IndusInd Nexxt Credit Card

The major features and merits of this credit card are listed below:

1. LED Card Benefits

Unlike other cards, the Nexxt card is the first card with built-in LED lights. These lights offer flexible payments at POS. The LED buttons will let you switch between multiple payment options at the store.

• EMI Payment Option - To use the card to pay with EMI, you will have to choose the number of months by pressing the EMI buttons until you attain your desired number of months before authorising the payment.
  
  For instance, for six months, you will have to press the EMI button once Twice for 12 months, and thereon. There is the option to choose among 12, 18, and 24 months of EMI periods.
  
  
• Paying With Reward Points - To pay with the accrued reward points, you will have to press the rewards button before you can authorize the transaction. The transaction will be approved subject to an available credit limit on the card. Your accrued reward points would get deducted against the value of the transaction within 2 working days of settlement of transactions.

500 IndusInd Bank Nexxt credit card reward points are required to use the 'Pay by Rewards' option.

• Pay With Credit Option - Press the credit option before a transaction, and this option will be activated. 

2. Welcome Benefit

The card comes along with a welcome gift of enjoying a stay at one of the best Oberoi Hotels.

3. Travel Benefits

The bank is tied up with Oriental Insurance Company Ltd, as the insurance company to provide the cardholders with the below-mentioned travel insurance coverages:

Type of Coverage and Assured Sum

• Lost Baggage: Rs. 1,00,000
• Delayed Baggage: Rs. 25,000
• Passport Loss: Rs. 50,000
• Ticket Loss: Rs. 25,000
• Missed Connection: Rs. 25,000

4. Entertainment Benefits

IndusInd has also been associated with BookmyShow for special offers on the Nexxt card. The benefits are as follows:

• Buy one and get one movie ticket free.
• You can get up to 2 free movie discounts for a month. 
• The offer is valid in all theatres registered with BookMyShow across all major cities.

5. Fuel Benefits

The cards come with a 1% surcharge on petrol pumps across the country. 

6. Total Protection Cover

The bank offers total protection to the entire credit limit, including the add-on cards. On the theft or loss of the card, all fraudulent activities have zero liability.

7. Air Accident Coverage

The card also comes with a complimentary personal air accident insurance coverage of up to Rs. 25,00,000. 

The table below explains the Nexxt credit card charges:

You can apply for this credit card through the steps mentioned below:

Step 1: Visit https://www.indusind.com/in/en/personal/cards/credit-card/nexxt-credit-card.html.

Step 2: Here, you would have to enter your details, such as name, DOB, phone number, email, PAN, and more. 

Step 3: Click on Next and verify your details with the required documents.

Step 4: E-sign the documents.

Step 5: Click on submit.

The bank will send you an acknowledgement of the credit card application. 

The mandatory documents required to apply for the card are mentioned below:

• PAN Card Copy (Mandatory)
• ID Proof: Aadhaar, Passport, Voter ID.
• Income Proof: Pay Slip, ITR Returns, Bank Statement. 

Individuals meeting the below-mentioned eligibility criteria can easily opt for the card: