IDFC First Wealth Credit Card

IDFC First Wealth Credit Card offers 10X reward points on spends over Rs. 30,000. Provides international and domestic lounge access

IDFC Wealth Credit Card offers various benefits in a spectrum of travel. From evergreen rewards to exclusive lifestyle benefits, the card comes with easy-to-earn reward points, easy EMI conversion options, and so much more. 

Key Highlights

IDFC Wealth Credit Card

IDFC Wealth.png

Source: IDFC Bank Official Website

Suitability

Travel

Offers

Best-in-class forex markups and travel insurance coverage 

Income Limit

More than Rs. 36 lakhs for a year

Renewal Fee

Rs. 0

Benefits and Features of IDFC Wealth Credit Card

The primary benefits and features of the credit card are listed below:

Reward Points Program

  • 10X reward points on spends above Rs. 30,000 for a month
  • 10X reward points on spending more than Rs. 30,000 on your birthday
  • 6X reward points on online purchases that surpass Rs. 30,000 per month
  • 3X reward points on offline purchases that surpass Rs. 30,000 per month

Joining Benefits

  • Welcome voucher worth Rs. 500 on spends surpassing Rs. 5,000 within 30 days of the card generation
  • 5% cashback on transaction value on the first EMI conversion after the issue of the card (within 30 days)

Convenience Benefits

  • Spends with a card that surpasses Rs. 2,500 can be easily converted to EMIs. 
  • Balance transfers from other cards can be transferred to this credit card. 

Annual Fees and Charges

This IDFC Wealth Credit card is a lifetime free credit card. It, therefore, has no annual fee.

Late Payment Fee Applicable on IDFC First Wealth Credit Card

The late charges of the card are  15% of Total Amount Due (subject to a minimum of Rs 100 and a maximum of Rs 1250)

Eligibility Criteria to Apply for the IDFC First Wealth Card

To apply for this card, you need to meet the criteria mentioned below:

Age

Above 21 Years of Age

Income

More than Rs. 36 lakhs in a year

Documents Required to Apply

The base documents needed to apply for the card:

  • ID Proof: Aadhaar, Passport, etc 
  • Address Proof: Aadhaar, Passport, Voter ID, etc. 
  • Income Proof: ITR receipt or Salary slips

How to Apply for IDFC First Wealth Credit Card

Follow these steps to apply for the card:

Step 1: Go to https://www.idfcfirstbank.com/credit-card/wealth.

Step 2: Go through all the terms and conditions of the card. 

Step 3: Click on the Apply option.

Step 4: Fill in the application form and click on submit. 

Upon submission of the application, you will be provided with a reference ID for your application. A representative from IDFC Credit Cards will then get in touch with you for further assistance. 

Similar Credit Cards

Other similar cards are

Card Name

Characteristics

SBI Cashback Card

This is a credit card specially designed for cashback offers on spends. 

Axis Atlas Credit Card

This is an airline travel card with various benefits in dining, travel, and more. 

HDFC Infinia Credit Card

This card is suitable for rewards and value cashbacks. 

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