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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
Nippon India Retirement Fund Income Generation Scheme Growth
+6.26%
3Y annualised
+0.12% 1D
NAV: 16 Jul '26
₹20.41
Min. for SIP
₹500
Fund size (AUM)
₹144.45 Cr
Expense ratio
2.05%
Rating
1
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,002 | +1.67% | |
| 3 years | ₹1,80,000 | ₹1,91,610 | +6.45% | |
| 5 years | ₹3,00,000 | ₹3,46,531 | +15.51% | |
| 10 years | ₹6,00,000 | ₹8,25,167 | +37.53% |
Holdings (31)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI CGL 7.06 10/10/2046 | Entities | Central Government Loan | 30.55% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 16.87% |
| GOI 8.13 22/06/2045 | Entities | GOI Securities | 15.99% |
| Repo | Unspecified | Repo | 8.88% |
| GOI Sec 8.17 01/12/2044 | Entities | GOI Securities | 4.92% |
| ICICI Bank Ltd | Financial | Equity | 2.86% |
| State Bank of India | Financial | Equity | 2.13% |
| HDFC Bank Ltd | Financial | Equity | 1.66% |
| GOI Sec 8.30 31/12/2042 | Entities | GOI Securities | 1.64% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 1.61% |
| Larsen & Toubro Ltd | Industrials | Equity | 1.36% |
| Axis Bank Ltd | Financial | Equity | 1.21% |
| NTPC Ltd | Energy & Utilities | Equity | 1.17% |
| Net Current Assets | Unspecified | Net Current Assets | 1.03% |
| Samvardhana Motherson International Ltd | Consumer Discretionary | Equity | 0.98% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 0.85% |
| GOI Sec 8.83 12/12/2041 | Entities | GOI Securities | 0.80% |
| Zomato Ltd | Technology | Equity | 0.79% |
| Cummins India Ltd | Industrials | Equity | 0.78% |
| Infosys Ltd | Technology | Equity | 0.64% |
| Dixon Technologies (India) Ltd | Consumer Discretionary | Equity | 0.62% |
| SBI Life Insurance Company Ltd | Financial | Equity | 0.43% |
| Tata Consultancy Services Ltd | Technology | Equity | 0.42% |
| Mishra Dhatu Nigam Ltd | Materials | Equity | 0.40% |
| Crompton Greaves Consumer Electricals Ltd | Consumer Discretionary | Equity | 0.38% |
| Sun Pharmaceutical Industries Ltd | Healthcare | Equity | 0.26% |
| Tube Investments Of India Ltd | Consumer Discretionary | Equity | 0.25% |
| Kaynes Technology India Ltd | Industrials | Equity | 0.24% |
| Apollo Hospitals Enterprise Ltd | Healthcare | Equity | 0.18% |
| Others Mrgn Money | Unspecified | Margin Money | 0.09% |
| Kwality Walls India Ltd | Consumer Staples | Equity | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +6.3% | +6.1% | +6.5% | +6.4% |
| Category average (Hybrid Conservative Hybrid) | +9.1% | +8.0% | +7.8% | -- |
| Rank (Hybrid Conservative Hybrid) | 25 | 23 | 17 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +4.80% | +10.53% | 3,418.90 | |
 | +4.21% | +8.89% | 3,188.48 | |
 | +4.69% | +8.77% | 10,144.75 | |
| +5.12% | +8.75% | 130.58 | |
| +6.26% | +7.98% | 967.48 | |
| Compare | ||||
Fund management
PSPranay SinhaMar 2021 - PresentView details
PS
Pranay Sinha
Mar 2021 - Present
View details
RRRitesh RathodJan 2026 - PresentView details
RR
Ritesh Rathod
Jan 2026 - Present
View details
ASAmber SinghaniaMar 2026 - PresentView details
AS
Amber Singhania
Mar 2026 - Present
View details
KDKinjal DesaiMay 2018 - PresentView details
KD
Kinjal Desai
May 2018 - Present
View details
About Nippon India Retirement Fund Income Generation Scheme Growth
Nippon India Retirement Fund Income Generation Scheme Growth is a Hybrid Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Pranay Sinha is the Current Fund Manager of Nippon India Retirement Fund Income Generation Scheme Growth fund. The fund currently has an Asset Under Management(AUM) of ₹7,57,200 Cr and the Latest NAV as of 16 Jul 2026 is ₹20.41.
The Nippon India Retirement Fund Income Generation Scheme Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
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Investment Objective
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Fund benchmarkCRISIL Hybrid 85+15 Conservative Index
Fund house
Rank (total assets)#4 in India
Total AUM₹7,57,199.84 Cr
Date of Incorporation30 Jun 1995
Launch Date30 Jun 1995
Address30th Floor, One Lodha PlaceSenapati Bapat Marg, Lower ParelMumbai Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,