Nippon India Retirement Fund Wealth Creation Scheme Growth

Equity
Flexi Cap
Very High Risk
5Y Lock In
17.07%
3Y annualised
-0.08% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 04 Sep 2025
₹28.56
Rating
4
Min. SIP amount
Not Supported
Fund size
₹3,217.65Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (72)

NameSectorInstrumentAssets
FinancialEquity7.71%
FinancialEquity7.31%
EnergyEquity4.43%
TechnologyEquity3.52%
ConstructionEquity3.39%
FinancialEquity3.34%
FinancialEquity2.88%
CommunicationEquity2.67%
EnergyEquity2.60%
AutomobileEquity2.33%
FinancialEquity2.29%
InsuranceEquity2.00%
FinancialEquity1.99%
TechnologyEquity1.93%
Capital GoodsEquity1.90%
ServicesEquity1.84%
FinancialEquity1.76%
EnergyEquity1.74%
ConstructionEquity1.71%
Capital GoodsEquity1.67%
ServicesEquity1.63%
Metals & MiningEquity1.59%
Consumer StaplesEquity1.57%
Consumer DiscretionaryEquity1.41%
EnergyEquity1.28%
AutomobileEquity1.27%
Capital GoodsEquity1.20%
Capital GoodsEquity1.16%
TextilesEquity1.14%
ConstructionEquity1.10%
HealthcareEquity1.08%
Capital GoodsEquity1.02%
Consumer DiscretionaryEquity0.99%
AutomobileEquity0.93%
Consumer StaplesEquity0.92%
Capital GoodsEquity0.91%
FinancialEquity0.88%
HealthcareEquity0.86%
HealthcareEquity0.82%
TextilesEquity0.81%
Metals & MiningEquity0.79%
Capital GoodsEquity0.78%
Consumer StaplesEquity0.76%
AutomobileEquity0.76%
Metals & MiningEquity0.74%
Consumer StaplesEquity0.72%
DiversifiedEquity0.71%
HealthcareEquity0.71%
HealthcareEquity0.69%
ServicesEquity0.68%
Capital GoodsEquity0.68%
InsuranceEquity0.67%
Metals & MiningEquity0.65%
AutomobileEquity0.61%
HealthcareEquity0.56%
Consumer StaplesEquity0.55%
Consumer DiscretionaryEquity0.54%
ChemicalsEquity0.54%
ServicesEquity0.53%
ServicesEquity0.53%
Capital GoodsEquity0.52%
EnergyEquity0.50%
HealthcareEquity0.47%
TechnologyEquity0.47%
Capital GoodsEquity0.43%
AutomobileEquity0.42%
ConstructionEquity0.40%
ServicesEquity0.38%
ServicesEquity0.37%
Capital GoodsEquity0.29%
Consumer StaplesEquity0.11%
FinancialAdd. Tier 1 Bond0.00%
See All

Minimum investment amounts

Min. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported

Returns and rankings

Category: Equity Flexi Cap
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns-4.1%17.1%20.6%10.4%
Category average-3.4%15.6%19.3%NA
Rank with in category592213NA
Understand terms

Peer Comparison

Equity, Flexi Cap fundsRating1Y3YFund Size(Cr)
5
3.5%22.7%3,667.72
5
4.6%22.2%80,642.30
5
6.0%20.7%1,13,280.87
4
-2.3%19.3%5,074.87
4
-3.0%18.1%18,987.94

Expense ratio, exit load and tax

Expense ratio: 1.93%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

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Check past data

Fund management

Pranay Sinha
Mar 2021 - Present
View details

Education
Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.
Experience
Prior to joining Nippon India Mutual Fund, he has worked with ABSLAMC, BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).
Also manages these schemes

Kinjal Desai
May 2018 - Present
View details

Fund house & investment objective

Fund house contact details

Address
4th Floor, Tower A, Peninsula Business Park,Ganapatrao Kadam Marg, Lower Parel (W), Mumbai 400013
Phone
NA
Launch Date
30 Jun 1995
E-mail
NA
Website
Nippon India Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

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