Fund Details
Tata Retirement Savings Fund Conservative Plan Direct Growth
| Risk | Moderately High |
|---|---|
| Min SIP Amount | ₹500 |
| Expense Ratio | 1.07% |
| NAV | ₹25.87 (25 Jan 2021) |
|---|---|
| Fund Started | 09 Jan 2013 |
| Fund Size | ₹163 Cr |
Returns
Comparison
1. 1Y Returns are higher than the category average returns
2. 3Y Returns are higher than the category average returns
3. 5Y Returns are higher than the category average returns
1. Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
2. Risk-adjusted returns are lower compared to the category
Top Holdings
| Name | Sector | Instrument | % Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 16.6% |
| GOI | Sovereign | GOI Sec | 6.7% |
| Power Finance Corpn. Ltd. | Financial | NCD | 6.5% |
| GOI | Sovereign | GOI Sec | 5.9% |
| GOI | Sovereign | CGL | 3.8% |
| GOI | Sovereign | GOI Sec | 3.5% |
| GOI | Sovereign | CGL | 3.4% |
| Food Corporation of India | FMCG | Bonds | 3.3% |
| GOI | Sovereign | CGL | 3.1% |
| ICICI Bank Ltd. | Financial | Equity | 2.5% |
Fund Managers
Tata Retirement Savings Fund Conservative Plan Direct Growth Details
Tata Retirement Savings Fund Conservative Plan Direct Growth is a Hybrid Mutual Fund Scheme launched by Tata Mutual Fund. This scheme was made available to investors on 09 Jan 2013. Murthy Nagarajan, Sonam Udasi is the Current Fund Manager of Tata Retirement Savings Fund Conservative Plan Direct Growth fund.The fund currently has an Asset Under Management(AUM) of ₹163 Cr and the Latest NAV as of 25 Jan 2021 is ₹25.87.
The Tata Retirement Savings Fund Conservative Plan Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to 500. Minimum Lumpsum Investment is 5000. Exit load of 1% if redeemed before 61 months.
Investment Objective
The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
Tax Implications
Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
