DSP Savings Fund Direct Plan Growth

DSP Savings Fund Direct Plan Growth

+7.17%
3Y annualised
+0.02% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 10 Jun '26
₹57.49
Min. for SIP
₹100
Fund size (AUM)
₹9,460.59 Cr
Expense ratio
0.17%
Rating
1

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,684
+2.81%
3 years₹1,80,000₹1,98,875
+10.49%
5 years₹3,00,000₹3,54,836
+18.28%
10 years₹6,00,000₹8,29,974
+38.33%

Holdings (119)

NameSectorInstrumentsAssets
Small Industries Dev Bank of India (04/02/2027) **FinancialCertificate of Deposit3.86%
Reverse RepoUnspecifiedReverse Repo3.04%
GOVERNMENT OF INDIA 36790 364 DAYS TBILL 03DC26 FV RS 100FinancialTreasury Bills3.01%
PANATONE FINVEST LIMITED 364D CP 11JAN27FinancialCommercial Paper2.90%
PUNJAB NATIONAL BANK CD 12MAR27FinancialCertificate of Deposit2.64%
National Bank For Agriculture and Rural Development (17/02/2027) **FinancialCertificate of Deposit2.17%
HDFC BANK LIMITED CD 12MAR27FinancialCertificate of Deposit2.16%
INDIAN BANK CD 05FEB27FinancialCertificate of Deposit2.12%
HDFC BANK LIMITED CD 14DEC26FinancialCertificate of Deposit1.95%
CANARA BANK CD 02FEB27FinancialCertificate of Deposit1.93%
HDFC BANK LIMITED CD 05FEB27FinancialCertificate of Deposit1.93%
BANK OF BARODA CD 25NOV26FinancialCertificate of Deposit1.72%
Small Industries Dev Bank of India (18/02/2027) **FinancialCertificate of Deposit1.69%
BANK OF BARODA CD 06JAN27FinancialCertificate of Deposit1.46%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 14JAN27FinancialCertificate of Deposit1.45%
HDFC BANK LIMITED CD 22JAN27FinancialCertificate of Deposit1.45%
BANK OF BARODA CD 25JAN27FinancialCertificate of Deposit1.45%
INDUSIND BANK LTD. CD 27JAN27FinancialCertificate of Deposit1.45%
PUNJAB NATIONAL BANK CD 04FEB27FinancialCertificate of Deposit1.45%
Union Bank of India CDFinancialCertificate of Deposit1.44%
CANARA BANK CD 11MAR27FinancialCertificate of Deposit1.44%
GOVERNMENT OF INDIA 37223 364 DAYS TBILL 19MR27 FV RS 100FinancialTreasury Bills1.36%
IDFC FIRST BANK LIMITED CD 04FEB27FinancialCertificate of Deposit1.35%
BAHADUR CHAND INVESTMENTS PRIVATE LIMITED 315D CP 04SEP26FinancialCommercial Paper1.24%
GOVERNMENT OF INDIA 36814 364 DAYS TBILL 10DC26 FV RS 100FinancialTreasury Bills1.23%
MUTHOOT FINCORP LIMITED 364D CP 02DEC26FinancialCommercial Paper1.21%
KOTAK MAHINDRA BANK LIMITED CD 29JAN27FinancialCertificate of Deposit1.21%
UNION BANK OF INDIA CD 19JAN27FinancialCertificate of Deposit1.21%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED 364D CP 22JAN27FinancialCommercial Paper1.21%
HDFC BANK LIMITED CD 24FEB27FinancialCertificate of Deposit1.20%
CANARA BANK CD 12MAR27FinancialCertificate of Deposit1.20%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 18MAR27FinancialCertificate of Deposit1.20%
STATE DEVELOPMENT LOAN 31358 MH 09FB27 6.54 FV RS 100UnspecifiedState Development Loan1.04%
KOTAK MAHINDRA BANK LIMITED CD 31AUG26FinancialCertificate of Deposit1.00%
CANARA BANK CD 14SEP26FinancialCertificate of Deposit0.99%
BANK OF BARODA CD 11DEC26FinancialCertificate of Deposit0.98%
AXIS BANK LIMITED CD 14JAN27FinancialCertificate of Deposit0.97%
TORRENT PHARMACEUTICALS LTD 337D CP 22DEC26HealthcareCommercial Paper0.97%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 28JAN27FinancialCertificate of Deposit0.97%
CANARA BANK CD 28JAN27FinancialCertificate of Deposit0.97%
IDFC FIRST BANK LIMITED CD 27JAN27FinancialCertificate of Deposit0.97%
BANK OF BARODA CD 04FEB27FinancialCertificate of Deposit0.97%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 03FEB27FinancialCertificate of Deposit0.97%
MOTILAL OSWAL FINANCIAL SERVICES LIMITED 365D CP 22JAN27FinancialCommercial Paper0.96%
EQUITAS SMALL FINANCE BANK LIMITED CD 12FEB27FinancialCertificate of Deposit0.96%
EXPORT IMPORT BANK OF INDIA CD 01MAR27FinancialCertificate of Deposit0.96%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 26FEB27FinancialCommercial Paper0.96%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 02MAR27FinancialCertificate of Deposit0.96%
KOTAK SECURITIES LTD 365D CP 24FEB27FinancialCommercial Paper0.96%
CANARA BANK CD 02MAR27FinancialCertificate of Deposit0.96%
NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT CD 02MAR27FinancialCertificate of Deposit0.96%
KOTAK MAHINDRA BANK LIMITED CD 09MAR27FinancialCertificate of Deposit0.96%
KOTAK MAHINDRA BANK LIMITED CD 05MAR27FinancialCertificate of Deposit0.96%
ICICI BANK LIMITED CD 19MAR27FinancialCertificate of Deposit0.96%
MUTHOOT FINCORP LIMITED 364D CP 24FEB27FinancialCommercial Paper0.95%
Karnataka State SDL 7.86 15/03/2027UnspecifiedState Development Loan0.89%
Gujarat State SDL 7.14 11/01/2027IndustrialsState Development Loan0.74%
BAJAJ FINANCE LIMITED 365D CP 04NOV26FinancialCommercial Paper0.74%
PUNJAB NATIONAL BANK CD 15DEC26FinancialCertificate of Deposit0.73%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 22JAN27FinancialCertificate of Deposit0.73%
GOVERNMENT OF INDIA 37186 364 DAYS TBILL 11MR27 FV RS 100FinancialTreasury Bills0.73%
BANK OF BARODA CD 12FEB27FinancialCertificate of Deposit0.72%
GOVERNMENT OF INDIA 37079 364 DAYS TBILL 11FB27 FV RS 100FinancialTreasury Bills0.63%
Tamilnadu State SDL 7.74 01/03/2027UnspecifiedState Development Loan0.52%
UJJIVAN SMALL FINANCE BANK LIMITED CD 18JUN26FinancialCertificate of Deposit0.51%
GOVERNMENT OF INDIA 36337 364 DAYS TBILL 20AG26 FV RS 100FinancialTreasury Bills0.50%
MUTHOOT FINANCE LIMITED 308D CP 08SEP26FinancialCommercial Paper0.50%
NUVAMA WEALTH MANAGEMENT LIMITED 308D CP 11SEP26FinancialCommercial Paper0.50%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED 364D CP 27NOV26FinancialCommercial Paper0.49%
AXIS BANK LIMITED CD 26NOV26FinancialCertificate of Deposit0.49%
BANK OF BARODA CD 20NOV26FinancialCertificate of Deposit0.49%
BANK OF BARODA CD 04DEC26FinancialCertificate of Deposit0.49%
CANARA BANK CD 08JAN27FinancialCertificate of Deposit0.49%
KOTAK MAHINDRA BANK LIMITED CD 08JAN27FinancialCertificate of Deposit0.49%
KOTAK MAHINDRA BANK LIMITED CD 21DEC26FinancialCertificate of Deposit0.49%
INDIAN BANK CD 10DEC26FinancialCertificate of Deposit0.49%
AXIS BANK LIMITED CD 13JAN27FinancialCertificate of Deposit0.48%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 27JAN27FinancialCertificate of Deposit0.48%
ICICI BANK LIMITED CD 27JAN27FinancialCertificate of Deposit0.48%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 19JAN27FinancialCertificate of Deposit0.48%
TATA HOUSING DEVELOPMENT COMPANY LIMITED 364D CP 15JAN27IndustrialsCommercial Paper0.48%
NUVAMA WEALTH FINANCE LIMITED 365D CP 27JAN27FinancialCommercial Paper0.48%
PUNJAB NATIONAL BANK CD 05FEB27FinancialCertificate of Deposit0.48%
KOTAK MAHINDRA BANK LIMITED CD 12FEB27FinancialCertificate of Deposit0.48%
AXIS SECURITIES LIMITED 364D CP 12FEB27UnspecifiedCommercial Paper0.48%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED 364D CP 04FEB27FinancialCommercial Paper0.48%
AXIS SECURITIES LIMITED 364D CP 22FEB27UnspecifiedCommercial Paper0.48%
Small Industries Development Bank of India (25/03/2027) #FinancialCommercial Paper0.48%
CANARA BANK CD 25MAR27FinancialCertificate of Deposit0.48%
Karnataka State SDL 7.59 15/02/2027UnspecifiedState Development Loan0.47%
Tamilnadu State SDL 7.61 15/02/2027UnspecifiedState Development Loan0.42%
Maharashtra State SDL 7.39 09/11/2026UnspecifiedState Development Loan0.27%
Karnataka State SDL 7.08 14/12/2026UnspecifiedState Development Loan0.27%
HERO HOUSING FINANCE LIMITED 365D CP 29MAY26FinancialCommercial Paper0.25%
MOTILAL OSWAL FINVEST LIMITED 348D CP 15JUN26FinancialCommercial Paper0.25%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 13OCT26FinancialCertificate of Deposit0.25%
HDFC BANK LIMITED CD 06NOV26FinancialCertificate of Deposit0.25%
BANK OF BARODA CD 05NOV26FinancialCertificate of Deposit0.25%
ICICI SECURITIES LIMITED 328D CP 22SEP26FinancialCommercial Paper0.25%
ICICI SECURITIES LIMITED 337D CP 25SEP26FinancialCommercial Paper0.25%
GOVERNMENT OF INDIA 37185 182 DAYS TBILL 10SP26 FV RS 100FinancialTreasury Bills0.25%
Others Class A2 AIFUnspecifiedAlternative Investment Fund0.24%
AXIS BANK LIMITED CD 27NOV26FinancialCertificate of Deposit0.24%
UNION BANK OF INDIA CD 10DEC26FinancialCertificate of Deposit0.24%
HDFC BANK LIMITED CD 21DEC26FinancialCertificate of Deposit0.24%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 14JAN27FinancialCertificate of Deposit0.24%
INDIAN BANK CD 22JAN27FinancialCertificate of Deposit0.24%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 29JAN27FinancialCertificate of Deposit0.24%
MUTHOOT FINCORP LIMITED 364D CP 18JAN27FinancialCommercial Paper0.24%
PUNJAB NATIONAL BANK CD 10FEB27FinancialCertificate of Deposit0.24%
CANARA BANK CD 04MAR27FinancialCertificate of Deposit0.24%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 10MAR27FinancialCertificate of Deposit0.24%
BANK OF BARODA CD 05MAR27FinancialCertificate of Deposit0.24%
BAJAJ FINANCE LIMITED 365D CP 04FEB27FinancialCommercial Paper0.24%
GOVERNMENT OF INDIA 36969 364 DAYS TBILL 21JN27 FV RS 100FinancialTreasury Bills0.20%
National Bank For Agriculture and Rural Development (17/03/2027) ** #FinancialCertificate of Deposit0.19%
Madhya Pradesh State SDL 7.38 14/09/2026UnspecifiedState Development Loan0.16%
GOVERNMENT OF INDIA 36405 364 DAYS TBILL 03SP26 FV RS 100FinancialTreasury Bills0.15%
Net PayablesUnspecifiedNet Payables-4.49%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.2%+6.3%+6.4%+7.0%
Category average (Debt Money Market)+7.2%+5.9%+6.5%--
Rank (Debt Money Market)1717----

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Compare similar funds

Fund management

KM
Karan Mundhra
May 2021 - Present
View details

SV
Shalini Vasanta
Aug 2024 - Present
View details

Education
Mr. Vasanta has done BA and MBA (Finance)
Experience
Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst

About DSP Savings Fund Direct Plan Growth

DSP Savings Fund Direct Plan Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Karan Mundhra is the Current Fund Manager of DSP Savings Fund Direct Plan Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,28,691 Cr and the Latest NAV as of 10 Jun 2026 is ₹57.49. The DSP Savings Fund Direct Plan Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. ;

Investment Objective

The scheme seeks to generate income through investment in a portfolio comprising of Treasury Bills and other Central Government Securities with a residual maturity less than or equal to 1 year.
Fund benchmarkCRISIL Money Market A-I Index

Fund house

Rank (total assets)#10 in India
Total AUM₹2,28,690.58 Cr
Date of Incorporation16 Dec 1996
Phone+91 22 6657 8000
E-mail--
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
CustodianCitibank NA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,