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Kotak Ultra Short Term Fund Direct Growth
+7.22%
3Y annualised
+0.02% 1D
NAV: 16 Sep '26
₹48.52
Min. for SIP
₹100
Fund size (AUM)
₹15,961.62 Cr
Expense ratio
0.36%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,824 | +3.04% | |
| 3 years | ₹1,80,000 | ₹1,99,096 | +10.61% | |
| 5 years | ₹3,00,000 | ₹3,56,276 | +18.76% | |
| 10 years | ₹6,00,000 | ₹8,37,571 | +39.60% |
Holdings (118)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| AXIS BANK LIMITED CD 14JAN27 | Financial | Certificate of Deposit | 4.31% |
| BANK OF BARODA CD 05FEB27 | Financial | Certificate of Deposit | 3.65% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC | Financial | Debenture | 3.61% |
| GOVERNMENT OF INDIA 37831 182 DAYS TBILL 11FB27 FV RS 100 | Financial | Treasury Bills | 3.21% |
| STATE DEVELOPMENT LOAN 37139 TN 25FB29 6.54 FV RS 100 | Unspecified | State Development Loan | 2.79% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 307D CP 09JUN27 | Financial | Commercial Paper | 2.22% |
| MANKIND PHARMA LIMITED SR 2 7.99 NCD 16OT26 FVRS1LAC | Healthcare | Debenture | 1.88% |
| Repo | Unspecified | Repo | 1.87% |
| STATE DEVELOPMENT LOAN 37033 MH 04FB30 6.90 FV RS 100 | Unspecified | State Development Loan | 1.87% |
| MUTHOOT FINANCE LIMITED 8.45 NCD 26JU29 FVRS1LAC | Financial | Non Convertible Debenture | 1.87% |
| INDUSIND BANK LTD. CD 14DEC26 | Financial | Certificate of Deposit | 1.84% |
| MINDSPACE BUSINESS PARKS REIT 351D CP 10JUN27 | Real Estate | Commercial Paper | 1.78% |
| HDFC BANK LIMITED CD 22JAN27 | Financial | Certificate of Deposit | 1.68% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 14JAN27 | Financial | Certificate of Deposit | 1.53% |
| Small Industries Dev Bank of India (04/02/2027) ** | Financial | Certificate of Deposit | 1.52% |
| PUNJAB NATIONAL BANK CD 05FEB27 | Financial | Certificate of Deposit | 1.52% |
| Small Industries Dev Bank of India (18/02/2027) ** | Financial | Certificate of Deposit | 1.52% |
| HDFC BANK LIMITED CD 24FEB27 | Financial | Certificate of Deposit | 1.52% |
| YES BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 1.51% |
| PUNJAB NATIONAL BANK CD 04FEB27 | Financial | Certificate of Deposit | 1.37% |
| RADHAKRISHNA SECURITISATION TRUST RK TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 1.28% |
| TATA PROJECTS LIMITED SR N 8.50 NCD 18DC26 FVRS1LAC | Industrials | Non Convertible Debenture | 1.26% |
| VEDANTA LIMITED SR 1 9.40 NCD 20FB27 FVRS1LAC | Materials | Debenture | 1.26% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC | Financial | Bonds | 1.25% |
| POONAWALLA FINCORP LIMITED SR A1 7.65 NCD 21AP27 FVRS1LAC | Financial | Non Convertible Debenture | 1.25% |
| TORRENT PHARMACEUTICALS LTD SR 1 7.45 NCD 19JN28 FVRS1LAC | Healthcare | Debenture | 1.25% |
| BHARTI TELECOM LIMITED SR XXVII 7.30 NCD 01DC27 FVRS1LAC | Technology | Debenture | 1.23% |
| GOVERNMENT OF INDIA 37079 364 DAYS TBILL 11FB27 FV RS 100 | Financial | Treasury Bills | 1.22% |
| PUNJAB & SIND BANK CD 26FEB27 | Financial | Certificate of Deposit | 1.21% |
| HDFC BANK LIMITED CD 12MAR27 | Financial | Certificate of Deposit | 1.21% |
| ADANI POWER LIMITED SR II 8.20 NCD 25JN29 FVRS1LAC | Energy & Utilities | Debenture | 1.18% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 20AUG27 | Financial | Certificate of Deposit | 1.17% |
| Net Current Assets | Unspecified | Net Current Assets | 1.15% |
| PIRAMAL FINANCE LIMITED 9.15 NCD 17JU27 FVRS1LAC | Financial | Debenture | 1.10% |
| BANK OF BARODA CD 04FEB27 | Financial | Certificate of Deposit | 1.07% |
| HDFC BANK LIMITED CD 05FEB27 | Financial | Certificate of Deposit | 1.07% |
| 7.35% Madhya Pradesh Sdl 2027 13.09.2027 | Unspecified | State Development Loan | 0.95% |
| NUVAMA WEALTH FINANCE LIMITED SR Q8W501A 8.95 NCD 19MY28 FVRS1LAC | Financial | Debenture | 0.94% |
| 360 ONE PRIME LIMITED 8.80 NCD 22JU28 FVRS1LAC | Financial | Non Convertible Debenture | 0.94% |
| TATA HOUSING DEVELOPMENT COMPANY LIMITED 364D CP 15JAN27 | Industrials | Commercial Paper | 0.92% |
| IIFL FINANCE LIMITED 364D CP 21JAN27 | Financial | Commercial Paper | 0.91% |
| National Bank For Agriculture and Rural Development (17/02/2027) ** | Financial | Certificate of Deposit | 0.91% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 02MAR27 | Financial | Certificate of Deposit | 0.91% |
| TORRENT PHARMACEUTICALS LTD 337D CP 22DEC26 | Healthcare | Commercial Paper | 0.89% |
| THE FEDERAL BANK LIMITED CD 09JUN27 | Financial | Certificate of Deposit | 0.89% |
| MANKIND PHARMA LIMITED SR 3 7.97 NCD 16NV27 FVRS1LAC | Healthcare | Bonds/Debentures | 0.78% |
| ICICI HOME FINANCE COMPANY LIMITED SR HDBJUL271 TR 1 RR BD 16JL29 FVRS1LAC | Financial | Non Convertible Debenture | 0.78% |
| THE FEDERAL BANK LIMITED CD 28JAN27 | Financial | Certificate of Deposit | 0.76% |
| IIFL FINANCE LIMITED 182D CP 01FEB27 | Financial | Commercial Paper | 0.76% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 0.70% |
| EMBASSY OFFICE PARKS REIT SR V TR B 7.05 NCD 18OT26 FVRS10LAC | Real Estate | Non Convertible Debenture | 0.63% |
| MUTHOOT FINANCE LIMITED 8.78 NCD 20MY27 FVRS1LAC | Financial | Debenture | 0.63% |
| STATE DEVELOPMENT LOAN 30884 GUJ 20OT26 6.04 FV RS 100 | Industrials | State Development Loan | 0.63% |
| GOVERNMENT OF INDIA 36428 364 DAYS TBILL 10SP26 FV RS 100 | Financial | Treasury Bills | 0.63% |
| 360 ONE PRIME LIMITED 8.75 NCD 10SP27 FVRS1LAC | Financial | Debenture | 0.63% |
| BAHADUR CHAND INVESTMENTS PRIVATE LIMITED 362D CP 18NOV26 | Financial | Commercial Paper | 0.62% |
| POWER FINANCE CORPORATION LIMITED SR 258A 6.92 BD 16FB28 FVRS1LAC | Financial | Debenture | 0.62% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR E 7.30 NCD 11FB28 FVRS1LAC | Financial | Non Convertible Debenture | 0.62% |
| MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AC2026 RR NCD 18MY29 FVRS1LAC | Financial | Debenture | 0.62% |
| MUTHOOT FINANCE LIMITED RR NCD 26JL29 FVRS1LAC | Financial | Debenture | 0.62% |
| MUTHOOT FINANCE LIMITED RR NCD 04SP29 FVRS1LAC | Financial | Non Convertible Debenture | 0.62% |
| MANAPPURAM FINANCE LIMITED 365D CP 03DEC26 | Financial | Commercial Paper | 0.61% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 28JAN27 | Financial | Certificate of Deposit | 0.61% |
| CANARA BANK CD 29JAN27 | Financial | Certificate of Deposit | 0.61% |
| MUTHOOT FINANCE LIMITED 360D CP 22JAN27 | Financial | Commercial Paper | 0.61% |
| INDUSIND BANK LTD. CD 05FEB27 | Financial | Certificate of Deposit | 0.61% |
| CANARA BANK CD 02MAR27 | Financial | Certificate of Deposit | 0.61% |
| HDFC Bank Limited (15/02/2027) ** # | Financial | Certificate of Deposit | 0.61% |
| UNION BANK OF INDIA CD 03MAR27 | Financial | Certificate of Deposit | 0.61% |
| BIRLA GROUP HOLDINGS PRIVATE LIMITED 365D CP 12MAR27 | Financial | Commercial Paper | 0.60% |
| MUTHOOT FINANCE LIMITED 360D CP 04MAR27 | Financial | Commercial Paper | 0.60% |
| AXIS SECURITIES LIMITED 255D CP 15MAR27 | Unspecified | Commercial Paper | 0.60% |
| Tamilnadu State SDL 7.07 14/12/2026 | Unspecified | State Development Loan | 0.47% |
| MUTHOOT FINANCE LIMITED OP I 7.88 NCD 22NV28 FVRS1LAC | Financial | Non Convertible Debenture | 0.46% |
| CANARA BANK CD 28JAN27 | Financial | Certificate of Deposit | 0.46% |
| MUTHOOT FINANCE LIMITED 361D CP 05FEB27 | Financial | Commercial Paper | 0.45% |
| EMBASSY OFFICE PARKS REIT 342D CP 18MAR27 | Real Estate | Commercial Paper | 0.45% |
| CHOLAMANDALAM SECURITIES LIMITED 365D CP 12MAR27 | Financial | Commercial Paper | 0.42% |
| BHARTI TELECOM LIMITED SR XIX 8.65 NCD 05NV27 FVRS1LAC | Technology | Debenture | 0.38% |
| Bihar State SDL 7.59 2027 | Unspecified | State Development Loan | 0.32% |
| Karnataka State SDL 7.59 15/02/2027 | Unspecified | State Development Loan | 0.32% |
| CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100 | Entities | GOI Securities | 0.32% |
| VEDANTA LIMITED SR I 9.31 NCD 03DC27 FVRS1LAC | Materials | Debenture | 0.32% |
| LIQUID GOLD SERIES 14 SERIES A PTC 29SEP25 | Unspecified | Structured Obligation | 0.32% |
| LIQUID GOLD SERIES 9 SERIES A PTC 08MAY25 | Financial | Structured Obligation | 0.31% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR B 7.123 NCD 21JL27 FVRS1LAC | Financial | Non Convertible Debenture | 0.31% |
| GODREJ SEEDS & GENETICS LIMITED SR 2 STRPP 7.68 NCD 28AP28 FVRS1LAC | Consumer Staples | Non Convertible Debenture | 0.31% |
| GODREJ SEEDS & GENETICS LIMITED SR 4 STRPP 7.68 NCD 27OT28 FVRS1LAC | Consumer Staples | Non Convertible Debenture | 0.31% |
| GODREJ SEEDS & GENETICS LIMITED SR 3 STRPP 7.68 NCD 28JL28 FVRS1LAC | Consumer Staples | Non Convertible Debenture | 0.31% |
| GODREJ SEEDS & GENETICS LIMITED SR 1 7.99 NCD 26DC28 FVRS1LAC | Consumer Staples | Non Convertible Debenture | 0.31% |
| TATA CAPITAL LIMITED SR B RR NCD 21FB29 FVRS1LAC | Financial | Non Convertible Debenture | 0.31% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.30% |
| CANARA BANK CD 12FEB27 | Financial | Certificate of Deposit | 0.30% |
| PUNJAB NATIONAL BANK CD 10FEB27 | Financial | Certificate of Deposit | 0.30% |
| MUTHOOT FINANCE LIMITED 360D CP 04FEB27 | Financial | Commercial Paper | 0.30% |
| BANK OF INDIA CD 18FEB27 | Financial | Certificate of Deposit | 0.30% |
| CANARA BANK CD 04MAR27 | Financial | Certificate of Deposit | 0.30% |
| BANK OF BARODA CD 08MAR27 | Financial | Certificate of Deposit | 0.30% |
| HDFC BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 0.30% |
| CREDILA FINANCIAL SERVICES LIMITED 364D CP 01MAR27 | Financial | Commercial Paper | 0.30% |
| UNION BANK OF INDIA CD 02MAR27 | Financial | Certificate of Deposit | 0.30% |
| Gujarat State Government Securities (09/11/2026) | Industrials | State Development Loan | 0.28% |
| GODREJ SEEDS & GENETICS LIMITED SR 1 STRPP 7.68 NCD 28JN28 FVRS1LAC | Consumer Staples | Non Convertible Debenture | 0.28% |
| Gsec C-STRIPS Mat 17-Dec-2026 | Entities | GOI Securities | 0.16% |
| LIC HOUSING FINANCE LIMITED TR 417 OPT I 6.40 LOA 30NV26 FVRS10LAC | Financial | Debenture | 0.16% |
| GODREJ PROPERTIES LIMITED SR 1 8.40 NCD 25JN28 FVRS1LAC | Real Estate | Debenture | 0.16% |
| GODREJ INDUSTRIES LIMITED SR 1 8.10 NCD 22MY28 FVRS1LAC | Diversified | Non Convertible Debenture | 0.16% |
| Union Bank of India CD | Financial | Certificate of Deposit | 0.15% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR A 7.8445 NCD 18SP26 FVRS1LAC | Financial | Bonds/NCDs | 0.15% |
| HDFC BANK LIMITED CD 14DEC26 | Financial | Certificate of Deposit | 0.15% |
| CANARA BANK CD 02FEB27 | Financial | Certificate of Deposit | 0.15% |
| BANK OF BARODA CD 05MAR27 | Financial | Certificate of Deposit | 0.15% |
| BANK OF BARODA CD 07DEC26 | Financial | Certificate of Deposit | 0.15% |
| GODREJ INDUSTRIES LIMITED SR 1 8.42 NCD 27DC27 FVRS1LAC | Diversified | Debenture | 0.09% |
| 360 ONE PRIME LIMITED 364D CP 25FEB27 | Financial | Commercial Paper | 0.06% |
| GODREJ FINANCE LIMITED SR A 8.75 NCD 18JN27 FVRS1LAC | Financial | Debenture | 0.03% |
| HDFC BANK LIMITED CD 02MAR27 | Financial | Certificate of Deposit | 0.03% |
| Rajasthan State SDL 7.17 28/09/2026 | Unspecified | State Development Loan | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.2% | +6.6% | +6.7% | +7.4% |
| Category average (Debt Ultra Short Duration) | +6.8% | +5.7% | +6.0% | -- |
| Rank (Debt Ultra Short Duration) | 16 | 13 | 3 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Fund management
MSManu SharmaNov 2022 - PresentView details
MS
Manu Sharma
Nov 2022 - Present
View details
DADeepak AgrawalJan 2013 - PresentView details
DA
Deepak Agrawal
Jan 2013 - Present
View details
About Kotak Ultra Short Term Fund Direct Growth
Kotak Ultra Short Term Fund Direct Growth is a Debt Mutual Fund Scheme launched by Kotak Mahindra Mutual Fund. This scheme was made available to investors on 05 Aug 1994. Manu Sharma is the Current Fund Manager of Kotak Ultra Short Term Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹6,19,695 Cr and the Latest NAV as of 16 Sep 2026 is ₹48.52.
The Kotak Ultra Short Term Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100.
;
Investment Objective
The scheme seeks to generate returns through investment in debt and money market instruments with a view to reduce the interest rate risk.
Fund benchmarkNIFTY Ultra Short Duration Debt Index A-I
Fund house
Rank (total assets)#5 in India
Total AUM₹6,19,695.24 Cr
Date of Incorporation05 Aug 1994
Launch Date05 Aug 1994
AddressThe Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,