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Best Large Cap Mutual Funds

Average Return
15.20%
No of Schemes
121

Large-capitalization funds are the type of equity funds that invest a big proportion of their assets under management in equity shares of companies that have a large market capitalization. Along with that, large cap companies are the ones known to have a strong reputation in the market. A list of the best large cap funds is given below.

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List of Large Cap Mutual Funds in India

Fund NameCategoryRiskNAVExpense Ratio1Y Returns3Y Returns5Y Returns7Y Returns10Y ReturnsRatingFund Size (in Cr)Exit Load
Nippon India Large Cap Fund
EquityVery High99.880.718.2%18.2%18.5%14.9%15.8%5₹46,520
Exit load of 1% if redeemed within 7 days.
UTI Nifty 50 Index Fund
EquityVery High169.380.24.8%11.8%11.7%12.0%13.0%3₹24,433
-
ICICI Prudential Large Cap Fund
EquityVery High119.570.876.4%16.9%16.0%15.0%15.3%5₹69,947
Exit load of 1%, if redeemed within 1 month.
ICICI Prudential BHARAT 22 FOF Direct-Growth
EquityVery High36.200.1219.4%26.9%28.5%18.3%--5₹2,584
-
HDFC NIFTY 50 Index Fund
EquityVery High235.550.24.8%11.7%11.7%11.9%12.9%3₹20,436
Exit load of 0.25% if redeemed within 3 days
ICICI Prudential Nifty Next 50 Index Direct-Growth
EquityVery High63.680.318.8%21.5%15.3%13.8%14.1%3₹7,604
-
UTI Nifty Next 50 Index Fund
EquityVery High25.400.358.9%21.7%15.4%14.0%--3₹5,550
-
JioBlackRock Nifty 50 Index Fund
EquityVery High9.760.09------------₹218
-
Navi Nifty 50 Index Fund
EquityVery High15.890.064.9%11.8%------3₹3,572
-
SBI Large Cap Direct Plan-Growth
EquityVery High102.590.848.2%13.9%13.3%13.7%13.4%4₹48,925
Exit load of 0.25% if redeemed within 30 days and 0.10% if redeemed after 30 days but on or before 90 days.
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Parag Parikh Large Cap Fund
EquityVery High9.520.15------------₹551
-
ICICI Prudential Nifty 50 Index Direct Plan-Growth
EquityVery High254.650.24.8%11.7%11.7%12.0%12.8%3₹14,153
-
SBI Nifty Next 50 Index Fund
EquityVery High18.980.318.9%21.6%------3₹1,711
Exit load of 0.25% if redeemed within 30 days.
HDFC BSE Sensex Index Fund
EquityVery High742.590.22.7%9.9%10.9%11.4%12.8%2₹7,896
Exit load of 0.25% if redeemed within 3 days
HDFC Large Cap Fund
EquityVery High1,200.531.033.8%14.2%15.0%12.6%14.1%5₹35,458
Exit load of 1% if redeemed within 1 year
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Who Should Invest in Large Cap Funds?

Before finding the best large cap mutual funds for your portfolio and investing in them, consider if you are-

  1. Low-Risk Profile Investor: The underlying companies of large cap mutual funds are large capitalization companies that are already well-established and provide stable returns. This ensures the fund will not undergo sudden highs and lows and offer stable returns over time. Therefore, it is most suitable for investors with a low-risk appetite. 
  1. New Mutual Fund Investor: It is suitable for investors who are new to the mutual fund investment environment since they have a low-risk portfolio when compared to other equity mutual funds and ensure investors can benefit from the investment more even without expertise. 
  2. Long-Term Investor: large cap mutual funds are known to perform well over a long period of time. Given that there are minimal risks, and it is not completely risk-free, these funds are known to face short-term market fluctuations. Therefore, it is advised to stay invested in these funds for the long term.

If you are investing lumpsum in mutual funds and looking forward to estimating your returns, simply use lumpsum calculator. It is a convenient tool that can assist you in generating your prospective returns.

Factors to Consider When Investing in Large Cap Mutual Funds

While finding the best large cap mutual funds to invest in 2025, there are certain factors you would have to consider, and they are:

  1. Moderate Returns in Comparison to Small or Mid-Cap Funds

The returns from large-cap funds are quite moderate when it is kept in comparison to small-cap or mid-cap mutual funds. This is because the underlying companies of large-cap funds are well-established and over the maturity phase. This leads them to provide stable returns but not high returns necessarily.

  1. Large Cap Funds are Prone to Fluctuations too

Although the risks associated with large cap mutual funds are low, they still carry a certain amount of risks. It has risks similar to equity mutual funds. 

  1. Long Term Investment

Large cap mutual funds are known to provide good returns only in the long term. Therefore, these funds will be most suitable only to the investors who seek to stay invested for the long term.

Major Advantages

Investors can reap the following benefits by allocating their savings to the best large-cap mutual funds in India: 

  • Low-risk factor: Large-cap funds are associated with lower risk level when compared to other types of equity funds. 
  • Highly liquid: Large-cap fund units are easily redeemable anytime after the purchase. The investment is also partially withdrawable. 
  • Investment options: One can invest in large-cap MFs in any of the two ways – SIP and lump-sum. The decision rests with the investor. 
  • Offers stability: Large-cap companies are usually well-positioned to resist economic downturn. Hence, they provide stability to investors.  
  • Steady capital appreciation: Those companies have sound operations, a prudent business model, and a proven track record of consistent revenue generation. 

Sectoral diversification: This type of MF scheme invests in blue-chip companies across various sectors, thus, diversifying the portfolio of investors.

Risks Involved While Investing in Large Cap Mutual Funds

The risks associated with large-cap funds are:

  1. Market Risks

There is the risk of poor market performance, and it can take place because of internal and external influences like geo-politics and economic factors. These kinds of risks are inevitable because market factors cannot be estimated.

  1. Liquidity Risks

Liquidity risk is where the fund manager may have to sell securities because they were unable to make profits because of a shortage of buyers. When there is liquidity risk, it is hard to liquidate the fund, and you will have to stay invested.

  1. Interest Rate Risks

Rising interest rates can cause securities prices to fall in the other way. These interest rates are determined by the issuer's credit availability and market demand.

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

Let's have a closer look

Now let us jump and check about these top 15 mutual fund schemes.

Nippon India Large Cap Fund Direct Growth

Fund Performance: The Nippon India Large Cap Fund has given 18.23% annualized returns in the past three years and 18.48% in the last 5 years. The Nippon India Large Cap Fund comes under the Equity category of Nippon India Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Nippon India Large Cap Fund via lump sum is ₹100 and via SIP is ₹100.

Min Investment Amt₹100
AUM₹46,520Cr
1Y Returns8.2%

UTI Nifty 50 Index Fund Direct Growth

Fund Performance: The UTI Nifty 50 Index Fund has given 11.78% annualized returns in the past three years and 11.72% in the last 5 years. The UTI Nifty 50 Index Fund comes under the Equity category of UTI Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in UTI Nifty 50 Index Fund via lump sum is ₹1,000 and via SIP is ₹500.

Min Investment Amt₹1,000
AUM₹24,433Cr
1Y Returns4.8%

ICICI Prudential Large Cap Fund Direct Growth

Fund Performance: The ICICI Prudential Large Cap Fund has given 16.87% annualized returns in the past three years and 16.04% in the last 5 years. The ICICI Prudential Large Cap Fund comes under the Equity category of ICICI Prudential Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in ICICI Prudential Large Cap Fund via lump sum is ₹100 and via SIP is ₹100.

Min Investment Amt₹100
AUM₹69,947Cr
1Y Returns6.4%

ICICI Prudential BHARAT 22 FOF Direct Growth

Fund Performance: The ICICI Prudential BHARAT 22 FOF Direct-Growth has given 26.91% annualized returns in the past three years and 28.52% in the last 5 years. The ICICI Prudential BHARAT 22 FOF Direct-Growth comes under the Equity category of ICICI Prudential Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in ICICI Prudential BHARAT 22 FOF Direct-Growth via lump sum is ₹5,000 and via SIP is ₹1,000.

Min Investment Amt₹5,000
AUM₹2,584Cr
1Y Returns19.4%

HDFC NIFTY 50 Index Fund Direct Growth

Fund Performance: The HDFC NIFTY 50 Index Fund has given 11.74% annualized returns in the past three years and 11.68% in the last 5 years. The HDFC NIFTY 50 Index Fund comes under the Equity category of HDFC Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in HDFC NIFTY 50 Index Fund via lump sum is ₹100 and via SIP is ₹100.

Min Investment Amt₹100
AUM₹20,436Cr
1Y Returns4.8%

ICICI Prudential Nifty Next 50 Index Direct Growth

Fund Performance: The ICICI Prudential Nifty Next 50 Index Direct-Growth has given 21.51% annualized returns in the past three years and 15.29% in the last 5 years. The ICICI Prudential Nifty Next 50 Index Direct-Growth comes under the Equity category of ICICI Prudential Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in ICICI Prudential Nifty Next 50 Index Direct-Growth via lump sum is ₹100 and via SIP is ₹100.

Min Investment Amt₹100
AUM₹7,604Cr
1Y Returns8.8%

UTI Nifty Next 50 Index Fund Direct Growth

Fund Performance: The UTI Nifty Next 50 Index Fund has given 21.7% annualized returns in the past three years and 15.41% in the last 5 years. The UTI Nifty Next 50 Index Fund comes under the Equity category of UTI Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in UTI Nifty Next 50 Index Fund via lump sum is ₹1,000 and via SIP is ₹500.

Min Investment Amt₹1,000
AUM₹5,550Cr
1Y Returns8.9%

JioBlackRock Nifty 50 Index Fund Direct Growth

Fund Performance: The JioBlackRock Nifty 50 Index Fund comes under the Equity category of JioBlackRock Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in JioBlackRock Nifty 50 Index Fund via lump sum is ₹500 and via SIP is ₹500.

Min Investment Amt₹500
AUM₹218Cr
1Y Returns--

Navi Nifty 50 Index Fund Direct Growth

Fund Performance: The Navi Nifty 50 Index Fund comes under the Equity category of Navi Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Navi Nifty 50 Index Fund via lump sum is ₹100 and via SIP is ₹100.

Min Investment Amt₹100
AUM₹3,572Cr
1Y Returns4.9%

SBI Large Cap Direct Plan Growth

Fund Performance: The SBI Large Cap Direct Plan-Growth has given 13.86% annualized returns in the past three years and 13.28% in the last 5 years. The SBI Large Cap Direct Plan-Growth comes under the Equity category of SBI Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in SBI Large Cap Direct Plan-Growth via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹48,925Cr
1Y Returns8.2%

Parag Parikh Large Cap Fund Direct Growth

Fund Performance: The Parag Parikh Large Cap Fund comes under the Equity category of PPFAS Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Parag Parikh Large Cap Fund via lump sum is ₹1,000 and via SIP is ₹1,000.

Min Investment Amt₹1,000
AUM₹551Cr
1Y Returns--

ICICI Prudential Nifty 50 Index Direct Plan Growth

Fund Performance: The ICICI Prudential Nifty 50 Index Direct Plan-Growth has given 11.73% annualized returns in the past three years and 11.69% in the last 5 years. The ICICI Prudential Nifty 50 Index Direct Plan-Growth comes under the Equity category of ICICI Prudential Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in ICICI Prudential Nifty 50 Index Direct Plan-Growth via lump sum is ₹100 and via SIP is ₹100.

Min Investment Amt₹100
AUM₹14,153Cr
1Y Returns4.8%

SBI Nifty Next 50 Index Fund Direct Growth

Fund Performance: The SBI Nifty Next 50 Index Fund comes under the Equity category of SBI Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in SBI Nifty Next 50 Index Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹1,711Cr
1Y Returns8.9%

HDFC BSE Sensex Index Fund Direct Growth

Fund Performance: The HDFC BSE Sensex Index Fund has given 9.95% annualized returns in the past three years and 10.88% in the last 5 years. The HDFC BSE Sensex Index Fund comes under the Equity category of HDFC Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in HDFC BSE Sensex Index Fund via lump sum is ₹100 and via SIP is ₹100.

Min Investment Amt₹100
AUM₹7,896Cr
1Y Returns2.7%

HDFC Large Cap Fund Direct Growth

Fund Performance: The HDFC Large Cap Fund has given 14.18% annualized returns in the past three years and 14.97% in the last 5 years. The HDFC Large Cap Fund comes under the Equity category of HDFC Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in HDFC Large Cap Fund via lump sum is ₹100 and via SIP is ₹100.

Min Investment Amt₹100
AUM₹35,458Cr
1Y Returns3.8%

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