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Tata Retirement Savings Fund Moderate Plan Direct Growth
+15.93%
3Y annualised
-0.56% 1D
NAV: 30 Apr '26
₹77.41
Min. for SIP
₹150
Fund size (AUM)
₹1,887.73 Cr
Expense ratio
0.93%
Rating
2
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,259 | +2.10% | |
| 3 years | ₹1,80,000 | ₹2,05,015 | +13.90% | |
| 5 years | ₹3,00,000 | ₹3,98,490 | +32.83% | |
| 10 years | ₹6,00,000 | ₹11,58,477 | +93.08% |
Holdings (58)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| ICICI Bank Ltd. | Financial | Equity | 4.37% |
| Reliance Industries Ltd. | Energy | Equity | 4.10% |
| HDFC Bank Ltd. | Financial | Equity | 3.88% |
| Solar Industries India Ltd. | Chemicals | Equity | 3.80% |
| BSE Ltd. | Services | Equity | 3.41% |
| Multi Commodity Exchange Of India Ltd. | Services | Equity | 3.08% |
| Radico Khaitan Ltd. | Consumer Staples | Equity | 2.94% |
| Eternal Ltd. | Services | Equity | 2.93% |
| ITC Ltd. | Consumer Staples | Equity | 2.47% |
| Nippon Life India Asset Management Ltd. | Financial | Equity | 2.25% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 2.07% |
| Karur Vysya Bank Ltd. | Financial | Equity | 2.07% |
| 360 One Wam Ltd. | Financial | Equity | 2.04% |
| Tata Consumer Products Ltd. | Consumer Staples | Equity | 2.01% |
| Muthoot Finance Ltd. | Financial | Equity | 1.98% |
| HCL Technologies Ltd. | Technology | Equity | 1.98% |
| Polycab India Ltd. | Capital Goods | Equity | 1.96% |
| DOMS Industries Ltd. | Consumer Staples | Equity | 1.78% |
| Dixon Technologies (India) Ltd. | Capital Goods | Equity | 1.71% |
| Oil India Ltd. | Energy | Equity | 1.71% |
| Rainbow Children's Medicare Ltd. | Healthcare | Equity | 1.71% |
| Kirloskar Pneumatic Company Ltd. | Capital Goods | Equity | 1.68% |
| Tata Capital Ltd. | Financial | Equity | 1.64% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 1.62% |
| GOI | Sovereign | GOI Sec | 1.62% |
| GOI | Sovereign | GOI Sec | 1.59% |
| GOI | Sovereign | GOI Sec | 1.56% |
| Bikaji Foods International Ltd. | Consumer Staples | Equity | 1.54% |
| Nestle India Ltd. | Consumer Staples | Equity | 1.46% |
| Coal India Ltd. | Energy | Equity | 1.42% |
| Exide Industries Ltd. | Capital Goods | Equity | 1.41% |
| Metro Brands Ltd. | Consumer Staples | Equity | 1.34% |
| HDFC Bank Ltd. | Financial | Debenture | 1.33% |
| Billionbrains Garage Ventures Ltd. | Financial | Equity | 1.29% |
| Godrej Properties Ltd. | Construction | Equity | 1.22% |
| Bank Of Baroda | Financial | Equity | 1.11% |
| Pricol Ltd. | Automobile | Equity | 1.09% |
| GOI | Sovereign | GOI Sec | 1.07% |
| Shivshakti Securitisation Trust | Others | Sec. Debt | 1.04% |
| Tata Consultancy Services Ltd. | Technology | Equity | 1.01% |
| Manappuram Finance Ltd. | Financial | Equity | 0.96% |
| Godrej Industries Ltd. | Consumer Staples | Equity | 0.96% |
| Adani Ports and Special Economic Zone Ltd. | Services | Equity | 0.94% |
| Vedanta Ltd. | Metals & Mining | Equity | 0.94% |
| Adani Power Ltd. | Energy | Equity | 0.86% |
| Shriram Finance Ltd | Financial | Equity | 0.83% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 0.82% |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | NCD | 0.79% |
| GOI | Sovereign | GOI Sec | 0.77% |
| HDFC Life Insurance Co Ltd. | Insurance | Equity | 0.75% |
| Zensar Technologies Ltd. | Technology | Equity | 0.71% |
| Fujiyama Power Systems Ltd. | Energy | Equity | 0.62% |
| GOI | Sovereign | GOI Sec | 0.59% |
| Godrej Agrovet Ltd. | Consumer Staples | Equity | 0.57% |
| GOI | Sovereign | GOI Sec | 0.51% |
| NHPC Ltd. | Energy | Debenture | 0.26% |
| Grindwell Norton Ltd. | Metals & Mining | Equity | 0.26% |
| GOI | Sovereign | GOI Sec | 0.11% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹150
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +15.9% | +13.0% | +13.8% | +14.9% |
| Category average (Hybrid Aggressive Hybrid) | +14.3% | +13.9% | +12.0% | -- |
| Rank (Hybrid Aggressive Hybrid) | 10 | 17 | 7 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 1% if redeemed before 61 months.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ICICI Prudential Equity & Debt Fund Direct Growth | +5.70% | +18.32% | 46,700.42 | |
JM Aggressive Hybrid Fund Direct Growth | +0.64% | +18.13% | 651.98 | |
Edelweiss Aggressive Hybrid Fund Direct Growth | +5.32% | +16.97% | 3,308.91 | |
Nippon India Aggressive Hybrid Fund Direct Growth | +4.63% | +14.41% | 3,700.53 | |
Franklin India Aggressive Hybrid Fund Direct Growth | +0.79% | +14.09% | 2,163.53 | |
| Compare | ||||
Fund management
SUSonam UdasiApr 2016 - PresentView details
SU
Sonam Udasi
Apr 2016 - Present
View details
MNMurthy NagarajanApr 2017 - PresentView details
MN
Murthy Nagarajan
Apr 2017 - Present
View details
About Tata Retirement Savings Fund Moderate Plan Direct Growth
Tata Retirement Savings Fund Moderate Plan Direct Growth is a Hybrid Mutual Fund Scheme launched by Tata Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Sonam Udasi is the Current Fund Manager of Tata Retirement Savings Fund Moderate Plan Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,00,515 Cr and the Latest NAV as of 30 Apr 2026 is ₹77.41.
The Tata Retirement Savings Fund Moderate Plan Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹150. Minimum Lumpsum Investment is ₹5,000. Exit load of 1% if redeemed before 61 months.
;
Investment Objective
The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
Fund benchmarkCRISIL Hybrid 25+75 Aggressive Index
Fund house
Rank (total assets)#14 in India
Total AUM₹2,00,515.26 Cr
Date of Incorporation30 Jun 1995
Launch Date30 Jun 1995
Address9th Floor, Mafatlal Centre,Nariman Point, Mumbai 400021
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,