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NJ Balanced Advantage Fund Direct Growth
+7.54%
3Y annualised
+0.57% 1D
NAV: 13 Oct '26
₹14.17
Min. for SIP
₹100
Fund size (AUM)
₹3,241.74 Cr
Expense ratio
1.10%
Rating
2
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 6 months | ₹30,000 | ₹29,712 | -0.96% | |
| 1 year | ₹60,000 | ₹59,736 | -0.44% | |
| 3 years | ₹1,80,000 | ₹1,84,286 | +2.38% | |
| 5 years | ₹3,00,000 | ₹3,52,365 | +17.46% |
Holdings (234)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 27.08% |
| HDFC Bank Ltd | Financial | Equity | 5.60% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 4.63% |
| Others CBLO | Unspecified | CBLO | 4.57% |
| ICICI Bank Ltd | Financial | Equity | 4.14% |
| Torrent Pharmaceuticals Ltd | Healthcare | Equity | 3.61% |
| Bosch Ltd | Consumer Discretionary | Equity | 3.55% |
| Dr. Lal Pathlabs Ltd | Healthcare | Equity | 3.18% |
| Marico Ltd | Consumer Staples | Equity | 3.17% |
| Eicher Motors Ltd | Consumer Discretionary | Equity | 2.74% |
| Sun Pharmaceutical Industries Ltd | Healthcare | Equity | 2.64% |
| Britannia Industries Ltd | Consumer Staples | Equity | 2.47% |
| Cipla Ltd | Healthcare | Equity | 2.45% |
| ITC Ltd | Consumer Staples | Equity | 2.36% |
| Alkem Laboratories Ltd | Healthcare | Equity | 2.22% |
| Dr. Reddy's Laboratories Ltd | Healthcare | Equity | 2.17% |
| Oil & Natural Gas Corporation Ltd | Energy & Utilities | Equity | 1.92% |
| Nestle India Ltd | Consumer Staples | Equity | 1.84% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 1.84% |
| Pidilite Industries Ltd | Materials | Equity | 1.76% |
| Hero Motocorp Ltd | Consumer Discretionary | Equity | 1.61% |
| Ajanta Pharma Ltd | Healthcare | Equity | 1.58% |
| Axis Bank Ltd | Financial | Equity | 1.58% |
| Page Industries Ltd | Consumer Discretionary | Equity | 1.55% |
| Bajaj Finance Ltd | Financial | Equity | 1.52% |
| HDFC Asset Management Company Ltd | Financial | Equity | 1.44% |
| State Bank of India | Financial | Equity | 0.97% |
| Colgate-Palmolive (India) Ltd | Consumer Staples | Equity | 0.91% |
| The Great Eastern Shipping Company Ltd | Energy & Utilities | Equity | 0.90% |
| Emami Ltd | Consumer Staples | Equity | 0.90% |
| Bharti Airtel Ltd | Technology | Equity | 0.89% |
| Endurance Technologies Ltd | Consumer Discretionary | Equity | 0.85% |
| Havells India Ltd | Consumer Discretionary | Equity | 0.81% |
| Tech Mahindra Ltd | Technology | Equity | 0.80% |
| National Stock Exchange Of India Ltd Equity | Financial | Equity | 0.78% |
| Bajaj Auto Ltd | Consumer Discretionary | Equity | 0.78% |
| Indiamart Intermesh Ltd | Industrials | Equity | 0.76% |
| Hindustan Aeronautics Ltd | Industrials | Equity | 0.75% |
| Aptus Value Housing Finance India Ltd | Financial | Equity | 0.75% |
| Muthoot Finance Ltd | Financial | Equity | 0.72% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 0.70% |
| Mphasis Ltd | Technology | Equity | 0.70% |
| Infosys Ltd | Technology | Equity | 0.70% |
| Kajaria Ceramics Ltd | Industrials | Equity | 0.68% |
| Tata Technologies Ltd | Technology | Equity | 0.65% |
| Castrol India Ltd | Materials | Equity | 0.64% |
| UTI Asset Management Company Ltd | Financial | Equity | 0.62% |
| GOVERNMENT OF INDIA 36665 364 DAYS TBILL 29OT26 FV RS 100 | Financial | Treasury Bills | 0.58% |
| Berger Paints India Ltd | Materials | Equity | 0.57% |
| Wipro Limited October 2026 Future | Technology | Futures | 0.56% |
| HCL Technologies Ltd | Technology | Equity | 0.54% |
| ABB India Ltd | Industrials | Equity | 0.52% |
| Crompton Greaves Consumer Electricals Ltd | Consumer Discretionary | Equity | 0.52% |
| Aditya Birla Capital Ltd | Financial | Equity | 0.51% |
| Vodafone Idea Ltd | Technology | Equity | 0.50% |
| Yes Bank Ltd | Financial | Equity | 0.49% |
| Canara Bank | Financial | Equity | 0.48% |
| Tata Consultancy Services Ltd | Technology | Equity | 0.44% |
| Crisil Ltd | Industrials | Equity | 0.42% |
| Reserve Bank of India 91-D | Financial | Treasury Bills | 0.40% |
| Kalyan Jewellers India Ltd | Consumer Discretionary | Equity | 0.40% |
| Hindalco Industries Ltd | Materials | Equity | 0.37% |
| GOVERNMENT OF INDIA 37629 091 DAYS TBILL 01OT26 FV RS 100 | Financial | Treasury Bills | 0.37% |
| GOVERNMENT OF INDIA 36645 364 DAYS TBILL 23OT26 FV RS 100 | Financial | Treasury Bills | 0.37% |
| GOVERNMENT OF INDIA 37630 182 DAYS TBILL 31DC26 FV RS 100 | Financial | Treasury Bills | 0.37% |
| Asian Paints Ltd | Materials | Equity | 0.37% |
| Tata Elxsi Ltd | Technology | Equity | 0.36% |
| Titan Company Ltd | Consumer Discretionary | Equity | 0.36% |
| Ambuja Cements Ltd | Materials | Equity | 0.35% |
| IDFC First Bank Ltd | Financial | Equity | 0.35% |
| Jio Financial Services Limited | Financial | Equity | 0.34% |
| Adani Ports and Special Economic Zone Ltd | Industrials | Equity | 0.34% |
| GOVERNMENT OF INDIA 37342 182 DAYS TBILL 08OT26 FV RS 100 | Financial | Treasury Bills | 0.31% |
| GOVERNMENT OF INDIA 36814 364 DAYS TBILL 10DC26 FV RS 100 | Financial | Treasury Bills | 0.31% |
| 182 Days Tbill (MD 17/12/2026) | Financial | Treasury Bills | 0.30% |
| Tata Power Company Ltd | Energy & Utilities | Equity | 0.29% |
| Maruti Suzuki India Ltd | Consumer Discretionary | Equity | 0.25% |
| Abbott India Ltd | Healthcare | Equity | 0.25% |
| GOVERNMENT OF INDIA 36908 364 DAYS TBILL 07JN27 FV RS 100 | Financial | Treasury Bills | 0.24% |
| NTPC Ltd | Energy & Utilities | Equity | 0.24% |
| Punjab National Bank | Financial | Equity | 0.21% |
| Divi's Laboratories Ltd | Healthcare | Equity | 0.20% |
| HDFC Life Insurance Co Ltd | Financial | Equity | 0.20% |
| Ultratech Cement Ltd | Materials | Equity | 0.20% |
| Adani Enterprises Ltd | Materials | Equity | 0.20% |
| Adani Power Ltd | Energy & Utilities | Equity | 0.18% |
| Tata Steel Ltd | Materials | Equity | 0.18% |
| CENTRAL GOVERNMENT LOAN 30950 GOI 15NV26 5.74 FV RS 100 | Entities | GOI Securities | 0.15% |
| Coal India Ltd | Materials | Equity | 0.15% |
| 182 Days T-Bill (MD 29/10/2026) | Financial | Treasury Bills | 0.15% |
| GOVERNMENT OF INDIA 36692 364 DAYS TBILL 06NV26 FV RS 100 | Financial | Treasury Bills | 0.15% |
| GOVERNMENT OF INDIA 36735 364 DAYS TBILL 26NV26 FV RS 100 | Financial | Treasury Bills | 0.15% |
| Reserve Bank of India T-Bills 182-D | Financial | Treasury Bills | 0.15% |
| SBI Life Insurance Company Ltd | Financial | Equity | 0.13% |
| Larsen & Toubro Ltd | Industrials | Equity | 0.12% |
| Phoenix Mills Ltd | Real Estate | Equity | 0.11% |
| Adani Transmission Ltd | Energy & Utilities | Equity | 0.11% |
| Indian Energy Exchange Ltd | Financial | Equity | 0.10% |
| GOVERNMENT OF INDIA 37693 091 DAYS TBILL 22OT26 FV RS 100 | Financial | Treasury Bills | 0.09% |
| Steel Authority Of India Ltd | Materials | Equity | 0.09% |
| GOVERNMENT OF INDIA 37449 182 DAYS TBILL 19NV26 FV RS 100 | Financial | Treasury Bills | 0.09% |
| Glenmark Pharmaceuticals Ltd | Healthcare | Equity | 0.09% |
| Hindustan Unilever Ltd | Consumer Staples | Equity | 0.09% |
| Bandhan Bank Ltd | Financial | Equity | 0.08% |
| GOVERNMENT OF INDIA 36790 364 DAYS TBILL 03DC26 FV RS 100 | Financial | Treasury Bills | 0.08% |
| UPL Ltd | Materials | Equity | 0.07% |
| LIC Housing Finance Ltd | Financial | Equity | 0.07% |
| Bank Of Baroda | Financial | Equity | 0.07% |
| GOVERNMENT OF INDIA 36573 364 DAYS TBILL 02OT26 FV RS 100 | Financial | Treasury Bills | 0.06% |
| GOVERNMENT OF INDIA 37116 364 DAYS TBILL 25FB27 FV RS 100 | Financial | Treasury Bills | 0.06% |
| GOVERNMENT OF INDIA 37223 364 DAYS TBILL 19MR27 FV RS 100 | Financial | Treasury Bills | 0.06% |
| Adani Green Energy Ltd | Energy & Utilities | Equity | 0.06% |
| Amber Enterprises India Ltd | Consumer Discretionary | Equity | 0.06% |
| TVS Motor Company Ltd | Consumer Discretionary | Equity | 0.05% |
| Indusind Bank Ltd | Financial | Equity | 0.05% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 0.05% |
| Solar Industries India Ltd | Materials | Equity | 0.04% |
| Life Insurance Corporation of India | Financial | Equity | 0.04% |
| Bank of India | Financial | Equity | 0.03% |
| GOVERNMENT OF INDIA 37705 091 DAYS TBILL 29OT26 FV RS 100 | Financial | Treasury Bills | 0.03% |
| GOVERNMENT OF INDIA 37424 182 DAYS TBILL 05NV26 FV RS 100 | Financial | Treasury Bills | 0.03% |
| Varun Beverages Ltd | Consumer Staples | Equity | 0.03% |
| Indus Towers Ltd | Technology | Equity | 0.03% |
| Wipro Ltd | Technology | Equity | 0.02% |
| PNB Housing Finance Ltd | Financial | Equity | 0.02% |
| Vedanta Ltd | Materials | Equity | 0.02% |
| GE T&D India Ltd | Industrials | Equity | 0.02% |
| Indian Oil Corporation Ltd | Energy & Utilities | Equity | 0.01% |
| Container Corporation Of India Ltd | Industrials | Equity | 0.01% |
| One 97 Communications Ltd | Industrials | Equity | 0.01% |
| Tata Motors Ltd | Consumer Discretionary | Equity | 0.01% |
| Bharat Heavy Electricals Ltd | Industrials | Equity | 0.01% |
| Apollo Hospitals Enterprise Ltd | Healthcare | Equity | 0.01% |
| GMR Airports Infrastructure Ltd | Industrials | Equity | 0.01% |
| The Indian Hotels Company Ltd | Consumer Discretionary | Equity | 0.01% |
| Ashok Leyland Ltd | Industrials | Equity | 0.00% |
| Interglobe Aviation Ltd | Industrials | Equity | 0.00% |
| Inox Wind Ltd | Industrials | Equity | 0.00% |
| Godrej Properties Ltd | Real Estate | Equity | 0.00% |
| SBI Cards & Payments Services Ltd | Financial | Equity | 0.00% |
| Hitachi Energy India Ltd | Industrials | Equity | 0.00% |
| Hindustan Petroleum Corporation Ltd | Energy & Utilities | Equity | 0.00% |
| Power Grid Corporation of India Ltd | Energy & Utilities | Equity | 0.00% |
| Dabur India Ltd | Consumer Staples | Equity | 0.00% |
| Dabur India Limited October 2026 Future | Consumer Staples | Futures | -0.00% |
| Power Grid Corporation of India Limited October 2026 Future | Energy & Utilities | Futures | -0.00% |
| HINDUSTAN PETROLEUM CORPORATION LTD-OCT2026 | Energy & Utilities | Futures | -0.00% |
| HITACHI ENERGY INDIA LIMITED-OCT2026 | Industrials | Futures | -0.00% |
| Godrej Properties Limited October 2026 Future | Real Estate | Futures | -0.00% |
| Inox Wind Limited October 2026 Future | Industrials | Futures | -0.00% |
| Eicher Motors Limited October 2026 Future | Consumer Discretionary | Futures | -0.00% |
| InterGlobe Aviation Limited October 2026 Future | Industrials | Futures | -0.00% |
| Ashok Leyland Limited October 2026 Future | Industrials | Futures | -0.00% |
| Net Payables | Unspecified | Net Payables | -0.01% |
| The Indian Hotels Company Limited October 2026 Future | Consumer Discretionary | Futures | -0.01% |
| GMR Airports Limited October 2026 Future | Industrials | Futures | -0.01% |
| Apollo Hospitals Enterprise Limited October 2026 Future | Healthcare | Futures | -0.01% |
| Tata Steel Limited November 2026 Future | Materials | Futures | -0.01% |
| Bharat Heavy Electricals Limited October 2026 Future | Industrials | Futures | -0.01% |
| TATA MOTORS PASSENGER VEHICLES LTD.-OCT2026 | Consumer Discretionary | Futures | -0.01% |
| One 97 Communications Limited October 2026 Future | Industrials | Futures | -0.01% |
| Indian Oil Corporation Limited October 2026 Future | Energy & Utilities | Futures | -0.01% |
| Container Corporation of India Limited October 2026 Future | Industrials | Futures | -0.01% |
| GE VERNOVA T&D INDIA LIMITED-OCT2026 | Industrials | Futures | -0.02% |
| Vedanta Ltd.-OCT2026 | Materials | Futures | -0.02% |
| PNB HOUSING FINANCE LTD.-OCT2026 | Financial | Futures | -0.02% |
| Varun Beverages Limited October 2026 Future | Consumer Staples | Futures | -0.03% |
| Indus Towers Limited October 2026 Future | Technology | Futures | -0.03% |
| Bank of India October 2026 Future | Financial | Futures | -0.03% |
| Life Insurance Corporation Of India October 2026 Future | Financial | Futures | -0.04% |
| Solar Industries India Limited October 2026 Future | Materials | Futures | -0.04% |
| Shriram Finance Limited October 2026 Future | Financial | Futures | -0.05% |
| IndusInd Bank Limited October 2026 Future | Financial | Futures | -0.05% |
| TVS Motor Company Limited October 2026 Future | Consumer Discretionary | Futures | -0.05% |
| Pidilite Industries Ltd.-OCT2026 | Materials | Futures | -0.05% |
| Amber Enterprises India Limited October 2026 Future | Consumer Discretionary | Futures | -0.06% |
| Adani Green Energy Limited October 2026 Future | Energy & Utilities | Futures | -0.06% |
| Crompton Greaves Consumer Electricals Limited October 2026 Future | Consumer Discretionary | Futures | -0.06% |
| HDFC Bank Limited November 2026 Future | Financial | Futures | -0.06% |
| Bank of Baroda October 2026 Future | Financial | Futures | -0.07% |
| LIC Housing Finance Limited October 2026 Future | Financial | Futures | -0.07% |
| UPL Limited October 2026 Future | Materials | Futures | -0.07% |
| Bandhan Bank Limited October 2026 Future | Financial | Futures | -0.08% |
| Hindustan Unilever Limited October 2026 Future | Consumer Staples | Futures | -0.09% |
| Cipla Limited October 2026 Future | Healthcare | Futures | -0.09% |
| Glenmark Pharmaceuticals Limited October 2026 Future | Healthcare | Futures | -0.09% |
| Steel Authority of India Limited October 2026 Future | Materials | Futures | -0.09% |
| Alkem Laboratories Ltd.-OCT2026 | Healthcare | Futures | -0.09% |
| Indian Energy Exchange Limited October 2026 Future | Financial | Futures | -0.10% |
| Adani Energy Solutions Limited October 2026 Future | Energy & Utilities | Futures | -0.11% |
| The Phoenix Mills Limited October 2026 Future | Real Estate | Futures | -0.11% |
| Larsen & Toubro Limited October 2026 Future | Industrials | Futures | -0.12% |
| SBI Life Insurance Company Limited October 2026 Future | Financial | Futures | -0.13% |
| Coal India Limited October 2026 Future | Materials | Futures | -0.15% |
| Hindustan Aeronautics Limited October 2026 Future | Industrials | Futures | -0.15% |
| Tata Steel Limited October 2026 Future | Materials | Futures | -0.17% |
| Bosch Ltd.-OCT2026 | Consumer Discretionary | Futures | -0.18% |
| Adani Power Limited October 2026 Future | Energy & Utilities | Futures | -0.18% |
| ITC Limited October 2026 Future | Consumer Staples | Futures | -0.18% |
| Adani Enterprises Limited October 2026 Future | Materials | Futures | -0.20% |
| HDFC Life Insurance Company Ltd.-OCT2026 | Financial | Futures | -0.20% |
| UltraTech Cement Limited October 2026 Future | Materials | Futures | -0.20% |
| Divi's Laboratories Limited October 2026 Future | Healthcare | Futures | -0.20% |
| Punjab National Bank October 2026 Future | Financial | Futures | -0.22% |
| NTPC Limited October 2026 Future | Energy & Utilities | Futures | -0.23% |
| Maruti Suzuki India Limited October 2026 Future | Consumer Discretionary | Futures | -0.25% |
| Reliance Industries Limited November 2026 Future | Energy & Utilities | Futures | -0.26% |
| Infosys Limited October 2026 Future | Technology | Futures | -0.28% |
| Tata Power Company Limited October 2026 Future | Energy & Utilities | Futures | -0.29% |
| Mahindra & Mahindra Limited November 2026 Future | Consumer Discretionary | Futures | -0.33% |
| Adani Ports and Special Economic Zone Limited October 2026 Future | Industrials | Futures | -0.34% |
| Jio Financial Services Limited October 2026 Future | Financial | Futures | -0.34% |
| IDFC First Bank Limited October 2026 Future | Financial | Futures | -0.35% |
| Ambuja Cements Limited October 2026 Future | Materials | Futures | -0.35% |
| Titan Company Limited October 2026 Future | Consumer Discretionary | Futures | -0.36% |
| Asian Paints Limited October 2026 Future | Materials | Futures | -0.37% |
| Mahindra & Mahindra Limited October 2026 Future | Consumer Discretionary | Futures | -0.38% |
| Hindalco Industries Limited October 2026 Future | Materials | Futures | -0.38% |
| Sun Pharmaceutical Industries Limited October 2026 Future | Healthcare | Futures | -0.40% |
| Kalyan Jewellers India Limited October 2026 Future | Consumer Discretionary | Futures | -0.40% |
| Marico Limited October 2026 Future | Consumer Staples | Futures | -0.43% |
| Canara Bank October 2026 Future | Financial | Futures | -0.49% |
| Yes Bank Limited October 2026 Future | Financial | Futures | -0.50% |
| Vodafone Idea Limited October 2026 Future | Technology | Futures | -0.50% |
| Aditya Birla Capital Limited October 2026 Future | Financial | Futures | -0.52% |
| Kotak Mahindra Bank Limited October 2026 Future | Financial | Futures | -0.56% |
| Bajaj Finance Limited October 2026 Future | Financial | Futures | -0.62% |
| HDFC Asset Management Company Ltd.-OCT2026 | Financial | Futures | -0.68% |
| Bharti Airtel Limited October 2026 Future | Technology | Futures | -0.90% |
| State Bank of India October 2026 Future | Financial | Futures | -0.98% |
| ICICI Bank Limited October 2026 Future | Financial | Futures | -1.45% |
| Axis Bank Limited October 2026 Future | Financial | Futures | -1.58% |
| HDFC Bank Limited October 2026 Future | Financial | Futures | -4.06% |
| Reliance Industries Limited October 2026 Future | Energy & Utilities | Futures | -4.38% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 6M | 1Y | 3Y | All |
|---|---|---|---|---|
| Fund returns | +2.5% | -1.4% | +7.5% | +7.3% |
| Category average (Hybrid Dynamic Asset Allocation) | +1.6% | -0.8% | +8.8% | +10.8% |
| Rank (Hybrid Dynamic Asset Allocation) | -- | 23 | 25 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +3.44% | +10.75% | 9,836.35 | |
 | +0.39% | +9.87% | 71,913.46 | |
 | +1.43% | +9.65% | 3,703.78 | |
 | -4.13% | +9.64% | 1,02,533.95 | |
 | -0.19% | +9.59% | 9,532.23 | |
| Compare | ||||
Fund management
DPDhaval PatelMar 2023 - PresentView details
DP
Dhaval Patel
Mar 2023 - Present
View details
VSViral ShahOct 2022 - PresentView details
VS
Viral Shah
Oct 2022 - Present
View details
JIJaimin IlaviaJun 2026 - PresentView details
JI
Jaimin Ilavia
Jun 2026 - Present
View details
About NJ Balanced Advantage Fund Direct Growth
NJ Balanced Advantage Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by NJ Mutual Fund. This scheme was made available to investors on 20 Apr 2021. Dhaval Patel is the Current Fund Manager of NJ Balanced Advantage Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹7,339 Cr and the Latest NAV as of 13 Oct 2026 is ₹14.17.
The NJ Balanced Advantage Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹500.
;
Investment Objective
The scheme seeks to generate capital appreciation by dynamically allocating its assets between equity and specified debt securities.
Fund benchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Fund house
Rank (total assets)--
Total AUM₹7,338.94 Cr
Date of Incorporation20 Apr 2021
Launch Date20 Apr 2021
AddressUnit No. 101A, 1st Floor,Hallmark Business Plaza,Bandra (East), Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,