Best Franklin Templeton Debt Mutual Funds

Franklin Templeton began its India operations in 1996 as Templeton Asset Management India Pvt. Ltd. Currently, the company is one of the leading Asset Management Companies of this country, with a total asset under management of Rs.82552.87 crore.

The company has 40+ mutual funds schemes, including the best Franklin Templeton debt mutual funds. 

Debt mutual funds primarily invest in fixed-income instruments. Thus, government and corporate bonds, different types of debt securities, and other money market instruments largely constitute debt mutual fund portfolios.

Debt mutual funds have different sub-types premised on their underlying securities’ issuer or maturity periods. There are funds like short, ultra-short, medium, and long-term funds based on investment tenure. Also, there are corporate, gilt, banking, and PSU funds that include investments in a variety of securities.

The benefits of debt funds are its low-cost structure, reasonably high liquidity, and stable returns. These are also less unstable and involve lower market risk compared to hybrid and equity mutual funds. The downside to debt funds is they usually offer less significant returns compared to their equity counterparts. 

Nevertheless, the exact scale of these returns and shortcomings vary, premised on the type of debt fund.

The best Franklin Templeton debt mutual funds 2025 features more than 20 schemes with various short and long-term options.