DSP Low Duration Fund Direct Growth

DSP Low Duration Fund Direct Growth

+7.17%
3Y annualised
+0.04% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 10 Jun '26
₹21.66
Min. for SIP
₹100
Fund size (AUM)
₹4,772.99 Cr
Expense ratio
0.33%
Rating
1

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,601
+2.67%
3 years₹1,80,000₹1,98,824
+10.46%
5 years₹3,00,000₹3,54,833
+18.28%
10 years₹6,00,000₹8,38,477
+39.75%

Holdings (115)

NameSectorInstrumentsAssets
BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LACTechnologyDebenture3.54%
REC LIMITED SR 236-B 7.56 BD 31AG27 FVRS1LACFinancialDebenture3.09%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23H 7.58 LOA 31JL26 FVRS1LACFinancialDebenture2.69%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LACFinancialBonds2.45%
CANARA BANK CD 02FEB27FinancialCertificate of Deposit2.32%
BAJAJ HOUSING FINANCE LIMITED 8.10 NCD 08JL27 FVRS1LACFinancialDebenture2.10%
Uttar Pradesh State SDL 6.85 23/11/2026UnspecifiedState Development Loan1.97%
BANK OF BARODA CD 08JAN27FinancialCertificate of Deposit1.86%
Small Industries Dev Bank of India (04/02/2027) **FinancialCertificate of Deposit1.85%
BANK OF BARODA CD 12FEB27FinancialCertificate of Deposit1.85%
CANARA BANK CD 04MAR27FinancialCertificate of Deposit1.85%
HDFC BANK LIMITED CD 09MAR27FinancialCertificate of Deposit1.84%
Tamilnadu SGL 7.39 09/11/2026UnspecifiedState Development Loan1.53%
LIC HOUSING FINANCE LIMITED TR- 353 7.75 LOA 23NV27 FVRS10LACFinancialNon Convertible Debenture1.52%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.51 BD 12JU28 FVRS1LACFinancialBonds1.51%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LACFinancialBonds1.49%
MAHINDRA RURAL HOUSING FINANCE LIMITED SR MRHFLEE2025 7.42 NCD 23FB28 FVRS1LACFinancialDebenture1.48%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 6.74 BD 10JN29 FVRS1LACFinancialDebenture1.47%
CANARA BANK CD 28JAN27FinancialCertificate of Deposit1.39%
PUNJAB NATIONAL BANK CD 04FEB27FinancialCertificate of Deposit1.39%
BANK OF BARODA CD 03FEB27FinancialCertificate of Deposit1.39%
INDIA UNIVERSAL TRUST AL1 SERIES A2 PTC 25SEP24UnspecifiedSecuritised Debt1.35%
364 Days T Bill 04-02-2027FinancialTreasury Bills1.22%
BAJAJ FINANCE LIMITED 7.3763 NCD 26JU28 FVRS1LACFinancialDebenture1.05%
ICICI HOME FINANCE COMPANY LIMITED SR HDBAPR261 7. 3108 BD 28JU27 FVRS1LACFinancialBonds1.04%
Export-Import Bank Of India 7.22 03/08/2027FinancialDebenture1.03%
BAJAJ HOUSING FINANCE LIMITED 7.02 NCD 26MY28 FVRS1LACFinancialNon Convertible Debenture1.03%
TATA CAPITAL HOUSING FINANCE LIMITED SR G 8 NCD 03NV27 FVRS10LACFinancialBonds1.02%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VI 7.79 BD 14MY27 FVRS1LACFinancialDebenture1.01%
BAJAJ FINANCE LIMITED 7.7951 NCD 10DC27 FVRS1LACFinancialDebenture1.01%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LACFinancialBonds0.99%
LIC HOUSING FINANCE LTD TR 453 7.73 NCD 18MR27 FVRS1LACFinancialNon Convertible Debenture0.99%
BAJAJ FINANCE LIMITED 7.77 NCD 17AP29 FVRS1LACFinancialNon Convertible Debenture0.98%
BAJAJ HOUSING FINANCE LIMITED 7.25 NCD 22JN29 FVRS1LACFinancialNon Convertible Debenture0.97%
GOVERNMENT OF INDIA 37185 182 DAYS TBILL 10SP26 FV RS 100FinancialTreasury Bills0.96%
GOVERNMENT OF INDIA 37222 182 DAYS TBILL 18SP26 FV RS 100FinancialTreasury Bills0.96%
STANDARD CHARTERED CAPITAL LIMITED 300D CP 10SEP26FinancialCommercial Paper0.95%
GOVERNMENT OF INDIA 36790 364 DAYS TBILL 03DC26 FV RS 100FinancialTreasury Bills0.95%
HDFC BANK LIMITED CD 13NOV26FinancialCertificate of Deposit0.94%
BANK OF BARODA CD 06NOV26FinancialCertificate of Deposit0.94%
KOTAK MAHINDRA BANK LIMITED CD 08JAN27FinancialCertificate of Deposit0.93%
CANARA BANK CD 29JAN27FinancialCertificate of Deposit0.93%
National Bank For Agriculture and Rural Development (04/02/2027) **FinancialCertificate of Deposit0.93%
PUNJAB NATIONAL BANK CD 05FEB27FinancialCertificate of Deposit0.93%
HDFC BANK LIMITED CD 05FEB27FinancialCertificate of Deposit0.93%
CANARA BANK CD 12FEB27FinancialCertificate of Deposit0.93%
INDIAN BANK CD 09FEB27FinancialCertificate of Deposit0.93%
BANK OF BARODA CD 02FEB27FinancialCertificate of Deposit0.93%
GOVERNMENT OF INDIA 37177 364 DAYS TBILL 04MR27 FV RS 100FinancialTreasury Bills0.93%
MAHINDRA RURAL HOUSING FINANCE LIMITED SR MRHFLBB2025 7.25 NCD 27AG27 FVRS1LACFinancialNon Convertible Debenture0.92%
AXIS SECURITIES LIMITED 364D CP 12FEB27UnspecifiedCommercial Paper0.92%
HDFC BANK LIMITED CD 24FEB27FinancialCertificate of Deposit0.92%
HDFC BANK LIMITED CD 12MAR27FinancialCertificate of Deposit0.92%
CANARA BANK CD 11MAR27FinancialCertificate of Deposit0.92%
Small Industries Development Bank of India (25/03/2027) #FinancialCommercial Paper0.92%
CANARA BANK CD 25MAR27FinancialCertificate of Deposit0.92%
Karnataka State SDL 7.86 15/03/2027UnspecifiedState Development Loan0.80%
HDFC BANK LIMITED CD 22JAN27FinancialCertificate of Deposit0.74%
SUNDARAM FINANCE LIMITED SR Y4 7.75 NCD 11DC26 FVRS1LACFinancialDebenture0.71%
BHARTI TELECOM LIMITED SR XXVII 7.30 NCD 01DC27 FVRS1LACTechnologyDebenture0.60%
Power Finance Corporation Ltd Debenture 7.63 14/08/2026FinancialDebenture0.52%
Power Finance Corporation Ltd SR-168B Bonds 7.44 11/06/2027FinancialBonds0.52%
KOTAK MAHINDRA PRIME LIMITED 7.79 NCD 19JL27 FVRS10LACFinancialBonds0.52%
REC LIMITED SR 221 7.51 BD 31JL26 FVRS1LACFinancialDebenture0.52%
KOTAK MAHINDRA PRIME LIMITED 8.13 NCD 18AG27 FVRS1LACFinancialNon Convertible Debenture0.52%
Gujarat State SDL 7.98 11/05/2026IndustrialsState Development Loan0.51%
Gujarat State SDL 7.24 28/12/2026IndustrialsState Development Loan0.51%
BAJAJ HOUSING FINANCE LIMITED 7.98 NCD 18NV27 FVRS10LACFinancialDebenture0.51%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.55 BD 22SP26 FVRS1LACFinancialNon Convertible Debenture0.51%
BAJAJ FINANCE LIMITED 7.11 NCD 10JL28 FVRS1LACFinancialDebenture0.51%
KOTAK MAHINDRA PRIME LIMITED 7.745 NCD 19NV27 FVRS1LACFinancialDebenture0.51%
REC Ltd SR-140 Bonds 7.52 07/11/2026FinancialBonds0.50%
Power Finance Corporation Ltd SR-155 Bonds 7.23 05/01/2027FinancialBonds0.50%
Export-Import Bank Of India SR.T.09 Debenture 7.25 01/02/2027FinancialDebenture0.50%
Gujarat State SDL 7.59 15/02/2027IndustrialsState Development Loan0.50%
RURAL ELECTRIFICATION CORPORATION LIMITED 7.77 SR 220-A BD 31MR28 FVRS1LACFinancialNon Convertible Debenture0.50%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.75 BD 10JU27 FVRS1LACFinancialDebenture0.50%
LIC HOUSING FINANCE LTD TR 449 7.69 NCD 11DC26 FVRS1LACFinancialNon Convertible Debenture0.50%
REC LIMITED SR 245A 7.44 BD 29FB28 FVRS1LACFinancialBonds0.50%
JIO CREDIT LIMITED SR III 7.05 NCD 13OT27 FVRS1LACFinancialBonds/NCDs0.50%
BAJAJ FINANCE LIMITED 7.24 NCD 12DC28 FVRS1LACFinancialDebenture0.50%
REC LIMITED SR 231A 7.64 BD 30AP27 FVRS1LACFinancialNon Convertible Debenture0.49%
BAJAJ HOUSING FINANCE LIMITED 7.66 NCD 20MR28 FVRS1LACFinancialDebenture0.49%
BAJAJ HOUSING FINANCE LIMITED 7.14 NCD 26FB27 FVRS1LACFinancialNon Convertible Debenture0.49%
REC LIMITED SR 248A 6.52 BD 31JN28 FVRS1LACFinancialDebenture0.49%
STATE DEVELOPMENT LOAN 29197 HP 29JL28 6.36 FV RS 100UnspecifiedState Development Loan0.49%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26B 6.85 BD 19JN29 FVRS1LACFinancialBonds0.49%
HDFC BANK LIMITED CD 06NOV26FinancialCertificate of Deposit0.47%
BANK OF BARODA CD 25NOV26FinancialCertificate of Deposit0.47%
BANK OF BARODA CD 11DEC26FinancialCertificate of Deposit0.47%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 14JAN27FinancialCertificate of Deposit0.47%
UNION BANK OF INDIA CD 19JAN27FinancialCertificate of Deposit0.47%
KOTAK MAHINDRA BANK LIMITED CD 29JAN27FinancialCertificate of Deposit0.46%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 28JAN27FinancialCertificate of Deposit0.46%
BANK OF BARODA CD 27JAN27FinancialCertificate of Deposit0.46%
KOTAK MAHINDRA BANK LIMITED CD 12FEB27FinancialCertificate of Deposit0.46%
STATE DEVELOPMENT LOAN 30666 MH 11AG26 6.24 FV RS 100UnspecifiedState Development Loan0.40%
STATE DEVELOPMENT LOAN 33105 MH 28JU31 7.4 FV RS 100UnspecifiedState Development Loan0.40%
POWER FINANCE CORPORATION LIMITED SR 253 6.73 BD 15OT27 FVRS1LACFinancialBonds/NCDs0.40%
Indian Railway Finance Corpn. Ltd. 7.33 27/08/2027FinancialDebenture0.39%
STATE DEVELOPMENT LOAN 30523 UP 23JU31 6.88 FV RS 100UnspecifiedState Development Loan0.39%
Maharashtra State SDL 7.37 14/09/2026UnspecifiedState Development Loan0.37%
GOVERNMENT OF INDIA 37186 364 DAYS TBILL 11MR27 FV RS 100FinancialTreasury Bills0.37%
Others Class A2 AIFUnspecifiedAlternative Investment Fund0.35%
KOTAK MAHINDRA PRIME LIMITED 7.05 NCD 10AP28 FVRS1LACFinancialDebenture0.29%
Maharashtra State SDL 7.39 09/11/2026UnspecifiedState Development Loan0.20%
STATE DEVELOPMENT LOAN 35559 KAR 12FB31 7.08 FV RS 100UnspecifiedState Development Loan0.20%
Reverse RepoUnspecifiedReverse Repo0.19%
Maharashtra State SDL 7.16 28/09/2026UnspecifiedState Development Loan0.16%
INDIA UNIVERSAL TRUST AL1 SERIES A1 PTC 25SEP24UnspecifiedSecuritised Debt0.14%
LIC Housing Finance Ltd Bonds 7.90 18/08/2026FinancialBonds0.10%
Gujarat State SDL 7.05 14/12/2026IndustrialsState Development Loan0.10%
Karnataka State SDL 6.83 23/11/2026UnspecifiedState Development Loan0.10%
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AI2023 STRPP 2 8 NCD 27AP27 FVRS1LACFinancialDebenture0.05%
Net PayablesUnspecifiedNet Payables-0.02%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.2%+6.3%+6.8%+7.1%
Category average (Debt Low Duration)+7.1%+5.9%+6.5%--
Rank (Debt Low Duration)191710--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Compare similar funds

Fund management

KM
Karan Mundhra
Mar 2022 - Present
View details

SV
Shalini Vasanta
Jun 2023 - Present
View details

Education
Mr. Vasanta has done BA and MBA (Finance)
Experience
Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst

About DSP Low Duration Fund Direct Growth

DSP Low Duration Fund Direct Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Karan Mundhra is the Current Fund Manager of DSP Low Duration Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,28,691 Cr and the Latest NAV as of 10 Jun 2026 is ₹21.66. The DSP Low Duration Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. ;

Investment Objective

The scheme seeks to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
Fund benchmarkNIFTY Low Duration Debt Index A-I

Fund house

Rank (total assets)#10 in India
Total AUM₹2,28,690.58 Cr
Date of Incorporation16 Dec 1996
Phone+91 22 6657 8000
E-mail--
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
CustodianCitibank NA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,