PGIM India Retirement Fund Direct Growth

PGIM India Retirement Fund Direct Growth

1M
6M
1Y
All
NAV: 24 Mar '26
₹10.95
Min. for SIP
₹1,000
Fund size (AUM)
₹95.33 Cr
Expense ratio
0.70%

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
3 months₹15,000₹14,377
-4.15%
6 months₹30,000₹27,770
-7.43%

Holdings (91)

NameSectorInstrumentsAssets
ICICI Bank Ltd.FinancialEquity5.63%
HDFC Bank Ltd.FinancialEquity4.52%
Reliance Industries Ltd.EnergyEquity4.06%
Bharti Airtel Ltd.CommunicationEquity2.06%
Bajaj Finance Ltd.FinancialEquity2.01%
Solar Industries India Ltd.ChemicalsEquity2.01%
Multi Commodity Exchange Of India Ltd.ServicesEquity1.90%
JB Chemicals & Pharmaceuticals Ltd.HealthcareEquity1.71%
Tata Consultancy Services Ltd.TechnologyEquity1.66%
Rubicon Research Ltd.HealthcareEquity1.64%
Navin Fluorine International Ltd.ChemicalsEquity1.61%
Krishna Institute of Medical Sciences LtdHealthcareEquity1.58%
Varun Beverages Ltd.Consumer StaplesEquity1.53%
Coromandel International Ltd.ChemicalsEquity1.52%
Eternal Ltd.ServicesEquity1.50%
Max Healthcare Institute Ltd.HealthcareEquity1.49%
Ultratech Cement Ltd.ConstructionEquity1.44%
ICICI Lombard General Insurance Company Ltd.InsuranceEquity1.43%
Supreme Industries Ltd.ChemicalsEquity1.43%
Mankind Pharma Ltd.HealthcareEquity1.40%
Sai Life Sciences Ltd.HealthcareEquity1.38%
Bharti Hexacom Ltd.CommunicationEquity1.34%
Dixon Technologies (India) Ltd.Capital GoodsEquity1.16%
Computer Age Management Services Ltd.ServicesEquity1.16%
Vishal Mega Mart Ltd.ServicesEquity1.10%
SRF Ltd.ChemicalsEquity1.09%
Prestige Estates Projects Ltd.ConstructionEquity1.05%
Clean Max Enviro Energy Solutions Ltd.EnergyEquity1.05%
Anthem Biosciences Ltd.HealthcareEquity1.04%
Bikaji Foods International Ltd.Consumer StaplesEquity1.03%
Gabriel India Ltd.AutomobileEquity0.99%
Carborundum Universal Ltd.Metals & MiningEquity0.99%
AU Small Finance Bank Ltd.FinancialEquity0.99%
NTPC Ltd.EnergyEquity0.98%
Larsen & Toubro Ltd.ConstructionEquity0.96%
ICICI Prudential Asset Management Company Ltd.FinancialEquity0.95%
Nippon Life India Asset Management Ltd.FinancialEquity0.94%
Tube Investments Of India Ltd.AutomobileEquity0.92%
Maruti Suzuki India Ltd.AutomobileEquity0.92%
FSN E-Commerce Ventures Ltd.ServicesEquity0.91%
Endurance Technologies Ltd.AutomobileEquity0.90%
Nestle India Ltd.Consumer StaplesEquity0.89%
Akzo Nobel India Ltd.ChemicalsEquity0.89%
JSW Cement Ltd.ConstructionEquity0.89%
Bharat Electronics Ltd.Capital GoodsEquity0.89%
Info Edge (India) Ltd.ServicesEquity0.88%
Ashok Leyland Ltd.AutomobileEquity0.87%
Data Patterns (India) Ltd.Capital GoodsEquity0.87%
Blue Star Ltd.Consumer DiscretionaryEquity0.86%
JSW Infrastructure Ltd.ServicesEquity0.86%
CG Power and Industrial Solutions Ltd.Capital GoodsEquity0.85%
DOMS Industries Ltd.Consumer StaplesEquity0.84%
UNO Minda Ltd.AutomobileEquity0.84%
Gillette India Ltd.Consumer StaplesEquity0.82%
Sona BLW Precision Forgings Ltd.AutomobileEquity0.81%
LG Electronics India Ltd.Consumer DiscretionaryEquity0.80%
Sumitomo Chemical India Ltd.ChemicalsEquity0.75%
Torrent Pharmaceuticals Ltd.HealthcareEquity0.75%
Mrs. Bectors Food Specialities Ltd.Consumer StaplesEquity0.74%
Persistent Systems Ltd.TechnologyEquity0.73%
Global Health Ltd.HealthcareEquity0.73%
SBI Life Insurance Company Ltd.InsuranceEquity0.72%
Neuland Laboratories Ltd.HealthcareEquity0.71%
Affle 3I Ltd.TechnologyEquity0.70%
International Gemmological Institute (India) Ltd.Consumer DiscretionaryEquity0.69%
Home First Finance Company India Ltd.FinancialEquity0.69%
Kei Industries Ltd.Capital GoodsEquity0.69%
Eureka Forbes Ltd.Metals & MiningEquity0.68%
Bharat Forge Ltd.AutomobileEquity0.66%
BlackBuck Ltd.ServicesEquity0.65%
360 One Wam Ltd.FinancialEquity0.65%
Pidilite Industries Ltd.ChemicalsEquity0.59%
Triveni Turbine Ltd.ConstructionEquity0.57%
Physicswallah Ltd.ServicesEquity0.57%
United Spirits Ltd.Consumer StaplesEquity0.55%
K.P.R. Mill Ltd.TextilesEquity0.54%
PB Fintech Ltd.ServicesEquity0.48%
Hexaware Technologies Ltd.TechnologyEquity0.47%
Sagility Ltd.ServicesEquity0.46%
Devyani International Ltd.ServicesEquity0.44%
Awfis Space Solutions Ltd.ServicesEquity0.44%
Sun Pharmaceutical Industries Ltd.HealthcareEquity0.44%
Torrent Power Ltd.EnergyEquity0.42%
Amagi Media Labs Ltd.TechnologyEquity0.40%
Timken India Ltd.Capital GoodsEquity0.39%
Safari Industries (India) Ltd.Consumer DiscretionaryEquity0.35%
Pine Labs Ltd.FinancialEquity0.34%
Container Corporation Of India Ltd.ServicesEquity0.32%
Dr Agarwals Eye Hospital Ltd.HealthcareEquity0.21%
BlueStone Jewellery and Lifestyle Ltd.Consumer DiscretionaryEquity0.20%
Reserve Bank of IndiaFinancialT-Bills0.15%
See All

Minimum investments

Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000

Returns and rankings

Annualised returns
Absolute returns
Name3M6M1YAll
Fund returns-9.4%-12.6%+0.2%+10.5%
Category average (Equity Multi Cap)----+0.9%--
Rank (Equity Multi Cap)213229--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Compare similar funds

Fund management

VP
Vinay Paharia
Mar 2024 - Present
View details

Education
Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.
Experience
Prior to joining PGIM India Mutual Fund, he was associated with Union Mutual Fund, Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).

About PGIM India Retirement Fund Direct Growth

PGIM India Retirement Fund Direct Growth is a Equity Mutual Fund Scheme launched by PGIM India Mutual Fund. This scheme was made available to investors on 13 May 2010. Puneet Pal is the Current Fund Manager of PGIM India Retirement Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹26,753 Cr and the Latest NAV as of 24 Mar 2026 is ₹10.95. The PGIM India Retirement Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. ;

Investment Objective

The scheme seeks to provide capital appreciation and income to investors in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments, REITs and InvITs, and fixed income securities.
Fund benchmarkBSE 500 Total Return Index

Fund house

Rank (total assets)#26 in India
Total AUM₹26,753.12 Cr
Date of Incorporation13 May 2010
Phone+91 22 6159 5441 / 42 , 1800 209 7446
E-mail--
Launch Date13 May 2010
Address7th Floor, Radhe Empire,Chandavarkar RoadBorivali (W), Mumbai Mumbai 400092
CustodianStandard Chartered Bank
Registrar & Transfer AgentKFin Tech
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,