Stocks
Invest in Stocks
Invest in stocks, ETFs, IPOs with fast orders. Track returns on your stock holdings and view real-time P&L on your positions.
F&O
Mutual Funds
Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
Kotak Credit Risk Fund Direct IDCW Monthly
+8.75%
3Y annualised
-0.09% 1D
NAV: 17 Sep '21
₹10.57
Min. for SIP
Not Supported
Fund size
₹1,817.53 Cr
Expense ratio
0.74%
Holdings (31)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Jubilant Bevco Ltd. | Consumer Staples | Debenture | 7.64% |
| Vedanta Ltd - Pref. Shares 7.50 | Metals & Mining | Debenture | 7.10% |
| Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A | Services | Debenture | 7.09% |
| Tata Projects Ltd. | Construction | Bonds/NCD | 7.08% |
| REC Ltd. | Financial | Debenture | 6.98% |
| Aditya Birla Real Estate Ltd. | Consumer Staples | NCD | 6.39% |
| Karnataka State | Others | SDL | 6.38% |
| Aditya Birla Renewables Ltd. | Energy | Bonds/NCD | 5.67% |
| GOI | Sovereign | GOI Sec | 4.86% |
| AU Small Finance Bank Ltd. | Financial | NCD | 4.25% |
| Embassy Office Parks REIT | Construction | REITs | 3.81% |
| Indus Infra Trust | Construction | InvITs | 3.75% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 3.54% |
| Aadhar Housing Finance Ltd | Financial | Debenture | 2.85% |
| Brookfield India Real Estate Trust REIT | Construction | REITs | 2.37% |
| Andhra Pradesh State Beverages Corporation Ltd. | Consumer Staples | Bonds | 2.13% |
| THDC India Ltd. | Construction | Bonds | 1.41% |
| Vajra Trust | Others | Sec. Debt | 1.37% |
| Godrej Seeds & Genetics Ltd. | Consumer Staples | NCD | 0.87% |
| Nirma Ltd. | Consumer Staples | Debenture | 0.71% |
| GOI | Sovereign | GOI Sec | 0.69% |
| Sansar Trust | Others | Sec. Debt | 0.63% |
| Uttar Pradesh Power Corporation Ltd | Capital Goods | Bonds | 0.50% |
| Dhruva Trust | Others | Sec. Debt | 0.45% |
| Uttar Pradesh Power Corporation Ltd | Capital Goods | Debenture | 0.29% |
| Uttar Pradesh Power Corporation Ltd | Capital Goods | Debenture | 0.28% |
| Aditya Birla Real Estate Ltd. | Consumer Staples | Debenture | 0.28% |
| Uttar Pradesh Power Corporation Ltd | Capital Goods | Bonds | 0.12% |
| Surat Municipal Corporation | Sovereign | -- | 0.08% |
| Uttar Pradesh Power Corporation Ltd | Capital Goods | Debenture | 0.07% |
| Yes Bank Ltd. | Financial | Add. Tier 1 Bond | -- |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +8.8% | +6.9% | +7.7% | +8.3% |
| Category average (Debt Credit Risk) | +8.7% | +9.0% | +6.4% | -- |
| Rank (Debt Credit Risk) | 9 | 13 | 9 | -- |
Exit load, stamp duty and tax
Exit load
Exit load for units in excess of 6% of the investment,1% will be charged for redemption within 365 days
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Invesco India Credit Risk Fund Direct IDCW Monthly | +7.96% | +10.62% | 161.72 | |
Nippon India Credit Risk Fund Direct IDCW Quarterly | +9.60% | +9.32% | 1,059.04 | |
Nippon India Credit Risk Fund Direct IDCW | +9.60% | +9.32% | 1,059.04 | |
Baroda BNP Paribas Credit Risk Fund Direct IDCW Monthly | +8.49% | +8.60% | 186.56 | |
Axis Credit Risk Fund Direct IDCW Monthly | -- | -- | 366.82 | |
| Compare | ||||
Fund management
DADeepak AgrawalJan 2013 - PresentView details
DA
Deepak Agrawal
Jan 2013 - Present
View details
VMVihag MishraOct 2025 - PresentView details
VM
Vihag Mishra
Oct 2025 - Present
View details
About Kotak Credit Risk Fund Direct IDCW Monthly
Kotak Credit Risk Fund Direct IDCW Monthly is a Debt Mutual Fund Scheme launched by Kotak Mahindra Mutual Fund. This scheme was made available to investors on 05 Aug 1994. Deepak Agrawal is the Current Fund Manager of Kotak Credit Risk Fund Direct IDCW Monthly fund. The fund currently has an Asset Under Management(AUM) of ₹5,95,414 Cr and the Latest NAV as of 17 Sep 2021 is ₹10.57.
The Kotak Credit Risk Fund Direct IDCW Monthly is rated Moderately High risk. Minimum SIP Investment is set to ₹1,000. Exit load for units in excess of 6% of the investment,1% will be charged for redemption within 365 days
;
Investment Objective
The scheme seeks to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities.
Fund benchmarkCRISIL Credit Risk Debt B-II Index
Fund house
Rank (total assets)#5 in India
Total AUM₹5,95,413.81 Cr
Date of Incorporation05 Aug 1994
Launch Date05 Aug 1994
AddressThe Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,