PGIM India Retirement Fund Direct Growth

PGIM India Retirement Fund Direct Growth

1M
6M
1Y
All
NAV: 13 Apr '26
₹11.48
Min. for SIP
₹1,000
Fund size (AUM)
₹86.63 Cr
Expense ratio
0.70%
Rating
--

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
3 months₹15,000₹14,377
-4.15%
6 months₹30,000₹27,770
-7.43%

Holdings (91)

NameSectorInstrumentsAssets
ICICI Bank Ltd.FinancialEquity5.42%
Reliance Industries Ltd.EnergyEquity4.31%
HDFC Bank Ltd.FinancialEquity4.10%
Bharti Airtel Ltd.CommunicationEquity2.15%
Multi Commodity Exchange Of India Ltd.ServicesEquity2.04%
Solar Industries India Ltd.ChemicalsEquity1.98%
JB Chemicals & Pharmaceuticals Ltd.HealthcareEquity1.89%
Rubicon Research Ltd.HealthcareEquity1.78%
Bajaj Finance Ltd.FinancialEquity1.78%
Navin Fluorine International Ltd.ChemicalsEquity1.75%
Tata Consultancy Services Ltd.TechnologyEquity1.63%
Eternal Ltd.ServicesEquity1.53%
Supreme Industries Ltd.ChemicalsEquity1.49%
Sai Life Sciences Ltd.HealthcareEquity1.48%
Krishna Institute of Medical Sciences LtdHealthcareEquity1.45%
Max Healthcare Institute Ltd.HealthcareEquity1.45%
Varun Beverages Ltd.Consumer StaplesEquity1.44%
Coromandel International Ltd.ChemicalsEquity1.44%
ICICI Lombard General Insurance Company Ltd.InsuranceEquity1.42%
Bharti Hexacom Ltd.CommunicationEquity1.39%
Mankind Pharma Ltd.HealthcareEquity1.37%
Ultratech Cement Ltd.ConstructionEquity1.34%
Computer Age Management Services Ltd.ServicesEquity1.18%
Dixon Technologies (India) Ltd.Capital GoodsEquity1.17%
SRF Ltd.ChemicalsEquity1.14%
Bikaji Foods International Ltd.Consumer StaplesEquity1.11%
Vishal Mega Mart Ltd.ServicesEquity1.09%
Anthem Biosciences Ltd.HealthcareEquity1.08%
NTPC Ltd.EnergyEquity1.04%
Carborundum Universal Ltd.Metals & MiningEquity1.02%
AU Small Finance Bank Ltd.FinancialEquity0.95%
Prestige Estates Projects Ltd.ConstructionEquity0.94%
ICICI Prudential Asset Management Company Ltd.FinancialEquity0.94%
Akzo Nobel India Ltd.ChemicalsEquity0.94%
Tube Investments Of India Ltd.AutomobileEquity0.93%
DOMS Industries Ltd.Consumer StaplesEquity0.92%
Info Edge (India) Ltd.ServicesEquity0.91%
Data Patterns (India) Ltd.Capital GoodsEquity0.90%
Gabriel India Ltd.AutomobileEquity0.90%
Nippon Life India Asset Management Ltd.FinancialEquity0.89%
FSN E-Commerce Ventures Ltd.ServicesEquity0.89%
Nestle India Ltd.Consumer StaplesEquity0.89%
JSW Infrastructure Ltd.ServicesEquity0.89%
Bharat Electronics Ltd.Capital GoodsEquity0.88%
JSW Cement Ltd.ConstructionEquity0.87%
Larsen & Toubro Ltd.ConstructionEquity0.87%
CG Power and Industrial Solutions Ltd.Capital GoodsEquity0.85%
Clean Max Enviro Energy Solutions Ltd.EnergyEquity0.84%
Maruti Suzuki India Ltd.AutomobileEquity0.84%
Persistent Systems Ltd.TechnologyEquity0.83%
Endurance Technologies Ltd.AutomobileEquity0.82%
Torrent Pharmaceuticals Ltd.HealthcareEquity0.81%
Affle 3I Ltd.TechnologyEquity0.81%
UNO Minda Ltd.AutomobileEquity0.80%
Sona BLW Precision Forgings Ltd.AutomobileEquity0.80%
LG Electronics India Ltd.Consumer DiscretionaryEquity0.79%
Blue Star Ltd.Consumer DiscretionaryEquity0.79%
Gillette India Ltd.Consumer StaplesEquity0.78%
Sumitomo Chemical India Ltd.ChemicalsEquity0.75%
Neuland Laboratories Ltd.HealthcareEquity0.74%
International Gemmological Institute (India) Ltd.Consumer DiscretionaryEquity0.73%
BlackBuck Ltd.ServicesEquity0.71%
Ashok Leyland Ltd.AutomobileEquity0.70%
Mrs. Bectors Food Specialities Ltd.Consumer StaplesEquity0.70%
Eureka Forbes Ltd.Metals & MiningEquity0.70%
SBI Life Insurance Company Ltd.InsuranceEquity0.69%
Global Health Ltd.HealthcareEquity0.68%
Physicswallah Ltd.ServicesEquity0.64%
Bharat Forge Ltd.AutomobileEquity0.64%
Home First Finance Company India Ltd.FinancialEquity0.63%
360 One Wam Ltd.FinancialEquity0.61%
Kei Industries Ltd.Capital GoodsEquity0.61%
Triveni Turbine Ltd.ConstructionEquity0.56%
Pidilite Industries Ltd.ChemicalsEquity0.56%
K.P.R. Mill Ltd.TextilesEquity0.55%
United Spirits Ltd.Consumer StaplesEquity0.54%
Sagility Ltd.ServicesEquity0.51%
PB Fintech Ltd.ServicesEquity0.51%
Sun Pharmaceutical Industries Ltd.HealthcareEquity0.49%
Hexaware Technologies Ltd.TechnologyEquity0.46%
Timken India Ltd.Capital GoodsEquity0.40%
Awfis Space Solutions Ltd.ServicesEquity0.38%
Torrent Power Ltd.EnergyEquity0.38%
Amagi Media Labs Ltd.TechnologyEquity0.37%
Devyani International Ltd.ServicesEquity0.36%
Safari Industries (India) Ltd.Consumer DiscretionaryEquity0.31%
Pine Labs Ltd.FinancialEquity0.31%
Container Corporation Of India Ltd.ServicesEquity0.30%
Dr Agarwals Eye Hospital Ltd.HealthcareEquity0.24%
BlueStone Jewellery and Lifestyle Ltd.Consumer DiscretionaryEquity0.23%
Reserve Bank of IndiaFinancialT-Bills0.17%
See All

Minimum investments

Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000

Returns and rankings

Annualised returns
Absolute returns
Name3M6M1YAll
Fund returns-3.8%-7.0%+8.1%+15.4%
Category average (Equity Multi Cap)----+0.9%--
Rank (Equity Multi Cap)223430--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Check past data

Compare similar funds

Name1Y3YFund Size(Cr)
Kotak Multicap Fund Direct Growth
Kotak Multicap Fund Direct Growth
+12.80%+23.42%22,095.33
HSBC Multi Cap Fund Direct Growth
HSBC Multi Cap Fund Direct Growth
+12.04%+22.85%4,799.95
Axis Multicap Fund Direct Growth
Axis Multicap Fund Direct Growth
+10.47%+22.47%8,543.37
Nippon India Multi Cap Fund Direct Growth
Nippon India Multi Cap Fund Direct Growth
+10.57%+20.77%46,320.82
ICICI Prudential Multicap Fund Direct Plan Growth
ICICI Prudential Multicap Fund Direct Plan Growth
+9.83%+20.32%14,681.40
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Fund management

VP
Vinay Paharia
Mar 2024 - Present
View details

Education
Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.
Experience
Prior to joining PGIM India Mutual Fund, he was associated with Union Mutual Fund, Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).

About PGIM India Retirement Fund Direct Growth

PGIM India Retirement Fund Direct Growth is a Equity Mutual Fund Scheme launched by PGIM India Mutual Fund. This scheme was made available to investors on 13 May 2010. Puneet Pal is the Current Fund Manager of PGIM India Retirement Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹23,868 Cr and the Latest NAV as of 13 Apr 2026 is ₹11.48. The PGIM India Retirement Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹5,000. ;

Investment Objective

The scheme seeks to provide capital appreciation and income to investors in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments, REITs and InvITs, and fixed income securities.
Fund benchmarkBSE 500 Total Return Index

Fund house

Rank (total assets)#26 in India
Total AUM₹23,867.67 Cr
Date of Incorporation13 May 2010
Phone+91 22 6159 5441 / 42 , 1800 209 7446
E-mail--
Launch Date13 May 2010
Address7th Floor, Radhe Empire,Chandavarkar RoadBorivali (W), Mumbai Mumbai 400092
CustodianStandard Chartered Bank
Registrar & Transfer AgentKFin Tech
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,