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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
SBI Banking and PSU Debt Fund Direct Growth
+7.15%
3Y annualised
-0.07% 1D
NAV: 15 Sep '26
₹3,528.99
Min. for SIP
₹500
Fund size (AUM)
₹3,869.84 Cr
Expense ratio
0.41%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,439 | +2.40% | |
| 3 years | ₹1,80,000 | ₹1,97,869 | +9.93% | |
| 5 years | ₹3,00,000 | ₹3,53,717 | +17.91% | |
| 10 years | ₹6,00,000 | ₹8,45,679 | +40.95% |
Holdings (49)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 6.20% |
| Repo | Unspecified | Repo | 5.27% |
| Cash Margin | Unspecified | Cash Margin | 5.17% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 11JUN27 | Financial | Certificate of Deposit | 4.89% |
| CANARA BANK CD 28JUN27 | Financial | Certificate of Deposit | 4.88% |
| POWER GRID CORPORATION OF INDIA LIMITED SR LXXV 7.65 BD 11JN34 FVRS1LAC | Energy & Utilities | Debenture | 4.76% |
| STATE DEVELOPMENT LOAN 37475 TN 03JU36 7.74 FV RS 100 | Unspecified | State Development Loan | 4.68% |
| ONGC PETRO ADDITIONS LIMITED SR XII 8.29 NCD 25JN27 FVRS1LAC | Energy & Utilities | Debenture | 4.53% |
| GAIL (INDIA) LIMITED SR I 7.34 LOA 20DC27 FVRS10LAC | Energy & Utilities | Debenture | 4.52% |
| 7.23% Housing & Urban Development Corporation Limited (18/07/2029) | Financial | Debenture | 4.50% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 27A 7.16 BD 14DC29 FVRS1LAC | Financial | Debenture | 4.33% |
| 185. 6.99% INDIAN INFRASTRUCTURE FIN. CO. 31/07/2030 | Industrials | Bonds | 3.81% |
| NATIONAL HIGHWAYS INFRA TRUST SR I STRPP B NCD 30JN35 FVRS1LAC | Industrials | Debenture | 3.38% |
| Union Bank of India (16/03/2027) ** # | Financial | Commercial Paper | 3.12% |
| LIC HOUSING FINANCE LTD.** | Financial | Non Convertible Debenture | 3.05% |
| STATE DEVELOPMENT LOAN 22689 ASM 05FB30 7.11 FV RS 100 | Unspecified | State Development Loan | 2.58% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 2.58% |
| CANARA BANK CD 28JAN27 | Financial | Certificate of Deposit | 2.52% |
| Union Bank of India CD | Financial | Certificate of Deposit | 2.50% |
| PUNJAB NATIONAL BANK SR XXIV 7.10 LOA 18NV31 FVRS1CR | Financial | Debenture | 2.45% |
| Net Receivables | Unspecified | Net Receivables | 1.99% |
| RURAL ELECTRIFICATION CORPORATION LIMITED 7.77 SR 220-A BD 31MR28 FVRS1LAC | Financial | Non Convertible Debenture | 1.94% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.40 BD 18JU31 FVRS1LAC | Financial | Bonds/NCDs | 1.57% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VI 7.79 BD 14MY27 FVRS1LAC | Financial | Debenture | 1.29% |
| NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR NABFID20272 7.3700 BD 16JL29 FVRS1LAC | Financial | Bonds | 1.28% |
| INDIAN BANK CD 04DEC26 | Financial | Certificate of Deposit | 1.27% |
| BANK OF BARODA CD 05FEB27 | Financial | Certificate of Deposit | 1.26% |
| PUNJAB NATIONAL BANK CD 05FEB27 | Financial | Certificate of Deposit | 1.26% |
| Yes Bank Ltd Bonds 8.00 30/09/2026 | Financial | Bonds | 1.16% |
| PNB HOUSING FINANCE LIMITED SR LXXVII 7.83 NCD 07AG29 FVRS1LAC | Financial | Non Convertible Debenture | 1.16% |
| NHPC LIMITED SR-Y1 STRPP C 7.38 LOA 03JN28 FVRS2LAC | Energy & Utilities | Non Convertible Debenture | 1.11% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26D 7.01 BD 16MR29 FVRS1LAC | Financial | Bonds | 1.02% |
| STATE DEVELOPMENT LOAN 31960 TLG 07SP30 7.45 FV RS 100 | Financial | State Development Loan | 0.91% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.75 BD 10JU27 FVRS1LAC | Financial | Debenture | 0.91% |
| POWER GRID CORPORATION OF INDIA LIMITED SR LXXVII 7.55 BD 23AP34 FVRS1LAC | Energy & Utilities | Bonds | 0.72% |
| STATE BANK OF INDIA SR I 7.81 BD 02NV38 FVRS1CR | Financial | Debenture | 0.65% |
| REC Ltd SR-147 Bonds 7.95 12/03/2027 | Financial | Bonds | 0.65% |
| NHPC LIMITED SR Y STRPP-C 7.50 LOA 07OT27 FVRS2LAC | Energy & Utilities | Non Convertible Debenture | 0.65% |
| REC LIMITED SR 216A 7.55 BD 31MR28 FVRS10LAC | Financial | Debenture | 0.65% |
| Nuclear Power Corpn. Of India Ltd SR-XXXIII TRCH-B Bonds 7.25 15/12/2028 | Energy & Utilities | Bonds | 0.64% |
| REC LIMITED SR 251 6.95 BD 18FB28 FVRS1LAC | Financial | Bonds | 0.64% |
| REC LIMITED SR 248A 6.52 BD 31JN28 FVRS1LAC | Financial | Debenture | 0.64% |
| AXIS BANK LIMITED CD 26NOV26 | Financial | Certificate of Deposit | 0.64% |
| PUNJAB NATIONAL BANK CD 12MAR27 | Financial | Certificate of Deposit | 0.62% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.39% |
| CANARA BANK SR II 8.40 BD PERPETUAL FVRS1CR | Financial | Additional Tier 1 Bond | 0.26% |
| POWER GRID CORPORATION OF INDIA LIMITED SR-L 9.3 LOA 28JU27 FVRS12.5LAC | Energy & Utilities | Bonds | 0.13% |
| NHPC LIMITED SR-Y1STRPP D 7.38 LOA 03JN29 FVRS2LAC | Energy & Utilities | Non Convertible Debenture | 0.05% |
| Deutsche Bank AG 14-08-2028 | Financial | Interest Rate Swap | -5.17% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.2% | +6.1% | +7.1% | +7.8% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 7 | 12 | -- | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Fund management
ABArdhendu BhattacharyaDec 2023 - PresentView details
AB
Ardhendu Bhattacharya
Dec 2023 - Present
View details
PKPradeep KesavanDec 2023 - PresentView details
PK
Pradeep Kesavan
Dec 2023 - Present
View details
About SBI Banking and PSU Debt Fund Direct Growth
SBI Banking and PSU Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by SBI Mutual Fund. This scheme was made available to investors on 29 Jun 1987. Ardhendu Bhattacharya is the Current Fund Manager of SBI Banking and PSU Debt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹13,16,224 Cr and the Latest NAV as of 15 Sep 2026 is ₹3,528.99.
The SBI Banking and PSU Debt Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#1 in India
Total AUM₹13,16,223.67 Cr
Date of Incorporation29 Jun 1987
Launch Date29 Jun 1987
Address9th Floor & Unit no. 1002, 1003 and 1004 of 10th floor,Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex,Bandra (East) Mumbai 400051
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,