IndusInd Bank Indulge Credit Card

The IndusInd Bank Indulge credit card benefits are:

1. Unique Card Features

The Indulge card comes with a lot of unique features, and they are:

• A 22k Gold Inlay
• An EMV Chip and PIN to add an extra layer of security
• A reflective surface

2. Contactless Card

The card also comes with a contactless feature. It enables the user to make swift, easy, and secure transactions for daily purchases by simply tapping the card at merchant stores, and the payment will be accepted. The overall contactless transaction limit is Rs. 5,000. 

3. Unlimited Spending Limit

The card is specifically designed not to be bound by limits. Therefore, there is no pre-set spending limit (NPSL) on the card. It means there will be additional spending flexibility over and more than the base revolving credit limit, which provides extra cushion to spend over the defined credit limit. 

4. Dining Benefits

You can get Rs. 3,000 off the total bill amount twice a year in 100+ exclusive restaurants. 

5. Golf Experience Benefits

As an esteemed Indulge cardholder, you can enjoy the privileges of a Green Fee player at golf courses. It will entitle you to unlimited access to selected premium clubs across the country. The specially designed golf scheme will also give you the opportunity to excel in your golf skills under highly qualified golf instructors.

6. Travel and Entertainment Benefits

a) Theatre and Events Offers: You can get an offer of 20% off on BookMyShow for events and theatre booking with this credit card. This offer can be availed by bookings made through the BookMyShow portal only. 

b) Movie Offers: There is a buy one and get one free offer on ticket bookings from BookMyShow. Terms and conditions of the card will apply.

c) Lounge Access Benefits: The card comes with a standard membership of priority passes complimentary with the IndusInd Bank Indulge credit card. 

d) Airport Limo Transfer Program: There is a 20% off on retail rates of airport transfers in all cities globally. 

e) Airport Meet and Greet Immigration: Up to 25% off retail rates on Airport fast track immigration services in over 450 destinations across the globe. 

7. Rewards Points

The rewards program of the card is designed with ease and simplicity. Therefore, it allows you to earn rewards in multiple options. For every Rs. 100 on the card, you will earn 1.5 reward points. 

8. Fuel Surcharge

There is a 1% fuel surcharge at any petrol station in the country, which is applicable for transactions ranging from Rs. 400 to Rs. 4,000. 

9. Insurance Cover

The cardholders will get up to USD 1,000 for a claim of up to USD 1,000 per annum. 

10. E-commerce Shopping Protection

There is an online shopping loss coverage in case of the following instances:

• Non-delivery of the product within 30 days of scheduled delivery
• Wrong delivery
• Incomplete delivery
• Physical damage to the delivered product

The main IndusInd Bank Indulge credit card fees of the credit card are as follows:

There are 3 significant ways to get the card:

1) You can simply call  1860 267 7777 to apply for the credit card. 

2) You can walk into the nearest branch of IndusInd Bank and apply for the card with the help of a bank representative.

3) You can also apply for the card online by clicking the link: https://www.indusind.com/in/en/personal/cards/credit-card/indulge-credit-card.html.

You would have to fulfil the below-mentioned criteria to opt for the Indulge credit card:

The mandatory documents required to apply for the card are as follows:

• General Documents: PAN Card, Passport Size Photo, Aadhaar, current address proof
• For Salaried: 3 months bank statement and Last three months salary slip
• For Self-Employed: Latest copy of ITR or other bank's credit card