PGIM India Equity Savings Fund Direct Growth

Hybrid
Equity Savings
Low to Moderate Risk
7.78%
3Y annualised
-0.09% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 01 Sep 2025
₹55.92
Rating
4
Min. SIP amount
₹1,000
Fund size
₹73.13Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (56)

NameSectorInstrumentAssets
FinancialEquity9.27%
EnergyEquity8.70%
FinancialEquity8.34%
ConstructionEquity8.00%
GOI
SovereignGOI Sec7.13%
Metals & MiningEquity6.06%
SovereignGOI Sec4.29%
Consumer DiscretionaryEquity3.94%
ServicesEquity3.75%
Metals & MiningEquity3.14%
Export-Import Bank Of India
FinancialBonds2.95%
ConstructionEquity2.09%
SovereignGOI Sec2.05%
FinancialEquity1.84%
FinancialEquity1.81%
CommunicationEquity1.76%
GOI
SovereignCGL1.44%
TechnologyEquity1.08%
SovereignGOI Sec0.69%
Consumer StaplesEquity0.67%
Punjab National Bank
FinancialCD0.66%
InsuranceEquity0.56%
ServicesEquity0.54%
AutomobileEquity0.54%
ConstructionEquity0.51%
HealthcareEquity0.47%
ServicesEquity0.45%
HealthcareEquity0.45%
AutomobileEquity0.39%
ChemicalsEquity0.36%
AutomobileEquity0.34%
FinancialEquity0.32%
FinancialEquity0.32%
Capital GoodsEquity0.31%
HealthcareEquity0.30%
TechnologyEquity0.29%
Consumer StaplesEquity0.28%
HealthcareEquity0.23%
Capital GoodsEquity0.21%
Consumer DiscretionaryEquity0.21%
DiversifiedEquity0.15%
InsuranceEquity0.15%
Consumer StaplesEquity0.14%
TechnologyEquity0.10%
Capital GoodsEquity0.10%
Bharti Airtel Ltd.
CommunicationFutures-1.00%
Larsen & Toubro Ltd.
ConstructionFutures-1.49%
Kotak Mahindra Bank Ltd.
FinancialFutures-1.85%
NMDC Ltd.
Metals & MiningFutures-3.10%
Titan Company Ltd.
Consumer DiscretionaryFutures-3.70%
Adani Ports and Special Economic Zone Ltd.
ServicesFutures-3.77%
Tata Steel Ltd.
Metals & MiningFutures-6.08%
Reliance Industries Ltd.
EnergyFutures-7.24%
HDFC Bank Ltd.
FinancialFutures-7.48%
Bajaj Finance Ltd.
FinancialFutures-7.71%
Ambuja Cements Ltd.
ConstructionFutures-8.03%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹1,000

Returns and rankings

Category: Hybrid Equity Savings
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns5.6%7.8%9.7%8.9%
Category average3.8%9.5%10.3%NA
Rank with in category62219NA
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Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.58%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Vinay Paharia
Apr 2023 - Present
View details

Education
Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.
Experience
Prior to joining Union Mutual Fund he was associated with Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
7th Floor, Radhe Empire,Chandavarkar RoadBorivali (W), Mumbai Mumbai 400092
Phone
+91 22 6159 5441 / 42
Launch Date
13 May 2010
E-mail
NA
PGIM India Mutual Fund
Asset Management Company
Custodian
Standard Chartered Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

Pros and cons

Category: Hybrid Equity Savings

Pros

Exit load is zero
Lower expense ratio: 0.58%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
1Y and 10Y annualised returns higher than category average

Cons

3Y and 5Y annualised returns lower than category average

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