IDFC Rupay Credit Card

IDFC First Bank has two major Rupay credit cards, each one suiting different needs. Both the Rupay credit cards from IDFC are launched for fuel benefits. The FIRST Power Credit Card and the FIRST Power+ Credit Card.

Both the cards were introduced for bike and car fuel expenses exceptionally, with various benefits in the spectrum of fuel and travel. Let’s discover their features here.

Key Highlights of the IDFC Rupay Credit Card

Here are the significant highlights of the card-

Parameter

FIRST Power Credit Card

FIRST Power+ Credit Card

Suitability

Fuel Expenditure and Travel

Fuel Expenditure and Travel

Offers

Welcome benefits with Rs. 1,400

Welcome benefits worth Rs. 1,650

Salary/Income

Annual Income of more than Rs. 3 lakhs

Annual Income of more than Rs. 3 lakhs

Renewal Charges

Rs. 199

Rs. 499 

Benefits and Features of the IDFC Rupay Credit Card

The significant benefits of the cards are:

 

FIRST Power Credit Card

FIRST Power+ Credit Card

Reward Points

  • 2.5% savings as rewards on HPCL fuel and LPG.
  • 1.5% rewards as happy coins through the HP Pay App. 
  • 2.5% rewards on grocery and utility expenses. 
  • 2.5% rewards on IDFC FIRST FASTag recharge every month. 
  • 2X rewards on retail transactions. 

Fuel Benefits

  • 1% savings as fuel surcharge waiver

Cashback Benefits

  • Rs. 250 cashback on the 1st HPCL fuel transaction (needs to be more than Rs. 250)
  • 5% cashback on the transaction value of the first EMI conversion. 

Discount Benefits

  • Rs. 150 discount on orders above Rs. 500 on Swiggy online. 
  • There are up to 50% discounts on domestic and international rental cars through Eco Rent-A-Car and Europcar. 
  • Rs. 500 discount on ZoomCar rentals. 

Other Benefits

  • Benefit of Personal Accident Cover and Lost Card Liability Cover. 
  • Complimentary roadside assistance. 
  • Referral reward points up to 10,000. 

Rewards

  • 5% rewards on Grocery & utility
  • 5% rewards on IDFC FIRST FASTag
  • 3X Rewards on retail transactions

Cashback Benefits

  • Rs. 500 cashback on the first HPCL fuel transaction (needs to be more than Rs. 500)
  • 5% cashback on the first EMI conversion.
  • Up to 50% discount on Domestic and International Rental Cars.  

Fuel benefits

  • 1% savings as fuel surcharge waiver

Discount Benefits

  • Rs. 150 discount on orders more than Rs. 500 on the online Swiggy app
  • Rs. 500 discount on Zoomcar rentals
  • 25% discount on movie tickets every month

Other Benefits

  • Domestic lounge access in every quarter. 
  • Roadside assistance worth Rs. 1,399. 

Annual Fees and Charges of IDFC First Bank Rupay Credit Card

The annual fees and other charges of the IDFC Rupay cards are listed below:

Card Name

FIRST Power Credit Card

FIRST Power+ Credit Card

Joining Charges

Rs. 199

Rs. 499

Renewal Charges

Rs. 199 (waived off on spends over Rs. 50,000 the previous year)

Rs. 499 (waived off on spends over Rs. 50,000 the previous year)

Late Payment Charges Applicable on IDFC Rupay Credit Cards

The late payment charges of the cards are:

Late Payment Charges

Amount Due

15%

On total amount due 

Eligibility Criteria to Get the IDFC Rupay Card

In order to avail of the card, the individual will be required to meet the below-mentioned eligibility criteria:

Age

21 Years and Above 

Citizenship

Indian

Income

More than Rs. 3 lakhs per annum

Documents Required to Apply

The documents essential to apply for the Rupay cards of IDFC Bank are:

  • ID Proof - Aadhaar, Passport or Voter ID
  • Address Proof - Aadhaar, Passport, House agreement, or Utility Bill
  • Income Proof - Salary slip or ITR

How to Get the IDFC Rupay Credit Card

Follow the steps enlisted below to apply for the IDFC Rupay credit cards:

Step 1: Visit https://www.idfcfirstbank.com/, the official website. 

Step 2: Go to the 'credit cards' tab.

Step 3: Choose the FIRST Power and Power+ section.

Step 4: Read the terms and conditions, and enter your details on the form on the right-hand side. 

Credit Cards Similar to IDFC Rupay Cards

Other bank credit cards similar to the Rupay cards of IDFC:

Credit Card Name

Characteristic

Axis IOCL RuPay Credit Card

This Axis Bank card has various benefits and features, such as a welcome reward of 100% cashback on fuel. 

HDFC RuPay Shoppers Stop Credit Card

The card holds various shopping benefits and cashback, like unlimited First Citizen points. 

ICICI Bank HPCL Super Saver RuPay Credit Card

This ICICI Bank card is a super saver card that helps you to keep costs under control in utility spending, departmental store spending, cashback, and more. 

IndianOil HDFC Bank Credit Card

This card is enabled for fuel and travel spending offers throughout the country. 

Invest the way you want
Join millions of Indians who trust and love Groww
EXPLORE PRODUCTS
Loading...
ⓒ 2016-2024 Groww. All rights reserved, Built with in India
MOST POPULAR ON GROWWVERSION - 4.8.6
STOCK MARKET INDICES:  S&P BSE SENSEX |  S&P BSE 100 |  NIFTY 100 |  NIFTY 50 |  NIFTY MIDCAP 100 |  NIFTY BANK |  NIFTY NEXT 50
MUTUAL FUNDS COMPANIES:  GROWWMF |  SBI |  AXIS |  HDFC |  UTI |  NIPPON INDIA |  ICICI PRUDENTIAL |  TATA |  KOTAK |  DSP |  CANARA ROBECO |  SUNDARAM |  MIRAE ASSET |  IDFC |  FRANKLIN TEMPLETON |  PPFAS |  MOTILAL OSWAL |  INVESCO |  EDELWEISS |  ADITYA BIRLA SUN LIFE |  LIC |  HSBC |  NAVI |  QUANTUM |  UNION |  ITI |  MAHINDRA MANULIFE |  360 ONE |  BOI |  TAURUS |  JM FINANCIAL |  PGIM |  SHRIRAM |  BARODA BNP PARIBAS |  QUANT |  WHITEOAK CAPITAL |  TRUST |  SAMCO |  NJ