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Nippon India Retirement Fund Wealth Creation Scheme Growth
ELSS • 5Y Lock-in
Equity
Flexi Cap
Very High Risk
+17.16%
3Y annualised
+0.28% 1D
NAV: 19 Jan '26
₹28.57
Min. SIP amount
Not Supported
Fund size
₹3,194.00 Cr
Expense ratio
1.93%
Holdings (73)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC Bank Ltd. | Financial | Equity | 7.23% |
| ICICI Bank Ltd. | Financial | Equity | 6.33% |
| Reliance Industries Ltd. | Energy | Equity | 5.04% |
| State Bank of India | Financial | Equity | 4.00% |
| Larsen & Toubro Ltd. | Construction | Equity | 3.52% |
| Infosys Ltd. | Technology | Equity | 3.49% |
| Bajaj Finance Ltd. | Financial | Equity | 3.24% |
| Bharti Airtel Ltd. | Communication | Equity | 2.96% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 2.72% |
| NTPC Ltd. | Energy | Equity | 2.58% |
| Axis Bank Ltd. | Financial | Equity | 2.38% |
| Vedanta Ltd. | Metals & Mining | Equity | 2.27% |
| SBI Life Insurance Company Ltd. | Insurance | Equity | 2.23% |
| Tech Mahindra Ltd. | Technology | Equity | 2.12% |
| Power Finance Corporation Ltd. | Financial | Equity | 2.00% |
| Hindustan Aeronautics Ltd. | Capital Goods | Equity | 1.85% |
| Ultratech Cement Ltd. | Construction | Equity | 1.84% |
| Samvardhana Motherson International Ltd. | Automobile | Equity | 1.66% |
| Hindustan Unilever Ltd. | Consumer Staples | Equity | 1.60% |
| Interglobe Aviation Ltd. | Services | Equity | 1.58% |
| HDFC Asset Management Company Ltd. | Financial | Equity | 1.51% |
| Eternal Ltd. | Services | Equity | 1.48% |
| Cummins India Ltd. | Capital Goods | Equity | 1.46% |
| JSW Energy Ltd. | Capital Goods | Equity | 1.36% |
| NLC India Ltd. | Energy | Equity | 1.33% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 1.27% |
| United Spirits Ltd. | Consumer Staples | Equity | 1.24% |
| Bharat Petroleum Corporation Ltd. | Energy | Equity | 1.20% |
| Lupin Ltd. | Healthcare | Equity | 1.19% |
| The Federal Bank Ltd. | Financial | Equity | 1.17% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | Equity | 1.11% |
| Dixon Technologies (India) Ltd. | Capital Goods | Equity | 1.10% |
| Hyundai Motor India Ltd. | Automobile | Equity | 1.00% |
| Brigade Enterprises Ltd. | Construction | Equity | 0.97% |
| Eicher Motors Ltd. | Automobile | Equity | 0.92% |
| Page Industries Ltd. | Textiles | Equity | 0.90% |
| Cyient DLM Ltd. | Capital Goods | Equity | 0.84% |
| TVS Motor Company Ltd. | Automobile | Equity | 0.82% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | Equity | 0.77% |
| Britannia Industries Ltd. | Consumer Staples | Equity | 0.76% |
| Abbott India Ltd. | Healthcare | Equity | 0.73% |
| JSW Steel Ltd. | Metals & Mining | Equity | 0.73% |
| SRF Ltd. | Chemicals | Equity | 0.72% |
| Mishra Dhatu Nigam Ltd. | Metals & Mining | Equity | 0.69% |
| Kaynes Technology India Ltd. | Capital Goods | Equity | 0.67% |
| Ipca Laboratories Ltd. | Healthcare | Equity | 0.67% |
| United Breweries Ltd. | Consumer Staples | Equity | 0.64% |
| The Indian Hotels Company Ltd. | Services | Equity | 0.62% |
| Hindalco Industries Ltd. | Metals & Mining | Equity | 0.62% |
| One97 Communications Ltd. | Services | Equity | 0.61% |
| K.P.R. Mill Ltd. | Textiles | Equity | 0.59% |
| Gland Pharma Ltd. | Healthcare | Equity | 0.59% |
| Schneider Electric Infrastructure Ltd. | Capital Goods | Equity | 0.57% |
| Emcure Pharmaceuticals Ltd. | Healthcare | Equity | 0.55% |
| ISGEC Heavy Engineering Ltd. | Capital Goods | Equity | 0.54% |
| Blue Star Ltd. | Consumer Discretionary | Equity | 0.54% |
| Alkem Laboratories Ltd. | Healthcare | Equity | 0.52% |
| Max Financial Services Ltd. | Financial | Equity | 0.52% |
| Gillette India Ltd. | Consumer Staples | Equity | 0.52% |
| EIH Ltd. | Services | Equity | 0.52% |
| Delhivery Ltd. | Services | Equity | 0.51% |
| Coforge Ltd. | Technology | Equity | 0.47% |
| Ellenbarrie Industrial Gases Ltd. | Chemicals | Equity | 0.45% |
| Sharda Motor Industries Ltd. | Automobile | Equity | 0.45% |
| Vikram Solar Ltd. | Energy | Equity | 0.45% |
| Bajel Projects Ltd. | Capital Goods | Equity | 0.39% |
| Ion Exchange (India) Ltd. | Capital Goods | Equity | 0.36% |
| Marico Ltd. | Consumer Staples | Equity | 0.35% |
| PVR Inox Ltd. | Services | Equity | 0.32% |
| Afcons Infrastructure Ltd. | Construction | Equity | 0.27% |
| Kwality Walls India Ltd. | Consumer Staples | Equity | 0.03% |
| TVS Motor Company Ltd - Pref. Shares | Automobile | Pref. Shares | 0.01% |
| Yes Bank Ltd. | Financial | Add. Tier 1 Bond | NA |
See All
Minimum investments
Min. for 1st investment
Not Supported
Min. for 2nd investment
Not Supported
Min. for SIP
Not Supported
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +17.2% | +15.5% | +11.7% | +10.1% |
| Category average (Equity Flexi Cap) | +16.0% | +15.6% | +13.5% | -- |
| Rank (Equity Flexi Cap) | 32 | 19 | 33 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
HDFC Flexi Cap Fund Growth | +13.75% | +21.63% | 96,294.99 | |
Parag Parikh Flexi Cap Fund Growth | +8.36% | +21.23% | 1,33,308.62 | |
Invesco India Flexi Cap Fund Growth | +3.03% | +20.78% | 4,723.38 | |
HSBC Flexi Cap Fund Growth | +5.09% | +19.45% | 5,227.12 | |
Franklin India Flexi Cap Fund Growth | +6.25% | +18.02% | 19,971.64 | |
| Compare | ||||
Fund management
RRRitesh RathodJan 2026 - PresentView details
RR
Ritesh Rathod
Jan 2026 - Present
View details
About Nippon India Retirement Fund Wealth Creation Scheme Growth
Nippon India Retirement Fund Wealth Creation Scheme Growth is a Equity Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Ritesh Rathod is the Current Fund Manager of Nippon India Retirement Fund Wealth Creation Scheme Growth fund. The fund currently has an Asset Under Management(AUM) of ₹7,11,423 Cr and the Latest NAV as of 19 Jan 2026 is ₹28.57.
The Nippon India Retirement Fund Wealth Creation Scheme Growth is rated Very High risk. Minimum SIP Investment is set to ₹500.
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Investment Objective
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Fund benchmarkBSE 500 Total Return Index
Fund house
Rank (total assets)#4 in India
Total AUM₹7,11,422.55 Cr
Date of Incorporation30 Jun 1995
Launch Date30 Jun 1995
Address30th Floor, One Lodha PlaceSenapati Bapat Marg, Lower ParelMumbai Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,