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Nippon India Retirement Fund Wealth Creation Scheme Growth
ELSS • 5Y Lock-in
Equity
Flexi Cap
Very High Risk
+18.12%
3Y annualised
+1.26% 1D
NAV: 09 Feb '26
₹29.20
Min. SIP amount
Not Supported
Fund size
₹3,118.55 Cr
Expense ratio
1.93%
Holdings (76)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| ICICI Bank Ltd. | Financial | Equity | 7.50% |
| HDFC Bank Ltd. | Financial | Equity | 7.45% |
| Reliance Industries Ltd. | Energy | Equity | 4.59% |
| State Bank of India | Financial | Equity | 4.04% |
| Infosys Ltd. | Technology | Equity | 3.63% |
| Larsen & Toubro Ltd. | Construction | Equity | 3.34% |
| Axis Bank Ltd. | Financial | Equity | 3.19% |
| NTPC Ltd. | Energy | Equity | 2.85% |
| Bharti Airtel Ltd. | Communication | Equity | 2.83% |
| Bajaj Finance Ltd. | Financial | Equity | 2.68% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 2.58% |
| Tech Mahindra Ltd. | Technology | Equity | 2.38% |
| Power Finance Corporation Ltd. | Financial | Equity | 2.19% |
| Hindustan Aeronautics Ltd. | Capital Goods | Equity | 2.00% |
| SBI Life Insurance Company Ltd. | Insurance | Equity | 1.92% |
| Vedanta Ltd. | Metals & Mining | Equity | 1.75% |
| Ultratech Cement Ltd. | Construction | Equity | 1.63% |
| Samvardhana Motherson International Ltd. | Automobile | Equity | 1.61% |
| Cummins India Ltd. | Capital Goods | Equity | 1.51% |
| Eternal Ltd. | Services | Equity | 1.49% |
| Interglobe Aviation Ltd. | Services | Equity | 1.47% |
| HDFC Asset Management Company Ltd. | Financial | Equity | 1.45% |
| NLC India Ltd. | Energy | Equity | 1.41% |
| JSW Energy Ltd. | Capital Goods | Equity | 1.33% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 1.28% |
| Lupin Ltd. | Healthcare | Equity | 1.24% |
| United Spirits Ltd. | Consumer Staples | Equity | 1.20% |
| Blue Star Ltd. | Consumer Discretionary | Equity | 1.17% |
| Bharat Petroleum Corporation Ltd. | Energy | Equity | 1.17% |
| Nestle India Ltd. | Consumer Staples | Equity | 1.15% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | Equity | 0.99% |
| Dixon Technologies (India) Ltd. | Capital Goods | Equity | 0.97% |
| Eicher Motors Ltd. | Automobile | Equity | 0.87% |
| Page Industries Ltd. | Textiles | Equity | 0.85% |
| TVS Motor Company Ltd. | Automobile | Equity | 0.83% |
| Max Financial Services Ltd. | Financial | Equity | 0.79% |
| JSW Steel Ltd. | Metals & Mining | Equity | 0.78% |
| Delhivery Ltd. | Services | Equity | 0.78% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | Equity | 0.78% |
| Mishra Dhatu Nigam Ltd. | Metals & Mining | Equity | 0.77% |
| Britannia Industries Ltd. | Consumer Staples | Equity | 0.75% |
| L&T Finance Ltd. | Financial | Equity | 0.74% |
| Ipca Laboratories Ltd. | Healthcare | Equity | 0.71% |
| Abbott India Ltd. | Healthcare | Equity | 0.71% |
| SRF Ltd. | Chemicals | Equity | 0.68% |
| Hindustan Unilever Ltd. | Consumer Staples | Equity | 0.67% |
| Gland Pharma Ltd. | Healthcare | Equity | 0.65% |
| Info Edge (India) Ltd. | Services | Equity | 0.64% |
| NTPC Green Energy Ltd. | Energy | Equity | 0.61% |
| Cyient DLM Ltd. | Capital Goods | Equity | 0.60% |
| Emcure Pharmaceuticals Ltd. | Healthcare | Equity | 0.60% |
| Varun Beverages Ltd. | Consumer Staples | Equity | 0.60% |
| Kaynes Technology India Ltd. | Capital Goods | Equity | 0.59% |
| United Breweries Ltd. | Consumer Staples | Equity | 0.59% |
| The Indian Hotels Company Ltd. | Services | Equity | 0.58% |
| Gillette India Ltd. | Consumer Staples | Equity | 0.56% |
| Schneider Electric Infrastructure Ltd. | Capital Goods | Equity | 0.56% |
| Alkem Laboratories Ltd. | Healthcare | Equity | 0.55% |
| Mankind Pharma Ltd. | Healthcare | Equity | 0.50% |
| Coforge Ltd. | Technology | Equity | 0.48% |
| Escorts Kubota Ltd. | Automobile | Equity | 0.48% |
| Hindalco Industries Ltd. | Metals & Mining | Equity | 0.46% |
| ISGEC Heavy Engineering Ltd. | Capital Goods | Equity | 0.46% |
| Sharda Motor Industries Ltd. | Automobile | Equity | 0.42% |
| Vikram Solar Ltd. | Energy | Equity | 0.39% |
| Ellenbarrie Industrial Gases Ltd. | Chemicals | Equity | 0.37% |
| Bajel Projects Ltd. | Capital Goods | Equity | 0.35% |
| Ion Exchange (India) Ltd. | Capital Goods | Equity | 0.34% |
| PVR Inox Ltd. | Services | Equity | 0.31% |
| EIH Ltd. | Services | Equity | 0.25% |
| Afcons Infrastructure Ltd. | Construction | Equity | 0.24% |
| K.P.R. Mill Ltd. | Textiles | Equity | 0.14% |
| Cyient Ltd. | Technology | Equity | 0.05% |
| Kwality Walls India Ltd. | Consumer Staples | Equity | 0.03% |
| TVS Motor Company Ltd - Pref. Shares | Automobile | Pref. Shares | 0.01% |
| Yes Bank Ltd. | Financial | Add. Tier 1 Bond | NA |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +18.1% | +14.9% | +12.4% | +10.2% |
| Category average (Equity Flexi Cap) | +16.0% | +15.6% | +13.5% | -- |
| Rank (Equity Flexi Cap) | 23 | 18 | 28 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
HDFC Flexi Cap Fund Growth | +13.23% | +22.13% | 97,451.56 | |
Invesco India Flexi Cap Fund Growth | +6.00% | +20.86% | 4,723.38 | |
Parag Parikh Flexi Cap Fund Growth | +7.18% | +20.24% | 1,33,308.62 | |
HSBC Flexi Cap Fund Growth | +8.77% | +19.44% | 5,317.76 | |
Franklin India Flexi Cap Fund Growth | +7.43% | +18.62% | 19,971.64 | |
| Compare | ||||
Fund management
RRRitesh RathodJan 2026 - PresentView details
RR
Ritesh Rathod
Jan 2026 - Present
View details
About Nippon India Retirement Fund Wealth Creation Scheme Growth
Nippon India Retirement Fund Wealth Creation Scheme Growth is a Equity Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Ritesh Rathod is the Current Fund Manager of Nippon India Retirement Fund Wealth Creation Scheme Growth fund. The fund currently has an Asset Under Management(AUM) of ₹7,11,423 Cr and the Latest NAV as of 09 Feb 2026 is ₹29.20.
The Nippon India Retirement Fund Wealth Creation Scheme Growth is rated Very High risk. Minimum SIP Investment is set to ₹500.
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Investment Objective
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Fund benchmarkBSE 500 Total Return Index
Fund house
Rank (total assets)#4 in India
Total AUM₹7,11,422.55 Cr
Date of Incorporation30 Jun 1995
Launch Date30 Jun 1995
Address30th Floor, One Lodha PlaceSenapati Bapat Marg, Lower ParelMumbai Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,