Tata Business Cycle Fund Direct Growth

Tata Business Cycle Fund Direct Growth

Equity
Thematic
Very High Risk
+18.32%
3Y annualised
+0.08% 1D
1M
6M
1Y
3Y
All
NAV: 16 Jan '26
₹19.92
Min. SIP amount
₹100
Fund size
₹2,829.57 Cr
Expense ratio
0.58%

Return calculator

Monthly SIP
One time
Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹63,278
+5.46%
3 years₹1,80,000₹2,27,290
+26.27%

Holdings (58)

NameSectorInstrumentsAssets
Reliance Industries Ltd.EnergyEquity7.19%
HDFC Bank Ltd.FinancialEquity5.09%
Jindal Steel Ltd.Metals & MiningEquity3.89%
Axis Bank Ltd.FinancialEquity3.49%
Metropolis Healthcare Ltd.HealthcareEquity3.36%
L&T Finance Ltd.FinancialEquity3.31%
Larsen & Toubro Ltd.ConstructionEquity3.10%
Ambuja Cements Ltd.ConstructionEquity3.07%
Lupin Ltd.HealthcareEquity2.45%
PB Fintech Ltd.ServicesEquity2.41%
Cummins India Ltd.Capital GoodsEquity2.35%
Delhivery Ltd.ServicesEquity2.34%
Godrej Properties Ltd.ConstructionEquity2.20%
Kotak Mahindra Bank Ltd.FinancialEquity2.12%
Shree Cement Ltd.ConstructionEquity2.06%
Shriram Finance LtdFinancialEquity2.03%
Apollo Hospitals Enterprise Ltd.HealthcareEquity1.99%
HDFC Life Insurance Co Ltd.InsuranceEquity1.97%
The Ramco Cements Ltd.ConstructionEquity1.90%
Adani Energy Solutions Ltd.EnergyEquity1.87%
Niva Bupa Health Insurance Company Ltd.InsuranceEquity1.81%
Marico Ltd.Consumer StaplesEquity1.70%
KEC International Ltd.Capital GoodsEquity1.69%
ICICI Lombard General Insurance Company Ltd.InsuranceEquity1.58%
Bajaj Finserv Ltd.FinancialEquity1.51%
Alkem Laboratories Ltd.HealthcareEquity1.51%
Asian Paints Ltd.ChemicalsEquity1.50%
ITC Ltd.Consumer StaplesEquity1.50%
Bharti Airtel Ltd.CommunicationEquity1.50%
Varun Beverages Ltd.Consumer StaplesEquity1.44%
Nuvoco Vistas Corporation Ltd.ConstructionEquity1.40%
Havells India Ltd.Capital GoodsEquity1.34%
Adani Ports and Special Economic Zone Ltd.ServicesEquity1.29%
Bank Of BarodaFinancialEquity1.25%
360 One Wam Ltd.FinancialEquity1.13%
Dr. Lal Pathlabs Ltd.HealthcareEquity1.13%
India Shelter Finance Corporation Ltd.FinancialEquity1.11%
Dabur India Ltd.Consumer StaplesEquity1.11%
Tech Mahindra Ltd.TechnologyEquity1.10%
Infosys Ltd.TechnologyEquity1.06%
ACME Solar Holdings Ltd.EnergyEquity1.04%
PI Industries Ltd.ChemicalsEquity1.03%
Gravita India Ltd.Metals & MiningEquity1.03%
Hindustan Unilever Ltd.Consumer StaplesEquity1.02%
DCB Bank Ltd.FinancialEquity1.01%
Hyundai Motor India Ltd.AutomobileEquity0.99%
Emmvee Photovoltaic Power Ltd.EnergyEquity0.94%
Coforge Ltd.TechnologyEquity0.93%
Hindustan Aeronautics Ltd.Capital GoodsEquity0.93%
Five-Star Business Finance Ltd.FinancialEquity0.84%
Vedanta Ltd.Metals & MiningEquity0.79%
Tata Steel Ltd.Metals & MiningEquity0.69%
Vedant Fashions Ltd.ServicesEquity0.60%
Tata Capital Ltd.FinancialEquity0.58%
Spicejet Ltd.ServicesEquity0.41%
Go Fashion (India) Ltd.ServicesEquity0.41%
Kwality Walls India Ltd.Consumer StaplesEquity0.05%
Tata Nifty India Digital ETF - GrowthNAMutual Fund0.00%
See All

Minimum investments

Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name6M1Y3YAll
Fund returns-2.4%+4.5%+18.3%+16.7%
Category average (Equity Thematic)-1.0%-0.6%+16.8%--
Rank (Equity Thematic)--134--

Exit load, stamp duty and tax

Exit load

Exit load of 0.50%, if redeemed within 30 days.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Fund management

SJ
Sailesh Jain
Dec 2021 - Present
View details

Education
Mr. Jain is a Commerce Graduate and an MBA.
Experience
Prior to joining TATA Mutual Fund, he has worked with Invesco Mutual Fund, IDFC Securities Ltd. as Head Derivatives, Quant Broking Pvt Ltd. as Vice President and IIFL(India Infoline) as Vice President.

RS
Rahul Singh
Jul 2021 - Present
View details

Education
Mr. Singh is B.Tech & PGDBM
Experience
Prior to Tata AMC, he has worked with Ampersand Capital Investment Advisors LLP, Standard Chartered Securities and Citigroup Global Markets India.

HV
Hasmukh Vishariya
Mar 2025 - Present
View details

About Tata Business Cycle Fund Direct Growth

Tata Business Cycle Fund Direct Growth is a Equity Mutual Fund Scheme launched by Tata Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Murthy Nagarajan is the Current Fund Manager of Tata Business Cycle Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,16,851 Cr and the Latest NAV as of 16 Jan 2026 is ₹19.92. The Tata Business Cycle Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹5,000. Exit load of 0.50%, if redeemed within 30 days. ;

Investment Objective

The scheme seeks to generate long-term capital appreciation by investing with focus on riding business cycles through allocation between sectors and stocks at different stages of business cycles.
Fund benchmarkNIFTY 500 Total Return Index

Fund house

Rank (total assets)#14 in India
Total AUM₹2,16,850.85 Cr
Date of Incorporation30 Jun 1995
Launch Date30 Jun 1995
Address9th Floor, Mafatlal Centre,Nariman Point, Mumbai 400021
CustodianStandard Chartered Bank
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,