How to Invest in Kotak Gilt Investment PF & Trust Growth?

You can easily invest in Kotak Gilt Investment PF & Trust Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for Kotak Gilt Investment PF & Trust Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in Kotak Gilt Investment PF & Trust Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does Kotak Gilt Investment PF & Trust Growth provide?

The Kotak Gilt Investment PF & Trust Growth has been there from 11 Nov 2003 and the average annual returns provided by this fund is 2.06% since its inception.

How much expense ratio is charged by Kotak Gilt Investment PF & Trust Growth?

The term Expense Ratio used for Kotak Gilt Investment PF & Trust Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Kotak Gilt Investment PF & Trust Growth is 1.40% as of 01 Dec 2025...

What is the AUM of Kotak Gilt Investment PF & Trust Growth?

The AUM, short for Assets Under Management of Kotak Gilt Investment PF & Trust Growth is ₹3,390.79Cr as of 01 Dec 2025.

How to Redeem Kotak Gilt Investment PF & Trust Growth?

If you want to sell your Kotak Gilt Investment PF & Trust Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of Kotak Gilt Investment PF & Trust Growth?

You can select either SIP or Lumpsum investment of Kotak Gilt Investment PF & Trust Growth based on your investment objective and risk tolerance.

What is the NAV of Kotak Gilt Investment PF & Trust Growth?

The NAV of Kotak Gilt Investment PF & Trust Growth is ₹96.90 as of 28 Nov 2025.

What is the PE and PB ratio of Kotak Gilt Investment PF & Trust Growth?

The PE ratio ratio of Kotak Gilt Investment PF & Trust Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

Kotak Gilt Investment PF & Trust Growth - NAV, Mutual Fund Performance & Portfolio

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Kotak Gilt Investment PF & Trust Growth
Debt
Gilt
Moderate Risk
+5.77%
3Y annualised
-0.45% 1D
1M
6M
1Y
3Y
5Y
All
 NAV: 28 Nov 2025
₹96.90
Rating
2
Min. SIP amount
Not Supported
Fund size
₹3,390.79Cr
Returns calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (38)NameSectorInstrumentAssets
GOI
SovereignGOI Sec33.15%
GOI
SovereignGOI Sec25.20%
GOI
SovereignCGL10.45%
GOI
SovereignGOI Sec10.22%
GOI
SovereignGOI Sec6.62%
Bihar State
OthersSDL1.44%
GOI
SovereignGOI Sec0.61%
GOI
SovereignGOI Sec0.52%
GOI
SovereignGOI Sec0.50%
GOI
SovereignGOI Sec0.48%
GOI
SovereignGOI Sec0.47%
GOI
SovereignGOI Sec0.46%
GOI
SovereignGOI Sec0.43%
GOI
SovereignGOI Sec0.42%
GOI
SovereignGOI Sec0.35%
GOI
SovereignGOI Sec0.34%
Maharashtra State
OthersSDL0.34%
GOI
SovereignGOI Sec0.31%
GOI
SovereignGOI Sec0.27%
GOI
SovereignGOI Sec0.25%
Tamilnadu State
OthersSDL0.22%
GOI
SovereignGOI Sec0.21%
GOI
SovereignGOI Sec0.20%
GOI
SovereignGOI Sec0.19%
GOI
SovereignGOI Sec0.18%
GOI
SovereignGOI Sec0.17%
Maharashtra State
OthersSDL0.15%
Tamilnadu State
OthersSDL0.15%
Tamilnadu State
OthersSDL0.09%
Uttar Pradesh State
OthersSDL0.08%
Maharashtra State
OthersSDL0.06%
Uttar Pradesh State
OthersSDL0.06%
GOI
SovereignGOI Sec0.06%
Tamilnadu State
OthersSDL0.05%
GOI
SovereignCGL0.05%
Karnataka State
OthersSDL0.03%
Gujarat State
ConstructionSDL0.01%
GOI
SovereignGOI Sec0.00%
See All
Minimum investment amountsMin. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Debt Gilt
Annualised returns
Absolute returns
3Y5Y10YAll
Fund returns5.8%4.5%6.8%7.0%
Category average6.8%4.9%6.9%NA
Rank with in category251912NA
Understand terms
Peer ComparisonDebt, Gilt fundsRating1Y3YFund Size(Cr)
ICICI Prudential Gilt Fund Growth
5
6.7%7.7%9,146.09
Baroda BNP Paribas Gilt Fund Growth
5
5.8%7.5%1,341.67
SBI Magnum Gilt Fund Growth
4
5.0%7.2%11,054.78
Tata Gilt Securities Fund Growth
4
4.4%6.6%1,338.52
Franklin India Government Securities Fund Growth
4
5.2%5.9%172.63
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting  your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
31 May 2018 - Present
1.40%
31 Dec 2017 - 31 May 2018
1.40%
30 Nov 2017 - 31 Dec 2017
1.40%
31 Oct 2017 - 30 Nov 2017
1.40%
Expense ratio, exit load and taxExpense ratio: 1.40%Inclusive of GST
Exit loadNil
Stamp duty0.005% (from July 1st, 2020)
Tax implicationReturns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund managementAbhishek Bisen
Apr 2008 - Present
View details
Education
Mr. Bisen is a BA and MBA in Finance.
Experience
Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Also manages these schemes
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Kotak Nifty 100 Low Volatility 30 Index Fund Growth
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Kotak Nifty AAA Bond Plus SDL Apr 2031 70:30 ETF Growth
Kotak Nifty Financial Services Ex Bank Index Fund Growth
Kotak Nifty 200 Quality 30 Index Fund Growth
Kotak Nifty Alpha 50 ETF Growth
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Kotak NIFTY India Consumption ETF Growth
Kotak Manufacture in India Fund Growth
Kotak Gold Fund Growth
Kotak Silver ETF Growth
Kotak Capital Protection Oriented Scheme Series 4 Growth
Kotak Income Plus Arbitrage Omni FoF Growth
Kotak Nifty 1D Rate Liquid ETF
Kotak Nifty Midcap 150 Index Fund Growth
Kotak Nifty Smallcap 50 Index Fund Growth
Kotak Bond Fund Growth
Kotak Equity Savings Fund Growth
Kotak BSE Sensex Index Fund Growth
Kotak Nifty 100 Equal Weight Index Fund Growth
Kotak Nifty 50 Equal Weight Index Fund Growth
Kotak Nifty SDL Jul 2033 Index Fund Growth
Kotak CRISIL IBX AAA Financial Services Index Sep 2027 Fund Growth
Kotak Multi Asset Allocation Fund Growth
Kotak Gilt Investment PF & Trust Growth
Kotak Capital Protection Oriented Scheme Series 2 Growth
Kotak Bond Short Term Fund Growth
Kotak Balanced Advantage Fund Growth
Kotak BSE PSU Index Fund Growth
Kotak Nifty 200 Momentum 30 Index Fund Growth
Kotak Nifty India Tourism Index Fund Growth
Kotak Bond Fund Growth
Kotak Nifty Midcap 50 Index Fund Growth
Kotak Nifty Commodities Index Fund Growth
Kotak Transportation & Logistics Fund Growth
Kotak Nifty SDL Jul 2028 Index Fund Growth
Kotak Silver ETF FoF Growth
Kotak Nifty Smallcap 250 Index Fund Growth
Kotak Nifty Top 10 Equal Weight Index Fund Growth
Kotak Nifty 200 Momentum 30 ETF Growth
Kotak Special Opportunities Fund Growth
Kotak BSE Housing Index Fund Growth
Kotak Nifty MNC ETF Growth
Kotak Consumption Fund Growth
Kotak Gold Silver Passive FoF Growth
Kotak Gold ETF
Kotak Quant Fund Growth
Fund house & investment objective
Kotak Mahindra Mutual Fund
Rank (total assets)#5 in India
Total AUM₹5,68,931.64Cr
Date of Incorporation05 Aug 1994
    Kotak Gilt Investment PF & Trust Growth is a Debt Mutual Fund Scheme launched by Kotak Mahindra Mutual Fund.     This scheme was made available to investors on 05 Aug 1994.     Abhishek Bisen is the Current Fund Manager of Kotak Gilt Investment PF & Trust Growth fund.     The fund currently has an Asset Under Management(AUM) of ₹5,68,932 Cr and     the Latest NAV as of 28 Nov 2025 is ₹96.90.  

    The Kotak Gilt Investment PF & Trust Growth is rated Moderate risk.     Minimum SIP Investment is set to ₹100.          
  ;
Investment ObjectiveThe scheme seeks to generate risk-free returns through investments in sovereign securities. The savings plan (D) will provide regular dividend payouts. A portion of the fund will be invested in inter bank money market in order to meet the liquidity requirement. 
 
;
Fund benchmarkNIFTY All Duration G-Sec Index
Scheme Information Document(SID)
Fund house contact details
Address
The Capital Building,  Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Phone
022-61152100 / 1800-22-2626
Launch Date
05 Aug 1994
E-mail
NA
Website
Kotak Mahindra Mutual Fund
Asset Management Company
Custodian
Stock Holding Corp. of India Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]
Website
www.camsonline.com
Compare funds
Kotak Gilt Investment PF & Trust Growth
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Add mutual fund to compare

Name	Sector	Instrument	Assets
GOI	Sovereign	GOI Sec	33.15%
GOI	Sovereign	GOI Sec	25.20%
GOI	Sovereign	CGL	10.45%
GOI	Sovereign	GOI Sec	10.22%
GOI	Sovereign	GOI Sec	6.62%
Bihar State	Others	SDL	1.44%
GOI	Sovereign	GOI Sec	0.61%
GOI	Sovereign	GOI Sec	0.52%
GOI	Sovereign	GOI Sec	0.50%
GOI	Sovereign	GOI Sec	0.48%
GOI	Sovereign	GOI Sec	0.47%
GOI	Sovereign	GOI Sec	0.46%
GOI	Sovereign	GOI Sec	0.43%
GOI	Sovereign	GOI Sec	0.42%
GOI	Sovereign	GOI Sec	0.35%
GOI	Sovereign	GOI Sec	0.34%
Maharashtra State	Others	SDL	0.34%
GOI	Sovereign	GOI Sec	0.31%
GOI	Sovereign	GOI Sec	0.27%
GOI	Sovereign	GOI Sec	0.25%
Tamilnadu State	Others	SDL	0.22%
GOI	Sovereign	GOI Sec	0.21%
GOI	Sovereign	GOI Sec	0.20%
GOI	Sovereign	GOI Sec	0.19%
GOI	Sovereign	GOI Sec	0.18%
GOI	Sovereign	GOI Sec	0.17%
Maharashtra State	Others	SDL	0.15%
Tamilnadu State	Others	SDL	0.15%
Tamilnadu State	Others	SDL	0.09%
Uttar Pradesh State	Others	SDL	0.08%
Maharashtra State	Others	SDL	0.06%
Uttar Pradesh State	Others	SDL	0.06%
GOI	Sovereign	GOI Sec	0.06%
Tamilnadu State	Others	SDL	0.05%
GOI	Sovereign	CGL	0.05%
Karnataka State	Others	SDL	0.03%
Gujarat State	Construction	SDL	0.01%
GOI	Sovereign	GOI Sec	0.00%

	3Y	5Y	10Y	All
Fund returns	5.8%	4.5%	6.8%	7.0%
Category average	6.8%	4.9%	6.9%	NA
Rank with in category	25	19	12	NA

Debt, Gilt funds	Rating	1Y	3Y	Fund Size(Cr)
ICICI Prudential Gilt Fund Growth	5	6.7%	7.7%	9,146.09
Baroda BNP Paribas Gilt Fund Growth	5	5.8%	7.5%	1,341.67
SBI Magnum Gilt Fund Growth	4	5.0%	7.2%	11,054.78
Tata Gilt Securities Fund Growth	4	4.4%	6.6%	1,338.52
Franklin India Government Securities Fund Growth	4	5.2%	5.9%	172.63