Axis Bank SMS Banking

The following are the prominent characteristics of the SMS Banking offered by Axis Bank:

1) Axis Bank Non-Transaction Service

Here is the list of Axis Bank Non-Transaction Services offered by Axis SMS Banking:

• Check Account Balance: Check your account balance with a simple SMS command.
• Mini Statement: Receive a mini statement of your recent transactions on your mobile.
• Cheque Book Request: Request for a new chequebook through SMS.
• Stop Cheque: Place a stop payment request for a cheque using SMS.

2) Axis Bank Transaction Service

Aside from non-transactional services, Axis Bank customers can also access several transactional services via SMS Banking that are mentioned below:

• Fund Transfer: Transfer funds between your linked accounts within the bank using SMS commands.
• Bill Payment: Pay utility bills and other payments using SMS instructions.
• Mobile Recharge: Recharge your mobile phone directly through SMS.

3) Axis Bank SMS Alerts

Axis Bank customers can enable this service to receive automated alerts on their registered phone numbers for any transactions performed by card, mobile, or internet banking. Customers will receive SMS alerts for any additional transactions through the bank branch, cheque, or system exceeding Rs.5,000.

To register for Axis Bank SMS Banking, follow these simple steps:

• Step 1: Send an SMS from your registered mobile number in the following format:
•  "REG <Your Account Number>" to the Axis Bank SMS Banking number: 56161600".
• Step 2: The user will receive a confirmation SMS once the registration process is successful. It may take a few minutes to process the request.
• Step 3: After registration, one can start using Axis Bank SMS Banking services by sending specific keywords for the services you want to access.

Axis Bank customers can also register/activate Axis Bank SMS Banking services through the branch by filling out the application form and entering the details of the bank account number and phone number linked to the same account.

Axis Bank customers can avail of various banking services by sending the following SMS Banking codes/keywords to Axis Bank SMS Numbers  - +918691000002 or 56161600.

The SMS Banking services of Axis Bank provide the following advantages-

• This feature ensures that debit or credit transactions of a specific amount are sent to you by SMS. 
• The bank notifies the customer of any transaction made with their credit or debit card, regardless of where they are in the world. This guarantees that your card is used safely.
• Customers can access their accounts at any time and from any location in the world.
• Automatic updates to registered cellphone numbers make it easier for Axis Bank customers to keep track of payments and bills.
• Customers save a lot of time by not having to go to the bank or even the ATM to make transactions or maintain track of their accounts.
• SMS Banking allows users to conduct simple banking rather than waiting in long lines.

The bank levies certain Axis Bank SMS Banking Charges for SMS Alerts. These charges are on a monthly basis and are listed in the table below:

Axis Bank's SMS Banking service provides the following advantages-

• This feature ensures that debit or credit transactions of a specific amount are sent to you by SMS. The bank notifies the customer of any transaction made with their credit or debit card, regardless of where they are in the world. This guarantees that your card is used safely.
• Customers can access their accounts at any time and from any location in the world.
• Automatic updates to registered cellphone numbers make it easier for Axis Bank customers to keep track of planned payments and bill payments.
• Customers save a lot of time by not having to go to the bank or even the ATM to make transactions or maintain track of their accounts.
• SMS Banking allows its users to conduct simple banking rather than waiting in long lines.