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Tata Retirement Savings Fund Moderate Plan Direct Growth

Solution Oriented
Retirement
Very High Risk
5Y Lock Inlock
19.64%
3Y annualised
-0.33% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 22 Oct 2021₹50.04
Min. SIP amount₹500
Rating3star
Fund size₹1,606.89 Cr

Returns and rankings

Category: Solution Oriented Retirement
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns37.1%19.6%15.2%17.5%
Category average42.2%12.7%12.2%NA
Rank with in category39159NA
Understand termsinfo

Holdings (68)

NameSectorInstrumentAssets
FinancialEquity6.4%
EnergyEquity5.5%
FinancialEquity5.4%
TechnologyEquity3.9%
TechnologyEquity3.3%
FMCGEquity2.8%
TechnologyEquity2.8%
SBI Cards & Payments Services Ltd.
FinancialEquity2.4%
FinancialEquity2.3%
GOI
SovereignGOI Sec2.0%
See All

Pros and cons

info
Category: Solution Oriented Retirement
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Pros

3Y and 5Y annualised returns higher than category average
Lower expense ratio: 0.65%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
Higher alpha: 2.17 The fund has generated returns higher than benchmark - CRISIL Hybrid 25+75 Aggressive Index - in the last 3Y
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Cons

1Y annualised returns lower than category average by 5.05%
Lock-in period: 5Y

Expense ratio, exit load and tax

Expense ratio: 0.65%

Inclusive of GST

Exit load

Exit load of 1% if redeemed before 61 months.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Lock-in for 5 years or retirement, whichever is earlier. If average equity holding is >65%, 10% (After 1 year as per LTCG). If average equity holding is <65%, 20% with indexation benefit (post 3 years).

Understand termsinfo
Check past data

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500

Fund management

Murthy Nagarajan
Apr 2017 - Present
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Sonam Udasi
Apr 2016 - Present
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Ennette Fernandes
Jun 2018 - Present
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Fund house & investment objective

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Fund house contact details

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