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Nippon India Retirement Fund Wealth Creation Scheme Growth
+12.60%
3Y annualised
-0.04% 1D
NAV: 16 Jul '26
₹28.80
Min. for SIP
₹500
Fund size (AUM)
₹3,084.08 Cr
Expense ratio
2.21%
Rating
4
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,001 | +1.67% | |
| 3 years | ₹1,80,000 | ₹1,95,378 | +8.54% | |
| 5 years | ₹3,00,000 | ₹3,90,904 | +30.30% | |
| 10 years | ₹6,00,000 | ₹10,89,605 | +81.60% |
Holdings (72)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 8.28% |
| ICICI Bank Ltd | Financial | Equity | 7.89% |
| Axis Bank Ltd | Financial | Equity | 4.36% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 4.30% |
| Infosys Ltd | Technology | Equity | 3.57% |
| State Bank of India | Financial | Equity | 3.46% |
| JSW Energy Ltd | Energy & Utilities | Equity | 3.40% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.69% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 2.33% |
| Alkem Laboratories Ltd | Healthcare | Equity | 2.05% |
| Tech Mahindra Ltd | Technology | Equity | 1.94% |
| Hindustan Aeronautics Ltd | Industrials | Equity | 1.92% |
| Varun Beverages Ltd | Consumer Staples | Equity | 1.81% |
| HDFC Asset Management Company Ltd | Financial | Equity | 1.81% |
| Interglobe Aviation Ltd | Industrials | Equity | 1.74% |
| JSW Infrastructure Ltd | Industrials | Equity | 1.70% |
| Indus Towers Ltd | Technology | Equity | 1.66% |
| Cholamandalam Investment & Finance Company Ltd | Financial | Equity | 1.59% |
| Vedanta Aluminium Metal Ltd | Materials | Equity | 1.53% |
| Titan Company Ltd | Consumer Discretionary | Equity | 1.50% |
| Zomato Ltd | Technology | Equity | 1.46% |
| NTPC Green Energy Ltd. | Energy & Utilities | Equity | 1.39% |
| Blue Star Ltd | Industrials | Equity | 1.32% |
| Bajaj Finance Ltd | Financial | Equity | 1.30% |
| Info Edge (India) Ltd | Technology | Equity | 1.28% |
| Nestle India Ltd | Consumer Staples | Equity | 1.22% |
| Ambuja Cements Ltd | Materials | Equity | 1.20% |
| United Spirits Ltd | Consumer Staples | Equity | 1.20% |
| The Indian Hotels Company Ltd | Consumer Discretionary | Equity | 1.16% |
| Crompton Greaves Consumer Electricals Ltd | Consumer Discretionary | Equity | 1.16% |
| L&T Finance Holdings Ltd | Financial | Equity | 1.11% |
| Cummins India Ltd | Industrials | Equity | 1.10% |
| LIC Housing Finance Ltd | Financial | Equity | 1.07% |
| Endurance Technologies Ltd | Consumer Discretionary | Equity | 1.04% |
| Max Financial Services Ltd | Financial | Equity | 1.02% |
| SBI Life Insurance Company Ltd | Financial | Equity | 1.00% |
| Bharat Petroleum Corporation Ltd | Energy & Utilities | Equity | 0.98% |
| Samvardhana Motherson International Ltd | Consumer Discretionary | Equity | 0.96% |
| Power Finance Corporation Ltd | Financial | Equity | 0.96% |
| Swiggy Ltd. | Technology | Equity | 0.93% |
| Tata Power Company Ltd | Energy & Utilities | Equity | 0.91% |
| Bharti Hexacom Ltd. | Technology | Equity | 0.88% |
| Mishra Dhatu Nigam Ltd | Materials | Equity | 0.87% |
| Dixon Technologies (India) Ltd | Consumer Discretionary | Equity | 0.85% |
| PB Fintech Ltd | Financial | Equity | 0.84% |
| Healthcare Global Enterprises Ltd | Healthcare | Equity | 0.84% |
| Abbott India Ltd | Healthcare | Equity | 0.80% |
| JSW Steel Ltd | Materials | Equity | 0.80% |
| TVS Motor Company Ltd | Consumer Discretionary | Equity | 0.79% |
| ISGEC Heavy Engineering Ltd | Industrials | Equity | 0.78% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 0.76% |
| Gland Pharma Ltd | Healthcare | Equity | 0.73% |
| Britannia Industries Ltd | Consumer Staples | Equity | 0.67% |
| Escorts Kubota Ltd | Industrials | Equity | 0.58% |
| NTPC Ltd | Energy & Utilities | Equity | 0.58% |
| United Breweries Ltd | Consumer Staples | Equity | 0.55% |
| Kaynes Technology India Ltd | Industrials | Equity | 0.54% |
| Syngene International Ltd | Healthcare | Equity | 0.52% |
| Bharat Heavy Electricals Ltd | Industrials | Equity | 0.50% |
| Gillette India Ltd | Consumer Staples | Equity | 0.49% |
| Repo | Unspecified | Repo | 0.47% |
| Bajel Projects Ltd | Industrials | Equity | 0.45% |
| KPIT Technologies Ltd | Technology | Equity | 0.44% |
| Sharda Motor Industries Ltd | Consumer Discretionary | Equity | 0.43% |
| NLC India Ltd | Energy & Utilities | Equity | 0.42% |
| Ellenbarrie Industrial Gases Ltd | Materials | Equity | 0.36% |
| Net Current Assets | Unspecified | Net Current Assets | 0.32% |
| AFCONS INFRASTRUCTURE LIMITED EQ | Industrials | Equity | 0.23% |
| Ion Exchange (India) Ltd | Industrials | Equity | 0.12% |
| Schneider Electric Infrastructure Ltd | Energy & Utilities | Equity | 0.09% |
| Others Mrgn Money | Unspecified | Margin Money | 0.00% |
| Yes Bank Ltd Perpetual Bond 9.00 | Financial | Additional Tier 1 Bond | -- |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +12.6% | +12.3% | +10.8% | +9.7% |
| Category average (Equity Flexi Cap) | +16.0% | +15.6% | +13.5% | -- |
| Rank (Equity Flexi Cap) | 22 | 9 | 18 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +1.79% | +16.68% | 1,06,495.63 | |
 | +1.53% | +15.68% | 5,633.43 | |
 | +6.18% | +15.18% | 26,726.75 | |
 | -2.02% | +13.73% | 1,43,388.43 | |
 | -3.18% | +13.34% | 19,274.14 | |
| Compare | ||||
Fund management
PSPranay SinhaMar 2021 - PresentView details
PS
Pranay Sinha
Mar 2021 - Present
View details
RRRitesh RathodJan 2026 - PresentView details
RR
Ritesh Rathod
Jan 2026 - Present
View details
ASAmber SinghaniaMar 2026 - PresentView details
AS
Amber Singhania
Mar 2026 - Present
View details
KDKinjal DesaiMay 2018 - PresentView details
KD
Kinjal Desai
May 2018 - Present
View details
About Nippon India Retirement Fund Wealth Creation Scheme Growth
Nippon India Retirement Fund Wealth Creation Scheme Growth is a Equity Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Pranay Sinha is the Current Fund Manager of Nippon India Retirement Fund Wealth Creation Scheme Growth fund. The fund currently has an Asset Under Management(AUM) of ₹7,57,200 Cr and the Latest NAV as of 16 Jul 2026 is ₹28.80.
The Nippon India Retirement Fund Wealth Creation Scheme Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
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Investment Objective
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Fund benchmarkBSE 500 Total Return Index
Fund house
Rank (total assets)#4 in India
Total AUM₹7,57,199.84 Cr
Date of Incorporation30 Jun 1995
Launch Date30 Jun 1995
Address30th Floor, One Lodha PlaceSenapati Bapat Marg, Lower ParelMumbai Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,