1M
6M
1Y
3Y
All
| NAV: 13 Dec 2024 | ₹14.23 |
| Min. SIP amount | ₹100 |
| Rating | 2 |
| Fund size | ₹4,253.98Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Returns and rankings
Category: Hybrid Dynamic Asset Allocation
Annualised returns
Absolute returns
| 6M | 1Y | 3Y | All | |
|---|---|---|---|---|
| Fund returns | NA | 16.4% | 12.8% | 11.9% |
| Category average | NA | 18.3% | 12.2% | NA |
| Rank with in category | NA | 25 | 16 | NA |
Understand terms
Peer Comparison
| Hybrid, Dynamic Asset Allocation funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
HDFC Balanced Advantage Fund Direct Plan Growth | 5 | 22.9% | 23.2% | 96,535.51 |
Baroda BNP Paribas Balanced Advantage Fund Direct Growth | 4 | 22.0% | 15.2% | 4,186.97 |
ICICI Prudential Balanced Advantage Direct Growth | 4 | 16.7% | 13.5% | 62,050.92 |
Edelweiss Balanced Advantage Fund Direct Growth | 4 | 20.0% | 13.4% | 12,689.91 |
Kotak Balanced Advantage Fund Direct Growth | 4 | 20.4% | 13.4% | 17,205.51 |
Holdings (128)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
Reliance Industries Ltd. | Energy | Equity | 7.94% |
HCL Technologies Ltd. | Technology | Equity | 3.55% |
Ajanta Pharma Ltd. | Healthcare | Equity | 3.25% |
Alkem Laboratories Ltd. | Healthcare | Equity | 3.20% |
Torrent Pharmaceuticals Ltd. | Healthcare | Equity | 2.87% |
Coal India Ltd. | Energy | Equity | 2.86% |
HDFC Asset Management Company Ltd. | Financial | Equity | 2.80% |
Bosch Ltd. | Automobile | Equity | 2.69% |
Bajaj Auto Ltd. | Automobile | Equity | 2.60% |
Hero Motocorp Ltd. | Automobile | Equity | 2.41% |
Colgate-Palmolive (India) Ltd. | Consumer Staples | Equity | 2.20% |
Gillette India Ltd. | Consumer Staples | Equity | 1.57% |
Divi's Laboratories Ltd. | Healthcare | Equity | 1.55% |
Bajaj Finance Ltd. | Financial | Equity | 1.51% |
Tech Mahindra Ltd. | Technology | Equity | 1.43% |
UTI Asset Management Company Ltd. | Financial | Equity | 1.43% |
Tata Consultancy Services Ltd. | Technology | Equity | 1.35% |
Infosys Ltd. | Technology | Equity | 1.33% |
Eicher Motors Ltd. | Automobile | Equity | 1.32% |
Petronet LNG Ltd. | Energy | Equity | 1.32% |
Sun Pharmaceutical Industries Ltd. | Healthcare | Equity | 1.26% |
Gujarat State | Construction | SDL | 1.26% |
Pidilite Industries Ltd. | Chemicals | Equity | 1.25% |
Reserve Bank of India | Financial | T-Bills | 1.25% |
Reserve Bank of India | Financial | T-Bills | 1.24% |
Reserve Bank of India | Financial | T-Bills | 1.23% |
Reserve Bank of India | Financial | T-Bills | 1.22% |
Dr. Lal Pathlabs Ltd. | Healthcare | Equity | 1.19% |
Havells India Ltd. | Capital Goods | Equity | 1.17% |
Indian Energy Exchange Ltd. | Services | Equity | 1.15% |
Maharashtra State | Others | SDL | 1.13% |
Britannia Industries Ltd. | Consumer Staples | Equity | 1.04% |
Bank Of Baroda | Financial | Equity | 0.89% |
Karnataka State | Others | SDL | 0.88% |
Mahanagar Gas Ltd. | Energy | Equity | 0.85% |
Indusind Bank Ltd. | Financial | Equity | 0.47% |
State Bank of India | Financial | Equity | 0.40% |
Indian Railway Catering & Tourism Corporation Ltd. | Services | Equity | 0.40% |
Adani Enterprises Ltd. | Services | Equity | 0.30% |
ITC Ltd. | Consumer Staples | Equity | 0.30% |
HDFC Bank Ltd. | Financial | Equity | 0.28% |
Coforge Ltd. | Technology | Equity | 0.28% |
Crisil Ltd. | Services | Equity | 0.27% |
Kotak Mahindra Bank Ltd. | Financial | Equity | 0.27% |
Tamilnadu State | Others | SDL | 0.25% |
Axis Bank Ltd. | Financial | Equity | 0.24% |
Oracle Financial Services Software Ltd. | Technology | Equity | 0.24% |
Page Industries Ltd. | Textiles | Equity | 0.24% |
Cyient Ltd. | Technology | Equity | 0.23% |
Birlasoft Ltd. | Technology | Equity | 0.23% |
Mphasis Ltd. | Technology | Equity | 0.23% |
Vodafone Idea Ltd. | Communication | Equity | 0.23% |
LTIMindtree Ltd. | Technology | Equity | 0.23% |
L&T Technology Services Ltd. | Technology | Equity | 0.23% |
Apollo Hospitals Enterprise Ltd. | Healthcare | Equity | 0.22% |
Abbott India Ltd. | Healthcare | Equity | 0.22% |
Marico Ltd. | Consumer Staples | Equity | 0.22% |
Procter & Gamble Hygiene and Health Care Ltd. | Consumer Staples | Equity | 0.22% |
Happiest Minds Technologies Ltd. | Technology | Equity | 0.21% |
Sona BLW Precision Forgings Ltd. | Automobile | Equity | 0.21% |
Dabur India Ltd. | Consumer Staples | Equity | 0.20% |
Grindwell Norton Ltd. | Metals & Mining | Equity | 0.20% |
Tata Elxsi Ltd. | Technology | Equity | 0.20% |
Alkyl Amines Chemicals Ltd. | Chemicals | Equity | 0.19% |
Berger Paints India Ltd. | Chemicals | Equity | 0.19% |
Kajaria Ceramics Ltd. | Construction | Equity | 0.19% |
Nestle India Ltd. | Consumer Staples | Equity | 0.19% |
Tata Power Company Ltd. | Energy | Equity | 0.19% |
Asian Paints Ltd. | Chemicals | Equity | 0.18% |
Larsen & Toubro Ltd. | Construction | Equity | 0.18% |
Granules India Ltd. | Healthcare | Equity | 0.17% |
Bandhan Bank Ltd. | Financial | Equity | 0.14% |
Canara Bank | Financial | Equity | 0.13% |
Container Corporation Of India Ltd. | Services | Equity | 0.12% |
Steel Authority Of India Ltd. | Metals & Mining | Equity | 0.11% |
Hindustan Unilever Ltd. | Consumer Staples | Equity | 0.10% |
Ambuja Cements Ltd. | Construction | Equity | 0.06% |
Reserve Bank of India | Financial | T-Bills | 0.05% |
Adani Ports and Special Economic Zone Ltd. | Services | Equity | 0.03% |
Exide Industries Ltd. | Capital Goods | Equity | 0.02% |
Godrej Properties Ltd. | Construction | Equity | 0.02% |
RBL Bank Ltd. | Financial | Equity | 0.02% |
Bharat Heavy Electricals Ltd. | Capital Goods | Equity | 0.01% |
Cipla Ltd. | Healthcare | Equity | 0.01% |
REC Ltd. | Financial | Equity | 0.01% |
Bharti Airtel Ltd. | Communication | Equity | 0.01% |
L&T Finance Ltd. | Financial | Equity | 0.01% |
Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | Equity | 0.01% |
GMR Airports Infrastructure Ltd. | Construction | Equity | 0.00% |
DLF Ltd. | Construction | Equity | 0.00% |
ABB India Ltd. | Capital Goods | Equity | 0.00% |
Zydus Lifesciences Ltd. | Healthcare | Equity | 0.00% |
Pidilite Industries Ltd. | Chemicals | Futures | -0.00% |
Zydus Lifesciences Ltd. | Healthcare | Futures | -0.00% |
ABB India Ltd. | Capital Goods | Futures | -0.00% |
DLF Ltd. | Construction | Futures | -0.00% |
GMR Airports Infrastructure Ltd. | Construction | Futures | -0.00% |
Bharat Heavy Electricals Ltd. | Capital Goods | Futures | -0.01% |
Cipla Ltd. | Healthcare | Futures | -0.01% |
REC Ltd. | Financial | Futures | -0.01% |
Bharti Airtel Ltd. | Communication | Futures | -0.01% |
L&T Finance Ltd. | Financial | Futures | -0.01% |
Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | Futures | -0.01% |
Exide Industries Ltd. | Capital Goods | Futures | -0.02% |
Godrej Properties Ltd. | Construction | Futures | -0.02% |
RBL Bank Ltd. | Financial | Futures | -0.02% |
Adani Ports and Special Economic Zone Ltd. | Services | Futures | -0.03% |
Ambuja Cements Ltd. | Construction | Futures | -0.07% |
ITC Ltd. | Consumer Staples | Futures | -0.09% |
Hindustan Unilever Ltd. | Consumer Staples | Futures | -0.10% |
Steel Authority Of India Ltd. | Metals & Mining | Futures | -0.11% |
Container Corporation Of India Ltd. | Services | Futures | -0.12% |
Canara Bank | Financial | Futures | -0.13% |
Bandhan Bank Ltd. | Financial | Futures | -0.14% |
Granules India Ltd. | Healthcare | Futures | -0.17% |
Larsen & Toubro Ltd. | Construction | Futures | -0.18% |
Tata Power Company Ltd. | Energy | Futures | -0.19% |
Indian Railway Catering & Tourism Corporation Ltd. | Services | Futures | -0.20% |
Vodafone Idea Ltd. | Communication | Futures | -0.23% |
Axis Bank Ltd. | Financial | Futures | -0.24% |
Kotak Mahindra Bank Ltd. | Financial | Futures | -0.27% |
HDFC Bank Ltd. | Financial | Futures | -0.28% |
Adani Enterprises Ltd. | Services | Futures | -0.30% |
State Bank of India | Financial | Futures | -0.40% |
Indusind Bank Ltd. | Financial | Futures | -0.48% |
Bank Of Baroda | Financial | Futures | -0.90% |
Bajaj Finance Ltd. | Financial | Futures | -1.52% |
Reliance Industries Ltd. | Energy | Futures | -8.00% |
See All
Pros and cons
Category: Hybrid Dynamic Asset Allocation
Pros
Lower expense ratio: 0.63%
3Y annualised returns higher than category average by 0.58%
Cons
1Y annualised returns lower than category average by 1.84%
Low rating: 2
Expense ratio, exit load and tax
Expense ratio: 0.63%
Inclusive of GST
Exit load
For units in excess of 5% of the investment,1% will be charged for redemption within 30 days
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Understand terms
Check past data
Minimum investment amounts
| Min. for 1st investment | ₹500 |
| Min. for 2nd investment onwards | ₹500 |
| Min. for SIP | ₹100 |
Fund management
Dhaval PatelMar 2023 - PresentView details
Dhaval Patel
Mar 2023 - Present
View details
Education
Mr. Patel has done IBS from Hyderabad
Experience
Prior to joining NJ Mutual Fund, he has worked with Axis Mutual Fund, Credit Analysis & Research Ltd.
Also manages these schemes
Vishal AsharMar 2023 - PresentView details
Vishal Ashar
Mar 2023 - Present
View details
Education
Mr. Ashar has done MBA in Finance
Experience
Prior to joining NJ Mutual Fund, he has worked with Indiabulls Mutual Fund, Motilal Oswal Financial Services Ltd and Sharekhan
Also manages these schemes
Viral ShahOct 2022 - PresentView details
Viral Shah
Oct 2022 - Present
View details
Education
Mr. Shah has done B.E. and MBA (Finance)
Experience
Mr. Shah has started his career with NJ Group and has been Principal Officer for PMS segment with NJ Asset Management for more than 10 years.
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
Unit No. 101A, 1st Floor,Hallmark Business Plaza,Bandra (East), Mumbai 400051
Phone
NA
Launch Date
20 Apr 2021
E-mail
NAWebsite
njmutualfund.com
NJ Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
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