PGIM India Retirement Fund Direct Growth

PGIM India Retirement Fund Direct Growth

1M
6M
1Y
All
NAV: 22 May '26
₹12.07
Min. for SIP
₹1,000
Fund size (AUM)
₹97.14 Cr
Expense ratio
0.87%
Rating
--

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
3 months₹15,000₹15,478
+3.19%
6 months₹30,000₹30,525
+1.75%
1 year₹60,000₹59,934
-0.11%

Holdings (89)

NameSectorInstrumentsAssets
ICICI Bank Ltd.FinancialEquity5.06%
Reliance Industries Ltd.EnergyEquity4.09%
HDFC Bank Ltd.FinancialEquity3.85%
Tata Consultancy Services Ltd.TechnologyEquity2.70%
Multi Commodity Exchange Of India Ltd.ServicesEquity2.27%
Solar Industries India Ltd.ChemicalsEquity2.26%
Bharti Airtel Ltd.CommunicationEquity2.03%
Rubicon Research Ltd.HealthcareEquity1.99%
Bajaj Finance Ltd.FinancialEquity1.85%
Navin Fluorine International Ltd.ChemicalsEquity1.73%
Varun Beverages Ltd.Consumer StaplesEquity1.71%
JB Chemicals & Pharmaceuticals Ltd.HealthcareEquity1.67%
Eternal Ltd.ServicesEquity1.47%
Sai Life Sciences Ltd.HealthcareEquity1.45%
Krishna Institute of Medical Sciences LtdHealthcareEquity1.39%
Mankind Pharma Ltd.HealthcareEquity1.37%
Max Healthcare Institute Ltd.HealthcareEquity1.33%
Coromandel International Ltd.ChemicalsEquity1.33%
ICICI Lombard General Insurance Company Ltd.InsuranceEquity1.30%
Ultratech Cement Ltd.ConstructionEquity1.29%
Supreme Industries Ltd.ChemicalsEquity1.28%
Computer Age Management Services Ltd.ServicesEquity1.24%
Bharti Hexacom Ltd.CommunicationEquity1.24%
Dixon Technologies (India) Ltd.Capital GoodsEquity1.20%
Clean Max Enviro Energy Solutions Ltd.EnergyEquity1.12%
Carborundum Universal Ltd.Metals & MiningEquity1.12%
Vishal Mega Mart Ltd.ServicesEquity1.12%
Anthem Biosciences Ltd.HealthcareEquity1.11%
Data Patterns (India) Ltd.Capital GoodsEquity1.08%
Bikaji Foods International Ltd.Consumer StaplesEquity1.07%
SRF Ltd.ChemicalsEquity1.05%
Prestige Estates Projects Ltd.ConstructionEquity1.05%
AU Small Finance Bank Ltd.FinancialEquity1.02%
Nippon Life India Asset Management Ltd.FinancialEquity1.00%
NTPC Ltd.EnergyEquity1.00%
Gabriel India Ltd.AutomobileEquity1.00%
ICICI Prudential Asset Management Company Ltd.FinancialEquity0.99%
Nestle India Ltd.Consumer StaplesEquity0.99%
Tube Investments Of India Ltd.AutomobileEquity0.97%
CG Power and Industrial Solutions Ltd.Capital GoodsEquity0.94%
Sona BLW Precision Forgings Ltd.AutomobileEquity0.90%
JSW Infrastructure Ltd.ServicesEquity0.90%
FSN E-Commerce Ventures Ltd.ServicesEquity0.89%
Larsen & Toubro Ltd.ConstructionEquity0.89%
JSW Dulux Ltd.ChemicalsEquity0.87%
JSW Cement Ltd.ConstructionEquity0.86%
Bharat Electronics Ltd.Capital GoodsEquity0.84%
Info Edge (India) Ltd.ServicesEquity0.82%
Neuland Laboratories Ltd.HealthcareEquity0.82%
DOMS Industries Ltd.Consumer StaplesEquity0.81%
Maruti Suzuki India Ltd.AutomobileEquity0.81%
LG Electronics India Ltd.Consumer DiscretionaryEquity0.78%
Blue Star Ltd.Consumer DiscretionaryEquity0.78%
UNO Minda Ltd.AutomobileEquity0.77%
Sumitomo Chemical India Ltd.ChemicalsEquity0.77%
Endurance Technologies Ltd.AutomobileEquity0.77%
Gillette India Ltd.Consumer StaplesEquity0.76%
Home First Finance Company India Ltd.FinancialEquity0.73%
Torrent Pharmaceuticals Ltd.HealthcareEquity0.72%
Physicswallah Ltd.ServicesEquity0.71%
Affle 3I Ltd.TechnologyEquity0.71%
International Gemological Institute Ltd.Consumer DiscretionaryEquity0.71%
Global Health Ltd.HealthcareEquity0.70%
Eureka Forbes Ltd.Metals & MiningEquity0.70%
Mrs. Bectors Food Specialities Ltd.Consumer StaplesEquity0.68%
Kei Industries Ltd.Capital GoodsEquity0.65%
Triveni Turbine Ltd.ConstructionEquity0.65%
Ashok Leyland Ltd.AutomobileEquity0.65%
Bharat Forge Ltd.AutomobileEquity0.64%
SBI Life Insurance Company Ltd.InsuranceEquity0.63%
360 One Wam Ltd.FinancialEquity0.60%
BlackBuck Ltd.ServicesEquity0.60%
K.P.R. Mill Ltd.TextilesEquity0.56%
Pidilite Industries Ltd.ChemicalsEquity0.54%
PB Fintech Ltd.ServicesEquity0.53%
Awfis Space Solutions Ltd.ServicesEquity0.52%
United Spirits Ltd.Consumer StaplesEquity0.52%
Sun Pharmaceutical Industries Ltd.HealthcareEquity0.45%
Torrent Power Ltd.EnergyEquity0.45%
Hexaware Technologies Ltd.TechnologyEquity0.43%
Devyani International Ltd.ServicesEquity0.42%
Amagi Media Labs Ltd.TechnologyEquity0.42%
Timken India Ltd.Capital GoodsEquity0.38%
Pine Labs Ltd.FinancialEquity0.34%
Container Corporation Of India Ltd.ServicesEquity0.32%
Safari Industries (India) Ltd.Consumer DiscretionaryEquity0.27%
BlueStone Jewellery and Lifestyle Ltd.Consumer DiscretionaryEquity0.22%
Dr Agarwals Eye Hospital Ltd.HealthcareEquity0.22%
Reserve Bank of IndiaFinancialT-Bills0.15%
See All

Minimum investments

Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000

Returns and rankings

Annualised returns
Absolute returns
Name3M6M1YAll
Fund returns+0.7%-3.4%+0.5%+20.1%
Category average (Equity Multi Cap)----+0.9%--
Rank (Equity Multi Cap)172329--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Compare similar funds

Fund management

VP
Vinay Paharia
Mar 2024 - Present
View details

Education
Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.
Experience
Prior to joining PGIM India Mutual Fund, he was associated with Union Mutual Fund, Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).

About PGIM India Retirement Fund Direct Growth

PGIM India Retirement Fund Direct Growth is a Equity Mutual Fund Scheme launched by PGIM India Mutual Fund. This scheme was made available to investors on 13 May 2010. Vinay Paharia is the Current Fund Manager of PGIM India Retirement Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹26,454 Cr and the Latest NAV as of 22 May 2026 is ₹12.07. The PGIM India Retirement Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. ;

Investment Objective

The scheme seeks to provide capital appreciation and income to investors in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments, REITs and InvITs, and fixed income securities.
Fund benchmarkBSE 500 Total Return Index

Fund house

Rank (total assets)#26 in India
Total AUM₹26,454.29 Cr
Date of Incorporation13 May 2010
Phone+91 22 6159 5441 / 42 , 1800 209 7446
E-mail--
Launch Date13 May 2010
Address7th Floor, Radhe Empire,Chandavarkar RoadBorivali (W), Mumbai Mumbai 400092
CustodianStandard Chartered Bank
Registrar & Transfer AgentKFin Tech
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,