PGIM India Balanced Advantage Fund Direct Growth

Hybrid
Dynamic Asset Allocation
Very High Risk
11.12%
3Y annualised
-0.06% 1D
1M
6M
1Y
3Y
All
NAV: 05 Sep 2025
₹16.58
Rating
2
Min. SIP amount
₹1,000
Fund size
₹964.70Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (78)

NameSectorInstrumentAssets
FinancialEquity7.92%
FinancialEquity7.63%
EnergyEquity6.23%
SovereignGOI Sec5.63%
SovereignGOI Sec3.68%
TechnologyEquity3.17%
CommunicationEquity2.51%
ServicesEquity2.10%
TechnologyEquity2.07%
GOI
SovereignGOI Sec1.99%
FinancialEquity1.70%
FinancialBonds1.69%
Consumer StaplesEquity1.69%
GOI
SovereignGOI Sec1.64%
SovereignGOI Sec1.52%
DiversifiedEquity1.52%
GOI
SovereignGOI Sec1.48%
ConstructionEquity1.46%
HealthcareEquity1.37%
HealthcareEquity1.27%
FinancialEquity1.25%
ConstructionEquity1.19%
ServicesEquity1.15%
Consumer StaplesEquity1.13%
FinancialEquity1.12%
AutomobileEquity1.07%
Consumer StaplesEquity1.06%
Capital GoodsEquity1.02%
Consumer DiscretionaryEquity1.01%
Capital GoodsEquity1.01%
SovereignGOI Sec0.94%
InsuranceEquity0.93%
Capital GoodsEquity0.82%
HealthcareEquity0.80%
ServicesEquity0.79%
AutomobileEquity0.78%
HealthcareEquity0.78%
AutomobileEquity0.77%
Power Finance Corporation Ltd.
FinancialDebenture0.77%
AutomobileEquity0.76%
ServicesEquity0.76%
Capital GoodsEquity0.73%
ConstructionEquity0.73%
HealthcareEquity0.73%
Consumer DiscretionaryEquity0.71%
ChemicalsEquity0.70%
Bharti Telecom Ltd.
CommunicationCP0.70%
Capital GoodsEquity0.69%
GOI
SovereignGOI Sec0.68%
TechnologyEquity0.67%
ServicesEquity0.67%
ChemicalsEquity0.65%
EnergyEquity0.65%
ChemicalsEquity0.64%
ChemicalsEquity0.63%
GOI
SovereignCGL0.62%
HealthcareEquity0.62%
AutomobileEquity0.60%
SovereignGOI Sec0.58%
EnergyEquity0.57%
Consumer StaplesEquity0.57%
ConstructionEquity0.55%
FinancialDebenture0.54%
Capital GoodsDebenture0.53%
Consumer StaplesEquity0.51%
Union Bank of India
FinancialCD0.49%
Indian Bank
FinancialCD0.49%
Small Industries Devp. Bank of India Ltd.
FinancialBonds0.42%
FinancialDebenture0.37%
Consumer StaplesEquity0.37%
Consumer DiscretionaryEquity0.37%
ServicesEquity0.35%
FinancialBonds0.32%
SovereignGOI Sec0.26%
Punjab National Bank
FinancialCD0.25%
Aditya Birla Finance Ltd.
FinancialDebenture0.21%
Shriram Finance Ltd
FinancialDebenture0.11%
SovereignGOI Sec0.03%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹1,000

Returns and rankings

Category: Hybrid Dynamic Asset Allocation
Annualised returns
Absolute returns
6M1Y3YAll
Fund returnsNA3.0%11.1%11.7%
Category averageNA0.1%11.3%NA
Rank with in categoryNA1622NA
Understand terms

Peer Comparison

Hybrid, Dynamic Asset Allocation fundsRating1Y3YFund Size(Cr)
5
0.7%18.9%1,01,772.60
5
3.4%14.1%36,558.31
4
6.3%13.6%64,964.03
4
3.1%13.2%9,355.29
4
5.3%12.2%3,503.00

Expense ratio, exit load and tax

Expense ratio: 0.47%

Inclusive of GST

Exit load

Exit load of 0.5%, if redeemed within 90 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Vinay Paharia
Apr 2023 - Present
View details

Education
Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.
Experience
Prior to joining Union Mutual Fund he was associated with Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).
Also manages these schemes

Utsav Mehta
Apr 2024 - Present
View details

Chetan Gindodia
Mar 2024 - Present
View details

Education
Mr. Gindodia has done B.Com, CA and CFA
Experience
Prior to joining Mahindra Manulife Mutual Fund, he has worked with PGIM India MF, Alf Accurate Advisors, Multi-Act India and EY
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
7th Floor, Radhe Empire,Chandavarkar RoadBorivali (W), Mumbai Mumbai 400092
Phone
+91 22 6159 5441 / 42
Launch Date
13 May 2010
E-mail
NA
PGIM India Mutual Fund
Asset Management Company
Custodian
Standard Chartered Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

Pros and cons

Category: Hybrid Dynamic Asset Allocation

Pros

Lower expense ratio: 0.47%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
1Y annualised returns higher than category average by 2.86%

Cons

3Y annualised returns lower than category average by 0.2%
Low rating: 2

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