Groww Logo
Home>Mutual Funds>Tata Mutual Fund>Tata Retirement Savings Fund Conservative Plan Direct Growth

Tata Retirement Savings Fund Conservative Plan Direct Growth

Solution Oriented
Retirement
Moderately High Risk
5Y Lock In
8.13%
3Y annualised
0.00% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 13 May 2022₹26.90
Min. SIP amount₹500
Rating4
Fund size₹184.83Cr

Returns and rankings

Category: Solution Oriented Retirement
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns2.5%8.1%7.2%9.9%
Category average14.2%7.4%7.4%NA
Rank with in category311410NA
Understand terms

Holdings (58)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec14.0%
GOI
SovereignGOI Sec5.6%
Power Finance Corporation Ltd.FinancialNCD5.6%
Bajaj Housing Finance Ltd.FinancialDebenture5.4%
Cholamandalam Investment & Finance Company Ltd.
FinancialCP5.3%
Jamnagar Utilities and Power Pvt. Ltd.Capital GoodsNCD5.3%
GOI
SovereignGOI Sec5.0%
Varanasi Sangam Expressway Pvt. Ltd.ConstructionNCD4.2%
GOI
SovereignCGL3.2%
GOI
SovereignCGL2.9%
See All

Pros and cons

Category: Solution Oriented Retirement

Pros

3Y and 5Y annualised returns higher than category average
Higher alpha: 0.86 The fund has generated returns higher than benchmark - CRISIL Short Term Debt Hybrid 75+25 Index - in the last 3Y
Lower expense ratio: 1.05%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Cons

Lower AUM: 185Cr. Funds with lower AUM tend to have higher expense ratio
1Y annualised returns lower than category average by 7.74%
Lock-in period: 5Y

Expense ratio, exit load and tax

Expense ratio: 1.05%

Inclusive of GST

Exit load

Exit load of 1% if redeemed before 61 months.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500

Fund management

Murthy Nagarajan
Apr 2017 - Present
View details

Education
Mr. Nagarajan is a M.Com, ICWA and PGPMS.
Experience
Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..
Also manages these schemes

Sonam Udasi
Apr 2016 - Present
View details

Education
Mr. Udasi is a B.Com and also holds PGDM(Finance).
Experience
Prior to joining Tata AMC he was associated with ASK Raymond James, JM Financial AMC, Prime Securities, BRICS Securities and IDBI Capital Market Services Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
9th Floor, Mafatlal Centre,Nariman Point, Mumbai 400021
Phone
1800-209-0101
Launch Date
30 Jun 1995
Website
NA
Amc Image
Tata Mutual Fund
Asset Management Company
Custodian
Standard Chartered Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Compare funds

Tata Retirement Savings Fund Conservative Plan Direct Growth
VS
Add mutual fund to compare

FAQs

How to Invest in Tata Retirement Savings Fund Conservative Plan Direct Growth?

You can easily invest in Tata Retirement Savings Fund Conservative Plan Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps:

  • Log on to your Groww account
  • Search for Tata Retirement Savings Fund Conservative Plan Direct Growth from the search box
  • In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete
  • Once you are done with that, you can start investing in Tata Retirement Savings Fund Conservative Plan Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does Tata Retirement Savings Fund Conservative Plan Direct Growth provide?

The Tata Retirement Savings Fund Conservative Plan Direct Growth has been there from 09 Jan 2013 and the average annual returns provided by this fund is 2.55% since its inception.

How much expense ratio is charged by Tata Retirement Savings Fund Conservative Plan Direct Growth?

The term Expense Ratio used for Tata Retirement Savings Fund Conservative Plan Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund.

The Expense Ratio of Tata Retirement Savings Fund Conservative Plan Direct Growth is 1.05% as of 17 May 2022...

What is the AUM of Tata Retirement Savings Fund Conservative Plan Direct Growth?

The AUM, short for Assets Under Management of Tata Retirement Savings Fund Conservative Plan Direct Growth is ₹184.83Cr as of 17 May 2022.

How to Redeem Tata Retirement Savings Fund Conservative Plan Direct Growth?

If you want to sell your Tata Retirement Savings Fund Conservative Plan Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of Tata Retirement Savings Fund Conservative Plan Direct Growth?

You can select either SIP or Lumpsum investment of Tata Retirement Savings Fund Conservative Plan Direct Growth based on your investment objective and risk tolerance.

What is the NAV of Tata Retirement Savings Fund Conservative Plan Direct Growth?

The NAV of Tata Retirement Savings Fund Conservative Plan Direct Growth is ₹26.90 as of 13 May 2022.

What is the PE and PB ratio of Tata Retirement Savings Fund Conservative Plan Direct Growth?

The PE ratio ratio of Tata Retirement Savings Fund Conservative Plan Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

Loading...
ⓒ 2016-2022 Groww. All rights reserved, Built with in India
MOST POPULAR ON GROWWVERSION - 2.3.7
STOCK MARKET INDICES:  S&P BSE SENSEX |  S&P BSE 100 |  NIFTY 100 |  NIFTY 50 |  NIFTY MIDCAP 100 |  NIFTY BANK |  NIFTY NEXT 50
MUTUAL FUNDS COMPANIES:  ICICI PRUDENTIAL |  HDFC |  NIPPON INDIA |  ADITYA BIRLA SUN LIFE |  SBI |  UTI |  FRANKLIN TEMPLETON |  KOTAK MAHINDRA |  IDFC |  DSP |  AXIS |  TATA |  L&T |  SUNDARAM |  PGIM |  INVESCO |  LIC |  JM FINANCIAL |  BARODA PIONEER |  CANARA ROBECO |  HSBC |  IDBI |  INDIABULLS |  MOTILAL OSWAL |  BNP PARIBAS |  MIRAE ASSET |  PRINCIPAL |  BOI AXA |  UNION KBC |  TAURUS |  EDELWEISS |  NAVI |  MAHINDRA |  QUANTUM |  PPFAS |  IIFL |  Quant |  SHRIRAM |  SAHARA |  ITI