How to Invest in Kotak Gilt Investment Direct Growth?

You can easily invest in Kotak Gilt Investment Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for Kotak Gilt Investment Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in Kotak Gilt Investment Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does Kotak Gilt Investment Direct Growth provide?

The Kotak Gilt Investment Direct Growth has been there from 01 Jan 2013 and the average annual returns provided by this fund is 1.51% since its inception.

How much expense ratio is charged by Kotak Gilt Investment Direct Growth?

The term Expense Ratio used for Kotak Gilt Investment Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Kotak Gilt Investment Direct Growth is 0.47% as of 09 Feb 2026...

What is the AUM of Kotak Gilt Investment Direct Growth?

The AUM, short for Assets Under Management of Kotak Gilt Investment Direct Growth is ₹3,008.01Cr as of 09 Feb 2026.

How to Redeem Kotak Gilt Investment Direct Growth?

If you want to sell your Kotak Gilt Investment Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of Kotak Gilt Investment Direct Growth?

You can select either SIP or Lumpsum investment of Kotak Gilt Investment Direct Growth based on your investment objective and risk tolerance.

What is the NAV of Kotak Gilt Investment Direct Growth?

The NAV of Kotak Gilt Investment Direct Growth is ₹107.85 as of 06 Feb 2026.

What is the PE and PB ratio of Kotak Gilt Investment Direct Growth?

The PE ratio ratio of Kotak Gilt Investment Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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Kotak Gilt Investment Direct Growth

Name: Kotak Gilt Investment Direct Growth
Brand: Kotak Mahindra Mutual Fund

Debt

Gilt

Moderate Risk

+6.49%

3Y annualised

-0.71% 1D

All

NAV: 06 Feb '26

₹107.85

Min. SIP amount

Not Supported

Fund size

₹3,008.01 Cr

Expense ratio

0.47%

Holdings (48)

Name	Sector	Instruments	Assets
GOI	Sovereign	GOI Sec	29.59%
GOI	Sovereign	GOI Sec	20.96%
GOI	Sovereign	GOI Sec	14.05%
GOI	Sovereign	GOI Sec	9.37%
Bihar State	Others	SDL	1.46%
GOI	Sovereign	GOI Sec	0.64%
GOI	Sovereign	GOI Sec	0.54%
GOI	Sovereign	GOI Sec	0.52%
GOI	Sovereign	GOI Sec	0.50%
GOI	Sovereign	GOI Sec	0.49%
GOI	Sovereign	GOI Sec	0.49%
GOI	Sovereign	GOI Sec	0.48%
GOI	Sovereign	GOI Sec	0.45%
GOI	Sovereign	GOI Sec	0.45%
GOI	Sovereign	GOI Sec	0.36%
GOI	Sovereign	GOI Sec	0.36%
GOI	Sovereign	GOI Sec	0.36%
Maharashtra State	Others	SDL	0.35%
GOI	Sovereign	GOI Sec	0.33%
GOI	Sovereign	GOI Sec	0.28%
GOI	Sovereign	GOI Sec	0.26%
GOI	Sovereign	GOI Sec	0.25%
Tamilnadu State	Others	SDL	0.22%
GOI	Sovereign	GOI Sec	0.22%
GOI	Sovereign	GOI Sec	0.21%
GOI	Sovereign	GOI Sec	0.21%
GOI	Sovereign	GOI Sec	0.20%
GOI	Sovereign	GOI Sec	0.20%
GOI	Sovereign	GOI Sec	0.20%
GOI	Sovereign	GOI Sec	0.19%
GOI	Sovereign	GOI Sec	0.19%
GOI	Sovereign	GOI Sec	0.18%
Tamilnadu State	Others	SDL	0.16%
Maharashtra State	Others	SDL	0.16%
GOI	Sovereign	GOI Sec	0.15%
Tamilnadu State	Others	SDL	0.10%
Tamilnadu State	Others	SDL	0.09%
Uttar Pradesh State	Others	SDL	0.08%
GOI	Sovereign	GOI Sec	0.06%
Maharashtra State	Others	SDL	0.06%
Uttar Pradesh State	Others	SDL	0.06%
GOI	Sovereign	GOI Sec	0.06%
GOI	Sovereign	CGL	0.05%
GOI	Sovereign	GOI Sec	0.05%
Tamilnadu State	Others	SDL	0.05%
Karnataka State	Others	SDL	0.03%
Gujarat State	Construction	SDL	0.01%
GOI	Sovereign	GOI Sec	0.00%

See All

Minimum investments

Min. for 1st investment

Not Supported

Min. for 2nd investment

Not Supported

Min. for SIP

Not Supported

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+6.5%	+5.6%	+8.0%	+7.9%
Category average (Debt Gilt)	+6.8%	+4.9%	+7.0%	--
Rank (Debt Gilt)	18	14	8	--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	ICICI Prudential Gilt Fund Growth	+5.61%	+7.48%	9,240.09
	Baroda BNP Paribas Gilt Fund Growth	+3.73%	+6.98%	1,132.07
	SBI Gilt Fund Growth	+3.54%	+6.74%	10,551.74
	HDFC Gilt Fund Growth	+3.64%	+6.58%	2,740.18
	Franklin India Government Securities Fund Growth	+4.42%	+5.83%	186.64
Compare

Fund management

AB
Abhishek Bisen
Jan 2013 - Present
View details

Education

Mr. Bisen is a BA and MBA in Finance.

Experience

Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

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About Kotak Gilt Investment Direct Growth

Kotak Gilt Investment Direct Growth is a Debt Mutual Fund Scheme launched by Kotak Mahindra Mutual Fund. This scheme was made available to investors on 05 Aug 1994. Abhishek Bisen is the Current Fund Manager of Kotak Gilt Investment Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹5,69,913 Cr and the Latest NAV as of 06 Feb 2026 is ₹107.85. The Kotak Gilt Investment Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. ;

Investment Objective

The scheme seeks to generate risk-free returns through investments in sovereign securities. The savings plan (D) will provide regular dividend payouts. A portion of the fund will be invested in inter bank money market in order to meet the liquidity requirement.

Fund benchmarkNIFTY All Duration G-Sec Index

Scheme Information Document(SID)