | 3,342.03 |
SBI Conservative Hybrid Fund Direct Growth | 4 | 9.8% | 9.0% | 10,030.40 |
Canara Robeco Conservative Hybrid Fund Direct Growth | 4 | 9.6% | 7.9% | 978.94 |
Holdings (87)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
GOI | Sovereign | GOI Sec | 14.04% |
GOI | Sovereign | GOI Sec | 9.97% |
GOI | Sovereign | GOI Sec | 9.33% |
REC Ltd. | Financial | FRB | 4.68% |
Power Finance Corporation Ltd. | Financial | Debenture | 4.66% |
GOI | Sovereign | GOI Sec | 4.43% |
GOI | Sovereign | GOI Sec | 3.14% |
HDFC Bank Ltd. | Financial | Debenture | 3.13% |
LIC Housing Finance Ltd. | Financial | Debenture | 3.07% |
National Bank For Agriculture & Rural Development | Financial | Debenture | 3.06% |
GOI | Sovereign | GOI Sec | 3.05% |
Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 3.03% |
GOI | Sovereign | GOI Sec | 2.45% |
HDFC Bank Ltd. | Financial | Equity | 2.27% |
Power Finance Corporation Ltd. | Financial | NCD | 1.54% |
LIC Housing Finance Ltd. | Financial | NCD | 1.54% |
Tata Projects Ltd. | Construction | Debenture | 1.53% |
ICICI Bank Ltd. | Financial | Equity | 1.37% |
Infosys Ltd. | Technology | Equity | 1.29% |
Bharti Airtel Ltd. | Communication | Equity | 0.84% |
Axis Bank Ltd. | Financial | Equity | 0.75% |
Kotak Mahindra Bank Ltd. | Financial | Equity | 0.73% |
Tech Mahindra Ltd. | Technology | Equity | 0.69% |
State Bank of India | Financial | Equity | 0.68% |
Reliance Industries Ltd. | Energy | Equity | 0.67% |
Mahindra & Mahindra Ltd. | Automobile | Equity | 0.57% |
Cipla Ltd. | Healthcare | Equity | 0.47% |
Indusind Bank Ltd. | Financial | Equity | 0.44% |
Hindalco Industries Ltd. | Metals & Mining | Equity | 0.42% |
HCL Technologies Ltd. | Technology | Equity | 0.41% |
Sun Pharmaceutical Industries Ltd. | Healthcare | Equity | 0.39% |
Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | Equity | 0.37% |
ICICI Lombard General Insurance Company Ltd. | Insurance | Equity | 0.37% |
Eicher Motors Ltd. | Automobile | Equity | 0.37% |
Info Edge (India) Ltd. | Services | Equity | 0.34% |
Coal India Ltd. | Energy | Equity | 0.34% |
Aditya Birla Sun Life AMC Ltd. | Financial | Equity | 0.34% |
Mahindra & Mahindra Financial Services Ltd. | Financial | Equity | 0.33% |
Mphasis Ltd. | Technology | Equity | 0.33% |
The Phoenix Mills Ltd. | Construction | Equity | 0.33% |
Power Grid Corporation Of India Ltd. | Energy | Equity | 0.32% |
Dalmia Bharat Ltd. | Construction | Equity | 0.31% |
Fortis Healthcare Ltd. | Healthcare | Equity | 0.31% |
Dabur India Ltd. | Consumer Staples | Equity | 0.31% |
Coromandel International Ltd. | Chemicals | Equity | 0.30% |
Shree Cement Ltd. | Construction | Equity | 0.30% |
ICICI Prudential Life Insurance Company Ltd. | Insurance | Equity | 0.29% |
Eris Lifesciences Ltd. | Healthcare | Equity | 0.28% |
Samvardhana Motherson International Ltd. | Automobile | Equity | 0.28% |
Glenmark Pharmaceuticals Ltd. | Healthcare | Equity | 0.27% |
Tata Steel Ltd. | Metals & Mining | Equity | 0.27% |
Aditya Birla Fashion and Retail Ltd. | Services | Equity | 0.27% |
The Great Eastern Shipping Company Ltd. | Energy | Equity | 0.27% |
Sapphire Foods India Ltd. | Services | Equity | 0.26% |
Greenpanel Industries Ltd. | Consumer Staples | Equity | 0.26% |
ITC Ltd. | Consumer Staples | Equity | 0.25% |
JSW Steel Ltd. | Metals & Mining | Equity | 0.25% |
Bharat Electronics Ltd. | Capital Goods | Equity | 0.24% |
PVR Inox Ltd. | Services | Equity | 0.24% |
Metropolis Healthcare Ltd. | Healthcare | Equity | 0.23% |
JSW Infrastructure Ltd. | Services | Equity | 0.22% |
Emami Ltd. | Consumer Staples | Equity | 0.22% |
Bajaj Auto Ltd. | Automobile | Equity | 0.22% |
NMDC Ltd. | Metals & Mining | Equity | 0.22% |
Suven Pharmaceuticals Ltd. | Healthcare | Equity | 0.21% |
AIA Engineering Ltd. | Metals & Mining | Equity | 0.21% |
Mahanagar Gas Ltd. | Energy | Equity | 0.20% |
Bharat Petroleum Corporation Ltd. | Energy | Equity | 0.20% |
PNC Infratech Ltd. | Construction | Equity | 0.19% |
Raymond Lifestyle Ltd. | Consumer Staples | Equity | 0.18% |
Reserve Bank of India | Financial | T-Bills | 0.15% |
Whirlpool Of India Ltd. | Consumer Discretionary | Equity | 0.15% |
UTI Nifty 10 yr Benchmark G-Sec ETF - Growth | NA | Mutual Fund | 0.11% |
UTI Nifty 5 yr Benchmark G-Sec ETF - Growth | NA | Mutual Fund | 0.11% |
Symphony Ltd. | Consumer Discretionary | Equity | 0.10% |
CESC Ltd. | Energy | Equity | 0.09% |
Marico Ltd. | Consumer Staples | Equity | 0.07% |
Stock Holding Corpn. Of India Ltd. | Financial | CP | 0.06% |
Punjab State | Others | SDL | 0.04% |
Clearing Corporation of India | Others | CP | 0.02% |
Waaree Energies Ltd. | Energy | Equity | 0.01% |
Mahindra & Mahindra Financial Services Ltd. | Financial | Futures | 0.01% |
Telephone Cables Ltd. | Capital Goods | Equity | 0.00% |
Modern Denim Ltd. | Textiles | Equity | 0.00% |
Geekay Exim (India) Ltd. | Services | Equity | 0.00% |
Filaments India Ltd. | Textiles | Equity | 0.00% |
Damania Capital Markets Ltd. | Financial | Equity | 0.00% |
See All
Pros and cons
Category: Hybrid Conservative Hybrid
Pros
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher alpha: 1.37
The fund has generated returns higher than benchmark - NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index - in the last 3Y
Cons
Higher expense ratio: 1.18%
Expense ratio, exit load and tax
Expense ratio: 1.18%
Inclusive of GST
Exit load
Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 12 months.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Minimum investment amounts
| Min. for 1st investment | ₹5,000 |
| Min. for 2nd investment onwards | ₹1,000 |
| Min. for SIP | ₹500 |
Fund management
Amit Kumar PremchandaniJan 2022 - PresentView details
Amit Kumar Premchandani
Jan 2022 - Present
View details
Education
Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.
Experience
Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.
Also manages these schemes
Jaydeep BhowalApr 2023 - PresentView details
Jaydeep Bhowal
Apr 2023 - Present
View details
Education
He has done B.Com, CA from ICAI and PGDFM from Welingkar Institute of Management, Mumbai
Experience
He began his career with UTI Mutual Fund in November 2009. He has more than 10 years of experience and had been involved in various roles at UTI. Presently he is working as Dealer in Department of Fund Management - Fixed Income. Prior to joining the AMC he was associated with SJ & A.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NAWebsite
www.utimf.com
UTI Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
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