How to Invest in Tata Housing Opportunities Fund Direct Growth?

You can easily invest in Tata Housing Opportunities Fund Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for Tata Housing Opportunities Fund Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in Tata Housing Opportunities Fund Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does Tata Housing Opportunities Fund Direct Growth provide?

The Tata Housing Opportunities Fund Direct Growth has been there from 02 Sep 2022 and the average annual returns provided by this fund is 3.26% since its inception.

How much expense ratio is charged by Tata Housing Opportunities Fund Direct Growth?

The term Expense Ratio used for Tata Housing Opportunities Fund Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Tata Housing Opportunities Fund Direct Growth is 0.80% as of 20 Jan 2026...

What is the AUM of Tata Housing Opportunities Fund Direct Growth?

The AUM, short for Assets Under Management of Tata Housing Opportunities Fund Direct Growth is ₹514.65Cr as of 20 Jan 2026.

How to Redeem Tata Housing Opportunities Fund Direct Growth?

If you want to sell your Tata Housing Opportunities Fund Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of Tata Housing Opportunities Fund Direct Growth?

You can select either SIP or Lumpsum investment of Tata Housing Opportunities Fund Direct Growth based on your investment objective and risk tolerance.

What is the NAV of Tata Housing Opportunities Fund Direct Growth?

The NAV of Tata Housing Opportunities Fund Direct Growth is ₹15.59 as of 19 Jan 2026.

What is the PE and PB ratio of Tata Housing Opportunities Fund Direct Growth?

The PE ratio ratio of Tata Housing Opportunities Fund Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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Tata Housing Opportunities Fund Direct Growth

Name: Tata Housing Opportunities Fund Direct Growth
Brand: Tata Mutual Fund

Equity

Thematic

Very High Risk

+15.74%

3Y annualised

-0.83% 1D

All

NAV: 19 Jan '26

₹15.59

Min. SIP amount

₹100

Fund size

₹514.65 Cr

Expense ratio

0.80%

Return calculator

Monthly SIP

One time

Monthly investment

₹5,000

Over the past	Total investment	Would've become	Historic returns	Returns
1 year	₹60,000	₹52,056		-13.24%

Holdings (30)

Name	Sector	Instruments	Assets
HDFC Bank Ltd.	Financial	Equity	9.79%
Larsen & Toubro Ltd.	Construction	Equity	6.70%
ICICI Bank Ltd.	Financial	Equity	6.26%
Asian Paints Ltd.	Chemicals	Equity	5.32%
Prestige Estates Projects Ltd.	Construction	Equity	4.80%
Ambuja Cements Ltd.	Construction	Equity	4.40%
Ultratech Cement Ltd.	Construction	Equity	4.24%
NTPC Ltd.	Energy	Equity	4.14%
PG Electroplast Ltd.	Capital Goods	Equity	4.00%
State Bank of India	Financial	Equity	3.63%
R R Kabel Ltd.	Consumer Discretionary	Equity	3.23%
Kei Industries Ltd.	Capital Goods	Equity	3.21%
Pidilite Industries Ltd.	Chemicals	Equity	3.00%
Keystone Realtors Ltd	Construction	Equity	2.90%
Venus Pipes & Tubes Ltd.	Metals & Mining	Equity	2.80%
Havells India Ltd.	Capital Goods	Equity	2.63%
Wakefit Innovations Ltd.	Consumer Discretionary	Equity	2.55%
Axis Bank Ltd.	Financial	Equity	2.52%
Orient Electric Ltd.	Consumer Discretionary	Equity	2.21%
Aavas Financiers Ltd.	Financial	Equity	1.83%
India Shelter Finance Corporation Ltd.	Financial	Equity	1.80%
IDFC First Bank Ltd.	Financial	Equity	1.68%
Greenpanel Industries Ltd.	Consumer Staples	Equity	1.67%
Godrej Properties Ltd.	Construction	Equity	1.64%
Greenply Industries Ltd.	Consumer Staples	Equity	1.59%
TARC Ltd.	Construction	Equity	1.53%
Astral Ltd.	Chemicals	Equity	1.40%
Akzo Nobel India Ltd.	Chemicals	Equity	1.33%
The Ramco Cements Ltd.	Construction	Equity	1.05%
LG Electronics India Ltd.	Consumer Discretionary	Equity	0.89%

See All

Minimum investments

Min. for 1st investment

₹5,000

Min. for 2nd investment

₹1,000

Min. for SIP

₹100

Returns and rankings

Annualised returns

Absolute returns

Name	6M	1Y	3Y	All
Fund returns	-5.7%	+3.3%	+15.7%	+14.0%
Category average (Equity Thematic)	-1.9%	+1.7%	+16.0%	--
Rank (Equity Thematic)	--	24	13	--

Exit load, stamp duty and tax

Exit load

Exit load of 1%, if redeemed within 30 days.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Check past data

Fund management

MN
Murthy Nagarajan
Aug 2022 - Present
View details

Education

Mr. Nagarajan is a M.Com, ICWA and PGPMS.

Experience

Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..

Also manages these schemes

Tata Income Plus Arbitrage Active FoF Direct Growth

Tata Equity Savings Fund Direct Growth

Tata Multi Asset Allocation Fund Direct Growth

Tata Business Cycle Fund Direct Growth

Tata Housing Opportunities Fund Direct Growth

Tata Corporate Bond Fund Direct Growth

Tata Retirement Savings Fund Conservative Plan Direct Growth

Tata Retirement Savings Fund Moderate Plan Direct Growth

Tata Dividend Yield Fund Direct Growth

Tata Multicap Fund Direct Growth

Tata Aggressive Hybrid Fund Direct Growth

Tata Retirement Savings Fund Progressive Plan Direct Growth

AB
Aditya Bagul
Jul 2025 - Present
View details

Education

Mr. Bagul has done B.Com, CA and CFA

Experience

Prior to joining Tata Mutual Fund, he has worked with Axis Capital Ltd., Ambit Capital and Reliance Capital

Also manages these schemes

Tata Flexi Cap Fund Direct Growth

Tata Housing Opportunities Fund Direct Growth

Tata India Consumer Fund Direct Growth

KM
Kapil Malhotra
Jul 2025 - Present
View details

Education

Mr.Malhotra has done B.Sc(Hons.) in Business and Administration and MBA(PGPEM)

Experience

Prior to joining Tata Mutual Fund, he has worked with Trust Financial Consultancy Services Pvt Ltd., Avvanti Advisors Pvt. Ltd.and SHK India Pvt Ltd

Also manages these schemes

Tata Large & Mid Cap Fund Direct Plan Growth

Tata Housing Opportunities Fund Direct Growth

Tata Banking and Financial Services Fund Direct Growth

HV
Hasmukh Vishariya
Mar 2025 - Present
View details

Education

Chartered Accountant

Experience

Prior to joining Tata MF he was associated with Star Union Dai-Ichi Life Insurance Ltd,

Also manages these schemes

Tata Digital India Fund Direct Growth

Tata Business Cycle Fund Direct Growth

Tata India Innovation Fund Direct Growth

Tata Housing Opportunities Fund Direct Growth

Tata Large Cap Direct Plan Growth

Tata Focused Fund Direct Growth

Tata Dividend Yield Fund Direct Growth

Tata Multicap Fund Direct Growth

About Tata Housing Opportunities Fund Direct Growth

Tata Housing Opportunities Fund Direct Growth is a Equity Mutual Fund Scheme launched by Tata Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Murthy Nagarajan is the Current Fund Manager of Tata Housing Opportunities Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,16,851 Cr and the Latest NAV as of 19 Jan 2026 is ₹15.59. The Tata Housing Opportunities Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹5,000. Exit load of 1%, if redeemed within 30 days. ;

Investment Objective

The scheme seeks to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing theme.

Fund benchmarkNifty Housing Total Return Index

Scheme Information Document(SID)