How to Invest in PGIM India Gilt Direct Plan Growth?

You can easily invest in PGIM India Gilt Direct Plan Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for PGIM India Gilt Direct Plan Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in PGIM India Gilt Direct Plan Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does PGIM India Gilt Direct Plan Growth provide?

The PGIM India Gilt Direct Plan Growth has been there from 01 Jan 2013 and the average annual returns provided by this fund is 4.31% since its inception.

How much expense ratio is charged by PGIM India Gilt Direct Plan Growth?

The term Expense Ratio used for PGIM India Gilt Direct Plan Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of PGIM India Gilt Direct Plan Growth is 0.55% as of 20 Jan 2026...

What is the AUM of PGIM India Gilt Direct Plan Growth?

The AUM, short for Assets Under Management of PGIM India Gilt Direct Plan Growth is ₹104.20Cr as of 20 Jan 2026.

How to Redeem PGIM India Gilt Direct Plan Growth?

If you want to sell your PGIM India Gilt Direct Plan Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of PGIM India Gilt Direct Plan Growth?

You can select either SIP or Lumpsum investment of PGIM India Gilt Direct Plan Growth based on your investment objective and risk tolerance.

What is the NAV of PGIM India Gilt Direct Plan Growth?

The NAV of PGIM India Gilt Direct Plan Growth is ₹32.69 as of 19 Jan 2026.

What is the PE and PB ratio of PGIM India Gilt Direct Plan Growth?

The PE ratio ratio of PGIM India Gilt Direct Plan Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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PGIM India Gilt Direct Plan Growth

Name: PGIM India Gilt Direct Plan Growth
Brand: PGIM India Mutual Fund

Debt

Gilt

Moderate Risk

+7.10%

3Y annualised

0.00% 1D

All

NAV: 19 Jan '26

₹32.69

Min. SIP amount

₹1,000

Fund size

₹104.20 Cr

Expense ratio

0.55%

Return calculator

Monthly SIP

One time

Monthly investment

₹5,000

Over the past	Total investment	Would've become	Returns
1 year	₹60,000	₹62,085	+3.48%
3 years	₹1,80,000	₹2,02,793	+12.66%
5 years	₹3,00,000	₹3,56,578	+18.86%
10 years	₹6,00,000	₹8,68,928	+44.82%

Holdings (17)

Name	Sector	Instruments	Assets
GOI	Sovereign	GOI Sec	46.58%
GOI	Sovereign	GOI Sec	9.55%
GOI	Sovereign	GOI Sec	8.75%
GOI	Sovereign	GOI Sec	5.07%
GOI	Sovereign	GOI Sec	4.92%
Andhra Pradesh State	Financial	SDL	4.84%
GOI	Sovereign	GOI Sec	4.15%
GOI	Sovereign	GOI Sec	4.08%
GOI	Sovereign	GOI Sec	1.90%
GOI	Sovereign	GOI Sec	1.85%
GOI	Sovereign	CGL	1.55%
GOI	Sovereign	GOI Sec	0.98%
GOI	Sovereign	GOI Sec	0.74%
GOI	Sovereign	GOI Sec	0.53%
GOI	Sovereign	GOI Sec	0.30%
GOI	Sovereign	GOI Sec	0.17%
GOI	Sovereign	GOI Sec	0.02%

See All

Minimum investments

Min. for 1st investment

₹5,000

Min. for 2nd investment

₹1,000

Min. for SIP

₹1,000

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+7.1%	+5.8%	+7.3%	+7.5%
Category average (Debt Gilt)	+6.8%	+4.9%	+7.0%	--
Rank (Debt Gilt)	10	6	14	--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	ICICI Prudential Gilt Fund Direct Plan Growth	+6.66%	+8.03%	9,181.38
	Baroda BNP Paribas Gilt Fund Direct Growth	+5.04%	+7.36%	1,183.68
	SBI Gilt Fund Direct Growth	+4.90%	+7.15%	10,816.83
	HDFC Gilt Fund Direct Growth	+5.03%	+7.06%	2,914.19
	Franklin India Government Securities Fund Direct Growth	+5.18%	+6.34%	186.64
Compare

Fund management

PP
Puneet Pal
Dec 2017 - Present
View details

Education

Mr. Pal is a B.Com (H) and MBA from SIBM Pune.

Experience

Prior to joining PGIM India Mutual Fund, he has worked with BNP Paribas AMC as Head Fixed Income, UTI AMC as Sr. Vice President & Fund Manager & TATA AMC as Fund Manager.

Also manages these schemes

PGIM India Healthcare Fund Direct Growth

PGIM India CRISIL IBX Gilt Index Apr 2028 Fund Direct Growth

PGIM India Flexi Cap Fund Direct Growth

PGIM India Liquid Fund Direct Plan Growth

PGIM India Corporate Bond Direct Plan Growth

PGIM India Balanced Advantage Fund Direct Growth

PGIM India Overnight Fund Direct Growth

PGIM India Gilt Direct Plan Growth

PGIM India Large and Mid Cap Fund Direct Growth

PGIM India Money Market Fund Direct Growth

PGIM India Ultra Short Duration Direct Growth

PGIM India Arbitrage Fund Direct Growth

PGIM India Multi Cap Fund Direct Growth

PGIM India Retirement Fund Direct Growth

PGIM India Multi Asset Allocation Fund Direct Growth

PGIM India Midcap Fund Direct Growth

PGIM India Small Cap Fund Direct Growth

PGIM India Equity Savings Fund Direct Growth

PGIM India Aggressive Hybrid Equity Fund Direct Growth

PGIM India Dynamic Bond Fund Direct Growth

BK
Bhupesh Kalyani
Sep 2022 - Present
View details

Education

Mr. Kalyani is a CA, ICWA and CISA.

Experience

Prior to joining PGIM India Mutual Fund, he was associated with IDBI AMC, LIC Mutual Fund, Edelweiss Mutual Fund, Tata Mutual Fund and Star Union Dai-ichi life Insurance C.o. Ltd.

Also manages these schemes

PGIM India ELSS Tax Saver Fund Direct Growth

PGIM India Money Market Fund Direct Growth

PGIM India Ultra Short Duration Direct Growth

PGIM India CRISIL IBX Gilt Index Apr 2028 Fund Direct Growth

PGIM India Liquid Fund Direct Plan Growth

PGIM India Corporate Bond Direct Plan Growth

PGIM India Overnight Fund Direct Growth

PGIM India Dynamic Bond Fund Direct Growth

PGIM India Large Cap Fund Direct Growth

PGIM India Gilt Direct Plan Growth

About PGIM India Gilt Direct Plan Growth

PGIM India Gilt Direct Plan Growth is a Debt Mutual Fund Scheme launched by PGIM India Mutual Fund. This scheme was made available to investors on 13 May 2010. Puneet Pal is the Current Fund Manager of PGIM India Gilt Direct Plan Growth fund. The fund currently has an Asset Under Management(AUM) of ₹27,237 Cr and the Latest NAV as of 19 Jan 2026 is ₹32.69. The PGIM India Gilt Direct Plan Growth is rated Moderate risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. ;