What kind of returns does Nippon India Retirement Fund Income Generation Scheme Growth provide?

The Nippon India Retirement Fund Income Generation Scheme Growth has been there from 11 Feb 2015 and the average annual returns provided by this fund is 3.38% since its inception.

How much expense ratio is charged by Nippon India Retirement Fund Income Generation Scheme Growth?

The term Expense Ratio used for Nippon India Retirement Fund Income Generation Scheme Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Nippon India Retirement Fund Income Generation Scheme Growth is 2.08% as of 20 Jan 2026...

What is the PE and PB ratio of Nippon India Retirement Fund Income Generation Scheme Growth?

The PE ratio ratio of Nippon India Retirement Fund Income Generation Scheme Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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Nippon India Retirement Fund Income Generation Scheme Growth

Name: Nippon India Retirement Fund Income Generation Scheme Growth
Brand: Nippon India Mutual Fund

ELSS • 5Y Lock-in

Hybrid

Conservative Hybrid

Moderately High Risk

+7.77%

3Y annualised

-0.09% 1D

All

NAV: 19 Jan '26

₹20.10

Min. SIP amount

Not Supported

Fund size

₹148.78 Cr

Expense ratio

2.08%

Holdings (31)

Name	Sector	Instruments	Assets
GOI	Sovereign	CGL	30.13%
GOI	Sovereign	GOI Sec	17.78%
GOI	Sovereign	GOI Sec	15.69%
GOI	Sovereign	CGL	4.85%
ICICI Bank Ltd.	Financial	Equity	2.71%
GOI	Sovereign	GOI Sec	2.71%
HDFC Bank Ltd.	Financial	Equity	2.00%
State Bank of India	Financial	Equity	1.98%
Reliance Industries Ltd.	Energy	Equity	1.90%
GOI	Sovereign	CGL	1.61%
Larsen & Toubro Ltd.	Construction	Equity	1.30%
Axis Bank Ltd.	Financial	Equity	1.11%
NTPC Ltd.	Energy	Equity	1.05%
Mahindra & Mahindra Ltd.	Automobile	Equity	1.00%
Infosys Ltd.	Technology	Equity	1.00%
Cummins India Ltd.	Capital Goods	Equity	0.89%
Eternal Ltd.	Services	Equity	0.80%
GOI	Sovereign	CGL	0.79%
Samvardhana Motherson International Ltd.	Automobile	Equity	0.77%
Tata Consultancy Services Ltd.	Technology	Equity	0.65%
Dixon Technologies (India) Ltd.	Capital Goods	Equity	0.61%
SBI Life Insurance Company Ltd.	Insurance	Equity	0.48%
Hindustan Unilever Ltd.	Consumer Staples	Equity	0.39%
Crompton Greaves Consumer Electricals Ltd.	Consumer Discretionary	Equity	0.34%
Mishra Dhatu Nigam Ltd.	Metals & Mining	Equity	0.32%
Kaynes Technology India Ltd.	Capital Goods	Equity	0.30%
Sun Pharmaceutical Industries Ltd.	Healthcare	Equity	0.23%
Tube Investments Of India Ltd.	Automobile	Equity	0.21%
Cyient DLM Ltd.	Capital Goods	Equity	0.17%
Apollo Hospitals Enterprise Ltd.	Healthcare	Equity	0.14%
Kwality Walls India Ltd.	Consumer Staples	Equity	0.01%

See All

Minimum investments

Min. for 1st investment

Not Supported

Min. for 2nd investment

Not Supported

Min. for SIP

Not Supported

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+7.8%	+5.9%	+7.1%	+6.6%
Category average (Hybrid Conservative Hybrid)	+9.1%	+8.0%	+7.8%	--
Rank (Hybrid Conservative Hybrid)	24	22	16	--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	Parag Parikh Conservative Hybrid Fund Growth	+7.19%	+10.99%	3,212.39
	SBI Conservative Hybrid Fund Growth	+7.00%	+9.72%	9,851.37
	Nippon India Conservative Hybrid Fund Growth	+9.58%	+9.18%	932.60
	Aditya Birla Sun Life Savings Fund Growth	+7.90%	+9.04%	1,541.39
	ICICI Prudential Child Care Plan Study	+5.12%	+8.75%	130.58
Compare

Fund management

RR
Ritesh Rathod
Jan 2026 - Present
View details

Education

Mr. Rathod has done CFA, FRM and MBA in Finance

Experience

Prior to joining Nippon India Mutual Fund, he has worked with Alchemy Capital and Mutual Fund

Also manages these schemes

Nippon India ELSS Tax Saver Fund Growth

Nippon India Retirement Fund Wealth Creation Scheme Growth

Nippon India Retirement Fund Income Generation Scheme Growth

About Nippon India Retirement Fund Income Generation Scheme Growth

Nippon India Retirement Fund Income Generation Scheme Growth is a Hybrid Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Ritesh Rathod is the Current Fund Manager of Nippon India Retirement Fund Income Generation Scheme Growth fund. The fund currently has an Asset Under Management(AUM) of ₹7,11,423 Cr and the Latest NAV as of 19 Jan 2026 is ₹20.10. The Nippon India Retirement Fund Income Generation Scheme Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹500. ;

Investment Objective

The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.

Fund benchmarkCRISIL Hybrid 85+15 Conservative Index

Scheme Information Document(SID)