Stocks
Invest in Stocks
Invest in stocks, ETFs, IPOs with fast orders. Track returns on your stock holdings and view real-time P&L on your positions.
F&O
Mutual Funds
Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
DSP Savings Fund Direct Plan Growth
Debt
Money Market
Low to Moderate Risk
+7.36%
3Y annualised
0.00% 1D
NAV: 16 Jan '26
₹56.07
Min. SIP amount
₹100
Fund size
₹8,335.96 Cr
Expense ratio
0.17%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹62,093 | +3.49% | |
| 3 years | ₹1,80,000 | ₹2,00,297 | +11.28% | |
| 5 years | ₹3,00,000 | ₹3,51,833 | +17.28% | |
| 10 years | ₹6,00,000 | ₹8,28,915 | +38.15% |
Holdings (95)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 4.86% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 4.10% |
| GOI | Sovereign | GOI Sec | 3.73% |
| Axis Bank Ltd. | Financial | CD | 2.64% |
| Indian Bank | Financial | CD | 2.64% |
| HDFC Bank Ltd. | Financial | CD | 2.34% |
| Union Bank of India | Financial | CD | 2.05% |
| Axis Bank Ltd. | Financial | CD | 1.78% |
| National Bank For Agriculture & Rural Development | Financial | CD | 1.78% |
| IDFC First Bank Ltd. | Financial | CD | 1.76% |
| Export-Import Bank Of India | Financial | CD | 1.75% |
| Canara Bank | Financial | CD | 1.75% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 1.72% |
| Bank Of Baroda | Financial | CD | 1.69% |
| Power Finance Corporation Ltd. | Financial | CP | 1.47% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 1.47% |
| Axis Bank Ltd. | Financial | CD | 1.46% |
| Bank Of Baroda | Financial | CD | 1.46% |
| Export-Import Bank Of India | Financial | CD | 1.46% |
| HDFC Bank Ltd. | Financial | CD | 1.44% |
| HDFC Bank Ltd. | Financial | CD | 1.42% |
| Bahadur Chand Investments Pvt. Ltd. | Financial | CP | 1.42% |
| Muthoot Fincorp Ltd. | Financial | CP | 1.39% |
| Kotak Mahindra Securities Ltd. | Financial | CP | 1.19% |
| Reserve Bank of India | Financial | T-Bills | 1.19% |
| HDFC Bank Ltd. | Financial | CD | 1.19% |
| Bank of India | Financial | CD | 1.18% |
| Bank Of Baroda | Financial | CD | 1.18% |
| HDFC Bank Ltd. | Financial | CD | 1.17% |
| Bank Of Baroda | Financial | CD | 1.17% |
| Standard Chartered Investment & Loan India. Ltd. | Financial | CP | 1.17% |
| Axis Bank Ltd. | Financial | CD | 1.17% |
| Equitas Small Finance Bank Ltd. | Financial | CD | 1.16% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 1.16% |
| Julius Baer Capital India Pvt Ltd. | Financial | CP | 1.16% |
| Axis Bank Ltd. | Financial | CD | 1.15% |
| Bank Of Baroda | Financial | CD | 1.14% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 1.14% |
| Bank Of Baroda | Financial | CD | 1.13% |
| Axis Bank Ltd. | Financial | CD | 1.13% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 1.13% |
| Bajaj Finance Ltd. | Financial | CP | 1.13% |
| Angel One Ltd. | Financial | CP | 1.02% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.89% |
| HDFC Securities Ltd. | Financial | CP | 0.89% |
| ICICI Securities Ltd. | Financial | CP | 0.89% |
| HDFC Bank Ltd. | Financial | CD | 0.89% |
| National Bank For Agriculture & Rural Development | Financial | CP | 0.89% |
| Indian Bank | Financial | CD | 0.88% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.88% |
| HDFC Bank Ltd. | Financial | CD | 0.86% |
| Nuvama Wealth and Investment Limited | Financial | CP | 0.60% |
| ICICI Securities Ltd. | Financial | CP | 0.60% |
| Punjab National Bank | Financial | CD | 0.59% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 0.59% |
| Reserve Bank of India | Financial | T-Bills | 0.59% |
| HDFC Bank Ltd. | Financial | CD | 0.59% |
| Export-Import Bank Of India | Financial | CD | 0.59% |
| Kotak Mahindra Investments Ltd. | Financial | CP | 0.59% |
| Standard Chartered Securities (India) Ltd. | Financial | CP | 0.58% |
| Muthoot Finance Ltd. | Financial | CP | 0.58% |
| Indian Bank | Financial | CD | 0.58% |
| Union Bank of India | Financial | CD | 0.58% |
| Canara Bank | Financial | CD | 0.58% |
| ICICI Securities Ltd. | Financial | CP | 0.58% |
| Ujjivan Small Finance Bank Ltd. | Financial | CD | 0.58% |
| Reserve Bank of India | Financial | T-Bills | 0.58% |
| Axis Securities Ltd. | Others | CP | 0.58% |
| Muthoot Finance Ltd. | Financial | CP | 0.57% |
| Nuvama Wealth Management Ltd. | Financial | CP | 0.57% |
| Axis Bank Ltd. | Financial | CD | 0.57% |
| Indian Bank | Financial | CD | 0.57% |
| Bajaj Finance Ltd. | Financial | CP | 0.57% |
| Bank Of Baroda | Financial | CD | 0.57% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.56% |
| Canara Bank | Financial | CD | 0.47% |
| Angel One Ltd. | Financial | CP | 0.47% |
| Reserve Bank of India | Financial | T-Bills | 0.42% |
| Karnataka State | Others | SDL | 0.32% |
| Maharashtra State | Others | SDL | 0.31% |
| Reserve Bank of India | Financial | T-Bills | 0.30% |
| Small Industries Devp. Bank of India Ltd. | Financial | CP | 0.30% |
| Motilal Oswal Financial Services Ltd. | Financial | CP | 0.30% |
| Bank Of Baroda | Financial | CD | 0.29% |
| HDFC Bank Ltd. | Financial | CD | 0.29% |
| IDFC First Bank Ltd. | Financial | CD | 0.29% |
| Axis Bank Ltd. | Financial | CD | 0.29% |
| Motilal Oswal Financial Services Ltd. | Financial | CP | 0.29% |
| Reserve Bank of India | Financial | T-Bills | 0.29% |
| Motilal Oswal Finevest Ltd. | Financial | CP | 0.29% |
| Hero Housing Finance Ltd. | Financial | CP | 0.29% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | CP | 0.29% |
| ICICI Securities Ltd. | Financial | CP | 0.29% |
| Madhya Pradesh State | Others | SDL | 0.19% |
| Reserve Bank of India | Financial | T-Bills | 0.06% |
See All
Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.4% | +6.1% | +6.5% | +7.0% |
| Category average (Debt Money Market) | +7.2% | +5.9% | +6.5% | -- |
| Rank (Debt Money Market) | 17 | 16 | -- | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Tata Money Market Fund Direct Growth | +7.48% | +7.70% | 35,599.90 | |
Axis Money Market Fund Direct Growth | +7.44% | +7.62% | 20,781.21 | |
Bandhan Money Market Fund Direct Growth | +7.46% | +7.57% | 12,313.03 | |
Union Money Market Fund Direct Growth | +7.16% | +7.22% | 119.68 | |
Bajaj Finserv Money Market Fund Direct Growth | +7.42% | -- | 4,196.35 | |
| Compare | ||||
Fund management
KMKaran MundhraMay 2021 - PresentView details
KM
Karan Mundhra
May 2021 - Present
View details
SVShalini VasantaAug 2024 - PresentView details
SV
Shalini Vasanta
Aug 2024 - Present
View details
About DSP Savings Fund Direct Plan Growth
DSP Savings Fund Direct Plan Growth is a Debt Mutual Fund Scheme launched by DSP Mutual Fund. This scheme was made available to investors on 16 Dec 1996. Karan Mundhra is the Current Fund Manager of DSP Savings Fund Direct Plan Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,24,716 Cr and the Latest NAV as of 16 Jan 2026 is ₹56.07.
The DSP Savings Fund Direct Plan Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100.
;
Investment Objective
The scheme seeks to generate income through investment in a portfolio comprising of Treasury Bills and other Central Government Securities with a residual maturity less than or equal to 1 year.
Fund benchmarkCRISIL Money Market A-I Index
Fund house
Rank (total assets)#10 in India
Total AUM₹2,24,715.63 Cr
Date of Incorporation16 Dec 1996
Launch Date16 Dec 1996
AddressThe Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,