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Nippon India Retirement Fund Wealth Creation Scheme Growth
+12.16%
3Y annualised
-0.31% 1D
NAV: 26 Aug '26
₹29.20
Min. for SIP
₹500
Fund size (AUM)
₹3,134.57 Cr
Expense ratio
2.24%
Rating
4
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,530 | +2.55% | |
| 3 years | ₹1,80,000 | ₹1,95,722 | +8.73% | |
| 5 years | ₹3,00,000 | ₹3,91,314 | +30.44% | |
| 10 years | ₹6,00,000 | ₹10,92,748 | +82.12% |
Holdings (73)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 7.64% |
| ICICI Bank Ltd | Financial | Equity | 7.42% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 4.28% |
| Infosys Ltd | Technology | Equity | 3.96% |
| Axis Bank Ltd | Financial | Equity | 3.92% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 3.53% |
| State Bank of India | Financial | Equity | 3.41% |
| JSW Energy Ltd | Energy & Utilities | Equity | 3.18% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.51% |
| Tech Mahindra Ltd | Technology | Equity | 2.24% |
| Alkem Laboratories Ltd | Healthcare | Equity | 2.08% |
| Vedanta Aluminium Metal Ltd | Materials | Equity | 2.07% |
| Hindustan Aeronautics Ltd | Industrials | Equity | 2.00% |
| HDFC Asset Management Company Ltd | Financial | Equity | 1.75% |
| Interglobe Aviation Ltd | Industrials | Equity | 1.65% |
| Zomato Ltd | Technology | Equity | 1.64% |
| Indus Towers Ltd | Technology | Equity | 1.63% |
| Cholamandalam Investment & Finance Company Ltd | Financial | Equity | 1.62% |
| JSW Infrastructure Ltd | Industrials | Equity | 1.62% |
| Info Edge (India) Ltd | Technology | Equity | 1.58% |
| Varun Beverages Ltd | Consumer Staples | Equity | 1.55% |
| Swiggy Ltd. | Technology | Equity | 1.54% |
| Bajaj Finance Ltd | Financial | Equity | 1.46% |
| Ambuja Cements Ltd | Materials | Equity | 1.43% |
| Blue Star Ltd | Industrials | Equity | 1.34% |
| United Spirits Ltd | Consumer Staples | Equity | 1.33% |
| Nestle India Ltd | Consumer Staples | Equity | 1.29% |
| NTPC Green Energy Ltd. | Energy & Utilities | Equity | 1.29% |
| Gland Pharma Ltd | Healthcare | Equity | 1.20% |
| The Indian Hotels Company Ltd | Consumer Discretionary | Equity | 1.18% |
| Crompton Greaves Consumer Electricals Ltd | Consumer Discretionary | Equity | 1.08% |
| Cummins India Ltd | Industrials | Equity | 1.06% |
| Endurance Technologies Ltd | Consumer Discretionary | Equity | 1.06% |
| Titan Company Ltd | Consumer Discretionary | Equity | 1.03% |
| Bharti Hexacom Ltd. | Technology | Equity | 0.98% |
| Power Finance Corporation Ltd | Financial | Equity | 0.98% |
| LIC Housing Finance Ltd | Financial | Equity | 0.97% |
| Samvardhana Motherson International Ltd | Consumer Discretionary | Equity | 0.96% |
| TVS Motor Company Ltd | Consumer Discretionary | Equity | 0.96% |
| Max Financial Services Ltd | Financial | Equity | 0.95% |
| Healthcare Global Enterprises Ltd | Healthcare | Equity | 0.89% |
| Tata Power Company Ltd | Energy & Utilities | Equity | 0.88% |
| Abbott India Ltd | Healthcare | Equity | 0.86% |
| PB Fintech Ltd | Financial | Equity | 0.82% |
| Mishra Dhatu Nigam Ltd | Materials | Equity | 0.81% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 0.76% |
| TD Power Systems Ltd | Industrials | Equity | 0.74% |
| ISGEC Heavy Engineering Ltd | Industrials | Equity | 0.69% |
| Britannia Industries Ltd | Consumer Staples | Equity | 0.69% |
| Kaynes Technology India Ltd | Industrials | Equity | 0.64% |
| Piramal Pharma Ltd | Healthcare | Equity | 0.62% |
| Escorts Kubota Ltd | Industrials | Equity | 0.60% |
| Mankind Pharma Ltd. | Healthcare | Equity | 0.60% |
| TBO Tek Ltd. | Consumer Discretionary | Equity | 0.59% |
| United Breweries Ltd | Consumer Staples | Equity | 0.57% |
| L&T Finance Holdings Ltd | Financial | Equity | 0.50% |
| Bharat Heavy Electricals Ltd | Industrials | Equity | 0.49% |
| Gillette India Ltd | Consumer Staples | Equity | 0.48% |
| Syngene International Ltd | Healthcare | Equity | 0.45% |
| Sharda Motor Industries Ltd | Consumer Discretionary | Equity | 0.42% |
| Indegene Ltd. | Healthcare | Equity | 0.41% |
| Bajel Projects Ltd | Industrials | Equity | 0.40% |
| Dixon Technologies (India) Ltd | Consumer Discretionary | Equity | 0.39% |
| NLC India Ltd | Energy & Utilities | Equity | 0.38% |
| KPIT Technologies Ltd | Technology | Equity | 0.38% |
| ICICI Prudential Life Insurance Company Ltd | Financial | Equity | 0.37% |
| Net Current Assets | Unspecified | Net Current Assets | 0.35% |
| Ellenbarrie Industrial Gases Ltd | Materials | Equity | 0.35% |
| Repo | Unspecified | Repo | 0.19% |
| AFCONS INFRASTRUCTURE LIMITED EQ | Industrials | Equity | 0.19% |
| Ion Exchange (India) Ltd | Industrials | Equity | 0.12% |
| Others Mrgn Money | Unspecified | Margin Money | 0.00% |
| Yes Bank Ltd Perpetual Bond 9.00 | Financial | Additional Tier 1 Bond | -- |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +12.2% | +11.8% | +10.7% | +9.7% |
| Category average (Equity Flexi Cap) | +16.0% | +15.6% | +13.5% | -- |
| Rank (Equity Flexi Cap) | 27 | 14 | 18 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +5.16% | +17.04% | 1,10,736.41 | |
 | +10.16% | +17.00% | 5,717.88 | |
 | +11.79% | +16.33% | 28,112.33 | |
 | -1.79% | +13.86% | 1,48,429.00 | |
 | +0.13% | +12.57% | 19,509.44 | |
| Compare | ||||
Fund management
PSPranay SinhaMar 2021 - PresentView details
PS
Pranay Sinha
Mar 2021 - Present
View details
RRRitesh RathodJan 2026 - PresentView details
RR
Ritesh Rathod
Jan 2026 - Present
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ASAmber SinghaniaMar 2026 - PresentView details
AS
Amber Singhania
Mar 2026 - Present
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KDKinjal DesaiMay 2018 - PresentView details
KD
Kinjal Desai
May 2018 - Present
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About Nippon India Retirement Fund Wealth Creation Scheme Growth
Nippon India Retirement Fund Wealth Creation Scheme Growth is a Equity Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Pranay Sinha is the Current Fund Manager of Nippon India Retirement Fund Wealth Creation Scheme Growth fund. The fund currently has an Asset Under Management(AUM) of ₹7,78,923 Cr and the Latest NAV as of 26 Aug 2026 is ₹29.20.
The Nippon India Retirement Fund Wealth Creation Scheme Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
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Investment Objective
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Fund benchmarkBSE 500 Total Return Index
Fund house
Rank (total assets)#4 in India
Total AUM₹7,78,923.15 Cr
Date of Incorporation30 Jun 1995
Launch Date30 Jun 1995
Address30th Floor, One Lodha PlaceSenapati Bapat Marg, Lower ParelMumbai Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,