HDFC Bank Times Card Credit Platinum

The HDFC Times Platinum Credit Card is one that all you moviegoers and foodies should consider getting.

The joining cost (which is also the charge for the first year) is Rs.1,000, and the annual fee for each following year is Rs.1,000. With a minimum annual spend of Rs.2.5 lakh, the fee is eliminated.

This card has an annual interest rate of 40.8%.

hdfc bank times card credit platinum.png

Image Source: HDFC Official website

Highlights

Suitability

Dining and Movies

HDFC Times Platinum credit card charges

Rs. 1,000

HDFC Times Platinum credit card benefits

Complimentary Times Prime Annual Membership worth Rs. 999.

HDFC Times Platinum Credit Card Features and Benefits

The HDFC Titanium Times Card has the following key features:

Welcome Reward

As a welcome bonus, enjoy a variety of gift certificates for dining, shopping, and other activities. Visit the bank's official website to view the various welcome gift coupons.

Attractive Reward Points

  • Get 3 Reward Points for every 150 spent on your card.
  • Get 10 Reward Points for every 150 spent on dining from Monday through Friday under the Weekday Dining Bonanza Deal.

Fuel Surcharge waiver

Enjoy the substitution of fuel surcharge waiver of 2.5% along with service tax by a Convenience fee of around 1% along with applicable service tax with effect from February 2017. This deal will take the place of the previous offer of a fuel surcharge waiver.

Safe and Secure Transactions

With this chip card, your transactions are safe and secure. To make a transaction, you can either dip it into a chip-enabled POS or swipe it at any non-chip POS.

Amazing Deals on Cinema and Dining

Get thrilling discount offers throughout the year by making use of movie and eating offers. Visit the bank's official website to learn more about the latest movie and dining specials and outlets.

0% liability on lost card

In case of loss of a credit card, you can report it at the 24-hour call center assistance. This will release you from all liability for fraudulent purchases made with that card.

Interest-free credit

From the day of purchase, enjoy a 50-day interest-free period.

Revolving Credit

You can use your credit card to get revolving credit with low-interest rates.

Validity of reward points

From the date of accumulation, reward points are only valid for two years.

HDFC Platinum Times Credit Card Annual Fee and Charges

Late Payment Charges

  • Rs. 1,000 + GST
  • Less than Rs. 100 – Nil
  • Rs.100 to Rs.500 – Rs.100
  • Rs.501 to Rs.5,000 – Rs.500
  • Rs.5,001 to Rs.10,000 – Rs.600
  • Rs.10,001 to Rs. 25,000 – Rs.800
  • Rs. 25,000 to Rs. 50,000 – Rs. 1,100
  • Over Rs. 50,000 – Rs. 1,300

Annual Charges

Rs. 1,000 + GST

Interest Rate

3.49% p.m.

HDFC Platinum Times Credit Card Eligibility Criteria

For Salaried

A salaried applicant must be between the ages of 21 and 60 years.

For Self-Employed

A self-employed person must be between the ages of 21 and 65 years old.

Documents Required for the HDFC Bank Times Card Credit Platinum

  • Two passport-sized color pictures.
  • A copy of the applicant's PAN card or Form 60 is required.
  • Aadhar card, passport, or a copy of the utility bill are acceptable forms of address proof.
  • A legitimate form of identification, such as an Aadhaar card, driver's license, or passport.
  • Copy of income documentation, such as most recent pay stubs, Form 16s, or Income Tax returns.

How to Apply for the Times Card Credit Platinum?

You can apply for a credit card either physically or online.

If you don't have access to the internet or net banking, you can apply for the card in an HDFC bank branch by filling out an application form. While applying for the card, you must provide all of your documents to the bank.

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