IDFC First Millenia Credit Card
| IDFC Millenia Credit Card is a lifetime-free credit card, most suitable for lifestyle expensesUsers get 10X reward points on spending over Rs 20,000 monthly |
IDFC offers various credit cards catering to individuals' shopping and lifestyle expenses. The IDFC Millenia Credit Card is one such lifetime-free credit card provided by the bank having no annual charges or renewal charges.
Here are the major highlights and popular features of this credit card.
Key Highlights
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IDFC Millennia Credit Card
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Suitability |
Lifestyle Spends |
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Offers |
10X reward points on spending more than Rs. 20,000 for a month |
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Income |
More than Rs. 3 lakhs p.a. |
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Renewal Fee |
Lifetime Free |
Benefits and Features of IDFC First Millennia Credit Card
The IDFC Millennia credit card benefits and features are as follows:
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Reward Points |
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Joining Benefits |
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Convenience Benefits |
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Privileges |
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Low Charges Benefits |
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Annual Fee and Charges of IDFC Millennia Credit Card
The charges applicable are as follows-
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Fee |
Amount |
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Annual Charges |
Rs. 0 |
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Renewal Charges |
Rs. 0 |
Late Payment Fee Applicable on IDFC Millennia Credit Card
The late payment charges of the card are-
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Fee |
15% of the total due outstanding |
Eligibility Criteria to Apply for the IDFC Millennia Credit Card
In order to avail of this card, you need to meet the below-mentioned criteria:
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Income |
More than Rs. 3,00,000 p.a. |
|
Age |
Over 21 years of age |
Documents Required to Apply
The crucial documents required to apply for the card are as follows:
- ID Proof: Aadhaar, Voter ID, etc
- Address Proof: Aadhaar, Voter ID, Passport
- Income Proof: Salary slip or ITR
How to Apply for the IDFC Millennia Credit Card
he process to apply for this card online is listed below:
Step 1: Navigate to https://www.idfcfirstbank.com/credit-card/millennia
Step 2: Next, Click on ‘Apply Now’ option.
Step 3: Fill in the application form.
Step 4: The bank's representative will get in touch with you, and you will also get the application reference number through SMS for further completion.
Similar Credit Cards
Other similar cards to this IDFC card are:
|
Credit Card Name |
Characteristics |
|
Axis Bank My Wings Credit Card |
Complimentary flight tickets or base fare of flight tickets |
|
Kotak Corporate Wealth Signature Credit Card |
There are fuel and surcharge waivers on this card |
|
Tata Croma Platinum Card |
Welcome e- Gift Voucher worth Rs. 3,000 from reputed brands |
|
HDFC Regalia First Credit Card |
Welcome Benefit includes availing 1000 Reward Points |
