Utkarsh Small Finance Bank Savings Account

The following are the advantages of the Utkarsh Small Finance Bank Saving Account-

• Savings accounts at Utkarsh Small Finance Bank get interest rates ranging from 3.50% to 3.75%.
• The interest rate on an Indian Bank savings account ranges from 3.50 to 3.75 percent.
• A balance of Rs. 250 is required for non-cheque activities, and a balance of Rs. 500 is required for cheque operations.
• It provides a choice of debit cards to account holders to meet their demands.
• Indian Bank provides two financial services- internet banking and missed call banking.
• Individuals can also use the mobile banking program, which includes IMPS, utility bill payments, mobile recharges, inquiry and statement inquiries, and cheque book requests.
• The Passbook service is completely free.
• The savings account at Utkarsh Small Finance Bank can be transferred to any other branch without changing the account number.
• A safe deposit account and a nomination service are also available.
• To receive higher term deposit income on extra funds, link the Utkarsh Small Finance Bank savings account to a Multi Option Deposit account.

Customers could easily apply for Utkarsh Small Finance Bank online using the bank's official website (by filling in all the necessary details).

Account holders must follow the actions outlined below-

Step 1: Navigate to the official website of Utkarsh Small Finance Bank.

Step 2: Move the cursor to 'Accounts & Deposits' under the 'Personal' category and click on the option of savings account that the customer wishes to apply for.

Step 3: On the savings account page - click the "Get a call back" button.

Step 4: Fill out all of the needed information and click 'Submit.'

Step 5: Enter the OTP to request a call back from a Utkarsh Small Finance Bank customer service representative.

Customers can also apply for a Utkarsh Small Finance Bank Savings Account in person at a branch near them.

Following documents are needed to open a savings account with Utkarsh Bank-

• The most recent passport-size photos
• The Aadhaar Card
• Documents proving your address and identity
• Proof of your child's birth date (in case of a Minor Savings Account)

• HUF Form 60/PAN Card Copies
• The Karta has issued a declaration
• Karta's identification and address are as per individual documentation
• All Coparceners signed the necessary Joint Hindu Family Letter

Below listed are the several types of savings accounts available to be opened at Utkarsh Small Finance Bank-

Customers who invest in the Utkarsh Small Finance Bank Standard Savings Account can benefit from a variety of benefits and significant returns. 

The bank provides an account for youngsters under the age of 18 that provides a variety of specific banking privileges. 

Utkarsh Small Finance Bank Premium Savings Account offers a variety of incentives and services to its users, including convenient banking, lifestyle rewards, transactional offers, and so on.

Utkarsh Small Finance Bank provides its organization and employees with a paid account for quick salary disbursement, as well as a variety of modern and customized investment products.

This account is designed specifically for customers from lower socioeconomic strata who lack adequate KYC documentation.

With the Utkarsh Small Finance Bank Basic Savings Deposit Account, account holders have access to a variety of financial services.