DSP Savings Fund Direct Plan Growth

DSP Savings Fund Direct Plan Growth

+7.29%
3Y annualised
+0.06% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 10 Apr '26
₹56.99
Min. for SIP
₹100
Fund size (AUM)
₹8,947.40 Cr
Expense ratio
0.17%
Rating
2

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,765
+2.94%
3 years₹1,80,000₹1,99,435
+10.80%
5 years₹3,00,000₹3,55,244
+18.41%
10 years₹6,00,000₹8,31,383
+38.56%

Holdings (93)

NameSectorInstrumentsAssets
Small Industries Devp. Bank of India Ltd.FinancialCD3.16%
Panatone Finvest LtdFinancialCP3.16%
Punjab National BankFinancialCD3.14%
National Bank For Agriculture & Rural DevelopmentFinancialCD2.63%
Canara BankFinancialCD2.37%
HDFC Bank Ltd.FinancialCD2.13%
HDFC Bank Ltd.FinancialCD2.10%
Reserve Bank of IndiaFinancialT-Bills1.87%
Reserve Bank of IndiaFinancialT-Bills1.85%
National Bank For Agriculture & Rural DevelopmentFinancialCD1.59%
Bank Of BarodaFinancialCD1.59%
HDFC Bank Ltd.FinancialCD1.58%
Indusind Bank Ltd.FinancialCD1.58%
Small Industries Devp. Bank of India Ltd.FinancialCD1.58%
Canara BankFinancialCD1.57%
IDFC First Bank Ltd.FinancialCD1.47%
GOISovereignGOI Sec1.43%
Bahadur Chand Investments Pvt. Ltd.FinancialCP1.35%
Union Bank of IndiaFinancialCD1.32%
Muthoot Fincorp Ltd.FinancialCP1.32%
Indian BankFinancialCD1.32%
Cholamandalam Investment and Finance Company Ltd.FinancialCP1.31%
Canara BankFinancialCD1.31%
HDFC Bank Ltd.FinancialCD1.31%
Maharashtra StateOthersSDL1.13%
Equitas Small Finance Bank Ltd.FinancialCD1.10%
Bank Of BarodaFinancialCD1.07%
Small Industries Devp. Bank of India Ltd.FinancialCD1.07%
Reserve Bank of IndiaFinancialT-Bills1.07%
Bank Of BarodaFinancialCD1.06%
ICICI Bank Ltd.FinancialCD1.06%
Torrent Pharmaceuticals Ltd.HealthcareCP1.06%
Axis Bank Ltd.FinancialCD1.06%
National Bank For Financing Infrastructure And DevelopmentFinancialCD1.05%
Punjab National BankFinancialCD1.05%
Motilal Oswal Financial Services Ltd.FinancialCP1.05%
Small Industries Devp. Bank of India Ltd.FinancialCP1.05%
ICICI Bank Ltd.FinancialCD1.05%
IDFC First Bank Ltd.FinancialCD1.05%
Export-Import Bank Of IndiaFinancialCD1.05%
National Bank For Agriculture & Rural DevelopmentFinancialCD1.05%
Bank Of BarodaFinancialCD1.05%
Equitas Small Finance Bank Ltd.FinancialCD1.04%
Kotak Mahindra Securities Ltd.FinancialCP1.04%
Muthoot Fincorp Ltd.FinancialCP1.03%
Karnataka StateOthersSDL0.97%
Reserve Bank of IndiaFinancialT-Bills0.80%
HDFC Bank Ltd.FinancialCD0.80%
Bank Of BarodaFinancialCD0.80%
Gujarat StateConstructionSDL0.80%
National Bank For Agriculture & Rural DevelopmentFinancialCD0.79%
Canara BankFinancialCD0.79%
National Bank For Agriculture & Rural DevelopmentFinancialCD0.78%
Reserve Bank of IndiaFinancialT-Bills0.75%
Tamilnadu StateOthersSDL0.57%
Reserve Bank of IndiaFinancialT-Bills0.55%
Ujjivan Small Finance Bank Ltd.FinancialCD0.55%
Bank Of BarodaFinancialCD0.55%
Muthoot Finance Ltd.FinancialCP0.54%
Nuvama Wealth Management Ltd.FinancialCP0.54%
Indian BankFinancialCD0.54%
Axis Bank Ltd.FinancialCD0.54%
Tata Housing Devp. Co. LtdConstructionCP0.53%
Canara BankFinancialCD0.53%
National Bank For Agriculture & Rural DevelopmentFinancialCD0.53%
Bank Of BarodaFinancialCD0.53%
Reserve Bank of IndiaFinancialT-Bills0.53%
Indian BankFinancialCD0.53%
Cholamandalam Investment and Finance Company Ltd.FinancialCP0.53%
Axis Bank Ltd.FinancialCD0.53%
Kotak Mahindra Bank Ltd.FinancialCD0.53%
Nuvama Wealth Finance Ltd.FinancialCP0.52%
Cholamandalam Investment and Finance Company Ltd.FinancialCP0.52%
Axis Securities Ltd.OthersCP0.52%
Karnataka StateOthersSDL0.51%
Tamilnadu StateOthersSDL0.46%
Karnataka StateOthersSDL0.30%
Maharashtra StateOthersSDL0.29%
Hero Housing Finance Ltd.FinancialCP0.28%
Axis Bank Ltd.FinancialCD0.27%
HDFC Bank Ltd.FinancialCD0.27%
Julius Baer Capital India Pvt Ltd.FinancialCP0.27%
ICICI Securities Ltd.FinancialCP0.27%
Small Industries Devp. Bank of India Ltd.FinancialCD0.27%
Motilal Oswal Finevest Ltd.FinancialCP0.27%
Union Bank of IndiaFinancialCD0.27%
Kotak Mahindra Bank Ltd.FinancialCD0.26%
Muthoot Fincorp Ltd.FinancialCP0.26%
Indian BankFinancialCD0.26%
Punjab National BankFinancialCD0.26%
Small Industries Devp. Bank of India Ltd.FinancialCD0.26%
National Bank For Agriculture & Rural DevelopmentFinancialCD0.21%
Madhya Pradesh StateOthersSDL0.17%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.3%+6.2%+6.5%+7.0%
Category average (Debt Money Market)+7.2%+5.9%+6.5%--
Rank (Debt Money Market)1716----

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Compare similar funds

Fund management

KM
Karan Mundhra
May 2021 - Present
View details

Education
Mr. Mundra is a B. COM. and Charted Accountant (CA)
Experience
He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.

SV
Shalini Vasanta
Aug 2024 - Present
View details

Education
Mr. Vasanta has done BA and MBA (Finance)
Experience
Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst

About DSP Savings Fund Direct Plan Growth

DSP Savings Fund Direct Plan Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Karan Mundhra is the Current Fund Manager of DSP Savings Fund Direct Plan Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,30,322 Cr and the Latest NAV as of 10 Apr 2026 is ₹56.99. The DSP Savings Fund Direct Plan Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. ;

Investment Objective

The scheme seeks to generate income through investment in a portfolio comprising of Treasury Bills and other Central Government Securities with a residual maturity less than or equal to 1 year.
Fund benchmarkCRISIL Money Market A-I Index

Fund house

Rank (total assets)#10 in India
Total AUM₹2,30,321.88 Cr
Date of Incorporation16 Dec 1996
Phone+91 22 6657 8000
E-mail--
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
CustodianCitibank NA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,