Snapdeal BOB Credit Card

The BOB Snapdeal credit card is powered by RuPay. It is designed and issued by BOB, co-branding with Snapdeal, one of India's leading value e-commerce platforms.

It is a popular card financed by the Bank of Baroda with rewards and exciting cashback. You can find the details of this exciting shopping and lifestyle card here and on the official site of the Bank of Baroda or Snapdeal.

bob snapdeal credit card.png

Image Source: Bank of Baroda Official website

Highlights of Bank of Baroda Snapdeal Credit Card

Suitability

Shopping and Lifestyle

Joining Charges

Rs. 249

Annual Charges

Rs. 249

Best Feature

Up to Rs. 500 Snapdeal voucher on 1st transaction

Benefits of BOB Snapdeal Credit Card

The exclusive benefits of using the BoB Snapdeal credit card are listed in detail:

  1. Snapdeal Shopping App Benefits

  • Up to Rs. 500 gift voucher from Snapdeal over the 1st transaction within 30 days of issue.
  • Up to 5% of cashback.
  1. Other Shopping Spend Benefits

  • Ten reward points for every Rs. 100 spent on Departmental stores and other online shopping. 
  • Four reward points on other spending and dining.
  1. Fuel Spend Benefits

  • Up to 1% fuel surcharge waiver on all your fuel transactions.
  1. Auto-Credited Reward Points

  • All rewards earned on the card are auto-credited to earned rewards as cash back to the monthly statement. Note 1 Reward point is equal to Rs. 0.25.

Note: Reward Points of 10 Rupees per ₹100 is capped at a maximum of 2000 Reward Points for a  statement. Reward Points earned will be auto-credited as cashback to the upcoming month's statement. 

  1. Travel Spend Benefits

  • You can avail of up to 50% off on hotel bookings at OYO-listed hotels. 
  • Up to 8% instant discount on flights booked through Ixigo.
  1. Entertainment Benefits

  • A minimum of 40% discount with Wynk Music subscriptions.
  • Audiobooks worth Rs. 300 for free on Pocket FM. 

Features of the Bank of Baroda Snapdeal Credit Card

The significant features of this credit card are as follows:

  1. Add-On Cards: The user can avail of up to 3 free add-on cards for spouses, partners, siblings, or kids over 18. 
  2. EMI Options: Users can convert transactions over Rs. 2,500 into EMIs (ranging from 6 to 36 months)
  3. Revolving Credit Option: The cardholder can pay a minimum amount due, and finance spends according to convenience.
  4. Interest-Free Credit Facility: You can get up to fifty days of interest-free credit from the date of purchase.

How to Avail the BOB Snapdeal Card?

The procedure to apply for the Snapdeal BoB card is simple and easy. The steps to follow are listed below:

Step 1: Visit https://www.bobfinancial.com/snapdeal_new.jsp, and click on 'apply now.'

Step 2: You will be redirected to another page where you will be required to enter your details.

Step 3: Enter the details that include your name, date of birth, phone number, email ID, and residence.

Step 4: After entering the details, agree to the terms and conditions after reading and click on proceed.

Step 5: You can now complete your KYC and e-sign the application form.

Step 6: You will see an acknowledgement on the screen. 

The bank will revert back to you in a few working days to take you through the process further. 

If you want to apply for this card offline, you can visit the nearest Bank of Baroda branch with the required documents and apply for the card.

Who is Eligible to Apply for the Bank of Baroda Snapdeal Credit Card?

The applicants need to comply with the below-mentioned criteria to be approved.

Residency

Indian

Income

Salaried persons applying for the card need to have an income over Rs. 3.6 LPA and self-employed individuals need to have an income over Rs. 4.8 LPA

Age

21 - 65 years; the add-on cards can be provided for individuals who are above the age of 18

Documents Required to Apply for the BoB Snapdeal Card

To apply for the card offline or online, the below-mentioned documents are essential for verification:

  • PAN (mandatory)
  • ITR receipt or Bank statement and pay slip
  • Address proof (current)
  • Passport size photo

Snapdeal BOB Credit Card Charges and Fees

The charges of the credit card are as follows:

Fee

Amt (Rs.)

Joining Fee

249 (first year)

Annual Charge

249 (Subsequent year)

Similar Credit Cards

There are other cards similar to this shopping credit card in the market, and they are:

Credit Card Name

Annual Charges and Best Feature

Amazon Pay ICICI Bank Credit Card

Rs. 0/-

Up to 15% savings on dining bills at over 2,500 restaurants across the country

Flipkart Axis Bank Credit Card

Rs. 500

Rs. 1100 worth of joining and activation benefits

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