DSP Savings Fund Direct Plan Growth

Debt
Money Market
Low to Moderate Risk
6.94%
3Y annualised
+0.05% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 28 Apr 2025₹53.64
Min. SIP amount₹100
Rating3
Fund size₹4,324.79Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Debt Money Market
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.8%6.9%6.0%7.0%
Category average7.7%6.9%5.8%NA
Rank with in category221814NA
Understand terms

Peer Comparison

Holdings (49)

NameSectorInstrumentAssets
Axis Bank Ltd.
FinancialCD7.24%
Small Industries Devp. Bank of India Ltd.
FinancialCD6.69%
Punjab National Bank
FinancialCD4.95%
Reserve Bank of India
FinancialT-Bills4.52%
Bharti Telecom Ltd.
CommunicationCP3.43%
HDFC Bank Ltd.
FinancialCD3.37%
Indusind Bank Ltd.
FinancialCD2.81%
Canara Bank
FinancialCD2.29%
Tata Capital Housing Finance Ltd.
FinancialCP2.23%
The Federal Bank Ltd.
FinancialCD2.21%
Union Bank of India
FinancialCD2.21%
Union Bank of India
FinancialCD2.20%
Muthoot Finance Ltd.
FinancialCP2.18%
Axis Securities Ltd.
OthersCP2.17%
Fedbank Financial Services Ltd.
FinancialCP1.71%
Canara Bank
FinancialCD1.68%
Kotak Mahindra Bank Ltd.
FinancialCD1.66%
Indian Bank
FinancialCD1.65%
GOI
SovereignCGL1.19%
Deutsche Investments (I) Pvt. Ltd.
FinancialCP1.14%
HDFC Bank Ltd.
FinancialCD1.13%
Indusind Bank Ltd.
FinancialCD1.13%
Axis Bank Ltd.
FinancialCD1.13%
Bank Of Baroda
FinancialCD1.12%
The Federal Bank Ltd.
FinancialCD1.12%
Hero Housing Finance Ltd.
FinancialCP1.12%
HDFC Bank Ltd.
FinancialCD1.12%
ICICI Bank Ltd.
FinancialCD1.11%
IDFC First Bank Ltd.
FinancialCD1.11%
Reserve Bank of India
FinancialT-Bills1.11%
Hero FinCorp Ltd.
FinancialCP1.10%
Standard Chartered Investment & Loan India Ltd.
FinancialCP1.10%
Standard Chartered Capital Ltd.
FinancialCP1.10%
IDFC First Bank Ltd.
FinancialCD1.10%
Muthoot Finance Ltd.
FinancialCP1.09%
Union Bank of India
FinancialCD1.09%
Indian Bank
FinancialCD1.08%
Reserve Bank of India
FinancialT-Bills1.03%
Madhya Pradesh State
OthersSDL0.82%
Punjab National Bank
FinancialCD0.57%
Small Industries Devp. Bank of India Ltd.
FinancialCD0.56%
Reserve Bank of India
FinancialT-Bills0.56%
Aditya Birla Finance Ltd.
FinancialCP0.56%
Export-Import Bank Of India
FinancialCD0.55%
Small Industries Devp. Bank of India Ltd.
FinancialCD0.55%
Punjab National Bank
FinancialCD0.55%
The Federal Bank Ltd.
FinancialCD0.55%
ICICI Securities Ltd.
FinancialCP0.54%
Canara Bank
FinancialCD0.54%
See All

Pros and cons

Category: Debt Money Market

Pros

Exit load is zero
Lower expense ratio: 0.16%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y

Cons

10Y annualised returns lower than category average by 0.09%

Expense ratio, exit load and tax

Expense ratio: 0.16%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Fund management

Shalini Vasanta
Aug 2024 - Present
View details

Education
Mr. Vasanta has done BA and MBA (Finance)
Experience
Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road JunctionWestern Express Highway, Andheri East Mumbai 400069
Phone
1800-208-4499 / 1800-200-4499
Launch Date
16 Dec 1996
E-mail
NA
Website
DSP Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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