Utkarsh Small Finance Bank Savings Account provides its customers with a variety of features with attractive interest rates and benefits to meet their financial needs.
Account holders at Utkarsh Small Finance Bank could also earn a savings account interest rate of 5% for a year on balances up to Rs. 1 lakh. Account holders can also receive 6% interest on incremental balances between Rs. 1 lakh and Rs. 25 lakhs and up to 7.25% interest on incremental balances beyond Rs. 25 lakhs.
Type of Utkarsh Savings Account |
Utkarsh Bank Savings Account Interest Rate |
Savings Bank Account |
3.50% – 3.75% |
SB Gold Account |
4.00% – 4.00% |
Silver SB Account |
4.00% – 4.00% |
Power Account |
4.00% – 4.00% |
Smart Kids Account |
4.00% – 4.00% |
Khata Vikas Account |
4.00% – 4.00% |
The following are the advantages of the Utkarsh Small Finance Bank Saving Account-
Customers could easily apply for Utkarsh Small Finance Bank online using the bank's official website (by filling in all the necessary details).
Account holders must follow the actions outlined below-
Step 1: Navigate to the official website of Utkarsh Small Finance Bank.
Step 2: Move the cursor to 'Accounts & Deposits' under the 'Personal' category and click on the option of savings account that the customer wishes to apply for.
Step 3: On the savings account page - click the "Get a call back" button.
Step 4: Fill out all of the needed information and click 'Submit.'
Step 5: Enter the OTP to request a call back from a Utkarsh Small Finance Bank customer service representative.
Customers can also apply for a Utkarsh Small Finance Bank Savings Account in person at a branch near them.
Following documents are needed to open a savings account with Utkarsh Bank-
Below listed are the several types of savings accounts available to be opened at Utkarsh Small Finance Bank-
Customers who invest in the Utkarsh Small Finance Bank Standard Savings Account can benefit from a variety of benefits and significant returns.
The bank provides an account for youngsters under the age of 18 that provides a variety of specific banking privileges.
Utkarsh Small Finance Bank Premium Savings Account offers a variety of incentives and services to its users, including convenient banking, lifestyle rewards, transactional offers, and so on.
Utkarsh Small Finance Bank provides its organization and employees with a paid account for quick salary disbursement, as well as a variety of modern and customized investment products.
This account is designed specifically for customers from lower socioeconomic strata who lack adequate KYC documentation.
With the Utkarsh Small Finance Bank Basic Savings Deposit Account, account holders have access to a variety of financial services.