Tata Retirement Savings Fund Conservative Plan Direct Growth+0.23%

4
10.66%
1 Year Return
Solution Oriented
Retirement
4.0star
6M
1Y
3Y
5Y
All

Fund Details

Tata Retirement Savings Fund Conservative Plan Direct Growth

RiskModerately High
Min SIP Amount₹500
Expense Ratio1.05%
NAV24.17 (11 Aug 2020)
Fund Started09 Jan 2013
Fund Size138 Cr

Returns

1Y
3Y*
5Y*
Since inception*
Tata Retirement Savings Fund Conservative Plan Direct Growth
10.7%
7.6%
9.2%
10.7%
Category Average
5.6%
4.1%
1.2%
-
Rank within category
4
7
4
-
*All returns are annualized.
SIP
Lumpsum
I want to invest per month5,000
    For how many years?
    1 Year
    3 Years
    5 Years
    Estimated Value
    as per Historical Returns
    0
    with 10.7% annual returns

    Comparison

    Data not available
    Pros
    1. 1Y Returns are higher than the category average returns
    2. 3Y Returns are higher than the category average returns
    3. 5Y Returns are higher than the category average returns
    Cons
    1. Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
    2. Risk-adjusted returns are lower compared to the category

    Top Holdings

    NameSectorInstrument% Assets
    GOISovereignGOI Sec19.2%
    GOISovereignGOI Sec7.7%
    Power Finance Corpn. Ltd.FinancialNCD7.5%
    GOISovereignGOI Sec6.9%
    GOISovereignCGL4.4%
    GOISovereignGOI Sec4.0%
    Food Corporation of IndiaFMCGBonds3.9%
    GOISovereignCGL3.6%
    Reliance Industries Ltd.EnergyEquity2.9%
    Maharashtra StateOthersSDL2.8%
    See All

    Fund Managers

    addMurthy Nagarajan
    Education
    Mr. Nagarajan is a M.Com, ICWA and PGPMS.
    Experience
    Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..
    Funds Managed
    addSonam Udasi
    Education
    Mr. Udasi is a B.Com and also holds PGDM(Finance).
    Experience
    Prior to joining Tata AMC he was associated with ASK Raymond James (Jun 2005-Jan 2006) as Lead Analyst (Reporting to Head Research), JM Financial AMC (Feb 2006-June 2007) as Senior Analyst (Reporting to CIO), Prime Securities (Aug 2007-Oct 2008) as Head Research (Reporting to President), BRICS Securities (Nov 2008-Apr 2010) as Consumer Vertical (Reporting to Head Equities) and IDBI Capital Market Services Ltd (Jun 2010-March 2014) as Head Research (Reporting to Executive VP).
    Funds Managed

    Tata Retirement Savings Fund Conservative Plan Direct Growth Details

    Tata Retirement Savings Fund Conservative Plan Direct Growth is a Solution Oriented Mutual Fund Scheme launched by Tata Mutual Fund. This scheme was made available to investors on 09 Jan 2013. Murthy Nagarajan, Sonam Udasi is the Current Fund Manager of Tata Retirement Savings Fund Conservative Plan Direct Growth fund.The fund currently has an Asset Under Management(AUM) of ₹138 Cr and the Latest NAV as of 11 Aug 2020 is ₹24.17.

    The Tata Retirement Savings Fund Conservative Plan Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to 500. Minimum Lumpsum Investment is 5000. Exit load of 1% if redeemed before 61 months.

    Investment Objective

    The objective of the Fund is to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.

    Tax Implications

    Lock-in for 5 years or retirement, whichever is earlier. If average equity holding is >65%, 10% (After 1 year as per LTCG). If average equity holding is <65%, 20% with indexation benefit (post 3 years).

    Scheme Information Document(SID)

    ₹5000
    Min for First Investment
    ₹1000
    Min for Second Investment
    Exit load of 1% if redeemed before 61 months.
    Exit Load

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    About Tata Mutual Fund

    Address
    Mafatlal Centre, 9th Floor, Nariman Point Mumbai 400021
    Phone
    022 6657 8282
    Launch Date
    30 Jun 1995
    Website
    NA
    Tata Mutual Fund
    Asset Management Company
    Custodian
    Standard Chartered Bank
    Registrar & Transfer Agent
    Cams
    Address
    7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
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