How to Invest in Tata Retirement Savings Fund Moderate Plan Direct Growth?

You can easily invest in Tata Retirement Savings Fund Moderate Plan Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for Tata Retirement Savings Fund Moderate Plan Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in Tata Retirement Savings Fund Moderate Plan Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does Tata Retirement Savings Fund Moderate Plan Direct Growth provide?

The Tata Retirement Savings Fund Moderate Plan Direct Growth has been there from 09 Jan 2013 and the average annual returns provided by this fund is 13.39% since its inception.

How much expense ratio is charged by Tata Retirement Savings Fund Moderate Plan Direct Growth?

The term Expense Ratio used for Tata Retirement Savings Fund Moderate Plan Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Tata Retirement Savings Fund Moderate Plan Direct Growth is 0.65% as of 24 Sep 2023...

What is the AUM of Tata Retirement Savings Fund Moderate Plan Direct Growth?

The AUM, short for Assets Under Management of Tata Retirement Savings Fund Moderate Plan Direct Growth is ₹1,766.40Cr as of 24 Sep 2023.

How to Redeem Tata Retirement Savings Fund Moderate Plan Direct Growth?

If you want to sell your Tata Retirement Savings Fund Moderate Plan Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

What is the PE and PB ratio of Tata Retirement Savings Fund Moderate Plan Direct Growth?

The PE ratio ratio of Tata Retirement Savings Fund Moderate Plan Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

Tata Retirement Savings Fund Moderate Plan Direct Growth - NAV, Mutual Fund Performance & Portfolio

Tata Retirement Savings Fund Moderate Plan Direct Growth
Solution Oriented
Retirement
Very High Risk
5Y Lock In
17.27%
3Y annualised
-0.21% 1D
1M
6M
1Y
3Y
5Y
All
 NAV: 22 Sep 2023₹56.77
Min. SIP amount₹150
Rating2
Fund size₹1,766.40Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Solution Oriented Retirement
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns13.4%17.3%12.7%15.5%
Category average12.6%18.9%11.8%NA
Rank with in category212917NA
Understand terms
Holdings (71)NameSectorInstrumentAssets
HDFC Bank Ltd.
FinancialEquity6.7%
Reliance Industries Ltd.
EnergyEquity4.1%
ITC Ltd.
Consumer StaplesEquity3.9%
ICICI Bank Ltd.
FinancialEquity3.6%
Tata Consultancy Services Ltd.
TechnologyEquity2.7%
SBI Cards And Payment Services Ltd.
FinancialEquity2.7%
Solar Industries India Ltd.
ChemicalsEquity2.6%
PB Fintech Ltd.
ServicesEquity2.6%
APL Apollo Tubes Ltd.
Metals & MiningEquity2.4%
Jupiter Wagons Ltd.
AutomobileEquity2.3%
See All
DisclaimerThis content is derived from publicly available information, internal sources, and other third-party sources believed to be reliable. We, at Nextbillion Technology Pvt. Ltd. (Groww), do not guarantee the accuracy of such information, or assure its completeness, or warrant that such information will not be changed.
All comparisons are done with the category average metrics for this category.
Pros and cons
Category: Solution Oriented Retirement
Pros
Cons
Lower expense ratio: 0.65%
3Y annualised returns lower than category average by 1.62%
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Lock-in period: 5Y
1Y, 5Y and 10Y annualised returns higher than category average
Low rating: 2
Higher alpha: 3.13
The fund has generated returns higher than benchmark - CRISIL Hybrid 25+75 Aggressive Index - in the last 3Y 
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
31 Aug 2023 - Present
0.65%
31 Jul 2023 - 31 Aug 2023
0.66%
30 Jun 2023 - 31 Jul 2023
0.66%
31 May 2023 - 30 Jun 2023
0.67%
30 Apr 2023 - 31 May 2023
0.68%
31 Mar 2023 - 30 Apr 2023
0.69%
28 Feb 2023 - 31 Mar 2023
0.68%
31 Jan 2023 - 28 Feb 2023
0.68%
31 Dec 2022 - 31 Jan 2023
0.67%
31 Dec 2022 - 31 Dec 2022
0.67%
30 Nov 2022 - 31 Dec 2022
0.66%
30 Nov 2022 - 30 Nov 2022
0.66%
30 Nov 2022 - 30 Nov 2022
0.66%
31 Oct 2022 - 30 Nov 2022
0.67%
31 Oct 2022 - 31 Oct 2022
0.67%
31 Oct 2022 - 31 Oct 2022
0.67%
31 Oct 2022 - 31 Oct 2022
0.67%
31 Oct 2022 - 31 Oct 2022
0.67%
30 Sep 2022 - 31 Oct 2022
0.67%
30 Sep 2022 - 30 Sep 2022
0.67%
30 Sep 2022 - 30 Sep 2022
0.67%
31 Aug 2022 - 30 Sep 2022
0.67%
31 Aug 2022 - 31 Aug 2022
0.67%
31 Jul 2022 - 31 Aug 2022
0.68%
31 Jul 2022 - 31 Jul 2022
0.68%
30 Jun 2022 - 31 Jul 2022
0.69%
30 Jun 2022 - 30 Jun 2022
0.69%
31 May 2022 - 30 Jun 2022
0.68%
31 May 2022 - 31 May 2022
0.68%
30 Apr 2022 - 31 May 2022
0.67%
30 Apr 2022 - 30 Apr 2022
0.67%
31 Mar 2022 - 30 Apr 2022
0.65%
31 Mar 2022 - 31 Mar 2022
0.65%
28 Feb 2022 - 31 Mar 2022
0.65%
28 Feb 2022 - 28 Feb 2022
0.65%
31 Jan 2022 - 28 Feb 2022
0.64%
31 Dec 2021 - 31 Jan 2022
0.64%
30 Nov 2021 - 31 Dec 2021
0.64%
31 Oct 2021 - 30 Nov 2021
0.64%
30 Sep 2021 - 31 Oct 2021
0.64%
31 Aug 2021 - 30 Sep 2021
0.65%
31 Jul 2021 - 31 Aug 2021
0.66%
30 Jun 2021 - 31 Jul 2021
0.66%
31 May 2021 - 30 Jun 2021
0.67%
30 Apr 2021 - 31 May 2021
0.68%
31 Mar 2021 - 30 Apr 2021
0.73%
28 Feb 2021 - 31 Mar 2021
0.82%
31 Jan 2021 - 28 Feb 2021
0.83%
31 Dec 2020 - 31 Jan 2021
0.82%
30 Nov 2020 - 31 Dec 2020
0.81%
31 Oct 2020 - 30 Nov 2020
0.83%
30 Sep 2020 - 31 Oct 2020
0.84%
31 Aug 2020 - 30 Sep 2020
0.83%
31 Jul 2020 - 31 Aug 2020
0.84%
30 Jun 2020 - 31 Jul 2020
0.85%
31 May 2020 - 30 Jun 2020
0.87%
30 Apr 2020 - 31 May 2020
0.87%
31 Mar 2020 - 30 Apr 2020
0.73%
29 Feb 2020 - 31 Mar 2020
0.56%
31 Jan 2020 - 29 Feb 2020
0.65%
31 Dec 2019 - 31 Jan 2020
0.66%
30 Nov 2019 - 31 Dec 2019
0.66%
31 Oct 2019 - 30 Nov 2019
0.66%
30 Sep 2019 - 31 Oct 2019
0.67%
31 Aug 2019 - 30 Sep 2019
0.69%
31 Jul 2019 - 31 Aug 2019
0.69%
30 Jun 2019 - 31 Jul 2019
0.73%
31 May 2019 - 30 Jun 2019
0.83%
30 Apr 2019 - 31 May 2019
0.84%
31 Mar 2019 - 30 Apr 2019
0.95%
28 Feb 2019 - 31 Mar 2019
1.04%
31 Jan 2019 - 28 Feb 2019
1.01%
31 Dec 2018 - 31 Jan 2019
1.03%
30 Nov 2018 - 31 Dec 2018
1.05%
31 Oct 2018 - 30 Nov 2018
1.24%
30 Sep 2018 - 31 Oct 2018
1.28%
31 Aug 2018 - 30 Sep 2018
1.29%
31 Jul 2018 - 31 Aug 2018
1.13%
30 Jun 2018 - 31 Jul 2018
1.34%
31 May 2018 - 30 Jun 2018
1.52%
30 Apr 2018 - 31 May 2018
1.52%
31 Mar 2018 - 30 Apr 2018
1.52%
31 Jan 2018 - 31 Mar 2018
1.98%
31 Dec 2017 - 31 Jan 2018
1.98%
30 Nov 2017 - 31 Dec 2017
1.98%
31 Oct 2017 - 30 Nov 2017
1.98%
Expense ratio, exit load and taxExpense ratio: 0.65%Inclusive of GST
Exit loadExit load of 1% if redeemed before 61 months.
Stamp duty0.005% (from July 1st, 2020)
Tax implicationReturns are taxed at 15%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 10% on returns of Rs 1 lakh+ in a financial year. 
Understand terms
Check past data
Minimum investment amountsMin. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹150
Fund managementMurthy Nagarajan
Apr 2017 - Present
View details
Education
Mr. Nagarajan is a M.Com, ICWA and PGPMS.
Experience
Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..
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Sonam Udasi
Apr 2016 - Present
View details
Education
Mr. Udasi is a B.Com and also holds PGDM(Finance).
Experience
Prior to joining Tata AMC he was associated with ASK Raymond James, JM Financial AMC, Prime Securities, BRICS Securities and IDBI Capital Market Services Ltd.
Also manages these schemes
Tata Young Citizens Regular
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Fund house & investment objective
Tata Mutual Fund
Rank (total assets)#14 in India
Total AUM₹1,30,663.95Cr
Date of Incorporation30 Jun 1995
 Tata Retirement Savings Fund Moderate Plan Direct Growth is a Solution Oriented Mutual Fund Scheme launched by Tata Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Murthy Nagarajan, Sonam Udasi is the Current Fund Manager of Tata Retirement Savings Fund Moderate Plan Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,30,664 Cr and the Latest NAV as of 22 Sep 2023 is ₹56.77.
The Tata Retirement Savings Fund Moderate Plan Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹150. Minimum Lumpsum Investment is ₹5,000. Exit load of 1% if redeemed before 61 months.
;
Investment ObjectiveThe fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
;
Fund benchmarkCRISIL Hybrid 25+75 Aggressive Index
Scheme Information Document(SID)
Fund house contact details
Address
9th Floor, Mafatlal Centre,Nariman Point, Mumbai 400021
Phone
1800-209-0101
Launch Date
30 Jun 1995
E-mail
[email protected]
Website
www.tatamutualfund.com
Tata Mutual Fund
Asset Management Company
Custodian
Standard Chartered Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]
Website
www.camsonline.com
Compare funds
Tata Retirement Savings Fund Moderate Plan Direct Growth
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Add mutual fund to compare

	1Y	3Y	5Y	All
Fund returns	13.4%	17.3%	12.7%	15.5%
Category average	12.6%	18.9%	11.8%	NA
Rank with in category	21	29	17	NA

Name	Sector	Instrument	Assets
HDFC Bank Ltd.	Financial	Equity	6.7%
Reliance Industries Ltd.	Energy	Equity	4.1%
ITC Ltd.	Consumer Staples	Equity	3.9%
ICICI Bank Ltd.	Financial	Equity	3.6%
Tata Consultancy Services Ltd.	Technology	Equity	2.7%
SBI Cards And Payment Services Ltd.	Financial	Equity	2.7%
Solar Industries India Ltd.	Chemicals	Equity	2.6%
PB Fintech Ltd.	Services	Equity	2.6%
APL Apollo Tubes Ltd.	Metals & Mining	Equity	2.4%
Jupiter Wagons Ltd.	Automobile	Equity	2.3%

Rank (total assets)	#14 in India
Total AUM	₹1,30,663.95Cr

Date of Incorporation	30 Jun 1995

Fund benchmark	CRISIL Hybrid 25+75 Aggressive Index

Vaishnavi Tech Park, 3rd & 4th Floor
Sarjapur Main Road, Bellandur
Bengaluru – 560103
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Min. for 1st investment	₹5,000
Min. for 2nd investment onwards	₹1,000

Rating	2
Fund size	₹1,766.40Cr

Tata Retirement Savings Fund Moderate Plan Direct Growth

Return calculator

Understand terms

Annualised returns

Absolute returns

Returns and rankings

Holdings (71)

Disclaimer

Pros and cons

Pros

Cons

Understand terms

Expense ratio

Tax

Exit load

Stamp duty

Past expense ratio & exit load

Expense ratio, exit load and tax

Expense ratio: 0.65%

Exit load

Stamp duty

Tax implication

Minimum investment amounts

Fund management

Murthy NagarajanApr 2017 - PresentView details

Sonam UdasiApr 2016 - PresentView details

Fund house & investment objective

Fund house contact details

Compare funds

Murthy Nagarajan
Apr 2017 - Present
View details

Sonam Udasi
Apr 2016 - Present
View details