Tata Retirement Savings Fund Progressive Plan Direct Growth

Equity
Flexi Cap
Very High Risk
5Y Lock In
16.53%
3Y annualised
+0.49% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 02 Dec 2024₹79.77
Min. SIP amount₹150
Rating3
Fund size₹2,181.79Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Equity Flexi Cap
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns29.0%16.5%18.2%17.0%
Category average28.2%16.0%18.3%NA
Rank with in category363331NA
Understand terms

Peer Comparison

Equity, Flexi Cap fundsRating1Y3YFund Size(Cr)
5
43.2%27.8%4,531.48
4
34.8%25.5%66,225.06
4
32.1%20.2%18,251.58
5
29.7%17.7%82,441.08
4
23.7%15.4%2,354.86

Holdings (53)

NameSectorInstrumentAssets
FinancialEquity6.27%
Consumer StaplesEquity4.04%
ServicesEquity3.15%
ServicesEquity3.12%
Consumer StaplesEquity2.84%
EnergyEquity2.78%
TechnologyEquity2.74%
ChemicalsEquity2.63%
EnergyEquity2.42%
FinancialEquity2.26%
Consumer StaplesEquity2.21%
TechnologyEquity2.19%
Capital GoodsEquity2.19%
FinancialEquity2.13%
ConstructionEquity2.10%
InsuranceEquity2.02%
ServicesEquity2.00%
ServicesEquity1.84%
Consumer StaplesEquity1.82%
ServicesEquity1.78%
TechnologyEquity1.75%
EnergyEquity1.73%
InsuranceEquity1.72%
Capital GoodsEquity1.70%
Consumer StaplesEquity1.64%
Capital GoodsEquity1.62%
ConstructionEquity1.55%
Consumer StaplesEquity1.43%
Capital GoodsEquity1.41%
FinancialEquity1.28%
Consumer StaplesEquity1.23%
FinancialEquity1.19%
ServicesEquity1.16%
Capital GoodsEquity1.16%
TechnologyEquity1.12%
FinancialEquity1.09%
TechnologyEquity1.07%
AutomobileEquity1.07%
Capital GoodsEquity1.05%
AutomobileEquity1.02%
FinancialEquity1.00%
Consumer StaplesEquity1.00%
InsuranceEquity0.99%
Consumer StaplesEquity0.99%
AutomobileEquity0.98%
Consumer StaplesEquity0.98%
ChemicalsEquity0.97%
ChemicalsEquity0.94%
AutomobileEquity0.91%
ChemicalsEquity0.90%
ConstructionEquity0.84%
ChemicalsEquity0.80%
ServicesEquity0.63%
See All

Pros and cons

Category: Equity Flexi Cap

Pros

Lower expense ratio: 0.54%
Consistently higher annualised returns than category average for the past 1Y and 3Y
Higher alpha: 1.66 The fund has generated returns higher than benchmark - NIFTY 500 Total Return Index - in the last 3Y

Cons

5Y annualised returns lower than category average by 0.09%
Lock-in period: 5Y

Expense ratio, exit load and tax

Expense ratio: 0.54%

Inclusive of GST

Exit load

Exit load of 1% if redeemed before 61 months.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹150

Fund management

Fund house & investment objective

Fund house contact details

Address
9th Floor, Mafatlal Centre,Nariman Point, Mumbai 400021
Phone
1800-209-0101
Launch Date
30 Jun 1995
Tata Mutual Fund
Asset Management Company
Custodian
Standard Chartered Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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