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NJ Balanced Advantage Fund Direct Growth
Hybrid
Dynamic Asset Allocation
Very High Risk
+12.31%
3Y annualised
+0.07% 1D
NAV: 16 Jan '26
₹14.37
Min. SIP amount
₹100
Fund size
₹3,712.63 Cr
Expense ratio
0.60%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,423 | +2.37% | |
| 3 years | ₹1,80,000 | ₹2,02,172 | +12.32% |
Holdings (168)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Reliance Industries Ltd. | Energy | Equity | 9.40% |
| Bajaj Finance Ltd. | Financial | Equity | 4.95% |
| HDFC Bank Ltd. | Financial | Equity | 4.50% |
| Eicher Motors Ltd. | Automobile | Equity | 3.38% |
| Marico Ltd. | Consumer Staples | Equity | 3.20% |
| Bosch Ltd. | Automobile | Equity | 3.05% |
| Muthoot Finance Ltd. | Financial | Equity | 3.02% |
| Britannia Industries Ltd. | Consumer Staples | Equity | 2.99% |
| ICICI Bank Ltd. | Financial | Equity | 2.91% |
| HDFC Asset Management Company Ltd. | Financial | Equity | 2.35% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 2.11% |
| The Great Eastern Shipping Company Ltd. | Energy | Equity | 1.97% |
| Tech Mahindra Ltd. | Technology | Equity | 1.97% |
| Nestle India Ltd. | Consumer Staples | Equity | 1.94% |
| SBI Cards And Payment Services Ltd. | Financial | Equity | 1.91% |
| Wipro Ltd. | Technology | Equity | 1.91% |
| Mphasis Ltd. | Technology | Equity | 1.83% |
| Hero Motocorp Ltd. | Automobile | Equity | 1.83% |
| Dr. Reddy's Laboratories Ltd. | Healthcare | Equity | 1.80% |
| Pidilite Industries Ltd. | Chemicals | Equity | 1.75% |
| Dr. Lal Pathlabs Ltd. | Healthcare | Equity | 1.64% |
| Endurance Technologies Ltd. | Automobile | Equity | 1.63% |
| Hindustan Unilever Ltd. | Consumer Staples | Equity | 1.59% |
| Page Industries Ltd. | Textiles | Equity | 1.53% |
| Vodafone Idea Ltd. | Communication | Equity | 1.47% |
| Ajanta Pharma Ltd. | Healthcare | Equity | 1.40% |
| ITC Ltd. | Consumer Staples | Equity | 1.27% |
| UTI Asset Management Company Ltd. | Financial | Equity | 1.05% |
| State Bank of India | Financial | Equity | 1.02% |
| Aptus Value Housing Finance India Ltd. | Financial | Equity | 0.99% |
| Reserve Bank of India | Financial | T-Bills | 0.92% |
| Trent Ltd. | Services | Equity | 0.79% |
| Axis Bank Ltd. | Financial | Equity | 0.78% |
| JIO Financial Services Ltd. | Financial | Equity | 0.76% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | Equity | 0.71% |
| Asian Paints Ltd. | Chemicals | Equity | 0.70% |
| HCL Technologies Ltd. | Technology | Equity | 0.70% |
| GOI | Sovereign | CGL | 0.68% |
| GOI | Sovereign | GOI Sec | 0.68% |
| Reserve Bank of India | Financial | T-Bills | 0.67% |
| Infosys Ltd. | Technology | Equity | 0.67% |
| Tata Consultancy Services Ltd. | Technology | Equity | 0.66% |
| Aditya Birla Capital Ltd. | Financial | Equity | 0.65% |
| L&T Technology Services Ltd. | Technology | Equity | 0.64% |
| Bajaj Auto Ltd. | Automobile | Equity | 0.64% |
| Berger Paints India Ltd. | Chemicals | Equity | 0.62% |
| Dabur India Ltd. | Consumer Staples | Equity | 0.61% |
| Cipla Ltd. | Healthcare | Equity | 0.60% |
| Oil And Natural Gas Corporation Ltd. | Energy | Equity | 0.60% |
| Tata Elxsi Ltd. | Technology | Equity | 0.60% |
| Gujarat State Petronet Ltd. | Energy | Equity | 0.59% |
| Castrol India Ltd. | Energy | Equity | 0.57% |
| Tata Technologies Ltd | Services | Equity | 0.57% |
| Bayer CropScience Ltd. | Chemicals | Equity | 0.56% |
| Power Grid Corporation Of India Ltd. | Energy | Equity | 0.56% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | Equity | 0.55% |
| Procter & Gamble Hygiene and Health Care Ltd. | Consumer Staples | Equity | 0.54% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 0.52% |
| Kajaria Ceramics Ltd. | Construction | Equity | 0.49% |
| DLF Ltd. | Construction | Equity | 0.48% |
| Reserve Bank of India | Financial | T-Bills | 0.40% |
| Larsen & Toubro Ltd. | Construction | Equity | 0.38% |
| Crisil Ltd. | Services | Equity | 0.38% |
| Reserve Bank of India | Financial | T-Bills | 0.33% |
| Bank Of Baroda | Financial | Equity | 0.30% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 0.30% |
| Bharti Airtel Ltd. | Communication | Equity | 0.30% |
| Abbott India Ltd. | Healthcare | Equity | 0.29% |
| Adani Enterprises Ltd. | Services | Equity | 0.28% |
| Eternal Ltd. | Services | Equity | 0.27% |
| Reserve Bank of India | Financial | T-Bills | 0.27% |
| Ambuja Cements Ltd. | Construction | Equity | 0.26% |
| Bandhan Bank Ltd. | Financial | Equity | 0.22% |
| Reserve Bank of India | Financial | T-Bills | 0.20% |
| SBI Life Insurance Company Ltd. | Insurance | Equity | 0.15% |
| Solar Industries India Ltd. | Chemicals | Equity | 0.15% |
| Yes Bank Ltd. | Financial | Equity | 0.13% |
| Bajaj Finserv Ltd. | Financial | Equity | 0.13% |
| Tata Steel Ltd. | Metals & Mining | Equity | 0.11% |
| Petronet LNG Ltd. | Energy | Equity | 0.10% |
| Indus Towers Ltd. | Communication | Equity | 0.09% |
| SKF India (Industrial) Ltd. | Capital Goods | Equity | 0.08% |
| Punjab National Bank | Financial | Equity | 0.08% |
| Sammaan Capital Ltd. | Financial | Equity | 0.08% |
| Godrej Properties Ltd. | Construction | Equity | 0.07% |
| Reserve Bank of India | Financial | T-Bills | 0.07% |
| Reserve Bank of India | Financial | T-Bills | 0.07% |
| Reserve Bank of India | Financial | T-Bills | 0.07% |
| Varun Beverages Ltd. | Consumer Staples | Equity | 0.06% |
| SKF India Ltd. | Capital Goods | Equity | 0.06% |
| Adani Ports and Special Economic Zone Ltd. | Services | Equity | 0.05% |
| Ultratech Cement Ltd. | Construction | Equity | 0.03% |
| Kwality Walls India Ltd. | Consumer Staples | Equity | 0.03% |
| Samvardhana Motherson International Ltd. | Automobile | Equity | 0.03% |
| Punjab State | Others | SDL | 0.03% |
| GMR Airports Ltd. | Construction | Equity | 0.02% |
| Exide Industries Ltd. | Capital Goods | Equity | 0.02% |
| United Spirits Ltd. | Consumer Staples | Equity | 0.02% |
| The Indian Hotels Company Ltd. | Services | Equity | 0.01% |
| JSW Energy Ltd. | Capital Goods | Equity | 0.01% |
| Laurus Labs Ltd. | Healthcare | Equity | 0.01% |
| Bharat Electronics Ltd. | Capital Goods | Equity | 0.01% |
| Tata Power Company Ltd. | Energy | Equity | 0.01% |
| BSE Ltd. | Services | Equity | 0.01% |
| Bharat Heavy Electricals Ltd. | Capital Goods | Equity | 0.00% |
| Adani Energy Solutions Ltd. | Energy | Equity | 0.00% |
| Inox Wind Ltd. | Capital Goods | Equity | 0.00% |
| Adani Green Energy Ltd. | Capital Goods | Equity | 0.00% |
| GAIL (India) Ltd. | Energy | Equity | 0.00% |
| GAIL (India) Ltd. | Energy | Futures | -0.00% |
| Adani Green Energy Ltd. | Capital Goods | Futures | -0.00% |
| Inox Wind Ltd. | Capital Goods | Futures | -0.00% |
| Adani Energy Solutions Ltd. | Energy | Futures | -0.00% |
| Bharat Heavy Electricals Ltd. | Capital Goods | Futures | -0.00% |
| Nestle India Ltd. | Consumer Staples | Futures | -0.01% |
| Cipla Ltd. | Healthcare | Futures | -0.01% |
| Mphasis Ltd. | Technology | Futures | -0.01% |
| Tata Power Company Ltd. | Energy | Futures | -0.01% |
| Bharat Electronics Ltd. | Capital Goods | Futures | -0.01% |
| Laurus Labs Ltd. | Healthcare | Futures | -0.01% |
| JSW Energy Ltd. | Capital Goods | Futures | -0.01% |
| The Indian Hotels Company Ltd. | Services | Futures | -0.01% |
| United Spirits Ltd. | Consumer Staples | Futures | -0.02% |
| Exide Industries Ltd. | Capital Goods | Futures | -0.02% |
| GMR Airports Ltd. | Construction | Futures | -0.02% |
| Samvardhana Motherson International Ltd. | Automobile | Futures | -0.03% |
| Ultratech Cement Ltd. | Construction | Futures | -0.03% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | Futures | -0.03% |
| Adani Ports and Special Economic Zone Ltd. | Services | Futures | -0.05% |
| Varun Beverages Ltd. | Consumer Staples | Futures | -0.06% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | Futures | -0.07% |
| Godrej Properties Ltd. | Construction | Futures | -0.07% |
| Sammaan Capital Ltd. | Financial | Futures | -0.08% |
| Punjab National Bank | Financial | Futures | -0.08% |
| Reliance Industries Ltd. | Energy | Futures | -0.08% |
| Indus Towers Ltd. | Communication | Futures | -0.09% |
| Bandhan Bank Ltd. | Financial | Futures | -0.10% |
| Petronet LNG Ltd. | Energy | Futures | -0.10% |
| Tata Steel Ltd. | Metals & Mining | Futures | -0.11% |
| Vodafone Idea Ltd. | Communication | Futures | -0.12% |
| Bandhan Bank Ltd. | Financial | Futures | -0.12% |
| Bajaj Finserv Ltd. | Financial | Futures | -0.13% |
| Yes Bank Ltd. | Financial | Futures | -0.13% |
| ICICI Bank Ltd. | Financial | Futures | -0.14% |
| Solar Industries India Ltd. | Chemicals | Futures | -0.15% |
| SBI Life Insurance Company Ltd. | Insurance | Futures | -0.16% |
| Bajaj Finance Ltd. | Financial | Futures | -0.23% |
| Ambuja Cements Ltd. | Construction | Futures | -0.26% |
| Eternal Ltd. | Services | Futures | -0.27% |
| Adani Enterprises Ltd. | Services | Futures | -0.28% |
| Bharti Airtel Ltd. | Communication | Futures | -0.30% |
| Titan Company Ltd. | Consumer Discretionary | Futures | -0.30% |
| Bank Of Baroda | Financial | Futures | -0.31% |
| Larsen & Toubro Ltd. | Construction | Futures | -0.38% |
| DLF Ltd. | Construction | Futures | -0.49% |
| Mahindra & Mahindra Ltd. | Automobile | Futures | -0.53% |
| Aditya Birla Capital Ltd. | Financial | Futures | -0.66% |
| ITC Ltd. | Consumer Staples | Futures | -0.68% |
| JIO Financial Services Ltd. | Financial | Futures | -0.77% |
| Axis Bank Ltd. | Financial | Futures | -0.79% |
| Trent Ltd. | Services | Futures | -0.79% |
| ICICI Bank Ltd. | Financial | Futures | -0.84% |
| Kotak Mahindra Bank Ltd. | Financial | Futures | -0.86% |
| State Bank of India | Financial | Futures | -1.02% |
| Vodafone Idea Ltd. | Communication | Futures | -1.36% |
| Bajaj Finance Ltd. | Financial | Futures | -2.34% |
| HDFC Bank Ltd. | Financial | Futures | -2.48% |
| Reliance Industries Ltd. | Energy | Futures | -9.37% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 6M | 1Y | 3Y | All |
|---|---|---|---|---|
| Fund returns | -0.8% | +4.1% | +12.3% | +9.0% |
| Category average (Hybrid Dynamic Asset Allocation) | +1.0% | +4.6% | +11.9% | -- |
| Rank (Hybrid Dynamic Asset Allocation) | -- | 33 | 20 | -- |
Exit load, stamp duty and tax
Exit load
For units in excess of 5% of the investment,1% will be charged for redemption within 30 days
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
HDFC Balanced Advantage Fund Direct Growth | +8.83% | +18.46% | 1,08,205.07 | |
SBI Balanced Advantage Fund Direct Growth | +10.52% | +14.96% | 39,914.31 | |
ICICI Prudential Balanced Advantage Direct Growth | +12.98% | +14.31% | 70,534.59 | |
DSP Dynamic Asset Allocation Fund Direct Growth | +9.91% | +13.88% | 3,708.72 | |
Nippon India Balanced Advantage Fund Direct Growth | +8.54% | +13.62% | 9,724.68 | |
| Compare | ||||
Fund management
DPDhaval PatelMar 2023 - PresentView details
DP
Dhaval Patel
Mar 2023 - Present
View details
VSViral ShahOct 2022 - PresentView details
VS
Viral Shah
Oct 2022 - Present
View details
About NJ Balanced Advantage Fund Direct Growth
NJ Balanced Advantage Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by NJ Mutual Fund. This scheme was made available to investors on 20 Apr 2021. Dhaval Patel is the Current Fund Manager of NJ Balanced Advantage Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹7,158 Cr and the Latest NAV as of 16 Jan 2026 is ₹14.37.
The NJ Balanced Advantage Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹500. For units in excess of 5% of the investment,1% will be charged for redemption within 30 days
;
Investment Objective
The scheme seeks to generate capital appreciation by dynamically allocating its assets between equity and specified debt securities.
Fund benchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Fund house
Rank (total assets)NA
Total AUM₹7,157.80 Cr
Date of Incorporation20 Apr 2021
Launch Date20 Apr 2021
AddressUnit No. 101A, 1st Floor,Hallmark Business Plaza,Bandra (East), Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,