HDFC Business Regalia First Credit Card

The following are the prominent Business Regalia First Credit Card features and merits-

• A complimentary Zomato Gold membership for a year, which includes a complimentary dish at each visit to a Gold food partner restaurant or two complimentary beverages at select Zomato partner restaurants.
  
  
• Take advantage of this complimentary membership after spending Rs.75,000 during the first three months of receiving your new Business credit card. Recipients will receive one-time gratis promo codes within 90 days of qualifying.

A 1% fuel cost waiver is available for transactions with a minimum transaction value of Rs. 400. Every billing cycle, a maximum waiver of Rs. 500 is permitted.

• The card includes Priority Pass membership, which grants access to airport lounges at over 1,000 airports worldwide.
  
  
• Priority Pass membership is available upon request and is valid for at least four transactions within 60 days. In a calendar year, the primary cardholder and the add-on member can each enjoy three complimentary visits to Priority Pass lounges outside of India.

Clients can receive a variety of perks when they reach particular spending thresholds. An annual expenditure of Rs. 3 Lakh and above will earn 5,000 reward points, while annual spending of Rs. 6 Lakh and above will earn 7,500 extra reward points.

Cardholders can use the travel concierge service to create their vacation arrangements, make ticket bookings, or book a hotel room. This service is provided 24 hours a day, seven days a week, in English and several regional languages.

 The lowest foreign currency markup fee of 2% reduces the cost of foreign travel for the user.

• Complete Insurance Protection The First Credit Card also provides up to Rs 50 lakh in air accident death coverage and up to Rs 10 lakh in emergency abroad hospitalization coverage.
  
  
• Further insurance benefits include flight delay coverage of Rs. 25,000 and missing connecting overseas flight coverage of Rs. 25,000.

4 Reward points are collected on the card for every Rs. 150 spent. Reward points will be valid for two years. However, any card delinquency will negate the reward points earned during that time period.

Fine dining privileges are available at over 3,000 luxury hotels and restaurants in 20 Indian cities. Customers can also get up to a 15% discount on food and beverage bills, as well as free drinks and desserts at some establishments.

• PAN card, address proof, and ID proof are examples of KYC paperwork.
• Tax returns using a computation sheet
• A single photograph

You can follow the process mentioned below to apply-

Step 1: Visit www.hdfcbank.com/personal/credit card/business-regalia for more information about the Business Regalia Credit Card.

Step 2: Choose the 'Apply Online' option.

Step 3: Fill out the 'Credit Card Application Form' with the necessary information.

Step 4: Hit the 'Submit' button.

Other HDFC Bank Credit Cards