ICICI Prudential ELSS Tax Saver Direct Plan IDCW

Equity
ELSS
Very High Risk
Payout
3Y Lock In
+16.43%
3Y annualised
+0.23% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 10 Sep 2025
₹47.01
Rating
2
Min. SIP amount
₹500
Fund size
₹14,345.55Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (81)

NameSectorInstrumentAssets
FinancialEquity7.58%
FinancialEquity6.86%
HealthcareEquity5.68%
ServicesEquity5.66%
AutomobileEquity5.19%
EnergyEquity4.91%
FinancialEquity4.85%
CommunicationEquity4.21%
ConstructionEquity4.11%
EnergyEquity3.85%
AutomobileEquity3.58%
TechnologyEquity2.34%
InsuranceEquity2.18%
HealthcareEquity2.17%
ConstructionEquity1.90%
FinancialEquity1.82%
ServicesEquity1.70%
ServicesEquity1.66%
HealthcareEquity1.62%
FinancialEquity1.57%
ServicesEquity1.39%
Capital GoodsEquity1.18%
EnergyEquity1.16%
ConstructionEquity1.09%
ConstructionEquity0.95%
FinancialEquity0.88%
ServicesEquity0.80%
HealthcareEquity0.74%
ServicesEquity0.73%
InsuranceEquity0.69%
AutomobileEquity0.64%
TechnologyEquity0.63%
ServicesEquity0.62%
HealthcareEquity0.61%
ServicesEquity0.61%
Consumer StaplesEquity0.57%
TextilesEquity0.57%
InsuranceEquity0.56%
TechnologyEquity0.55%
ServicesEquity0.49%
Consumer StaplesEquity0.49%
HealthcareEquity0.48%
ServicesEquity0.45%
HealthcareEquity0.40%
FinancialEquity0.39%
ChemicalsEquity0.36%
Capital GoodsEquity0.36%
ChemicalsEquity0.34%
FinancialEquity0.33%
EnergyEquity0.31%
EnergyEquity0.29%
AutomobileEquity0.29%
FinancialEquity0.28%
HealthcareEquity0.26%
ServicesEquity0.26%
Metals & MiningEquity0.22%
Consumer StaplesEquity0.21%
Capital GoodsEquity0.20%
AutomobileEquity0.20%
AutomobileEquity0.18%
ServicesEquity0.18%
AutomobileEquity0.17%
CommunicationEquity0.16%
ConstructionEquity0.15%
EnergyEquity0.14%
Consumer StaplesEquity0.14%
ServicesEquity0.12%
FinancialEquity0.11%
AutomobileEquity0.10%
Consumer DiscretionaryEquity0.10%
Metals & MiningEquity0.09%
ChemicalsEquity0.09%
AutomobileEquity0.09%
ConstructionEquity0.09%
TechnologyEquity0.09%
ConstructionEquity0.08%
TVS Motor Company Ltd - Pref. Shares
AutomobilePref. Shares0.04%
ServicesEquity0.04%
TextilesEquity0.03%
Capital GoodsEquity0.03%
HealthcareEquity0.02%
See All

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500

Returns and rankings

Category: Equity ELSS
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns1.0%16.4%22.0%15.9%
Category average-2.1%15.8%20.8%NA
Rank with in category91717NA
Understand terms

Peer Comparison

Equity, ELSS fundsRating1Y3YFund Size(Cr)
5
-0.8%23.8%29,937.40
5
4.4%21.8%16,579.03
4
-3.5%20.4%206.74
4
-1.9%19.1%16,980.66
4
-2.5%16.0%6,973.73

Expense ratio, exit load and tax

Expense ratio: 1.09%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Mittul Kalawadia
Sep 2023 - Present
View details

Sharmila D'Silva
Jul 2022 - Present
View details

Education
Ms. D'Silva is CA and BAF
Experience
She joined ICICI Prudential AMC Limited in September 2016.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One BKC , A Wing ,13th Floor, Bandra Kurla Complex, Mumbai 400051
Phone
NA
Launch Date
12 Oct 1993
E-mail
NA
ICICI Prudential Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Equity ELSS

Pros

Exit load is zero
Lower expense ratio: 1.09%
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Higher alpha: 2.61 The fund has generated returns higher than benchmark - NIFTY 500 Total Return Index - in the last 3Y

Cons

Lock-in period: 3Y
Low rating: 2

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