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Nippon India Retirement Fund Wealth Creation Scheme Growth
+13.40%
3Y annualised
+0.33% 1D
NAV: 16 Jun '26
₹28.29
Min. for SIP
₹500
Fund size (AUM)
₹3,035.29 Cr
Expense ratio
1.92%
Rating
4
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹59,921 | -0.13% | |
| 3 years | ₹1,80,000 | ₹1,94,162 | +7.87% | |
| 5 years | ₹3,00,000 | ₹3,88,015 | +29.34% | |
| 10 years | ₹6,00,000 | ₹10,79,248 | +79.87% |
Holdings (76)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 7.85% |
| ICICI Bank Ltd | Financial | Equity | 7.33% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 4.46% |
| Axis Bank Ltd | Financial | Equity | 4.24% |
| Infosys Ltd | Technology | Equity | 4.20% |
| Larsen & Toubro Ltd | Industrials | Equity | 3.56% |
| JSW Energy Ltd | Energy & Utilities | Equity | 3.53% |
| State Bank of India | Financial | Equity | 3.30% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 2.35% |
| Samvardhana Motherson International Ltd | Consumer Discretionary | Equity | 2.13% |
| Tech Mahindra Ltd | Technology | Equity | 2.08% |
| NTPC Ltd | Energy & Utilities | Equity | 2.04% |
| Hindustan Aeronautics Ltd | Industrials | Equity | 1.91% |
| Varun Beverages Ltd | Consumer Staples | Equity | 1.91% |
| SBI Life Insurance Company Ltd | Financial | Equity | 1.81% |
| Repo | Unspecified | Repo | 1.73% |
| Indus Towers Ltd | Technology | Equity | 1.61% |
| HDFC Asset Management Company Ltd | Financial | Equity | 1.59% |
| NTPC Green Energy Ltd. | Energy & Utilities | Equity | 1.53% |
| Interglobe Aviation Ltd | Industrials | Equity | 1.45% |
| Cummins India Ltd | Industrials | Equity | 1.45% |
| Titan Company Ltd | Consumer Discretionary | Equity | 1.41% |
| Zomato Ltd | Technology | Equity | 1.40% |
| Cholamandalam Investment & Finance Company Ltd | Financial | Equity | 1.39% |
| Blue Star Ltd | Industrials | Equity | 1.31% |
| Nestle India Ltd | Consumer Staples | Equity | 1.26% |
| Crompton Greaves Consumer Electricals Ltd | Consumer Discretionary | Equity | 1.20% |
| Bajaj Finance Ltd | Financial | Equity | 1.20% |
| Alkem Laboratories Ltd | Healthcare | Equity | 1.18% |
| United Spirits Ltd | Consumer Staples | Equity | 1.15% |
| Dixon Technologies (India) Ltd | Consumer Discretionary | Equity | 1.10% |
| The Indian Hotels Company Ltd | Consumer Discretionary | Equity | 1.08% |
| L&T Finance Holdings Ltd | Financial | Equity | 1.04% |
| Tata Power Company Ltd | Energy & Utilities | Equity | 1.00% |
| Power Finance Corporation Ltd | Financial | Equity | 0.99% |
| Bharat Petroleum Corporation Ltd | Energy & Utilities | Equity | 0.98% |
| Swiggy Ltd. | Technology | Equity | 0.93% |
| PB Fintech Ltd | Financial | Equity | 0.90% |
| Mishra Dhatu Nigam Ltd | Materials | Equity | 0.89% |
| LIC Housing Finance Ltd | Financial | Equity | 0.88% |
| Info Edge (India) Ltd | Technology | Equity | 0.88% |
| Abbott India Ltd | Healthcare | Equity | 0.86% |
| JSW Steel Ltd | Materials | Equity | 0.84% |
| Bharti Hexacom Ltd. | Technology | Equity | 0.84% |
| TVS Motor Company Ltd | Consumer Discretionary | Equity | 0.77% |
| Ultratech Cement Ltd | Materials | Equity | 0.76% |
| NLC India Ltd | Energy & Utilities | Equity | 0.76% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 0.71% |
| Britannia Industries Ltd | Consumer Staples | Equity | 0.69% |
| Mankind Pharma Ltd. | Healthcare | Equity | 0.68% |
| Gland Pharma Ltd | Healthcare | Equity | 0.67% |
| ISGEC Heavy Engineering Ltd | Industrials | Equity | 0.58% |
| Healthcare Global Enterprises Ltd | Healthcare | Equity | 0.56% |
| United Breweries Ltd | Consumer Staples | Equity | 0.55% |
| Kaynes Technology India Ltd | Industrials | Equity | 0.55% |
| Vedanta Aluminium Metal Ltd | Materials | Equity | 0.54% |
| Ambuja Cements Ltd | Materials | Equity | 0.54% |
| Syngene International Ltd | Healthcare | Equity | 0.54% |
| Gillette India Ltd | Consumer Staples | Equity | 0.52% |
| Bharat Heavy Electricals Ltd | Industrials | Equity | 0.51% |
| Bajel Projects Ltd | Industrials | Equity | 0.46% |
| Max Financial Services Ltd | Financial | Equity | 0.43% |
| Escorts Kubota Ltd | Industrials | Equity | 0.42% |
| Sharda Motor Industries Ltd | Consumer Discretionary | Equity | 0.42% |
| Ellenbarrie Industrial Gases Ltd | Materials | Equity | 0.36% |
| Schneider Electric Infrastructure Ltd | Energy & Utilities | Equity | 0.32% |
| AFCONS INFRASTRUCTURE LIMITED EQ | Industrials | Equity | 0.25% |
| Sai Life Sciences Ltd. | Healthcare | Equity | 0.21% |
| Ion Exchange (India) Ltd | Industrials | Equity | 0.12% |
| Endurance Technologies Ltd | Consumer Discretionary | Equity | 0.10% |
| Net Current Assets | Unspecified | Net Current Assets | 0.08% |
| Vedanta Oil and Gas Ltd | Energy & Utilities | Equity | 0.05% |
| Vedanta Power Ltd | Industrials | Equity | 0.05% |
| Vedanta Iron And Steel Ltd | Materials | Equity | 0.03% |
| Others Mrgn Money | Unspecified | Margin Money | 0.00% |
| Yes Bank Ltd Perpetual Bond 9.00 | Financial | Additional Tier 1 Bond | -- |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +13.4% | +12.5% | +11.1% | +9.6% |
| Category average (Equity Flexi Cap) | +16.0% | +15.6% | +13.5% | -- |
| Rank (Equity Flexi Cap) | 30 | 16 | 30 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +1.22% | +17.07% | 1,01,821.82 | |
 | +2.66% | +16.92% | 5,538.48 | |
 | +5.05% | +15.84% | 26,032.20 | |
 | -1.43% | +14.54% | 1,41,446.73 | |
 | -3.91% | +14.07% | 18,796.71 | |
| Compare | ||||
Fund management
PSPranay SinhaMar 2021 - PresentView details
PS
Pranay Sinha
Mar 2021 - Present
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RRRitesh RathodJan 2026 - PresentView details
RR
Ritesh Rathod
Jan 2026 - Present
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ASAmber SinghaniaMar 2026 - PresentView details
AS
Amber Singhania
Mar 2026 - Present
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KDKinjal DesaiMay 2018 - PresentView details
KD
Kinjal Desai
May 2018 - Present
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About Nippon India Retirement Fund Wealth Creation Scheme Growth
Nippon India Retirement Fund Wealth Creation Scheme Growth is a Equity Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Pranay Sinha is the Current Fund Manager of Nippon India Retirement Fund Wealth Creation Scheme Growth fund. The fund currently has an Asset Under Management(AUM) of ₹7,48,581 Cr and the Latest NAV as of 16 Jun 2026 is ₹28.29.
The Nippon India Retirement Fund Wealth Creation Scheme Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
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Investment Objective
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Fund benchmarkBSE 500 Total Return Index
Fund house
Rank (total assets)#4 in India
Total AUM₹7,48,581.42 Cr
Date of Incorporation30 Jun 1995
Launch Date30 Jun 1995
Address30th Floor, One Lodha PlaceSenapati Bapat Marg, Lower ParelMumbai Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,