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Tata Retirement Savings Fund Moderate Plan Direct Growth
+15.47%
3Y annualised
+1.14% 1D
NAV: 10 Apr '26
₹74.35
Min. for SIP
₹150
Fund size (AUM)
₹1,887.73 Cr
Expense ratio
0.72%
Rating
2
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹59,088 | -1.52% | |
| 3 years | ₹1,80,000 | ₹1,97,966 | +9.98% | |
| 5 years | ₹3,00,000 | ₹3,85,191 | +28.40% | |
| 10 years | ₹6,00,000 | ₹11,20,272 | +86.71% |
Holdings (57)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 6.09% |
| ICICI Bank Ltd. | Financial | Equity | 4.56% |
| HDFC Bank Ltd. | Financial | Equity | 4.29% |
| Reliance Industries Ltd. | Energy | Equity | 3.88% |
| Solar Industries India Ltd. | Chemicals | Equity | 3.88% |
| BSE Ltd. | Services | Equity | 3.42% |
| Eternal Ltd. | Services | Equity | 2.87% |
| Multi Commodity Exchange Of India Ltd. | Services | Equity | 2.84% |
| Radico Khaitan Ltd. | Consumer Staples | Equity | 2.70% |
| ITC Ltd. | Consumer Staples | Equity | 2.46% |
| Nippon Life India Asset Management Ltd. | Financial | Equity | 2.39% |
| Polycab India Ltd. | Capital Goods | Equity | 2.25% |
| Karur Vysya Bank Ltd. | Financial | Equity | 2.13% |
| 360 One Wam Ltd. | Financial | Equity | 2.11% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 2.07% |
| Tata Consumer Products Ltd. | Consumer Staples | Equity | 2.06% |
| Muthoot Finance Ltd. | Financial | Equity | 1.91% |
| HCL Technologies Ltd. | Technology | Equity | 1.87% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 1.73% |
| Kirloskar Pneumatic Company Ltd. | Capital Goods | Equity | 1.71% |
| DOMS Industries Ltd. | Consumer Staples | Equity | 1.65% |
| Tata Capital Ltd. | Financial | Equity | 1.64% |
| Rainbow Children's Medicare Ltd. | Healthcare | Equity | 1.60% |
| Oil India Ltd. | Energy | Equity | 1.59% |
| Exide Industries Ltd. | Capital Goods | Equity | 1.50% |
| GOI | Sovereign | GOI Sec | 1.48% |
| Nestle India Ltd. | Consumer Staples | Equity | 1.46% |
| GOI | Sovereign | GOI Sec | 1.45% |
| Bikaji Foods International Ltd. | Consumer Staples | Equity | 1.44% |
| Metro Brands Ltd. | Consumer Staples | Equity | 1.44% |
| Bank Of Baroda | Financial | Equity | 1.32% |
| Godrej Properties Ltd. | Construction | Equity | 1.31% |
| Billionbrains Garage Ventures Ltd. | Financial | Equity | 1.28% |
| Coal India Ltd. | Energy | Equity | 1.24% |
| HDFC Bank Ltd. | Financial | Debenture | 1.23% |
| Pricol Ltd. | Automobile | Equity | 1.17% |
| Godrej Industries Ltd. | Consumer Staples | Equity | 1.16% |
| Mahanagar Gas Ltd. | Energy | Equity | 1.08% |
| Tata Consultancy Services Ltd. | Technology | Equity | 1.03% |
| Manappuram Finance Ltd. | Financial | Equity | 0.99% |
| GOI | Sovereign | GOI Sec | 0.99% |
| Shivshakti Securitisation Trust | Others | Sec. Debt | 0.97% |
| Adani Ports and Special Economic Zone Ltd. | Services | Equity | 0.95% |
| Shriram Finance Ltd | Financial | Equity | 0.94% |
| Vedanta Ltd. | Metals & Mining | Equity | 0.94% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 0.90% |
| HDFC Life Insurance Co Ltd. | Insurance | Equity | 0.83% |
| Larsen & Toubro Ltd. | Construction | Equity | 0.74% |
| GOI | Sovereign | GOI Sec | 0.72% |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | NCD | 0.72% |
| Zensar Technologies Ltd. | Technology | Equity | 0.71% |
| Godrej Agrovet Ltd. | Consumer Staples | Equity | 0.63% |
| GOI | Sovereign | GOI Sec | 0.55% |
| Fujiyama Power Systems Ltd. | Energy | Equity | 0.54% |
| GOI | Sovereign | GOI Sec | 0.49% |
| NHPC Ltd. | Energy | Debenture | 0.24% |
| GOI | Sovereign | GOI Sec | 0.10% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹150
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +15.5% | +12.1% | +13.7% | +14.6% |
| Category average (Hybrid Aggressive Hybrid) | +14.3% | +13.9% | +12.0% | -- |
| Rank (Hybrid Aggressive Hybrid) | 13 | 24 | 9 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 1% if redeemed before 61 months.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ICICI Prudential Equity & Debt Fund Direct Growth | +11.46% | +18.64% | 46,700.42 | |
JM Aggressive Hybrid Fund Direct Growth | +5.31% | +18.25% | 651.98 | |
Edelweiss Aggressive Hybrid Fund Direct Growth | +10.39% | +17.29% | 3,308.91 | |
Nippon India Aggressive Hybrid Fund Direct Growth | +10.83% | +14.74% | 3,700.53 | |
Franklin India Aggressive Hybrid Fund Direct Growth | +6.79% | +14.45% | 2,163.53 | |
| Compare | ||||
Fund management
MNMurthy NagarajanApr 2017 - PresentView details
MN
Murthy Nagarajan
Apr 2017 - Present
View details
SUSonam UdasiApr 2016 - PresentView details
SU
Sonam Udasi
Apr 2016 - Present
View details
About Tata Retirement Savings Fund Moderate Plan Direct Growth
Tata Retirement Savings Fund Moderate Plan Direct Growth is a Hybrid Mutual Fund Scheme launched by Tata Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Murthy Nagarajan is the Current Fund Manager of Tata Retirement Savings Fund Moderate Plan Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,00,515 Cr and the Latest NAV as of 10 Apr 2026 is ₹74.35.
The Tata Retirement Savings Fund Moderate Plan Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹150. Minimum Lumpsum Investment is ₹5,000. Exit load of 1% if redeemed before 61 months.
;
Investment Objective
The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
Fund benchmarkCRISIL Hybrid 25+75 Aggressive Index
Fund house
Rank (total assets)#14 in India
Total AUM₹2,00,515.26 Cr
Date of Incorporation30 Jun 1995
Launch Date30 Jun 1995
Address9th Floor, Mafatlal Centre,Nariman Point, Mumbai 400021
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,