IDFC Regular Savings Fund Direct Plan Growth

Hybrid
Conservative Hybrid
Moderate Risk
5.35%
3Y annualised
-0.01% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 01 Feb 2023₹28.27
Min. SIP amount₹100
Rating2
Fund size₹158.33Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Hybrid Conservative Hybrid
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns0.1%5.3%5.6%8.1%
Category average3.2%7.1%6.0%NA
Rank with in category292523NA
Understand terms

Holdings (43)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec27.2%
IDFC Nifty 50 ETF-GrowthFinancialMutual Fund8.5%
Gujarat State
OthersSDL6.4%
Kotak Mahindra Bank Ltd.
FinancialCD6.1%
GOI
SovereignCGL3.3%
GOI
SovereignGOI Sec3.3%
Power Finance Corporation Ltd.FinancialBonds3.2%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture3.2%
GOI
SovereignCGL2.1%
GOI
SovereignGOI Sec2.1%
See All

Pros and cons

Category: Hybrid Conservative Hybrid

Pros

Cons

Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
Consistently lower annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher expense ratio: 1.16%
Low rating: 2

Expense ratio, exit load and tax

Expense ratio: 1.16%

Inclusive of GST

Exit load

For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹100

Fund management

Sumit Agrawal
Oct 2016 - Present
View details

Harshal Joshi
Jul 2021 - Present
View details

Education
Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai
Experience
Prior to joining IDFC Mutual fund in 2008 he has worked with ICAP India Pvt. Ltd.
Also manages these schemes

Viraj Kulkarni
Jul 2022 - Present
View details

Education
Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance).
Experience
Prior to joining IDFC AMC he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).
Also manages these schemes

Nishita Doshi
Jul 2022 - Present
View details

Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
Unit No. 27, Ground Floor,Khetan Bhavan,198, Jamshedji Tata Road,Churchgate, Mumbai 400020
Phone
022-24398777 / 24399999 / 66289999
Launch Date
20 Dec 1999
Website
NA
IDFC Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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