Stocks
Invest in Stocks
Invest in stocks, ETFs, IPOs with fast orders. Track returns on your stock holdings and view real-time P&L on your positions.
F&O
Mutual Funds
Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
NJ Balanced Advantage Fund Direct Growth
+11.18%
3Y annualised
+1.11% 1D
NAV: 25 Mar '26
₹13.64
Min. for SIP
₹100
Fund size (AUM)
₹3,567.21 Cr
Expense ratio
0.62%
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 3 months | ₹15,000 | ₹14,534 | -3.11% | |
| 6 months | ₹30,000 | ₹28,680 | -4.40% | |
| 1 year | ₹60,000 | ₹57,579 | -4.04% | |
| 3 years | ₹1,80,000 | ₹1,86,173 | +3.43% |
Holdings (226)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Reliance Industries Ltd. | Energy | Equity | 8.57% |
| HDFC Bank Ltd. | Financial | Equity | 6.01% |
| Bajaj Finance Ltd. | Financial | Equity | 5.46% |
| Eicher Motors Ltd. | Automobile | Equity | 3.77% |
| Marico Ltd. | Consumer Staples | Equity | 3.23% |
| Britannia Industries Ltd. | Consumer Staples | Equity | 3.03% |
| Bosch Ltd. | Automobile | Equity | 2.97% |
| Muthoot Finance Ltd. | Financial | Equity | 2.70% |
| HDFC Asset Management Company Ltd. | Financial | Equity | 2.29% |
| The Great Eastern Shipping Company Ltd. | Energy | Equity | 2.25% |
| ICICI Bank Ltd. | Financial | Equity | 2.10% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 2.09% |
| Nestle India Ltd. | Consumer Staples | Equity | 1.87% |
| Dr. Reddy's Laboratories Ltd. | Healthcare | Equity | 1.75% |
| Pidilite Industries Ltd. | Chemicals | Equity | 1.74% |
| Hero Motocorp Ltd. | Automobile | Equity | 1.74% |
| Hindustan Unilever Ltd. | Consumer Staples | Equity | 1.66% |
| SBI Cards And Payment Services Ltd. | Financial | Equity | 1.66% |
| Tech Mahindra Ltd. | Technology | Equity | 1.62% |
| Endurance Technologies Ltd. | Automobile | Equity | 1.62% |
| Dr. Lal Pathlabs Ltd. | Healthcare | Equity | 1.49% |
| Mphasis Ltd. | Technology | Equity | 1.49% |
| Ajanta Pharma Ltd. | Healthcare | Equity | 1.45% |
| Wipro Ltd. | Technology | Equity | 1.40% |
| Page Industries Ltd. | Textiles | Equity | 1.32% |
| Sammaan Capital Ltd. | Financial | Equity | 1.23% |
| Axis Bank Ltd. | Financial | Equity | 1.08% |
| Reserve Bank of India | Financial | T-Bills | 0.96% |
| UTI Asset Management Company Ltd. | Financial | Equity | 0.88% |
| Vodafone Idea Ltd. | Communication | Equity | 0.86% |
| JIO Financial Services Ltd. | Financial | Equity | 0.84% |
| Aptus Value Housing Finance India Ltd. | Financial | Equity | 0.84% |
| GOI | Sovereign | CGL | 0.71% |
| GOI | Sovereign | GOI Sec | 0.70% |
| Oil And Natural Gas Corporation Ltd. | Energy | Equity | 0.67% |
| Bajaj Auto Ltd. | Automobile | Equity | 0.66% |
| Aditya Birla Capital Ltd. | Financial | Equity | 0.65% |
| Dabur India Ltd. | Consumer Staples | Equity | 0.64% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | Equity | 0.62% |
| Asian Paints Ltd. | Chemicals | Equity | 0.61% |
| Tata Consultancy Services Ltd. | Technology | Equity | 0.61% |
| Power Grid Corporation Of India Ltd. | Energy | Equity | 0.61% |
| HCL Technologies Ltd. | Technology | Equity | 0.57% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | Equity | 0.57% |
| Gujarat State Petronet Ltd. | Energy | Equity | 0.56% |
| Bayer CropScience Ltd. | Chemicals | Equity | 0.56% |
| Cipla Ltd. | Healthcare | Equity | 0.54% |
| Castrol India Ltd. | Energy | Equity | 0.54% |
| Infosys Ltd. | Technology | Equity | 0.52% |
| Berger Paints India Ltd. | Chemicals | Equity | 0.51% |
| Tata Technologies Ltd | Services | Equity | 0.50% |
| Tata Elxsi Ltd. | Technology | Equity | 0.49% |
| L&T Technology Services Ltd. | Technology | Equity | 0.49% |
| Reserve Bank of India | Financial | T-Bills | 0.49% |
| Kajaria Ceramics Ltd. | Construction | Equity | 0.47% |
| ITC Ltd. | Consumer Staples | Equity | 0.46% |
| Trent Ltd. | Services | Equity | 0.46% |
| Procter & Gamble Hygiene and Health Care Ltd. | Consumer Staples | Equity | 0.46% |
| DLF Ltd. | Construction | Equity | 0.44% |
| Eternal Ltd. | Services | Equity | 0.39% |
| Reserve Bank of India | Financial | T-Bills | 0.39% |
| Tata Steel Ltd. | Metals & Mining | Equity | 0.38% |
| Crisil Ltd. | Services | Equity | 0.37% |
| Bharti Airtel Ltd. | Communication | Equity | 0.36% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 0.36% |
| Reserve Bank of India | Financial | T-Bills | 0.35% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 0.34% |
| Reserve Bank of India | Financial | T-Bills | 0.28% |
| Abbott India Ltd. | Healthcare | Equity | 0.25% |
| Ambuja Cements Ltd. | Construction | Equity | 0.25% |
| Reserve Bank of India | Financial | T-Bills | 0.21% |
| Reserve Bank of India | Financial | T-Bills | 0.21% |
| Bank Of Baroda | Financial | Equity | 0.19% |
| Yes Bank Ltd. | Financial | Equity | 0.18% |
| SBI Life Insurance Company Ltd. | Insurance | Equity | 0.16% |
| Bajaj Finserv Ltd. | Financial | Equity | 0.13% |
| Petronet LNG Ltd. | Energy | Equity | 0.12% |
| State Bank of India | Financial | Equity | 0.12% |
| Bandhan Bank Ltd. | Financial | Equity | 0.11% |
| Indus Towers Ltd. | Communication | Equity | 0.11% |
| Varun Beverages Ltd. | Consumer Staples | Equity | 0.10% |
| Punjab National Bank | Financial | Equity | 0.09% |
| SKF India (Industrial) Ltd. | Capital Goods | Equity | 0.08% |
| UPL Ltd. | Chemicals | Equity | 0.07% |
| Reserve Bank of India | Financial | T-Bills | 0.07% |
| Reserve Bank of India | Financial | T-Bills | 0.07% |
| Adani Ports and Special Economic Zone Ltd. | Services | Equity | 0.06% |
| Godrej Properties Ltd. | Construction | Equity | 0.06% |
| Reserve Bank of India | Financial | T-Bills | 0.05% |
| SKF India Ltd. | Capital Goods | Equity | 0.05% |
| Bank of India | Financial | Equity | 0.04% |
| Hindustan Aeronautics Ltd. | Capital Goods | Equity | 0.04% |
| Shriram Finance Ltd | Financial | Equity | 0.04% |
| Samvardhana Motherson International Ltd. | Automobile | Equity | 0.03% |
| RBL Bank Ltd. | Financial | Equity | 0.03% |
| Tata Power Company Ltd. | Energy | Equity | 0.02% |
| Exide Industries Ltd. | Capital Goods | Equity | 0.02% |
| Multi Commodity Exchange Of India Ltd. | Services | Equity | 0.02% |
| United Spirits Ltd. | Consumer Staples | Equity | 0.02% |
| GAIL (India) Ltd. | Energy | Equity | 0.02% |
| Larsen & Toubro Ltd. | Construction | Equity | 0.01% |
| The Indian Hotels Company Ltd. | Services | Equity | 0.01% |
| Solar Industries India Ltd. | Chemicals | Equity | 0.01% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 0.01% |
| BSE Ltd. | Services | Equity | 0.01% |
| Ultratech Cement Ltd. | Construction | Equity | 0.01% |
| Laurus Labs Ltd. | Healthcare | Equity | 0.01% |
| Bharat Heavy Electricals Ltd. | Capital Goods | Equity | 0.00% |
| Adani Energy Solutions Ltd. | Energy | Equity | 0.00% |
| NTPC Ltd. | Energy | Equity | 0.00% |
| LIC Housing Finance Ltd. | Financial | Equity | 0.00% |
| Inox Wind Ltd. | Capital Goods | Equity | 0.00% |
| HDFC Life Insurance Co Ltd. | Insurance | Equity | 0.00% |
| GMR Airports Ltd. | Construction | Equity | 0.00% |
| Adani Green Energy Ltd. | Capital Goods | Equity | 0.00% |
| Coforge Ltd. | Technology | Equity | 0.00% |
| Inox Wind Ltd. | Capital Goods | Futures | -0.00% |
| Coforge Ltd. | Technology | Futures | -0.00% |
| Tata Power Company Ltd. | Energy | Futures | -0.00% |
| Adani Green Energy Ltd. | Capital Goods | Futures | -0.00% |
| Ultratech Cement Ltd. | Construction | Futures | -0.00% |
| Inox Wind Ltd. | Capital Goods | Futures | -0.00% |
| Mahindra & Mahindra Ltd. | Automobile | Futures | -0.00% |
| GMR Airports Ltd. | Construction | Futures | -0.00% |
| Hindustan Unilever Ltd. | Consumer Staples | Futures | -0.00% |
| Maruti Suzuki India Ltd. | Automobile | Futures | -0.00% |
| HDFC Life Insurance Co Ltd. | Insurance | Futures | -0.00% |
| LIC Housing Finance Ltd. | Financial | Futures | -0.00% |
| NTPC Ltd. | Energy | Futures | -0.00% |
| Ultratech Cement Ltd. | Construction | Futures | -0.00% |
| Dabur India Ltd. | Consumer Staples | Futures | -0.00% |
| Adani Energy Solutions Ltd. | Energy | Futures | -0.00% |
| Bharat Heavy Electricals Ltd. | Capital Goods | Futures | -0.00% |
| Maruti Suzuki India Ltd. | Automobile | Futures | -0.00% |
| HDFC Asset Management Company Ltd. | Financial | Futures | -0.00% |
| Laurus Labs Ltd. | Healthcare | Futures | -0.01% |
| Bandhan Bank Ltd. | Financial | Futures | -0.01% |
| Infosys Ltd. | Technology | Futures | -0.01% |
| Bandhan Bank Ltd. | Financial | Futures | -0.01% |
| Solar Industries India Ltd. | Chemicals | Futures | -0.01% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | Futures | -0.01% |
| Eternal Ltd. | Services | Futures | -0.01% |
| Cipla Ltd. | Healthcare | Futures | -0.01% |
| RBL Bank Ltd. | Financial | Futures | -0.01% |
| The Indian Hotels Company Ltd Rights | Services | Futures | -0.01% |
| Larsen & Toubro Ltd. | Construction | Futures | -0.01% |
| Exide Industries Ltd. | Capital Goods | Futures | -0.01% |
| Kotak Mahindra Bank Ltd. | Financial | Futures | -0.01% |
| Exide Industries Ltd. | Capital Goods | Futures | -0.01% |
| State Bank of India | Financial | Futures | -0.01% |
| Bharti Airtel Ltd. | Communication | Futures | -0.02% |
| ITC Ltd. | Consumer Staples | Futures | -0.02% |
| Adani Ports and Special Economic Zone Ltd. | Services | Futures | -0.02% |
| Trent Ltd. | Services | Futures | -0.02% |
| RBL Bank Ltd. | Financial | Futures | -0.02% |
| GAIL (India) Ltd. | Energy | Futures | -0.02% |
| United Spirits Ltd. | Consumer Staples | Futures | -0.02% |
| Cipla Ltd. | Healthcare | Futures | -0.02% |
| Titan Company Ltd. | Consumer Discretionary | Futures | -0.02% |
| Multi Commodity Exchange Of India Ltd. | Services | Futures | -0.02% |
| ICICI Bank Ltd. | Financial | Futures | -0.02% |
| Tata Power Company Ltd. | Energy | Futures | -0.02% |
| Tata Consultancy Services Ltd. | Technology | Futures | -0.02% |
| Dabur India Ltd. | Consumer Staples | Futures | -0.03% |
| Bajaj Finserv Ltd. | Financial | Futures | -0.03% |
| Bank Of Baroda | Financial | Futures | -0.03% |
| Samvardhana Motherson International Ltd. | Automobile | Futures | -0.03% |
| Asian Paints Ltd. | Chemicals | Futures | -0.03% |
| Shriram Finance Ltd | Financial | Futures | -0.04% |
| Bank of India | Financial | Futures | -0.04% |
| Hindustan Aeronautics Ltd. | Capital Goods | Futures | -0.04% |
| Mphasis Ltd. | Technology | Futures | -0.05% |
| Pidilite Industries Ltd. | Chemicals | Futures | -0.05% |
| Adani Ports and Special Economic Zone Ltd. | Services | Futures | -0.05% |
| DLF Ltd. | Construction | Futures | -0.06% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | Futures | -0.06% |
| Godrej Properties Ltd. | Construction | Futures | -0.06% |
| Tata Consultancy Services Ltd. | Technology | Futures | -0.07% |
| Bajaj Finance Ltd. | Financial | Futures | -0.07% |
| UPL Ltd. | Chemicals | Futures | -0.07% |
| Yes Bank Ltd. | Financial | Futures | -0.07% |
| Hindustan Unilever Ltd. | Consumer Staples | Futures | -0.09% |
| Punjab National Bank | Financial | Futures | -0.09% |
| Varun Beverages Ltd. | Consumer Staples | Futures | -0.10% |
| Bajaj Finserv Ltd. | Financial | Futures | -0.10% |
| Bandhan Bank Ltd. | Financial | Futures | -0.10% |
| Vodafone Idea Ltd. | Communication | Futures | -0.11% |
| Yes Bank Ltd. | Financial | Futures | -0.11% |
| Bharti Airtel Ltd. | Communication | Futures | -0.11% |
| Indus Towers Ltd. | Communication | Futures | -0.11% |
| State Bank of India | Financial | Futures | -0.11% |
| Petronet LNG Ltd. | Energy | Futures | -0.12% |
| JIO Financial Services Ltd. | Financial | Futures | -0.12% |
| Mahindra & Mahindra Ltd. | Automobile | Futures | -0.14% |
| Tata Steel Ltd. | Metals & Mining | Futures | -0.14% |
| Muthoot Finance Ltd. | Financial | Futures | -0.15% |
| Kotak Mahindra Bank Ltd. | Financial | Futures | -0.15% |
| Trent Ltd. | Services | Futures | -0.15% |
| SBI Life Insurance Company Ltd. | Insurance | Futures | -0.16% |
| Bank Of Baroda | Financial | Futures | -0.16% |
| ICICI Bank Ltd. | Financial | Futures | -0.16% |
| Britannia Industries Ltd. | Consumer Staples | Futures | -0.17% |
| Eternal Ltd. | Services | Futures | -0.17% |
| Axis Bank Ltd. | Financial | Futures | -0.18% |
| Mahindra & Mahindra Ltd. | Automobile | Futures | -0.20% |
| Eicher Motors Ltd. | Automobile | Futures | -0.21% |
| Eternal Ltd. | Services | Futures | -0.22% |
| Bharti Airtel Ltd. | Communication | Futures | -0.24% |
| Tata Steel Ltd. | Metals & Mining | Futures | -0.25% |
| Ambuja Cements Ltd. | Construction | Futures | -0.25% |
| Bajaj Finance Ltd. | Financial | Futures | -0.27% |
| Trent Ltd. | Services | Futures | -0.30% |
| Titan Company Ltd. | Consumer Discretionary | Futures | -0.34% |
| DLF Ltd. | Construction | Futures | -0.39% |
| Sammaan Capital Ltd. | Financial | Futures | -0.46% |
| Aditya Birla Capital Ltd. | Financial | Futures | -0.65% |
| JIO Financial Services Ltd. | Financial | Futures | -0.72% |
| Vodafone Idea Ltd. | Communication | Futures | -0.76% |
| Sammaan Capital Ltd. | Financial | Futures | -0.78% |
| Kotak Mahindra Bank Ltd. | Financial | Futures | -0.80% |
| Axis Bank Ltd. | Financial | Futures | -0.90% |
| Reliance Industries Ltd. | Energy | Futures | -1.08% |
| HDFC Bank Ltd. | Financial | Futures | -2.14% |
| HDFC Bank Ltd. | Financial | Futures | -2.16% |
| Bajaj Finance Ltd. | Financial | Futures | -2.81% |
| Reliance Industries Ltd. | Energy | Futures | -7.55% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 6M | 1Y | 3Y | All |
|---|---|---|---|---|
| Fund returns | -5.3% | +1.1% | +11.2% | +7.3% |
| Category average (Hybrid Dynamic Asset Allocation) | +1.0% | +4.6% | +11.9% | -- |
| Rank (Hybrid Dynamic Asset Allocation) | -- | 29 | 23 | -- |
Exit load, stamp duty and tax
Exit load
For units in excess of 5% of the investment,1% will be charged for redemption within 30 days
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
HDFC Balanced Advantage Fund Direct Growth | +2.11% | +16.78% | 1,07,589.67 | |
SBI Balanced Advantage Fund Direct Growth | +5.39% | +13.64% | 40,952.47 | |
DSP Dynamic Asset Allocation Fund Direct Growth | +4.89% | +13.51% | 3,731.96 | |
ICICI Prudential Balanced Advantage Direct Growth | +7.01% | +13.11% | 71,150.75 | |
Nippon India Balanced Advantage Fund Direct Growth | +4.16% | +13.04% | 9,687.94 | |
| Compare | ||||
Fund management
DPDhaval PatelMar 2023 - PresentView details
DP
Dhaval Patel
Mar 2023 - Present
View details
VSViral ShahOct 2022 - PresentView details
VS
Viral Shah
Oct 2022 - Present
View details
About NJ Balanced Advantage Fund Direct Growth
NJ Balanced Advantage Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by NJ Mutual Fund. This scheme was made available to investors on 20 Apr 2021. Dhaval Patel is the Current Fund Manager of NJ Balanced Advantage Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹7,054 Cr and the Latest NAV as of 25 Mar 2026 is ₹13.64.
The NJ Balanced Advantage Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹500. For units in excess of 5% of the investment,1% will be charged for redemption within 30 days
;
Investment Objective
The scheme seeks to generate capital appreciation by dynamically allocating its assets between equity and specified debt securities.
Fund benchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Fund house
Rank (total assets)--
Total AUM₹7,053.57 Cr
Date of Incorporation20 Apr 2021
Launch Date20 Apr 2021
AddressUnit No. 101A, 1st Floor,Hallmark Business Plaza,Bandra (East), Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,