IRCTC SBI Platinum Card

IRCTC SBI Platinum Card, created in collaboration with IRCTC, provides users with a variety of travel benefits for a low annual cost. It provides value back on IRCTC ticket bookings, domestic lounge access, and a waiver on railway ticket bookings.

You also get basic incentives on other retail purchases. If you frequently travel by train within India, this card may be a suitable choice for you.

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Image Source: SBI Official website

Highlights of the IRCTC SBI Platinum Card

Suitability

Travel

Annual Charges

Rs. 500

Renewal Charges

Rs. 300

Rewards

10% cashback as reward points when booking tickets through IRCTC; 1% transaction fee reduction on railway reservations.

SBI IRCTC Platinum Credit Card Benefits and Features

The following are the benefits of the IRCTC SBI Platinum Credit Card-

  • You can use your IRCTC SBI Platinum Credit Card to make payments anywhere Visa or MasterCard is accepted.
  • Spend Rs.500 or more within 45 days of card issuance to earn 350 additional Reward Points.
  • When you buy rail tickets at irctc.co.in, you can get up to 10% back in the form of Reward Points.
  • You can replace your SBI IRCTC SBI Platinum Credit Card from anywhere in the world by calling our 24-hour emergency hotline.
  • When you order railway tickets at irctc.co.in, you will receive a 1.8% transaction charge waiver.
  • For every Rs. 125 spent on non-fuel purchases, you will receive one Reward Point.
  • Waiver of 1% fuel levy at all Indian gas outlets.
  • Book free rail tickets with your Reward Points (1 Reward Point = 1 Rupee).

IRCTC SBI Platinum Credit Card Charges and Fees

IRCTC SBI PlatinumCard Annual Fee

Rs. 500

Renewal Charges

Rs. 300

Finance Charges

42% p.a

Late Payment Charges

  • Nil for less than Rs. 500.
  • Rs. 500 - Rs. 400.
  • From Rs. 1,000 to Rs. 10,000 - Rs. 750.
  • Rs. 10,000 to 25,000 - Rs. 950.
  • Rs. 25,000 - Rs. 1100.
  • Amounts greater than Rs. 50,000 - Rs. 1,300.

IRCTC SBI Platinum Credit Card Eligibility to Apply

The eligibility criteria to apply for the IRCTC SBI Platinum-

Age

21 - 70 Years

Documents Required to Apply for the IRCTC SBI Platinum Card

The documentation required for an IRCTC SBI Platinum Credit Card is clear and simple. You will need the following items-

  • Two colour passport photographs.
  • ID Proof (any of the following)- passport, driver's license, voter's ID, PAN, and Aadhaar card.
  • Salaried - Last three months' pay stubs (or) bank statements.
  • Self-employed: Last year's ITR, as well as a bank statement for the last three months and Form 16.
  • A passport, driver's license, voter's ID, Aadhaar card, Electricity bill, Telephone bill, Postpaid mobile phone bill, and Bank account/Post Office savings bank account statement are all acceptable forms of address proof.

How to Apply for the IRCTC SBI Platinum Card?

To apply for SBI, follow the steps outlined below-

Step 1: Go to https://www.sbicard.com.

Step 2: Choose the card you want to apply for and press the 'Apply now' button.

Step 3: Fill out the necessary information and submit the application.

Once the application has been approved, you will be contacted by the SBI card staff for verification.

Similar Credit Cards

Credit Card Name

Features

MakeMyTrip ICICI Bank Platinum Credit Card

Up to Rs. 200 in My Cash for every Rs. 200 spent on MakeMyTrip.

Air India SBI Platinum Credit Card

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HDFC Bank Diners Club Rewardz Credit Card

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IRCTC SBI Card Premier

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Other SBI Credit Cards

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BPCL SBI Card

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IRCTC SBI Card

SBI Prime Credit Card

SBI Card PULSE

SimplyCLICK SBI Credit Card

SBI Unnati Credit Card

SBI SimplySave Credit Card

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