Tata Retirement Savings Fund Progressive Plan Direct Growth

Equity
Flexi Cap
Very High Risk
5Y Lock In
01234567890123456789.01234567890123456789%
3Y annualised
+0.24% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 17 Jan 2025₹77.27
Min. SIP amount₹150
Rating3
Fund size₹2,121.63Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
1 year
3 years
5 years
Total investment of ₹60,000
Would have become ₹62,445 (+4.08%)

Holdings (55)

NameSectorInstrumentAssets
FinancialEquity6.30%
TechnologyEquity4.34%
Consumer StaplesEquity4.22%
ServicesEquity3.56%
ServicesEquity3.26%
Consumer StaplesEquity3.07%
ChemicalsEquity2.88%
EnergyEquity2.50%
TechnologyEquity2.28%
TechnologyEquity2.25%
Capital GoodsEquity2.20%
ServicesEquity2.18%
FinancialEquity2.14%
EnergyEquity2.12%
FinancialEquity2.08%
Consumer StaplesEquity2.05%
ConstructionEquity2.05%
Capital GoodsEquity1.99%
ServicesEquity1.96%
InsuranceEquity1.76%
Capital GoodsEquity1.70%
Consumer StaplesEquity1.64%
Consumer StaplesEquity1.63%
ServicesEquity1.62%
Capital GoodsEquity1.56%
TechnologyEquity1.55%
EnergyEquity1.55%
InsuranceEquity1.45%
ConstructionEquity1.40%
Consumer StaplesEquity1.36%
Consumer StaplesEquity1.35%
FinancialEquity1.30%
FinancialEquity1.27%
FinancialEquity1.23%
TechnologyEquity1.14%
Consumer StaplesEquity1.09%
AutomobileEquity1.09%
Consumer StaplesEquity1.07%
Capital GoodsEquity1.05%
Consumer StaplesEquity1.02%
AutomobileEquity1.02%
FinancialEquity0.99%
ServicesEquity0.99%
TechnologyEquity0.96%
InsuranceEquity0.91%
ServicesEquity0.91%
Capital GoodsEquity0.90%
AutomobileEquity0.88%
ChemicalsEquity0.85%
AutomobileEquity0.84%
ChemicalsEquity0.82%
ChemicalsEquity0.80%
ConstructionEquity0.74%
ChemicalsEquity0.73%
ServicesEquity0.46%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹150

Returns and rankings

Category: Equity Flexi Cap
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns19.8%13.9%16.7%16.5%
Category average14.4%12.0%16.3%NA
Rank with in category212426NA
Understand terms

Peer Comparison

Equity, Flexi Cap fundsRating1Y3YFund Size(Cr)
5
27.9%23.0%5,338.35
4
20.4%20.9%66,344.40
5
21.8%16.2%87,539.41
4
16.5%15.7%17,946.77
4
11.8%11.8%2,299.14

Expense ratio, exit load and tax

Expense ratio: 0.54%

Inclusive of GST

Exit load

Exit load of 1% if redeemed before 61 months.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.

Understand terms
Check past data

Fund management

Fund house & investment objective

Fund house contact details

Address
9th Floor, Mafatlal Centre,Nariman Point, Mumbai 400021
Phone
1800-209-0101
Launch Date
30 Jun 1995
Tata Mutual Fund
Asset Management Company
Custodian
Standard Chartered Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Equity Flexi Cap

Pros

Lower expense ratio: 0.54%
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher alpha: 2.37 The fund has generated returns higher than benchmark - NIFTY 500 Total Return Index - in the last 3Y

Cons

Lock-in period: 5Y

Compare funds

Tata Retirement Savings Fund Progressive Plan Direct Growth
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MONTHLY SIP
ONE-TIME
SIP Amount
₹
Monthly SIP Date
1st
Next SIP instalment on 19 of Jan
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