Tata Retirement Savings Fund Conservative Plan Direct Growth

Solution Oriented
Retirement
Moderately High Risk
5Y Lock In
7.87%
3Y annualised
-0.41% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 03 Oct 2022₹28.01
Min. SIP amount₹500
Rating3
Fund size₹183.15Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Solution Oriented Retirement
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns0.0%7.9%7.0%9.9%
Category average2.1%7.2%5.9%NA
Rank with in category321812NA
Understand terms

Holdings (57)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec13.7%
GOISovereignGOI Sec11.0%
GOI
SovereignGOI Sec5.5%
Power Finance Corporation Ltd.FinancialNCD5.4%
Bajaj Housing Finance Ltd.FinancialDebenture5.3%
Jamnagar Utilities and Power Pvt. Ltd.Capital GoodsNCD5.2%
GOI
SovereignGOI Sec5.0%
Varanasi Sangam Expressway Pvt. Ltd.ConstructionNCD4.1%
GOI
SovereignCGL2.8%
GOI
SovereignCGL2.8%
See All

Pros and cons

Category: Solution Oriented Retirement

Pros

Cons

3Y and 5Y annualised returns higher than category average
Lower AUM: 183Cr. Funds with lower AUM tend to have higher expense ratio
Higher alpha: 1.0 The fund has generated returns higher than benchmark - CRISIL Short Term Debt Hybrid 75+25 Index - in the last 3Y
1Y annualised returns lower than category average by 2.11%
Lower expense ratio: 0.97%
Lock-in period: 5Y
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Expense ratio, exit load and tax

Expense ratio: 0.97%

Inclusive of GST

Exit load

Exit load of 1% if redeemed before 61 months.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500

Fund management

Murthy Nagarajan
Apr 2017 - Present
View details

Education
Mr. Nagarajan is a M.Com, ICWA and PGPMS.
Experience
Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..
Also manages these schemes

Sonam Udasi
Apr 2016 - Present
View details

Education
Mr. Udasi is a B.Com and also holds PGDM(Finance).
Experience
Prior to joining Tata AMC he was associated with ASK Raymond James, JM Financial AMC, Prime Securities, BRICS Securities and IDBI Capital Market Services Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
9th Floor, Mafatlal Centre,Nariman Point, Mumbai 400021
Phone
1800-209-0101
Launch Date
30 Jun 1995
Website
NA
Tata Mutual Fund
Asset Management Company
Custodian
Standard Chartered Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Compare funds

Tata Retirement Savings Fund Conservative Plan Direct Growth
VS
Add mutual fund to compare
Loading...
ⓒ 2016-2022 Groww. All rights reserved, Built with in India
MOST POPULAR ON GROWWVERSION - 3.3.9
STOCK MARKET INDICES:  S&P BSE SENSEX |  S&P BSE 100 |  NIFTY 100 |  NIFTY 50 |  NIFTY MIDCAP 100 |  NIFTY BANK |  NIFTY NEXT 50
MUTUAL FUNDS COMPANIES:  ICICI PRUDENTIAL |  HDFC |  NIPPON INDIA |  ADITYA BIRLA SUN LIFE |  SBI |  UTI |  FRANKLIN TEMPLETON |  KOTAK MAHINDRA |  IDFC |  DSP |  AXIS |  TATA |  L&T |  SUNDARAM |  PGIM |  INVESCO |  LIC |  JM FINANCIAL |  BARODA PIONEER |  CANARA ROBECO |  HSBC |  IDBI |  INDIABULLS |  MOTILAL OSWAL |  BNP PARIBAS |  MIRAE ASSET |  PRINCIPAL |  BOI AXA |  UNION KBC |  TAURUS |  EDELWEISS |  NAVI |  MAHINDRA |  QUANTUM |  PPFAS |  IIFL |  Quant |  SHRIRAM |  SAHARA |  ITI