The primary objective of the RBL Cookies Credit Card is to empower customers to experience the privileges typically associated with credit cards while maintaining a sensible approach to managing their expenses.
This card bridges the gap between advantageous credit card features and responsible financial management, ensuring customers can access benefits without overspending.
Explore its unique offerings, advantages, and the RBL Bank Cookies Credit Card application process for confident navigation of modern finance.
Image Source: RBL Bank Official website
Suitability |
Shopping & Entertainment |
Joining Charges |
₹ 100 per month |
Annual Charges |
₹ 100 |
Best Feature |
The standout feature of this Credit Card is the welcome gift in the form of a gift card voucher worth ₹ 1,000. |
The following are a few of the credit card's most noticeable advantages:
You can commence your journey with this Credit Card by receiving a valuable gift card voucher worth ₹1,000.
This voucher offers you the flexibility to select from a range of renowned brands, including Shoppers Stop, Croma, Myntra, Flipkart, or Amazon, so to acquire this enticing gift, you simply need to make a purchase within the initial 30 days from the date of card issuance.
You can experience the gratification of 10% cashback when you shop at prominent platforms such as Grofers, Myntra, and Uber. This feature provides a substantial opportunity for savings with every transaction.
You may indulge in dining experiences with a 10% cashback on your Zomato expenditures, with the cashback limit extending up to ₹300 per month. This provision enhances your culinary journeys while adding to your savings.
The Cookies Credit Card by RBL Bank offers a lucrative rewards system. As a cardholder, you may accrue rewards by spending ₹ 100 on offline purchases (excluding gasoline purchases) and earning 1 reward point or ₹ 100 and 5 reward points, respectively.
You may relish the privilege of a fuel surcharge waiver that extends up to ₹100 per month. This waiver applies to fuel transactions ranging from ₹500 to ₹4,000, granting you savings on your fuel expenses.
You can enjoy 10% cashback on your BookMyShow transactions, up to a maximum of ₹300 each month. This exclusive benefit ensures you can enjoy entertainment while receiving significant cashback benefits.
Fee |
Details |
Annual Charges |
₹ 100 |
Joining Fee |
₹ 100 |
Interest Rate |
Maximum of 3.5% per month (equivalent to 42% p.a.) |
Fee for Cash Advances |
2.5% of the withdrawn amount, min. ₹ 500 |
Late Payment Penalty |
15% of the outstanding amount, min. ₹ 50, max. ₹ 1,000 |
Over Limit Penalty |
₹ 600 |
The following are the requirements to be eligible to apply for the Cookies Credit Card:
Cardholder Age Range |
21 to 65 years |
Minimum Income |
A minimum yearly income tax return of 3 lakhs or more. Further, the requirements may change based on the applicant's profile |
Occupational Requirement |
Available to both salaried and self-employed individuals |
Residency Requirement |
Applicants must be residents of India |
The RBL bank may require various documents from individual applicants. Typically, you will need to provide the following types of documents:
To begin the RBL Bank Cookies Credit Card application procedure, just adhere to these easy steps:
Step 1: Access the official credit card application page using the provided URL: https://www.rblbank.com/product/credit-cards/rbl-bank-cookies-credit-card.
Step 2: Press the 'Get It Now' option on the web page to access the official Application Form.
Step 3: Provide your details in the designated section on the subsequent page, including your full name, birth date, gender, mobile number, email address, and city of residence.
Step 4: Grant permission for bank communication by selecting the provided checkbox, allowing a bank representative to contact you in connection with your credit card application.
Step 5: Validate your human identity by marking the checkbox labelled 'I am not a robot' and proceed by generating a one-time password (OTP) by clicking 'Get OTP.' This OTP will be sent to both your mobile number and email address. Confirm your identity by entering the OTP.
Step 6: Furnish additional information, progressing to the next phase. Include your area's pin code, residential address, primary income source, monthly earnings, and PAN Card particulars.
Step 8: After supplying the required details, press on the option stating 'Terms and Conditions' by checking the relevant box. Then, press 'Submit' to conclude and send your application.
Step 9: Upon submission, the bank will evaluate your application. A bank representative will reach out to guide you through subsequent steps, including the submission of mandatory Know Your Customer (KYC) documents. Should your information align with the bank's criteria, your RBL Bank Cookies Credit Card application will gain approval.
Card Name |
Annual Charges |
Details |
ICICI Bank Amazon Pay Credit Card |
NIL |
Offers rewards and cashback on Amazon purchases and other categories |
HDFC MoneyBack Credit Card |
₹ 500 + GST |
Provides cashback on various expenditures and focuses on earning reward points |
SBI SimplySAVE Credit Card |
₹ 499 |
Geared towards everyday spending with cashback benefits on essentials |
Axis Bank Neo Credit Card |
₹ 250 |
Designed for millennials, with rewards on dining, entertainment, and online shopping |
Kotak PVR Gold Credit Card |
₹ 499 |
Provides movie benefits, rewards, and discounts on dining and entertainment |